The York Water Company (YORW) Financial Ratios
30 years of historical data (1996–2025) · Utilities · Regulated Water
EV/EBITDA
↓
15.56
↓-20% vs avg
5yr avg: 19.51
30Y Low9.1·High24.7
P/FCF
N/A
—
5yr avg: N/A
30Y Low12.9·High164.8
P/B Ratio
↓
1.75
↓-36% vs avg
5yr avg: 2.75
30Y Low1.6·High4.5
ROE
↓
8.5%
-17% vs avg
5yr avg: 10.2%
30Y Low9%·High12%
Debt/EBITDA
↑
5.54
+18% vs avg
5yr avg: 4.70
30Y Low2.9·High5.5
Percentile shows where the current value sits in 30-year historical distribution. Sparklines show 5-year trend.
YORW Valuation Multiples
Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow
The York Water Company trades at 21.0x earnings, 25% below its 5-year average of 27.9x, sitting at the 17th percentile of its historical range. Compared to the Utilities sector median P/E of 19.5x, the stock trades at a premium of 7%.
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Market Cap | $421M | $459M | $470M | $552M | $628M | $651M | $607M | $598M | $414M | $436M | $491M |
| Enterprise Value | $653M | $691M | $675M | $732M | $767M | $797M | $731M | $699M | $508M | $527M | $571M |
| P/E Ratio → | 20.99 | 22.91 | 23.04 | 23.27 | 32.13 | 38.29 | 36.69 | 41.54 | 30.83 | 33.56 | 41.52 |
| P/S Ratio | 5.43 | 5.92 | 6.27 | 7.77 | 10.45 | 11.81 | 11.28 | 11.59 | 8.54 | 8.96 | 10.31 |
| P/B Ratio | 1.75 | 1.91 | 2.03 | 2.50 | 3.03 | 4.27 | 4.24 | 4.46 | 3.28 | 3.65 | 4.30 |
| P/FCF | — | — | — | — | — | — | — | — | 277.65 | — | 79.70 |
| P/OCF | 14.08 | 15.37 | 15.37 | 17.30 | 28.52 | 28.35 | 30.02 | 31.67 | 22.52 | 21.66 | 25.34 |
P/E links to full P/E history page with 30-year chart
YORW EV Ratios
Enterprise-value multiples — capital-structure-neutral measures of total business value
The York Water Company's enterprise value stands at 15.6x EBITDA, 20% below its 5-year average of 19.5x. The Utilities sector median is 12.0x, placing the stock at a 30% premium on an enterprise-value basis.
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| EV / Revenue | — | 8.92 | 9.01 | 10.31 | 12.78 | 14.47 | 13.57 | 13.55 | 10.49 | 10.84 | 12.00 |
| EV / EBITDA | 15.56 | 16.48 | 16.47 | 17.74 | 22.16 | 24.72 | 22.42 | 22.21 | 17.21 | 18.01 | 19.49 |
| EV / EBIT | 23.56 | 35.92 | 21.90 | 22.82 | 29.98 | 35.19 | 31.69 | 32.11 | 23.77 | 23.04 | 25.36 |
| EV / FCF | — | — | — | — | — | — | — | — | 340.98 | — | 92.77 |
YORW Profitability
Margins and return-on-capital ratios measuring operating efficiency
The York Water Company earns an operating margin of 35.8%, significantly above the Utilities sector average of 19.8%. Operating margins have compressed from 41.6% to 35.8% over the past 3 years, signaling potential cost pressures or competitive headwinds. ROE of 8.5% is modest, trailing the sector median of 9.3%. ROIC of 4.6% represents below-average returns on invested capital.
