Universal Corporation (UVV) Financial Ratios
30 years of historical data (1997–2026) · Consumer Defensive · Tobacco
EV/EBITDA
↓
8.22
-4% vs avg
5yr avg: 8.54
30Y Low3.8·High12.2
P/FCF
↑
16.20
↑+48% vs avg
5yr avg: 10.93
30Y Low3.6·High68.8
P/B Ratio
↓
0.90
-4% vs avg
5yr avg: 0.94
30Y Low0.9·High2.3
ROE
↓
2.2%
↑-65% vs avg
5yr avg: 6.4%
30Y Low1%·High26%
Debt/EBITDA
↑
3.55
↓-2% vs avg
5yr avg: 3.60
30Y Low0.8·High7.1
Percentile shows where the current value sits in 30-year historical distribution. Sparklines show 5-year trend.
UVV Valuation Multiples
Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow
Universal Corporation trades at 40.1x earnings, 114% above its 5-year average of 18.7x, sitting at the 87th percentile of its historical range. Compared to the Consumer Defensive sector median P/E of 18.8x, the stock trades at a premium of 113%. On a free-cash-flow basis, the stock trades at 16.2x P/FCF, 48% above the 5-year average of 10.9x.
| Metric | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Market Cap | $1.3B | $1.3B | $1.4B | $1.3B | $1.3B | $1.4B | $1.5B | $1.1B | $1.5B | $1.2B | $1.7B |
| Enterprise Value | $2.2B | $2.2B | $2.3B | $2.3B | $2.1B | $2.1B | $1.9B | $1.5B | $1.6B | $1.4B | $1.8B |
| P/E Ratio → | 40.12 | 40.54 | 14.83 | 10.82 | 10.64 | 16.73 | 16.71 | 15.46 | 14.02 | 11.71 | 80.40 |
| P/S Ratio | 0.44 | 0.45 | 0.48 | 0.47 | 0.51 | 0.69 | 0.74 | 0.58 | 0.66 | 0.61 | 0.81 |
| P/B Ratio | 0.90 | 0.91 | 0.94 | 0.88 | 0.92 | 1.05 | 1.08 | 0.86 | 1.06 | 0.89 | 1.27 |
| P/FCF | 16.20 | 16.54 | 5.33 | — | — | — | 9.48 | — | 11.61 | 25.14 | 7.83 |
| P/OCF | 10.07 | 10.28 | 4.31 | — | — | 32.25 | 6.63 | 101.86 | 8.87 | 14.86 | 6.72 |
P/E links to full P/E history page with 30-year chart
UVV EV Ratios
Enterprise-value multiples — capital-structure-neutral measures of total business value
Universal Corporation's enterprise value stands at 8.2x EBITDA, roughly in line with its 5-year average of 8.5x. The Consumer Defensive sector median is 11.0x, placing the stock at a 25% discount on an enterprise-value basis.
| Metric | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| EV / Revenue | — | 0.75 | 0.76 | 0.84 | 0.82 | 1.00 | 0.96 | 0.78 | 0.71 | 0.70 | 0.88 |
| EV / EBITDA | 8.22 | 8.33 | 7.41 | 8.22 | 8.83 | 9.90 | 9.93 | 9.01 | 7.99 | 6.87 | 8.52 |
| EV / EBIT | 10.30 | 10.43 | 9.34 | 10.00 | 11.00 | 12.39 | 12.69 | 11.15 | 9.39 | 7.78 | 9.84 |
| EV / FCF | — | 27.47 | 8.52 | — | — | — | 12.40 | — | 12.60 | 28.81 | 8.50 |
UVV Profitability
Margins and return-on-capital ratios measuring operating efficiency
Universal Corporation earns an operating margin of 7.2%, above the Consumer Defensive sector average of 3.5%. ROE of 2.2% is modest, trailing the sector median of 6.5%. ROIC of 6.8% represents adequate returns on invested capital versus a sector median of 5.7%.
