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SYF-PBSynchrony Financial
$26.37
Analysis updated: Jan 15, 2026

Investment Thesis

SYF-PB is a market laggard (RS 46/99, Top 54%) with strong fundamentals. avoid chasing - protect capital. Smart traders skip this one until the setup improves.

Weak relative strength + ordinary growth = Pass

Key Takeaways

Earnings Momentum

+84%
Q4'24
$1.90
-40%
Q1'25
$1.89
+61%
Q2'25
$2.50
+47%
Q3'25
$2.86
Earnings Growing

Price Structure

Partial Alignment
Price
$26.37
50 DMA
$26.07
100 DMA
$26.14
150 DMA
$25.94
200 DMA
$25.64
Alignment Score: 3/4

SYF-PB Price Chart

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50 DMA150 DMA200 DMA
LEADERSHIP TEST FAILED

RS Rating 46/99 is in Bottom 46% of market. Minervini target: Top 20% (RS 80+)

Why Not BUY Yet?

RS Rating
46 (Top 54%)>80 (Top 20%)
Pattern Stage
AT_PIVOTAt pivot or near breakout

What Would Change Our Mind?

To turn bullish on SYF-PB, we need:

Twin Engines Dashboard

Technical Health

RS Rating
46/99
Top 54% (Need 80+)
Trend
Uptrend
Above 200 DMA
RSI (14)
56
NEUTRAL
VCP Setup
COOL
Score: 5/9
Volume
45K
+34% vs avg
Breakout
None
No recent breakout

Fundamental Horsepower

EPS Qtr YoY
+47%
Accelerating
EPS 3Y CAGR
+5%
Annual Earnings
Revenue Qtr
N/A
NO DATA
F-Score
8/9
Piotroski Quality
ROE
23%
Return on Equity
EPS Rank
57/99
Percentile

If/Then Playbook

IF: RS Rating improves to >80
THEN: Re-evaluate for WATCHLIST
IF: Price closes below 200 DMA
THEN: Remove from radar entirely
IF: EPS growth accelerates to >40% next quarter
THEN: Reassess as potential turnaround

Key Price Levels

Resistance

  • Pivot$26.69+1.2%
  • 52W High$26.71+1.3%
Current$26.37

Support

  • 20 DMA$26.18-0.7%
  • 50 DMA$26.07-1.2%
  • 200 DMA$25.64-2.8%

Frequently Asked Questions

Is SYF-PB stock a buy now?

SYF-PB is a market laggard (RS 46/99, Top 54%) with strong fundamentals. avoid chasing - protect capital. Smart traders skip this one until the setup improves.

What is the buy point for SYF-PB?

SYF-PB currently has no confirmed breakout. Wait for a VCP pattern breakout with volume at least 40% above average before determining an actionable buy point.

What is SYF-PB's RS Rating?

SYF-PB has an RS Rating of 46/99, meaning it's in the Top 54% of all stocks for relative price performance over the past 12 months. Minervini recommends RS 80+ for momentum trades.

Important Disclosure: This analysis is for educational and informational purposes only. Technical and fundamental indicators are based on historical data and do not guarantee future performance. Past performance is not indicative of future results. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.