Margins
Full margin charts and quarterly trend are on the Earnings History page
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 54.8% | 54.8% | 73.8% | 75.6% | 76.5% | 78.6% | 80.0% | 79.9% | 80.0% | 81.7% | 83.1% |
| Operating Margin | 35.8% | 35.8% | 37.4% | 41.6% | 40.8% | 42.4% | 45.4% | 46.1% | 46.5% | 46.3% | 48.1% |
| Net Profit Margin | 25.9% | 25.9% | 27.1% | 33.4% | 32.6% | 30.8% | 30.8% | 27.9% | 27.6% | 26.7% | 24.9% |
Return on Capital
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 8.5% | 8.5% | 9.0% | 11.1% | 10.9% | 11.5% | 12.0% | 11.1% | 10.9% | 11.1% | 10.6% |
| ROA | 3.1% | 3.1% | 3.3% | 4.3% | 4.0% | 3.9% | 4.3% | 4.1% | 4.0% | 4.0% | 3.7% |
| ROIC | 4.6% | 4.6% | 5.0% | 5.9% | 5.7% | 6.2% | 7.3% | 7.8% | 7.8% | 8.3% | 8.8% |
| ROCE | 4.4% | 4.4% | 4.7% | 5.6% | 5.3% | 5.6% | 6.6% | 7.0% | 6.9% | 7.1% | 7.4% |
YORW Leverage & Debt
Solvency and debt-coverage ratios — lower is generally safer
The York Water Company carries a Debt/EBITDA ratio of 5.5x, which is highly leveraged (9% above the sector average of 5.1x). Net debt stands at $232M ($232M total debt minus $1000 cash). Interest coverage of just 1.9x is concerning — the company has limited headroom to absorb earnings volatility before struggling with debt service.
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.97 | 0.97 | 0.89 | 0.81 | 0.67 | 0.96 | 0.86 | 0.75 | 0.75 | 0.76 | 0.74 |
| Debt / EBITDA | 5.54 | 5.54 | 5.01 | 4.36 | 4.03 | 4.54 | 3.79 | 3.21 | 3.20 | 3.12 | 2.89 |
| Net Debt / Equity | — | 0.97 | 0.89 | 0.81 | 0.67 | 0.96 | 0.86 | 0.75 | 0.75 | 0.76 | 0.71 |
| Net Debt / EBITDA | 5.54 | 5.54 | 5.01 | 4.36 | 4.03 | 4.54 | 3.79 | 3.21 | 3.20 | 3.12 | 2.74 |
| Debt / FCF | — | — | — | — | — | — | — | — | 63.33 | — | 13.07 |
| Interest Coverage | 1.92 | 1.92 | 3.46 | 4.55 | 5.00 | 4.60 | 4.90 | 4.25 | 3.88 | 4.28 | 4.28 |
YORW Liquidity & Efficiency
Short-term solvency ratios and asset-utilisation metrics
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Current Ratio | — | — | 0.90 | 0.86 | 0.84 | 0.56 | 1.36 | 0.62 | 0.83 | 0.94 | 1.54 |
| Quick Ratio | -0.12 | -0.12 | 0.71 | 0.69 | 0.70 | 0.47 | 1.27 | 0.55 | 0.75 | 0.84 | 1.45 |
| Cash Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.51 |
| Asset Turnover | — | 0.11 | 0.12 | 0.12 | 0.12 | 0.12 | 0.13 | 0.14 | 0.14 | 0.15 | 0.15 |
| Inventory Turnover | 10.43 | 10.43 | 5.76 | 5.58 | 6.05 | 6.17 | 10.67 | 10.31 | 11.04 | 9.81 | 10.77 |
| Days Sales Outstanding | — | — | — | — | — | — | — | — | — | — | — |
YORW Shareholder Yields
Earnings, FCF, buyback, and dividend yields — total returns to shareholders
The York Water Company returns 3.0% to shareholders annually primarily through dividends. A payout ratio of 62.9% is moderate and appears sustainable, balancing shareholder returns with reinvestment capacity. The earnings yield of 4.8% (inverse of P/E) provides a useful comparison to bond yields when assessing the stock's relative attractiveness to fixed income.
