ASIC
Ategrity Specialty Holdings LLC
Insurance - Property & Casualty
Market Cap$943M
5Y Perf.-8.8%
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Stock Comparison
ASIC vs ACGL
Revenue, margins, valuation, and 5-year total return — side by side.
ACGL
Arch Capital Group Ltd.
Insurance - Diversified
Market Cap$33.74B
5Y Perf.+4.0%
ASIC vs ACGL — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | ASIC | ACGL |
|---|---|---|
| Industry | Insurance - Property & Casualty | Insurance - Diversified |
| Market Cap | $943M | $33.74B |
| Revenue (TTM) | $424M | $19.93B |
| Net Income (TTM) | $74M | $4.40B |
| Gross Margin | 50.0% | 37.2% |
| Operating Margin | 22.6% | 25.0% |
| Forward P/E | 10.1x | 10.1x |
| Total Debt | $0.00 | $2.73B |
| Cash & Equiv. | $30M | $993M |
ASIC vs ACGL — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
ASIC
ACGL
| Stock | Jun 25 | May 26 | Return |
|---|---|---|---|
| Ategrity Specialty … (ASIC) | 100 | 91.2 | -8.8% |
| Arch Capital Group … (ACGL) | 100 | 104.0 | +4.0% |
Price return only. Dividends and distributions are not included.
Quick Verdict: ASIC vs ACGL
Each card shows where this stock fits in a portfolio — not just who wins on paper.
Bottom line: ACGL leads in 5 of 7 categories, making it the strongest pick for valuation and capital efficiency and profitability and margin quality. Ategrity Specialty Holdings LLC is the stronger pick specifically for growth and revenue expansion and dividend income and shareholder returns. As sector peers, any of these can serve as alternatives in the same allocation.
ASIC
Ategrity Specialty Holdings LLC
The Insurance Pick
ASIC is the clearest fit if your priority is income & stability and growth exposure.
- Dividend streak 1 yrs, beta 0.31, yield 0.8%
- Rev growth 23.4%, EPS growth 66.7%
- 23.4% revenue growth vs ACGL's 14.3%
Best for: income & stability and growth exposure
ACGL
Arch Capital Group Ltd.
The Insurance Pick
ACGL carries the broadest edge in this set and is the clearest fit for long-term compounding and sleep-well-at-night.
- 325.3% 10Y total return vs ASIC's -20.5%
- Lower volatility, beta 0.02, Low D/E 11.3%, current ratio 1.21x
- Beta 0.02, yield 0.0%, current ratio 1.21x
Best for: long-term compounding and sleep-well-at-night
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | ASIC | 23.4% revenue growth vs ACGL's 14.3% |
| Value | ACGL | Lower P/E (10.1x vs 10.1x) |
| Quality / Margins | ACGL | Combined ratio 0.8 vs ASIC's 0.8 (lower = better underwriting) |
| Stability / Safety | ACGL | Beta 0.02 vs ASIC's 0.31 |
| Dividends | ASIC | 0.8% yield, 1-year raise streak, vs ACGL's 0.0% |
| Momentum (1Y) | ACGL | +1.8% vs ASIC's -20.5% |
| Efficiency (ROA) | ACGL | 5.9% ROA vs ASIC's 5.4%, ROIC 15.4% vs 15.0% |
ASIC vs ACGL — Revenue Breakdown by Segment
How each company's revenue is distributed across its business units
FY 2025
FY 2025
ASIC vs ACGL — Financial Metrics
Side-by-side numbers across 2 stocks — who leads on profitability, valuation, growth, and risk.
BEST OVERALLACGLLAGGINGASIC
ASICAtegrity Specialty Ho…
1leads
ACGLArch Capital Group Lt…
4leads
6 Total Categories
CATEGORYLEADERvs ASICMETRICS WON
Income & Cash FlowRevenue, margins, and cash flow strength
ACGL3/4
Valuation MetricsMultiples, price ratios, and targets
ACGL6/6
Profitability & EfficiencyROE, ROIC, leverage, and quality scores
Tied
—
Total Returns1Y, 3Y, 5Y total returns with dividends
ACGL6/6
Risk & VolatilityBeta, volatility, and downside exposure
ACGL2/2
Analyst OutlookRatings, price targets, and dividends
ASIC2/2
Income & Cash Flow (Last 12 Months)
ACGL leads this category, winning 3 of 4 comparable metrics.
Income & Cash Flow (Last 12 Months)
ACGL is the larger business by revenue, generating $19.9B annually — 47.0x ASIC's $424M. Profitability is closely matched — net margins range from 22.1% (ACGL) to 17.4% (ASIC).
| Metric | ASICAtegrity Specialt… | ACGLArch Capital Grou… |
|---|---|---|
| RevenueTrailing 12 months | $424M | $19.9B |
| EBITDAEarnings before interest/tax | $97M | $5.2B |
| Net IncomeAfter-tax profit | $74M | $4.4B |
| Free Cash FlowCash after capex | $100M | $6.1B |
| Gross MarginGross profit ÷ Revenue | +50.0% | +37.2% |
| Operating MarginEBIT ÷ Revenue | +22.6% | +25.0% |
| Net MarginNet income ÷ Revenue | +17.4% | +22.1% |
| FCF MarginFCF ÷ Revenue | +23.5% | +30.7% |
| Rev. Growth (YoY)Latest quarter vs prior year | — | +7.3% |
| EPS Growth (YoY)Latest quarter vs prior year | — | +39.0% |
ACGL leads this category, winning 3 of 4 comparable metrics.
