UWM Holdings Corporation (UWMC) Earnings History
Earnings Pressure9 years of earnings data (2017–2025) · 5-year EPS trend is negative
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UWM Holdings Corporation (UWMC) Earnings Overview
As of November 9, 2026, UWM Holdings Corporation (UWMC) reported trailing twelve-month net income of $20M, reflecting -7.7% year-over-year growth. The company earned $0.06 per diluted share over the past four quarters, with a net profit margin of 1.0%.
Looking at the long-term picture, UWMC's 5-year EPS compound annual growth rate (CAGR) stands at -67.4%, signaling declining earnings. The company achieved its highest annual net income of $3.38B in fiscal 2020.
UWM Holdings Corporation maintains positive profitability with a gross margin of 102.9%, operating margin of 69.7%, and net margin of 1.0%. The company continues to generate positive earnings from operations. View revenue history →
Compared to peers including RKT ($1.30B net income, -1.1% margin), PFSI ($240M net income, 11.3% margin), LDI (-$69M net income, -5.2% margin), UWMC has outperformed on profitability metrics. Compare UWMC vs RKT →
UWMC Earnings vs Peers
Earnings metrics vs comparable public companies
UWMC Historical Earnings Data (2017–2025)
9 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $27M | +90.1% | $1.83B | $0.12 | 1.0% | 69.7% |
| 2024 | $14M | +208.9% | $336M | $0.13 | 1.0% | 23.7% |
| 2023 | -$13M | -131.7% | -$76M | $-0.14 | -1.7% | -9.6% |
| 2022 | $42M | -57.6% | $935M | $0.45 | 2.3% | 50.8% |
| 2021 | $98M | -97.1% | $1.58B | $0.66 | 3.9% | 62.4% |
| 2020 | $3.38B | +715.0% | $3.38B | $32.81 | 72.2% | 72.3% |
| 2019 | $415M | +354.5% | $415M | $4.03 | 38.9% | 38.9% |
| 2018 | $91M | -20.3% | $86M | $0.89 | 21.9% | 20.6% |
| 2017 | $115M | - | $128M | $1.11 | 28.5% | 31.9% |
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UWMC — Frequently Asked Questions
Quick answers to the most common questions about buying UWMC stock.
What is UWMC earnings per share (EPS)?
UWMC trailing twelve-month (TTM) diluted EPS is $0.06, reflecting -7.7% year-over-year growth. The 5-year EPS CAGR is -67.4%. Complete EPS history from 2017 to 2025 is available in the table on this page.
What is UWM Holdings Corporation's net income?
UWM Holdings Corporation (UWMC) trailing twelve-month net income is $20M as of 2025. Earnings declined -7.7% year-over-year. UWM Holdings Corporation has been profitable for 2 consecutive years.
Is UWMC profitable?
Yes, UWMC is profitable with a TTM net income of $20M and a net profit margin of +1.0%. UWM Holdings Corporation has generated profits for 2 consecutive years.
What is UWMC's earnings growth rate?
UWMC compound annual EPS growth rates (CAGR): 1-Year: -7.7%, 3-Year: -35.6%, 5-Year: -67.4%, 10-Year: N/A. These figures measure the annualised rate of diluted EPS growth over each period, based on data from 2017 to 2025.
What are UWMC's profit margins?
UWM Holdings Corporation net profit margin is +1.0%, operating margin is +69.7%, and gross margin is +102.9%. Below-average margins reflect competitive or cost pressures. Return on Equity is +1.5%.
Is UWMC growing earnings?
UWMC earnings are declining — EPS fell -7.7% year-over-year. TTM net income dropped to $20M. This contrasts with the 5-year CAGR of -67.4%.
What was UWMC's best earnings year?
UWM Holdings Corporation's highest annual net income on record is $3.4B, achieved in fiscal year 2020. Earnings history on this page spans 2017 to 2025 and includes all annual and quarterly figures.
What were UWMC's earnings last quarter?
UWMC's most recent reported quarter was Q3 2026. Net income was $56M with diluted EPS of $0.09. For a full breakdown of all quarters, see the quarterly earnings table on this page.