8-K Announcements
6May 5, 2026·SEC
Apr 28, 2026·SEC
Apr 7, 2026·SEC
Ellington Financial Inc. (EFC) fundamental analysis — strengths, weaknesses & financial health based on data analysis
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
Ellington Financial Inc. (EFC) stock price & volume — 10-year historical chart
Ellington Financial Inc. (EFC) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Ellington Financial Inc. (EFC) EPS & revenue vs analyst estimates — last 4 quarters
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | May 5, 2026 | $0.55vs $0.42+31.0% | $171Mvs $114M+50.1% |
| Q1 2026 | Feb 25, 2026 | $0.47vs $0.46+2.2% | $78Mvs $102M-23.1% |
| Q4 2025 | Nov 5, 2025 | $0.53vs $0.44+20.5% | $77Mvs $132M-42.0% |
| Q3 2025 | Aug 7, 2025 | $0.47vs $0.40+17.5% | $43Mvs $112M-61.3% |
Ellington Financial Inc. (EFC) competitors in Diversified mortgage and specialty finance REITs — business model, growth, and fundamentals comparison
Ellington Financial Inc. (EFC) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
Ellington Financial Inc. (EFC) annual income statement — 10-year revenue, gross profit & net income history
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 10.74M | 76.83M | 85.16M | 35.15M | 216.8M | 43.15M | 256.5M | 282.19M | 674.54M |
| Revenue Growth % | 357.73% | 615.18% | 10.84% | -58.72% | 516.76% | -80.1% | 494.48% | 10.01% | 139.04% |
| Property Operating Expenses | 21.4M | 415K | 0 | 0 | 42.33M | 0 | 0 | 0 | 106.17M |
| Net Operating Income (NOI) | -10.66M▲ 0% | 76.42M▲ 816.9% | 85.16M▲ 11.4% | 35.15M▼ 58.7% | 174.46M▲ 396.3% | 43.15M▼ 75.3% | 256.5M▲ 494.5% | 282.19M▲ 10.0% | 568.37M▲ 101.4% |
| NOI Margin % | -99.22% | 99.46% | 100% | 100% | 80.47% | 100% | 100% | 100% | 84.26% |
| Operating Expenses | 4.15M | 26.92M | 30.63M | 33.33M | 39.52M | 68.12M | 167.29M | 165.92M | 153.08M |
| G&A Expenses | 2.24M | 9.97M | 14.82M | 16.52M | 20.91M | 29M | 68.49M | 65.69M | 13.05M |
| EBITDA | 116.62M | 154.48M | 54.53M | 1.82M | 193.02M | -24.97M | 89.21M | 116.27M | 459.09M |
| EBITDA Margin % | 1085.53% | 201.06% | 64.03% | 5.18% | 89.03% | -57.87% | 34.78% | 41.2% | 68.06% |
| Depreciation & Amortization | 51.52M | 51.09M | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| D&A / Revenue % | 479.55% | 66.5% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
| Operating Income | 65.1M▲ 0% | 103.38M▲ 58.8% | 54.53M▼ 47.3% | 1.82M▼ 96.7% | 134.94M▲ 7310.3% | -24.97M▼ 118.5% | 89.21M▲ 457.3% | 116.27M▲ 30.3% | 415.29M▲ 257.2% |
| Operating Margin % | 605.99% | 134.56% | 64.03% | 5.18% | 62.24% | -57.87% | 34.78% | 41.2% | 61.57% |
| Interest Expense | 8.17M | 56.71M | 0 | 61.66M | 44.03M | 0 | 262.45M | 279.61M | 304.53M |
| Interest Coverage | 0.95x | 1.65x | - | 0.03x | 4.38x | - | 0.34x | 0.42x | 1.51x |
| Non-Operating Income | -22.57M | -43.63M | 54.53M | 1.82M | -58.08M | -24.97M | 89.21M | 116.27M | -43.81M |
| Pretax Income | 6.59M▲ 0% | 49.91M▲ 656.8% | 54.53M▲ 9.2% | 39.75M▼ 27.1% | 143.7M▲ 261.5% | -88.58M▼ 161.6% | 88.36M▲ 199.7% | 148.72M▲ 68.3% | 154.56M▲ 3.9% |
| Pretax Margin % | 61.39% | 64.96% | 64.03% | 113.09% | 66.28% | -205.31% | 34.45% | 52.7% | 22.91% |