Valuation Metrics
ACGL leads this category, winning 6 of 6 comparable metrics.
Valuation Metrics
At 8.1x trailing earnings, ACGL trades at a 34% valuation discount to ASIC's 12.3x P/E. On an enterprise value basis, ACGL's 6.9x EV/EBITDA is more attractive than ASIC's 9.4x.
| Metric | ASICAtegrity Specialt… | ACGLArch Capital Grou… |
|---|---|---|
| Market CapShares × price | $943M | $33.7B |
| Enterprise ValueMkt cap + debt − cash | $913M | $35.5B |
| Trailing P/EPrice ÷ TTM EPS | 12.26x | 8.15x |
| Forward P/EPrice ÷ next-FY EPS est. | 10.10x | 10.07x |
| PEG RatioP/E ÷ EPS growth rate | — | 0.29x |
| EV / EBITDAEnterprise value multiple | 9.39x | 6.86x |
| Price / SalesMarket cap ÷ Revenue | 2.22x | 1.69x |
| Price / BookPrice ÷ Book value/share | 1.48x | 1.47x |
| Price / FCFMarket cap ÷ FCF | 6.70x | 5.51x |
ACGL leads this category, winning 6 of 6 comparable metrics.
Profitability & Efficiency
Evenly matched — ASIC and ACGL each lead in 4 of 8 comparable metrics.
Profitability & Efficiency
ACGL delivers a 19.0% return on equity — every $100 of shareholder capital generates $19 in annual profit, vs $14 for ASIC. On the Piotroski fundamental quality scale (0–9), ACGL scores 7/9 vs ASIC's 6/9, reflecting strong financial health.
| Metric | ASICAtegrity Specialt… | ACGLArch Capital Grou… |
|---|---|---|
| ROE (TTM)Return on equity | +13.5% | +19.0% |
| ROA (TTM)Return on assets | +5.4% | +5.9% |
| ROICReturn on invested capital | +15.0% | +15.4% |
| ROCEReturn on capital employed | +18.7% | +11.6% |
| Piotroski ScoreFundamental quality 0–9 | 6 | 7 |
| Debt / EquityFinancial leverage | — | 0.11x |
| Net DebtTotal debt minus cash | -$30M | $1.7B |
| Cash & Equiv.Liquid assets | $30M | $993M |
| Total DebtShort + long-term debt | $0 | $2.7B |
| Interest CoverageEBIT ÷ Interest expense | 71.63x | 34.86x |
Evenly matched — ASIC and ACGL each lead in 4 of 8 comparable metrics.
Total Returns (Dividends Reinvested)
ACGL leads this category, winning 6 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in ACGL five years ago would be worth $25,069 today (with dividends reinvested), compared to $7,950 for ASIC. Over the past 12 months, ACGL leads with a +1.8% total return vs ASIC's -20.5%. The 3-year compound annual growth rate (CAGR) favors ACGL at 9.4% vs ASIC's -7.4% — a key indicator of consistent wealth creation.
| Metric | ASICAtegrity Specialt… | ACGLArch Capital Grou… |
|---|---|---|
| YTD ReturnYear-to-date | -2.7% | +0.9% |
| 1-Year ReturnPast 12 months | -20.5% | +1.8% |
| 3-Year ReturnCumulative with dividends | -20.5% | +30.9% |
| 5-Year ReturnCumulative with dividends | -20.5% | +150.7% |
| 10-Year ReturnCumulative with dividends | -20.5% | +325.3% |
| CAGR (3Y)Annualised 3-year return | -7.4% | +9.4% |
ACGL leads this category, winning 6 of 6 comparable metrics.
Risk & Volatility
ACGL leads this category, winning 2 of 2 comparable metrics.
Risk & Volatility
ACGL is the less volatile stock with a 0.02 beta — it tends to amplify market swings less than ASIC's 0.31 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. ACGL currently trades 91.6% from its 52-week high vs ASIC's 77.5% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | ASICAtegrity Specialt… | ACGLArch Capital Grou… |
|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 0.31x | 0.02x |
| 52-Week HighHighest price in past year | $25.30 | $103.39 |
| 52-Week LowLowest price in past year | $16.35 | $82.45 |
| % of 52W HighCurrent price vs 52-week peak | +77.5% | +91.6% |
| RSI (14)Momentum oscillator 0–100 | 41.6 | 44.1 |
| Avg Volume (50D)Average daily shares traded | 92K | 1.9M |
ACGL leads this category, winning 2 of 2 comparable metrics.
