UWM Holdings Corporation (UWMC) Earnings History
Annual and quarterly earnings data from 2017 to 2025
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UWMC EPS Growth (CAGR)
Compound annual growth rate of diluted earnings per share
CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.
UWMC Profitability Analysis
Margin trends over time
| Year | Gross Margin | Operating Margin | Net Margin |
|---|---|---|---|
| 2025 | 85.6% | 58.0% | 0.9% |
| 2024 | 72.0% | 17.6% | 0.8% |
| 2023 | 67.8% | -6.8% | -1.2% |
| 2022 | 84.3% | 43.5% | 1.9% |
| 2021 | 87.7% | 55.7% | 3.5% |
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UWM Holdings Corporation (UWMC) Earnings Overview
As of May 6, 2026, UWM Holdings Corporation (UWMC) reported trailing twelve-month net income of $27M, reflecting -7.7% year-over-year growth. The company earned $0.11 per diluted share over the past four quarters, with a net profit margin of 0.9%.
Looking at the long-term picture, UWMC's 5-year EPS compound annual growth rate (CAGR) stands at -67.4%, signaling declining earnings. The company achieved its highest annual net income of $3.38B in fiscal 2020.
UWM Holdings Corporation maintains positive profitability with a gross margin of 85.6%, operating margin of 58.0%, and net margin of 0.9%. The company continues to generate positive earnings from operations. View revenue history →
Compared to peers including RKT (-$102M net income, 0.5% margin), PFSI ($507M net income, 11.5% margin), GHLD ($126M net income, 8.3% margin), UWMC has outperformed on profitability metrics. Compare UWMC vs RKT →
UWMC Earnings vs Peers
Earnings metrics vs comparable public companies
UWMC Historical Earnings Data (2017–2025)
9 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $27M | +90.1% | $1.83B | $0.12 | 0.9% | 58.0% |
| 2024 | $14M | +208.9% | $336M | $0.13 | 0.8% | 17.6% |
| 2023 | -$13M | -131.7% | -$76M | $-0.14 | -1.2% | -6.8% |
| 2022 | $42M | -57.6% | $935M | $0.45 | 1.9% | 43.5% |
| 2021 | $98M | -97.1% | $1.58B | $0.66 | 3.5% | 55.7% |
| 2020 | $3.38B | +715.0% | $3.38B | $32.81 | 69.7% | 69.8% |
| 2019 | $415M | +354.5% | $415M | $4.03 | 33.7% | 33.7% |
| 2018 | $91M | -20.3% | $86M | $0.89 | 18.2% | 17.1% |
| 2017 | $115M | - | $128M | $1.11 | 25.2% | 28.2% |
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Start ComparisonUWMC — Frequently Asked Questions
Quick answers to the most common questions about buying UWMC stock.
Is UWMC growing earnings?
UWMC EPS fell to $0.11, with earnings declining -7.7%. This contrasts with the 5-year CAGR of -67.4%. TTM net income dropped to $27M.
What are UWMC's profit margins?
UWM Holdings Corporation net margin is +0.9%, with operating margin at +58.0%. Below-average margins reflect competitive or cost pressures.
How consistent are UWMC's earnings?
UWMC earnings data spans 2017-2025. The declining earnings trend is -7.7% YoY. Historical data enables comparison across business cycles.