Margins
Full margin charts and quarterly trend are on the Earnings History page
| Metric | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 17.5% | 17.5% | 18.6% | 19.5% | 17.8% | 19.4% | 19.5% | 18.7% | 18.3% | 18.3% | 19.1% |
| Operating Margin | 7.2% | 7.2% | 8.3% | 8.1% | 7.0% | 7.6% | 7.5% | 6.6% | 7.2% | 8.4% | 8.6% |
| Net Profit Margin | 1.1% | 1.1% | 3.2% | 4.4% | 4.8% | 4.1% | 4.4% | 3.8% | 4.7% | 5.2% | 5.1% |
Return on Capital
| Metric | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 2.2% | 2.2% | 6.4% | 8.2% | 8.8% | 6.3% | 6.6% | 5.4% | 7.5% | 7.8% | 7.6% |
| ROA | 1.1% | 1.1% | 3.2% | 4.3% | 4.7% | 3.5% | 3.9% | 3.4% | 4.8% | 4.9% | 4.9% |
| ROIC | 6.8% | 6.8% | 7.6% | 7.1% | 6.4% | 6.3% | 6.4% | 6.0% | 7.9% | 8.5% | 8.8% |
| ROCE | 9.5% | 9.5% | 10.9% | 10.0% | 8.5% | 7.8% | 7.6% | 6.8% | 8.5% | 9.1% | 9.3% |
UVV Leverage & Debt
Solvency and debt-coverage ratios — lower is generally safer
Universal Corporation carries a Debt/EBITDA ratio of 3.5x, which is moderately leveraged (roughly in line with the sector average of 3.5x). Net debt stands at $878M ($940M total debt minus $62M cash). Interest coverage of just 2.9x is concerning — the company has limited headroom to absorb earnings volatility before struggling with debt service.
| Metric | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.64 | 0.64 | 0.74 | 0.72 | 0.59 | 0.54 | 0.48 | 0.37 | 0.31 | 0.30 | 0.32 |
| Debt / EBITDA | 3.55 | 3.55 | 3.63 | 3.80 | 3.56 | 3.48 | 3.36 | 2.93 | 2.13 | 2.01 | 2.00 |
| Net Debt / Equity | — | 0.60 | 0.56 | 0.68 | 0.55 | 0.48 | 0.33 | 0.29 | 0.09 | 0.13 | 0.11 |
| Net Debt / EBITDA | 3.31 | 3.31 | 2.78 | 3.60 | 3.29 | 3.10 | 2.34 | 2.28 | 0.63 | 0.87 | 0.67 |
| Debt / FCF | — | 10.93 | 3.19 | — | — | — | 2.92 | — | 0.99 | 3.67 | 0.67 |
| Interest Coverage | 2.85 | 2.85 | 2.77 | 3.48 | 3.88 | 6.13 | 6.04 | 6.71 | 9.64 | 11.67 | 11.39 |
UVV Liquidity & Efficiency
Short-term solvency ratios and asset-utilisation metrics
Universal Corporation's current ratio of 3.49x is well above the 1.0 safety threshold, indicating strong short-term liquidity with ample room to cover current liabilities. The quick ratio of 1.34x is notably lower than the current ratio, indicating a significant portion of current assets is tied up in inventory. The current ratio has improved from 2.96x to 3.49x over the past 3 years.
| Metric | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Current Ratio | 3.49 | 3.49 | 2.87 | 2.96 | 4.08 | 3.37 | 5.31 | 5.53 | 6.26 | 5.94 | 5.83 |
| Quick Ratio | 1.34 | 1.34 | 1.32 | 0.98 | 1.73 | 1.41 | 2.62 | 2.52 | 3.50 | 3.14 | 3.46 |
| Cash Ratio | 0.11 | 0.11 | 0.35 | 0.08 | 0.15 | 0.16 | 0.67 | 0.40 | 1.17 | 0.87 | 1.06 |
| Asset Turnover | — | 1.06 | 0.99 | 0.94 | 0.97 | 0.81 | 0.85 | 0.90 | 1.04 | 0.94 | 0.98 |
| Inventory Turnover | 1.99 | 1.99 | 2.06 | 1.58 | 2.04 | 1.67 | 2.03 | 1.93 | 2.60 | 2.22 | 2.64 |
| Days Sales Outstanding | — | 71.91 | 78.39 | 70.47 | 58.84 | 67.67 | 67.74 | 67.30 | 65.40 | 68.04 | 77.83 |
UVV Shareholder Yields
Earnings, FCF, buyback, and dividend yields — total returns to shareholders
Universal Corporation returns 6.2% to shareholders annually primarily through dividends. The payout ratio exceeds 100% at 249.1%, meaning the company is paying out more than it earns — this level is unsustainable long-term without earnings recovery. The earnings yield of 2.5% (inverse of P/E) provides a useful comparison to bond yields when assessing the stock's relative attractiveness to fixed income.
