UWM Holdings Corporation (UWMC) P/E Ratio History
Historical price-to-earnings valuation from 2020 to 2025
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UWMC Valuation Context
How does the current P/E compare to historical and market benchmarks?
P/E Ratio Analysis
As of May 6, 2026, UWM Holdings Corporation (UWMC) trades at a price-to-earnings ratio of 28.5x, with a stock price of $3.42 and trailing twelve-month earnings per share of $0.11.
The current P/E is 42% below its 5-year average of 49.5x. Over the past five years, UWMC's P/E has ranged from a low of 0.2x to a high of 290.0x, placing the current valuation at the 58th percentile of its historical range.
Compared to the Financial Services sector median P/E of 13.3x, UWMC trades at a 114% premium to its sector peers. The sector includes 779 companies with P/E ratios ranging from 0.0x to 197.4x.
Relative to the broader market, UWMC trades roughly in line with the S&P 500 median P/E of 25.1x. Investors should consider the company's growth prospects, competitive position, and earnings quality when evaluating whether the current valuation is justified.
For a comprehensive intrinsic value estimate using discounted cash flow analysis, see our UWMC DCF Valuation Calculator →
Note: P/E ratio is just one valuation metric. It does not account for balance sheet strength, cash flow quality, or growth sustainability. Always conduct comprehensive due diligence before making investment decisions.
UWMC P/E vs Peers
P/E ratio compared to closely matched public peers
| Company | Market Cap | P/E Ratio | PEG Ratio | EPS Growth (1Y) |
|---|---|---|---|---|
| $2B | 67.1 | - | - | |
| $5B | 9.4 | - | +59% | |
| $439M | 12.8 | 0.17Best | +344% | |
| $1B | 12.3 | 0.41 | -28% | |
| $9B | 9.4 | 0.81 | +23% | |
| $6B | 8.8Lowest | 2.26 | +5% | |
| $88B | 26.9 | 3.03 | +21% | |
| $3B | 12.0 | - | +262% | |
| $7B | 11.4 | - | +376%Best |
Peers sorted by market capitalization. P/E below peers may indicate undervaluation or lower growth expectations. Consider PEG ratio for growth-adjusted comparison.
UWMC Historical P/E Data (2020–2025)
Quarterly P/E ratios calculated from closing price and TTM EPS
| Quarter | Date | Price | TTM EPS | P/E Ratio | vs Avg |
|---|---|---|---|---|---|
| FY2025 Q4 | Wed Dec 31 2025 00:00:00 GM | $4.38 | $0.09 | 48.1x | -3% |
| FY2025 Q3 | $6.09 | $0.02 | 290.0x | +485% | |
| FY2024 Q4 | $5.87 | $0.07 | 86.8x | +75% | |
| FY2024 Q2 | Sun Jun 30 2024 00:00:00 GM | $6.93 | $0.03 | 225.0x | +354% |
| FY2024 Q1 | Sun Mar 31 2024 00:00:00 GM | $7.26 | $0.08 | 90.8x | +83% |
| FY2023 Q3 | Sat Sep 30 2023 00:00:00 GM | $4.85 | $0.15 | 32.7x | -34% |
| FY2023 Q2 | Fri Jun 30 2023 00:00:00 GM | $5.60 | $0.08 | 71.6x | +45% |
| FY2023 Q1 | Fri Mar 31 2023 00:00:00 GM | $4.91 | $0.09 | 56.4x | +14% |
| FY2022 Q4 | Sat Dec 31 2022 00:00:00 GM | $3.31 | $0.44 | 7.6x | -85% |
| FY2022 Q3 | Fri Sep 30 2022 00:00:00 GM | $2.93 | $0.54 | 5.4x | -89% |
| FY2022 Q2 | $3.54 | $0.57 | 6.2x | -87% | |
| FY2022 Q1 | $4.53 | $0.55 | 8.3x | -83% |
Average P/E for displayed period: 49.5x
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Start ComparisonUWMC — Frequently Asked Questions
Quick answers to the most common questions about buying UWMC stock.
Is UWMC stock overvalued or undervalued?
UWMC trades at 28.5x P/E, below its 5-year average of 49.5x. At the 58th percentile of historical range, the stock is priced at a discount to its own history.
How does UWMC's valuation compare to peers?
UWM Holdings Corporation P/E of 28.5x compares to sector median of 13.3x. The premium reflects expected growth above peers.
What is UWMC's PEG ratio?
UWMC PEG ratio is N/A. Above 2.0 indicates premium valuation relative to growth rate. Historical P/E data spans 2020-2025.