EFC
Ellington Financial Inc.
REIT - Mortgage
Market Cap$1.35B
5Y Perf.+33.0%
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Stock Comparison
EFC vs MITT
Revenue, margins, valuation, and 5-year total return — side by side.
MITT
TPG Mortgage Investment Trust Inc
REIT - Mortgage
Market Cap$250M
5Y Perf.+6.9%
EFC vs MITT — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | EFC | MITT |
|---|---|---|
| Industry | REIT - Mortgage | REIT - Mortgage |
| Market Cap | $1.35B | $250M |
| Revenue (TTM) | $429M | $493M |
| Net Income (TTM) | $147M | $34M |
| Gross Margin | 88.6% | 94.2% |
| Operating Margin | 63.0% | 93.3% |
| Forward P/E | 7.5x | 7.2x |
| Total Debt | $16.96B | $8.10B |
| Cash & Equiv. | $202M | $76M |
EFC vs MITT — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
EFC
MITT
| Stock | May 20 | May 26 | Return |
|---|---|---|---|
| Ellington Financial… (EFC) | 100 | 133.0 | +33.0% |
| TPG Mortgage Invest… (MITT) | 100 | 106.9 | +6.9% |
Price return only. Dividends and distributions are not included.
Quick Verdict: EFC vs MITT
Each card shows where this stock fits in a portfolio — not just who wins on paper.
Bottom line: EFC leads in 5 of 7 categories, making it the strongest pick for growth and revenue expansion and profitability and margin quality. TPG Mortgage Investment Trust Inc is the stronger pick specifically for valuation and capital efficiency and recent price momentum and sentiment. As sector peers, any of these can serve as alternatives in the same allocation.
EFC
Ellington Financial Inc.
The Real Estate Income Play
EFC carries the broadest edge in this set and is the clearest fit for income & stability and growth exposure.
- Dividend streak 0 yrs, beta 0.47, yield 13.6%
- Rev growth 139.0%, EPS growth -12.5%, 3Y rev CAGR 150.0%
- 77.0% 10Y total return vs MITT's -15.9%
Best for: income & stability and growth exposure
MITT
TPG Mortgage Investment Trust Inc
The Real Estate Income Play
MITT is the clearest fit if your priority is value and momentum.
- Lower P/E (7.2x vs 7.5x)
- +36.1% vs EFC's +18.7%
Best for: value and momentum
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | EFC | 139.0% FFO/revenue growth vs MITT's 14.4% |
| Value | MITT | Lower P/E (7.2x vs 7.5x) |
| Quality / Margins | EFC | 34.2% margin vs MITT's 6.8% |
| Stability / Safety | EFC | Beta 0.47 vs MITT's 0.90, lower leverage |
| Dividends | EFC | 13.6% yield, vs MITT's 10.0% |
| Momentum (1Y) | MITT | +36.1% vs EFC's +18.7% |
| Efficiency (ROA) | EFC | 0.8% ROA vs MITT's 0.4%, ROIC 3.1% vs 4.5% |
EFC vs MITT — Revenue Breakdown by Segment
How each company's revenue is distributed across its business units
Segment breakdown not available.
FY 2018
EFC vs MITT — Financial Metrics
Side-by-side numbers across 2 stocks — who leads on profitability, valuation, growth, and risk.
BEST OVERALLEFCLAGGINGMITT
MITTTPG Mortgage Investme…
1leads
EFCEllington Financial I…
2leads
6 Total Categories
CATEGORYLEADERvs MITTMETRICS WON
Income & Cash FlowRevenue, margins, and cash flow strength
Tied
—
Valuation MetricsMultiples, price ratios, and targets
MITT5/6
Profitability & EfficiencyROE, ROIC, leverage, and quality scores
EFC5/9
Total Returns1Y, 3Y, 5Y total returns with dividends
Tied
—
Risk & VolatilityBeta, volatility, and downside exposure
EFC2/2
Analyst OutlookRatings, price targets, and dividends
Tied
—
Income & Cash Flow (Last 12 Months)
Evenly matched — EFC and MITT each lead in 3 of 6 comparable metrics.
Income & Cash Flow (Last 12 Months)
MITT and EFC operate at a comparable scale, with $493M and $429M in trailing revenue. EFC is the more profitable business, keeping 34.2% of every revenue dollar as net income compared to MITT's 6.8%. On growth, EFC holds the edge at +123.0% YoY revenue growth, suggesting stronger near-term business momentum.
| Metric | EFCEllington Financi… | MITTTPG Mortgage Inve… |
|---|---|---|
| RevenueTrailing 12 months | $429M | $493M |
| EBITDAEarnings before interest/tax | $301M | $457M |
| Net IncomeAfter-tax profit | $147M | $34M |
| Free Cash FlowCash after capex | -$925M | $68M |
| Gross MarginGross profit ÷ Revenue | +88.6% | +94.2% |
| Operating MarginEBIT ÷ Revenue | +63.0% | +93.3% |
| Net MarginNet income ÷ Revenue | +34.2% | +6.8% |
| FCF MarginFCF ÷ Revenue | -2.2% | +13.8% |
| Rev. Growth (YoY)Latest quarter vs prior year | +123.0% | +20.9% |
| EPS Growth (YoY)Latest quarter vs prior year | -44.0% | -2.3% |
Evenly matched — EFC and MITT each lead in 3 of 6 comparable metrics.