Analyst Outlook
ASIC leads this category, winning 2 of 2 comparable metrics.
Analyst Outlook
Wall Street rates ASIC as "Buy" and ACGL as "Buy". Consensus price targets imply 30.0% upside for ASIC (target: $26) vs 9.8% for ACGL (target: $104). ASIC is the only dividend payer here at 0.76% yield — a key consideration for income-focused portfolios.
| Metric | ASICAtegrity Specialt… | ACGLArch Capital Grou… |
|---|---|---|
| Analyst RatingConsensus buy/hold/sell | Buy | Buy |
| Price TargetConsensus 12-month target | $25.50 | $104.00 |
| # AnalystsCovering analysts | 4 | 34 |
| Dividend YieldAnnual dividend ÷ price | +0.8% | +0.0% |
| Dividend StreakConsecutive years of raises | 1 | 0 |
| Dividend / ShareAnnual DPS | $0.15 | $0.02 |
| Buyback YieldShare repurchases ÷ mkt cap | +0.3% | +5.6% |
ASIC leads this category, winning 2 of 2 comparable metrics.
Key Takeaway
ACGL leads in 4 of 6 categories (Income & Cash Flow, Valuation Metrics). ASIC leads in 1 (Analyst Outlook). 1 tied.
Best OverallArch Capital Group Ltd. (ACGL)Leads 4 of 6 categories
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ASIC vs ACGL: Frequently Asked Questions
10 questions · data-driven answers · updated daily
01Is ASIC or ACGL a better buy right now?
For growth investors, Ategrity Specialty Holdings LLC (ASIC) is the stronger pick with 23.
4% revenue growth year-over-year, versus 14. 3% for Arch Capital Group Ltd. (ACGL). Arch Capital Group Ltd. (ACGL) offers the better valuation at 8. 1x trailing P/E (10. 1x forward), making it the more compelling value choice. Analysts rate Ategrity Specialty Holdings LLC (ASIC) a "Buy" — based on 4 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which has the better valuation — ASIC or ACGL?
On trailing P/E, Arch Capital Group Ltd.
(ACGL) is the cheapest at 8. 1x versus Ategrity Specialty Holdings LLC at 12. 3x. On forward P/E, Arch Capital Group Ltd. is actually cheaper at 10. 1x.
03Which is the better long-term investment — ASIC or ACGL?
Over the past 5 years, Arch Capital Group Ltd.
(ACGL) delivered a total return of +150. 7%, compared to -20. 5% for Ategrity Specialty Holdings LLC (ASIC). Over 10 years, the gap is even starker: ACGL returned +325. 3% versus ASIC's -20. 5%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
04Which is safer — ASIC or ACGL?
By beta (market sensitivity over 5 years), Arch Capital Group Ltd.
(ACGL) is the lower-risk stock at 0. 02β versus Ategrity Specialty Holdings LLC's 0. 31β — meaning ASIC is approximately 1928% more volatile than ACGL relative to the S&P 500.
05Which is growing faster — ASIC or ACGL?
By revenue growth (latest reported year), Ategrity Specialty Holdings LLC (ASIC) is pulling ahead at 23.
4% versus 14. 3% for Arch Capital Group Ltd. (ACGL). On earnings-per-share growth, the picture is similar: Ategrity Specialty Holdings LLC grew EPS 66. 7% year-over-year, compared to 3. 8% for Arch Capital Group Ltd.. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
06Which has better profit margins — ASIC or ACGL?
Arch Capital Group Ltd.
(ACGL) is the more profitable company, earning 22. 1% net margin versus 17. 4% for Ategrity Specialty Holdings LLC — meaning it keeps 22. 1% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: ACGL leads at 25. 0% versus 22. 6% for ASIC. At the gross margin level — before operating expenses — ASIC leads at 50. 0%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
07Is ASIC or ACGL more undervalued right now?
On forward earnings alone, Arch Capital Group Ltd.
(ACGL) trades at 10. 1x forward P/E versus 10. 1x for Ategrity Specialty Holdings LLC — 0. 0x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for ASIC: 30. 0% to $25. 50.
08Which pays a better dividend — ASIC or ACGL?
In this comparison, ASIC (0.
8% yield) pays a dividend. ACGL does not pay a meaningful dividend and should not be held primarily for income.
09Is ASIC or ACGL better for a retirement portfolio?
For long-horizon retirement investors, Ategrity Specialty Holdings LLC (ASIC) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0.
31), 0. 8% yield). Both have compounded well over 10 years (ASIC: -20. 5%, ACGL: +325. 3%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
10What are the main differences between ASIC and ACGL?
Both stocks operate in the Financial Services sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both.
In terms of investment character: ASIC is a small-cap high-growth stock; ACGL is a mid-cap deep-value stock. ASIC pays a dividend while ACGL does not, making them suitable for different income and tax situations. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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Revenue Growth>
%
(ASIC: 23.4% · ACGL: 7.3%)Net Margin>
%
(ASIC: 17.4% · ACGL: 22.1%)P/E Ratio<
x
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