| Income Tax | 400K | 3.23M | 1.56M | 11.38M | 3.14M | -17.72M | 457K | 612K | 3.79M |
| Effective Tax Rate % | 6.07% | 6.48% | 2.86% | 28.62% | 2.19% | 20% | 0.52% | 0.41% | 2.45% |
| Net Income | 6.2M▲ 0% | 46.68M▲ 653.4% | 57.93M▲ 24.1% | 25.01M▼ 56.8% | 133.46M▲ 433.7% | -70.05M▼ 152.5% | 84.08M▲ 220.0% | 145.86M▲ 73.5% | 146.87M▲ 0.7% |
| Net Margin % | 57.67% | 60.75% | 68.03% | 71.14% | 61.56% | -162.35% | 32.78% | 51.69% | 21.77% |
| Net Income Growth % | 138.7% | 653.45% | 24.12% | -56.83% | 433.68% | -152.48% | 220.04% | 73.47% | 0.69% |
| Funds From Operations (FFO) | 57.71M▲ 0% | 97.77M▲ 69.4% | 57.93M▼ 40.7% | 25.01M▼ 56.8% | 133.46M▲ 433.7% | -64.38M▼ 148.2% | 84.08M▲ 230.6% | 145.86M▲ 73.5% | 146.87M▲ 0.7% |
| FFO Margin % | 537.21% | 127.25% | 68.03% | 71.14% | 61.56% | -149.2% | 32.78% | 51.69% | 21.77% |
| FFO Growth % | 31.2% | 69.41% | - | - | - | - | - | - | - |
| FFO per Share | 1.77 | 3.18 | 1.81 | 0.57 | 2.71 | -1.06 | 1.22 | 1.68 | 1.48 |
| FFO Payout Ratio % | 99.87% | 51.89% | 93.75% | 260.02% | 64.22% | -191.17% | 177.53% | 112.12% | 125.03% |
| EPS (Diluted) | 0.19▲ 0% | 1.52▲ 700.0% | 1.76▲ 15.8% | 0.39▼ 77.8% | 2.55▲ 553.8% | -1.41▼ 155.3% | 0.88▲ 162.4% | 1.36▲ 54.5% | 1.19▼ 12.5% |
| EPS Growth % | 139.58% | 700% | 15.79% | -77.84% | 553.85% | -155.29% | 162.41% | 54.55% | -12.5% |
| EPS (Basic) | 0.19 | 1.54 | 1.76 | 0.39 | 2.55 | -1.41 | 0.88 | 1.36 | 1.19 |
| Diluted Shares Outstanding | 32.57M | 30.71M | 32.07M | 44.12M | 49.21M | 60.62M | 69.06M | 86.85M | 99.44M |
Ellington Financial Inc. (EFC) balance sheet — assets, liabilities & shareholders' equity
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Total Assets | 2.99B | 3.97B | 4.34B | 3.41B | 5.18B | 14.09B | 15.32B | 16.32B | 19.35B |
| Asset Growth % | 24.04% | 32.68% | 9.23% | -21.31% | 51.66% | 172.06% | 8.73% | 6.54% | 18.61% |
| Real Estate & Other Assets | -2.99B | -3.91B | 0 | 0 | 0 | -8.11M | 23.13M | -15.48B | -18.78B |
| PP&E (Net) | 0 | 0 | 0 | 0 | 0 | 0 | 4.39M | 0 | 0 |
| Investment Securities | 1000K | 1000K | 0 | 0 | 0 | 0 | 1000K | 1000K | 1000K |
| Total Current Assets | 76.92M | 934.95M | 0 | 0 | 0 | 0 | 13.46B | 0 | 201.89M |
| Cash & Equivalents | 47.23M | 44.66M | 72.48M | 111.82M | 92.84M | 221.87M | 228.93M | 192.39M | 201.89M |
| Receivables | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K |
| Other Current Assets | 0 | 0 | -275.43M | -224.29M | -308.56M | -398.04M | 12.62B | -403.65M | -213.13M |
| Intangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 29.58M | 29.77M | 28.91M |
| Total Liabilities | 2.37B | 3.38B | 3.47B | 2.49B | 3.85B | 12.87B | 13.78B | 14.73B | 17.48B |
| Total Debt | 1.48B | 2B | 3.28B | 2.39B | 3.64B | 12.4B | 13.33B | 0 | 16.96B |
| Net Debt | 1.43B | 1.95B | 3.2B | 2.28B | 3.54B | 12.18B | 13.1B | -192.39M | 16.76B |
| Long-Term Debt | 267.79M | 497.08M | 634M | 614.86M | 641.68M | 7.74B | 8.73B | 0 | 14.31B |
| Short-Term Borrowings | 0 | 0 | 2.64B | 1.77B | 2.99B | 4.66B | 4.61B | 0 | 2.66B |
| Capital Lease Obligations | 0 | 0 | 0 | 0 | 0 | 0 | 3.52M | 0 | 0 |