Valuation Metrics
MITT leads this category, winning 5 of 6 comparable metrics.
Valuation Metrics
At 8.8x trailing earnings, MITT trades at a 23% valuation discount to EFC's 11.4x P/E. On an enterprise value basis, MITT's 18.3x EV/EBITDA is more attractive than EFC's 39.5x.
| Metric | EFCEllington Financi… | MITTTPG Mortgage Inve… |
|---|---|---|
| Market CapShares × price | $1.3B | $250M |
| Enterprise ValueMkt cap + debt − cash | $18.1B | $8.3B |
| Trailing P/EPrice ÷ TTM EPS | 11.40x | 8.77x |
| Forward P/EPrice ÷ next-FY EPS est. | 7.46x | 7.25x |
| PEG RatioP/E ÷ EPS growth rate | 0.46x | — |
| EV / EBITDAEnterprise value multiple | 39.45x | 18.25x |
| Price / SalesMarket cap ÷ Revenue | 2.00x | 0.53x |
| Price / BookPrice ÷ Book value/share | 0.72x | 0.44x |
| Price / FCFMarket cap ÷ FCF | 2.65x | 4.20x |
MITT leads this category, winning 5 of 6 comparable metrics.
Profitability & Efficiency
EFC leads this category, winning 5 of 9 comparable metrics.
Profitability & Efficiency
EFC delivers a 8.4% return on equity — every $100 of shareholder capital generates $8 in annual profit, vs $6 for MITT. EFC carries lower financial leverage with a 9.07x debt-to-equity ratio, signaling a more conservative balance sheet compared to MITT's 14.45x. On the Piotroski fundamental quality scale (0–9), EFC scores 6/9 vs MITT's 3/9, reflecting solid financial health.
| Metric | EFCEllington Financi… | MITTTPG Mortgage Inve… |
|---|---|---|
| ROE (TTM)Return on equity | +8.4% | +6.1% |
| ROA (TTM)Return on assets | +0.8% | +0.4% |
| ROICReturn on invested capital | +3.1% | +4.5% |
| ROCEReturn on capital employed | +2.7% | +6.5% |
| Piotroski ScoreFundamental quality 0–9 | 6 | 3 |
| Debt / EquityFinancial leverage | 9.07x | 14.45x |
| Net DebtTotal debt minus cash | $16.8B | $8.0B |
| Cash & Equiv.Liquid assets | $202M | $76M |
| Total DebtShort + long-term debt | $17.0B | $8.1B |
| Interest CoverageEBIT ÷ Interest expense | 1.51x | 1.12x |
EFC leads this category, winning 5 of 9 comparable metrics.
Total Returns (Dividends Reinvested)
Evenly matched — EFC and MITT each lead in 3 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in EFC five years ago would be worth $12,339 today (with dividends reinvested), compared to $9,459 for MITT. Over the past 12 months, MITT leads with a +36.1% total return vs EFC's +18.7%. The 3-year compound annual growth rate (CAGR) favors MITT at 23.6% vs EFC's 14.9% — a key indicator of consistent wealth creation.
| Metric | EFCEllington Financi… | MITTTPG Mortgage Inve… |
|---|---|---|
| YTD ReturnYear-to-date | +3.0% | -5.0% |
| 1-Year ReturnPast 12 months | +18.7% | +36.1% |
| 3-Year ReturnCumulative with dividends | +51.7% | +88.8% |
| 5-Year ReturnCumulative with dividends | +23.4% | -5.4% |
| 10-Year ReturnCumulative with dividends | +77.0% | -15.9% |
| CAGR (3Y)Annualised 3-year return | +14.9% | +23.6% |
Evenly matched — EFC and MITT each lead in 3 of 6 comparable metrics.
Risk & Volatility
EFC leads this category, winning 2 of 2 comparable metrics.
Risk & Volatility
EFC is the less volatile stock with a 0.47 beta — it tends to amplify market swings less than MITT's 0.90 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. EFC currently trades 96.1% from its 52-week high vs MITT's 85.1% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | EFCEllington Financi… | MITTTPG Mortgage Inve… |
|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 0.47x | 0.90x |
| 52-Week HighHighest price in past year | $14.12 | $9.27 |
| 52-Week LowLowest price in past year | $11.28 | $6.33 |
| % of 52W HighCurrent price vs 52-week peak | +96.1% | +85.1% |
| RSI (14)Momentum oscillator 0–100 | 60.2 | 51.5 |
| Avg Volume (50D)Average daily shares traded | 1.6M | 280K |
EFC leads this category, winning 2 of 2 comparable metrics.
Analyst Outlook
Evenly matched — EFC and MITT each lead in 1 of 2 comparable metrics.