Dividends
Full dividend history and growth charts are on the Dividend History page
| Metric | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend Yield | 6.2% | 6.1% | 5.7% | 6.1% | 5.9% | 5.3% | 5.1% | 6.8% | 4.8% | 4.4% | 3.0% |
| Payout Ratio | 249.1% | 249.1% | 83.8% | 65.6% | 62.4% | 88.3% | 86.0% | 105.1% | 67.1% | 51.8% | 46.9% |
Total Shareholder Return Metrics
| Metric | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Earnings Yield | 2.5% | 2.5% | 6.7% | 9.2% | 9.4% | 6.0% | 6.0% | 6.5% | 7.1% | 8.5% | 1.2% |
| FCF Yield | 6.2% | 6.0% | 18.8% | — | — | — | 10.5% | — | 8.6% | 4.0% | 12.8% |
| Buyback Yield | 0.0% | 0.0% | 0.0% | 0.4% | 0.3% | 0.2% | 0.0% | 3.0% | 0.1% | 1.7% | 10.6% |
| Total Shareholder Yield | 6.2% | 6.1% | 5.7% | 6.4% | 6.1% | 5.5% | 5.1% | 9.8% | 4.9% | 6.2% | 13.6% |
| Shares Outstanding | — | $25M | $25M | $25M | $25M | $25M | $25M | $25M | $25M | $26M | $24M |
Peer Comparison
Compare UVV with 10 similar companies in its peer group
| Company | Market Cap | P/E | EV/EBITDA | P/FCF | Gross Margin | Op Margin | ROE | ROIC | Debt/EBITDA |
|---|---|---|---|---|---|---|---|---|---|
 UVVYou | $1B | 40.1 | 8.2 | 16.2 | 17.5% | 7.2% | 2.2% | 6.8% | 3.5 |
 MO | $116B | 16.8 | 8.9 | 12.7 | 86.6% | 74.8% | — | 60.4% | 1.7 |
 PM | $278B | 24.6 | 19.0 | 26.1 | 67.1% | 36.7% | — | 33.2% | 2.9 |
 BTI | $128B | 32.8 | 22.0 | 10.2 | 82.9% | 10.6% | 6.0% | 2.4% | 6.3 |
 DIOD | $5B | 83.5 | 29.1 | 40.0 | 31.2% | 2.4% | 3.5% | 1.6% | 0.5 |
 TPB | $2B | 26.4 | 16.3 | 36.2 | 57.1% | 20.6% | 20.7% | 16.6% | 3.0 |
 XXII | $2M | -0.1 | — | — | -44.5% | -162.0% | -51.1% | -81.4% | — |
 ADM | $36B | 33.7 | 16.7 | 8.6 | 6.3% | 1.8% | 4.7% | 3.3% | 3.2 |
 BG | $22B | 22.9 | 21.4 | — | 4.5% | 1.5% | 5.8% | 3.3% | 9.6 |
 ANDE | $2B | 25.4 | 12.9 | — | 6.5% | 1.2% | 6.6% | 4.6% | 4.0 |
 FMC | $1B | -0.6 | — | — | 37.0% | -54.4% | -67.8% | -21.2% | — |
| Consumer Defensive Median | — | 18.8 | 11.0 | 15.3 | 40.8% | 3.5% | 6.5% | 5.7% | 3.5 |
Peer selection based on competitive and market overlap. Compare multiple stocks →
Download Financial Ratios Data
Includes 30+ ratios · 30 years · Updated daily
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UVV — Frequently Asked Questions
Quick answers to the most common questions about buying UVV stock.
What is Universal Corporation's P/E ratio?
Universal Corporation's current P/E ratio is 40.1x. The historical average is 20.0x. This places it at the 87th percentile of its historical range.
What is Universal Corporation's EV/EBITDA?
Universal Corporation's current EV/EBITDA is 8.2x. This enterprise value multiple compares the company's total value (equity + debt - cash) to its EBITDA. The historical average is 7.6x.
What is Universal Corporation's ROE?
Universal Corporation's return on equity (ROE) is 2.2%. The historical average is 11.4%.
Is UVV stock overvalued?
Based on historical data, Universal Corporation is trading at a P/E of 40.1x. This is at the 87th percentile of its historical P/E range. Compare with industry peers and growth rates for a complete picture.
What is Universal Corporation's dividend yield?
Universal Corporation's current dividend yield is 6.19% with a payout ratio of 249.1%.
What are Universal Corporation's profit margins?
Universal Corporation has 17.5% gross margin and 7.2% operating margin.
How much debt does Universal Corporation have?
Universal Corporation's Debt/EBITDA ratio is 3.5x, indicating high leverage. A ratio between 2-4x is manageable but warrants monitoring.