| Total Current Liabilities | 212.49M | 495.57M | 2.81B | 1.85B | 3.2B | 5.07B | 5.09B | 0 | 2.66B |
| Accounts Payable | 208.61M | 495.57M | 0 | 0 | 0 | 0 | 71.86M | 57.28M | 0 |
| Deferred Revenue | -996.82M | -1B | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Liabilities | -267.79M | -497.08M | -634M | -614.86M | -641.68M | -7.74B | -8.73B | 0 | 518.17M |
| Total Equity | 620.96M▲ 0% | 595.17M▼ 4.2% | 868.7M▲ 46.0% | 921.57M▲ 6.1% | 1.32B▲ 43.6% | 1.22B▼ 7.8% | 1.54B▲ 25.8% | 1.59B▲ 3.6% | 1.87B▲ 17.6% |
| Equity Growth % | -3.69% | -4.15% | 45.96% | 6.09% | 43.62% | -7.76% | 25.78% | 3.6% | 17.62% |
| Shareholders Equity | 600.1M | 563.83M | 829.26M | 885.22M | 1.29B | 1.2B | 1.52B | 1.57B | 1.83B |
| Minority Interest | 20.86M | 31.34M | 39.43M | 36.36M | 32.23M | 24.92M | 18.54M | 20.35M | 36.9M |
| Common Stock | 589.72M | 563.83M | 39K | 44K | 58K | 64K | 83K | 91K | 113K |
| Additional Paid-in Capital | 10.38M | 0 | 821.75M | 915.66M | 1.16B | 1.26B | 1.51B | 1.61B | 1.92B |
| Retained Earnings | 600.1M | 563.83M | -103.56M | -141.52M | -97.28M | -290.88M | -353.36M | -375.11M | -412.96M |
| Preferred Stock | 0 | 0 | 111.03M | 111.03M | 226.94M | 227.43M | 355.55M | 331.96M | 331.96M |
| Return on Assets (ROA) | 0.23% | 1.34% | 1.39% | 0.65% | 3.11% | -0.73% | 0.57% | 0.92% | 0.82% |
| Return on Equity (ROE) | 0.98% | 7.68% | 7.92% | 2.79% | 11.89% | -5.51% | 6.1% | 9.33% | 8.48% |
| Debt / Assets | 49.35% | 50.26% | 75.5% | 69.96% | 70.23% | 88.06% | 87.06% | - | 87.65% |
| Debt / Equity | 2.38x | 3.35x | 3.77x | 2.59x | 2.75x | 10.16x | 8.68x | - | 9.07x |
| Net Debt / EBITDA | 12.26x | 12.63x | 58.74x | 1250.22x | 18.36x | - | 146.88x | -1.65x | 36.51x |
| Book Value per Share | 19.07 | 19.38 | 27.09 | 20.89 | 26.89 | 20.14 | 22.23 | 18.32 | 18.82 |
Ellington Financial Inc. (EFC) cash flow — operating, investing & free cash flow history
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | -462.7M | -494.18M | 79.25M | 119.51M | 51.29M | 42.69M | -241.86M | -430.53M | 509.04M |
| Operating CF Growth % | -763.92% | -6.8% | 116.04% | 50.8% | -57.08% | -16.78% | -666.6% | -78.01% | 218.24% |
| Operating CF / Revenue % | -4307.03% | -643.2% | 93.06% | 339.98% | 23.66% | 98.93% | -94.29% | -152.57% | 75.46% |
| Net Income | 35.96M | 49.91M | 63.18M | 28.38M | 140.56M | 36.14M | 84.08M | 148.1M | 0 |
| Depreciation & Amortization | 32.86M | 46.16M | 0 | 0 | 0 | 5.67M | 0 | 0 | 0 |
| Stock-Based Compensation | 385K | 415K | 475K | 734K | 2.21M | 1.82M | 0 | 0 | 0 |
| Other Non-Cash Items | 63.41M | 142.58M | 31.91M | 75.9M | -36.1M | 66M | -126.48M | -140.6M | 500.9M |
| Working Capital Changes | -16.21M | 76.28M | -16.31M | 14.49M | -55.38M | -66.95M | -199.46M | -438.03M | 8.15M |
| Cash from Investing | -768.78M | -1.2B | -1.66B | 507.27M | -2.03B | -1.75B | 174.91M | -728.26M | -5.47B |
| Acquisitions (Net) | 0 | 0 | -42.12M | -34.62M | -24.07M | -49.1M | 34.22M | -119.99M | 0 |
| Purchase of Investments | -2.73B | -3.06B | -4.84B | -2.62B | -5.1B | -5.91B | -6.2B | -6.77B | -402.46M |
| Sale of Investments | 1.96B | 1.87B | 3.15B | 3.07B | 2.99B | 4.02B | 6.06B | 5.81B | 0 |