Analyst Outlook
Wall Street rates EFC as "Buy" and MITT as "Buy". Consensus price targets imply 22.1% upside for MITT (target: $10) vs -0.5% for EFC (target: $14). For income investors, EFC offers the higher dividend yield at 13.61% vs MITT's 9.98%.
| Metric | EFCEllington Financi… | MITTTPG Mortgage Inve… |
|---|---|---|
| Analyst RatingConsensus buy/hold/sell | Buy | Buy |
| Price TargetConsensus 12-month target | $13.50 | $9.63 |
| # AnalystsCovering analysts | 13 | 18 |
| Dividend YieldAnnual dividend ÷ price | +13.6% | +10.0% |
| Dividend StreakConsecutive years of raises | 0 | 1 |
| Dividend / ShareAnnual DPS | $1.85 | $0.79 |
| Buyback YieldShare repurchases ÷ mkt cap | 0.0% | 0.0% |
Evenly matched — EFC and MITT each lead in 1 of 2 comparable metrics.
Key Takeaway
EFC leads in 2 of 6 categories (Profitability & Efficiency, Risk & Volatility). MITT leads in 1 (Valuation Metrics). 3 tied.
Best OverallEllington Financial Inc. (EFC)Leads 2 of 6 categories
Loading custom metrics...
EFC vs MITT: Frequently Asked Questions
10 questions · data-driven answers · updated daily
01Is EFC or MITT a better buy right now?
For growth investors, Ellington Financial Inc.
(EFC) is the stronger pick with 139. 0% revenue growth year-over-year, versus 14. 4% for TPG Mortgage Investment Trust Inc (MITT). TPG Mortgage Investment Trust Inc (MITT) offers the better valuation at 8. 8x trailing P/E (7. 2x forward), making it the more compelling value choice. Analysts rate Ellington Financial Inc. (EFC) a "Buy" — based on 13 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which has the better valuation — EFC or MITT?
On trailing P/E, TPG Mortgage Investment Trust Inc (MITT) is the cheapest at 8.
8x versus Ellington Financial Inc. at 11. 4x. On forward P/E, TPG Mortgage Investment Trust Inc is actually cheaper at 7. 2x.
03Which is the better long-term investment — EFC or MITT?
Over the past 5 years, Ellington Financial Inc.
(EFC) delivered a total return of +23. 4%, compared to -5. 4% for TPG Mortgage Investment Trust Inc (MITT). Over 10 years, the gap is even starker: EFC returned +77. 0% versus MITT's -15. 9%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
04Which is safer — EFC or MITT?
By beta (market sensitivity over 5 years), Ellington Financial Inc.
(EFC) is the lower-risk stock at 0. 47β versus TPG Mortgage Investment Trust Inc's 0. 90β — meaning MITT is approximately 92% more volatile than EFC relative to the S&P 500. On balance sheet safety, Ellington Financial Inc. (EFC) carries a lower debt/equity ratio of 9% versus 14% for TPG Mortgage Investment Trust Inc — giving it more financial flexibility in a downturn.
05Which is growing faster — EFC or MITT?
By revenue growth (latest reported year), Ellington Financial Inc.
(EFC) is pulling ahead at 139. 0% versus 14. 4% for TPG Mortgage Investment Trust Inc (MITT). On earnings-per-share growth, the picture is similar: Ellington Financial Inc. grew EPS -12. 5% year-over-year, compared to -26. 8% for TPG Mortgage Investment Trust Inc. Over a 3-year CAGR, EFC leads at 150. 0% annualised revenue growth. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
06Which has better profit margins — EFC or MITT?
Ellington Financial Inc.
(EFC) is the more profitable company, earning 21. 8% net margin versus 10. 3% for TPG Mortgage Investment Trust Inc — meaning it keeps 21. 8% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: MITT leads at 96. 9% versus 61. 6% for EFC. At the gross margin level — before operating expenses — MITT leads at 94. 7%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
07Is EFC or MITT more undervalued right now?
On forward earnings alone, TPG Mortgage Investment Trust Inc (MITT) trades at 7.
2x forward P/E versus 7. 5x for Ellington Financial Inc. — 0. 2x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for MITT: 22. 1% to $9. 63.
08Which pays a better dividend — EFC or MITT?
All stocks in this comparison pay dividends.
Ellington Financial Inc. (EFC) offers the highest yield at 13. 6%, versus 10. 0% for TPG Mortgage Investment Trust Inc (MITT).
09Is EFC or MITT better for a retirement portfolio?
For long-horizon retirement investors, Ellington Financial Inc.
(EFC) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0. 47), 13. 6% yield). Both have compounded well over 10 years (EFC: +77. 0%, MITT: -15. 9%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
10What are the main differences between EFC and MITT?
Both stocks operate in the Real Estate sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both.
In terms of investment character: EFC is a small-cap high-growth stock; MITT is a small-cap deep-value stock. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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Revenue Growth>
%
(EFC: 123.0% · MITT: 20.9%)Net Margin>
%
(EFC: 34.2% · MITT: 6.8%)P/E Ratio<
x
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