Dividends
Full dividend history and growth charts are on the Dividend History page
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend Yield | 3.0% | 2.8% | 2.6% | 2.1% | 1.7% | 1.5% | 1.5% | 1.5% | 2.1% | 1.9% | 1.6% |
| Payout Ratio | 62.9% | 62.9% | 59.5% | 48.8% | 54.5% | 57.7% | 56.6% | 62.4% | 64.2% | 63.4% | 67.2% |
Total Shareholder Return Metrics
| Metric | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Earnings Yield | 4.8% | 4.4% | 4.3% | 4.3% | 3.1% | 2.6% | 2.7% | 2.4% | 3.2% | 3.0% | 2.4% |
| FCF Yield | — | — | — | — | — | — | — | — | 0.4% | — | 1.3% |
| Buyback Yield | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.3% | 0.3% |
| Total Shareholder Yield | 3.0% | 2.8% | 2.6% | 2.1% | 1.7% | 1.5% | 1.5% | 1.5% | 2.1% | 2.2% | 1.9% |
| Shares Outstanding | — | $14M | $14M | $14M | $14M | $13M | $13M | $13M | $13M | $13M | $13M |
Peer Comparison
Compare YORW with 10 similar companies in its peer group
| Company | Market Cap | P/E | EV/EBITDA | P/FCF | Gross Margin | Op Margin | ROE | ROIC | Debt/EBITDA |
|---|---|---|---|---|---|---|---|---|---|
 YORWYou | $421M | 21.0 | 15.6 | — | 54.8% | 35.8% | 8.5% | 4.6% | 5.5 |
 MSEX | $955M | 21.8 | 15.8 | — | 39.2% | 27.9% | 9.1% | 4.7% | 4.8 |
 ARTNA | $326M | 14.3 | 10.3 | — | 37.2% | 31.5% | 9.3% | 6.3% | 3.7 |
 GWRS | $206M | 65.1 | 9.3 | — | 44.9% | 12.8% | 4.4% | 4.2% | 0.3 |
 AWR | $3B | 22.8 | 15.6 | — | 50.8% | 30.9% | 13.3% | 8.0% | 3.7 |
 AWK | $25B | 22.1 | 14.6 | — | 43.3% | 36.6% | 10.5% | 5.5% | 5.7 |
 CWT | $3B | 20.3 | 12.8 | — | 36.7% | 18.2% | 7.7% | 4.4% | 5.0 |
 WTRG | $11B | 17.1 | 14.2 | — | 41.0% | 37.2% | 9.4% | 4.8% | 6.2 |
 XYL | $27B | 29.5 | 15.5 | 30.2 | 38.5% | 13.5% | 8.5% | 7.6% | 1.1 |
 FELE | $4B | 30.8 | 13.8 | 22.8 | 35.5% | 12.7% | 11.3% | 14.7% | 0.8 |
 NGL | $2B | -26.9 | 8.5 | 38.7 | 20.4% | 9.5% | 4.6% | 6.4% | 5.2 |
| Utilities Median | — | 19.5 | 12.0 | 16.2 | 39.6% | 19.8% | 9.3% | 4.8% | 5.1 |
Peer selection based on competitive and market overlap. Compare multiple stocks →
Download Financial Ratios Data
Includes 30+ ratios · 30 years · Updated daily
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Start ComparisonYORW — Frequently Asked Questions
Quick answers to the most common questions about buying YORW stock.
What is The York Water Company's P/E ratio?
The York Water Company's current P/E ratio is 21.0x. The historical average is 27.6x. This places it at the 17th percentile of its historical range.
What is The York Water Company's EV/EBITDA?
The York Water Company's current EV/EBITDA is 15.6x. This enterprise value multiple compares the company's total value (equity + debt - cash) to its EBITDA. The historical average is 15.1x.
What is The York Water Company's ROE?
The York Water Company's return on equity (ROE) is 8.5%. The historical average is 10.7%.
Is YORW stock overvalued?
Based on historical data, The York Water Company is trading at a P/E of 21.0x. This is at the 17th percentile of its historical P/E range. Compare with industry peers and growth rates for a complete picture.
What is The York Water Company's dividend yield?
The York Water Company's current dividend yield is 3.00% with a payout ratio of 62.9%.
What are The York Water Company's profit margins?
The York Water Company has 54.8% gross margin and 35.8% operating margin. Operating margin above 20% indicates strong pricing power and cost efficiency.
How much debt does The York Water Company have?
The York Water Company's Debt/EBITDA ratio is 5.5x, indicating high leverage. A ratio above 4x may signal elevated financial risk.