TPG Mortgage Investment Trust Inc (MITT)
Valuation Overview•Is TPG Mortgage Investment Trust Inc Overvalued or Undervalued?
Commands a premium valuation multiple over its peers, likely pricing in superior execution.
Fragile underlying quality score of 44/100; weak margins or elevated debt leverage warrant caution.
Analysts remain bullish, forecasting further upside expansion with consensus targets suggesting solid gains.
Verdict: Average quality business weighed down by significant solvency concerns.
Wall Street is highly bullish, projecting significant upside with steady expected earnings growth. This outlook is strongly supported by highly attractive capital returns, anchored by a strong, well-covered dividend yield.
MITT demonstrates adequate business quality with stable profitability. However, this is severely offset by a highly leveraged balance sheet (Debt/EBITDA > 4.0x) and elevated financial risk.
The company is driving exceptional top-line expansion (22.6% 3Y CAGR) paired with stable bottom-line earnings. This growth is supported by elite operational efficiency, sustaining an impressive 93.3% operating margin.
| Financial Metric | Trend (12Q) | Latest Qtr | 1Y Growth | 3Y CAGR | 5Y CAGR | 10Y CAGR |
|---|---|---|---|---|---|---|
| Revenue | $130.1M | +14.4% | +22.6% | — | +14.8% | |
| EBITDA | $105.8M | — | +90.3% | — | — | |
| Net Income | -$3.6M | -12.7% | — | — | +13.4% | |
| EPS (Diluted) | $-0.27 | -26.8% | — | — | +40.5% | |
| Free Cash Flow | $20.3M | +6.7% | +38.3% | +70.3% | — |
| Metric | TTM | 3Y Avg | 5Y Avg | 10Y Avg |
|---|---|---|---|---|
| Gross Margin | 94.2% | 94.4% | 91.3% | 93.1% |
| Operating Margin | 93.3% | 94.6% | 95.6% | 91.9% |
| Net Margin | 6.8% | 14.5% | 35.4% | 62.8% |
| FCF Margin | 13.8% | 12.1% | 16.8% | 28.8% |
| Quarter | EPS Est. | EPS Act. | Surprise | EPS | Rev |
|---|---|---|---|---|---|
| Q2'26Latest | $0.25 | $0.26 | +4.0% | ||
| Q1'26 | $0.24 | $0.25 | +2.8% | ||
| Q4'25 | $0.23 | $0.23 | +0.0% | ||
| Q3'25 | $0.23 | $0.18 | -21.7% | ||
| Q2'25 | $0.24 | $0.20 | -16.7% | ||
| Q1'25 | $0.19 | $0.18 | -5.3% | ||
| Q4'24 | $0.20 | $0.17 | -15.0% | ||
| Q3'24 | $0.22 | $0.21 | -4.5% |
Total return is +18.8% (1Y), lagging the benchmark by -6.1%
| Period | Total Return | vs S&P 500 (Alpha) | Dividend Contribution |
|---|---|---|---|
| YTD | -4.4% | -13.7% | — |
| 1Y | +18.8% | -6.1% | +12.0% |
| 3YCAGR | +18.8% | -0.9% | +38.7% |
| 5YCAGR | -1.8% | -15.2% | +30.7% |
| 10YCAGR | -2.7% | -16.3% | — |
The S&P 500 is at 31.3x trailing P/E — Expensive relative to historical averages.
Quick answers to common questions about TPG Mortgage Investment Trust Inc (MITT) valuation, health, and returns.
Based on peer relative multiples, TPG Mortgage Investment Trust Inc appears Expensive versus peers compared to industry peers.
TPG Mortgage Investment Trust Inc has multiple valuation anchors: Peer Relative Fair Value: $5.89 | Wall Street Analyst Target: $9.42 (implying +18.6% upside). A convergence of these signals offers higher conviction.
TPG Mortgage Investment Trust Inc displays fair financial health with a composite quality score of 44/100, supported by a Piotroski F-Score of 3/9, Return on Invested Capital (ROIC) of 4.5%.
TPG Mortgage Investment Trust Inc pays a 9.9% dividend yield, covered by a 50% payout ratio with 2 years of growth, supplemented by a 0.0% buyback yield.
TPG Mortgage Investment Trust Inc's current growth trajectory is Decelerating. The company achieved +14.4% 1Y revenue growth and -26.8% 1Y EPS growth, compared to its 3Y revenue CAGR of +22.6%.
Wall Street consensus is Buy based on 18 analysts, beating EPS expectations in 42% of recent quarters with a 2-quarter streak. The consensus price target represents a +18.6% change from current levels.
Investment risks for TPG Mortgage Investment Trust Inc include: -21.2% 1-year max drawdown. Volatility risk is characterized by a beta of 0.77x.
No. These computations are purely quantitative model outputs for informational purposes. They do not account for qualitative management shifts or macro events. Always consult a licensed RIA before buying or selling shares.
Disclaimer: This page is for informational purposes only and does not constitute financial advice. All valuation models, scores, and target estimates are automated computations under stated assumptions and should not be relied upon as the sole basis for any investment decision.