UWM Holdings Corporation (UWMC) Earnings History
Net Loss9 years of earnings data (2017–2025) · Currently unprofitable on a TTM basis
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UWM Holdings Corporation (UWMC) Earnings Overview
As of September 25, 2026, UWM Holdings Corporation (UWMC) reported trailing twelve-month net income of -$37M, reflecting -7.7% year-over-year growth. The company earned $-0.18 per diluted share over the past four quarters, with a net profit margin of 1.0%.
Looking at the long-term picture, UWMC's 5-year EPS compound annual growth rate (CAGR) stands at -67.4%, signaling declining earnings. The company achieved its highest annual net income of $3.38B in fiscal 2020.
UWM Holdings Corporation is currently reporting a net loss, though operating performance should be evaluated in the context of growth investments and industry dynamics View revenue history →
Compared to peers including RKT ($471M net income, -1.0% margin), PFSI ($392M net income, 14.7% margin), GHLD ($126M net income, 8.3% margin), UWMC has outperformed on profitability metrics. Compare UWMC vs RKT →
UWMC Earnings vs Peers
Earnings metrics vs comparable public companies
UWMC Historical Earnings Data (2017–2025)
9 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $27M | +90.1% | $1.83B | $0.12 | 1.0% | 69.7% |
| 2024 | $14M | +208.9% | $336M | $0.13 | 1.0% | 23.7% |
| 2023 | -$13M | -131.7% | -$76M | $-0.14 | -1.7% | -9.6% |
| 2022 | $42M | -57.6% | $935M | $0.45 | 2.3% | 50.8% |
| 2021 | $98M | -97.1% | $1.58B | $0.66 | 3.9% | 62.4% |
| 2020 | $3.38B | +715.0% | $3.38B | $32.81 | 72.2% | 72.3% |
| 2019 | $415M | +354.5% | $415M | $4.03 | 38.9% | 38.9% |
| 2018 | $91M | -20.3% | $86M | $0.89 | 21.9% | 20.6% |
| 2017 | $115M | - | $128M | $1.11 | 28.5% | 31.9% |
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UWMC — Frequently Asked Questions
Quick answers to the most common questions about buying UWMC stock.
What is UWMC earnings per share (EPS)?
UWMC trailing twelve-month (TTM) diluted EPS is $-0.18, reflecting -7.7% year-over-year growth. The 5-year EPS CAGR is -67.4%. Complete EPS history from 2017 to 2025 is available in the table on this page.
What is UWM Holdings Corporation's net income?
UWM Holdings Corporation (UWMC) trailing twelve-month net income is $-37M as of 2025. Earnings declined -7.7% year-over-year. UWM Holdings Corporation has been profitable for 2 consecutive years.
Is UWMC profitable?
UWMC is not currently profitable on a TTM basis, reporting a net loss of $-37M. Net margin is +1.0%. Investors should monitor for a return to profitability.
What is UWMC's earnings growth rate?
UWMC compound annual EPS growth rates (CAGR): 1-Year: -7.7%, 3-Year: -35.6%, 5-Year: -67.4%, 10-Year: N/A. These figures measure the annualised rate of diluted EPS growth over each period, based on data from 2017 to 2025.
What are UWMC's profit margins?
UWM Holdings Corporation net profit margin is +1.0%, operating margin is +69.7%, and gross margin is +102.9%. Below-average margins reflect competitive or cost pressures. Return on Equity is +1.5%.
Is UWMC growing earnings?
UWMC earnings are declining — EPS fell -7.7% year-over-year. TTM net income dropped to $-37M. This contrasts with the 5-year CAGR of -67.4%.
What was UWMC's best earnings year?
UWM Holdings Corporation's highest annual net income on record is $3.4B, achieved in fiscal year 2020. Earnings history on this page spans 2017 to 2025 and includes all annual and quarterly figures.
What were UWMC's earnings last quarter?
UWMC's most recent reported quarter was Q2 2026. Net income was $-81M with diluted EPS of $-0.24. For a full breakdown of all quarters, see the quarterly earnings table on this page.