| Other Investing | 0 | 0 | 14.48M | 62.7M | -62.38M | 218.1M | 290.07M | 353.94M | -5.06B |
| Cash from Financing | 386.66M | 491.6M | 1.61B | -587.43M | 1.95B | 1.84B | 75.63M | 1.14B | 5.09B |
| Dividends Paid | -57.64M | -50.74M | -54.31M | -65.03M | -85.7M | -123.06M | -149.27M | -163.54M | -183.63M |
| Common Dividends | -57.64M | -50.74M | -54.31M | -65.03M | -85.7M | -123.06M | -149.27M | -163.54M | -183.63M |
| Debt Issuance (Net) | 1000K | 1000K | 1000K | -1000K | 1000K | 1000K | -1000K | 1000K | 1000K |
| Share Repurchases | -14.64M | -23.13M | -782K | -3.06M | 0 | -1.66M | -12.35M | -24.61M | 0 |
| Other Financing | 9.84M | -3.1M | 257.96M | -622K | -54.03M | 137.37M | 24.84M | -23.59M | -63.48M |
| Net Change in Cash | -76.04M▲ 0% | -2.58M▲ 96.6% | 27.4M▲ 1163.1% | 39.34M▲ 43.6% | -18.99M▼ 148.3% | 129.03M▲ 779.6% | 8.68M▼ 93.3% | -21.6M▼ 348.9% | 129.24M▲ 698.4% |
| Exchange Rate Effect | 768.78M | 1.2B | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 123.27M | 47.66M | 45.08M | 72.48M | 111.82M | 92.84M | 221.87M | 230.54M | 208.95M |
| Cash at End | 47.23M | 45.08M | 72.48M | 111.82M | 92.84M | 221.87M | 230.54M | 208.95M | 338.19M |
| Free Cash Flow | -462.7M▲ 0% | -494.18M▼ 6.8% | 129.01M▲ 126.1% | 150.15M▲ 16.4% | 224.13M▲ 49.3% | 3.58M▼ 98.4% | -241.86M▼ 6859.6% | -430.53M▼ 78.0% | 509.04M▲ 218.2% |
| FCF Growth % | -763.92% | -6.8% | 126.11% | 16.39% | 49.27% | -98.4% | -6859.59% | -78.01% | 218.24% |
| FCF / Revenue % | -4307.03% | -643.2% | 151.49% | 427.16% | 103.38% | 8.29% | -94.29% | -152.57% | 75.46% |
Ellington Financial Inc. (EFC) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| FFO per Share | 1.32 | 1.77 | 3.18 | 1.81 | 0.57 | 2.71 | -1.06 | 1.22 | 1.68 | 1.48 |
| FFO Payout Ratio | 148.1% | 99.87% | 51.89% | 93.75% | 260.02% | 64.22% | -191.17% | 177.53% | 112.12% | 125.03% |
| NOI Margin | -806.69% | -99.22% | 99.46% | 100% | 100% | 80.47% | 100% | 100% | 100% | 84.26% |
| Net Debt / EBITDA | 15.50x | 12.26x | 12.63x | 58.74x | 1250.22x | 18.36x | - | 146.88x | -1.65x | 36.51x |
| Debt / Assets | 43.83% | 49.35% | 50.26% | 75.5% | 69.96% | 70.23% | 88.06% | 87.06% | - | 87.65% |
| Interest Coverage | -0.84x | 0.95x | 1.65x | - | 0.03x | 4.38x | - | 0.34x | 0.42x | 1.51x |
| Book Value / Share | 19.42 | 19.07 | 19.38 | 27.09 | 20.89 | 26.89 | 20.14 | 22.23 | 18.32 | 18.82 |
| Revenue Growth | -95.59% | 357.73% | 615.18% | 10.84% | -58.72% | 516.76% | -80.1% | 494.48% | 10.01% | 139.04% |
Ellington Financial Inc. (EFC) SEC filings — annual & quarterly reports (10-K, 10-Q)
May 5, 2026·SEC
Apr 28, 2026·SEC
Apr 7, 2026·SEC
Ellington Financial Inc. (EFC) stock FAQ — growth, dividends, profitability & financials explained
Ellington Financial Inc. (EFC) reported $429.0M in revenue for fiscal year 2025. This represents a 4960% increase from $8.5M in 2008.
Ellington Financial Inc. (EFC) grew revenue by 139.0% over the past year. This is strong growth.
Yes, Ellington Financial Inc. (EFC) is profitable, generating $146.9M in net income for fiscal year 2025 (21.8% net margin).
Yes, Ellington Financial Inc. (EFC) pays a dividend with a yield of 13.61%. This makes it attractive for income-focused investors.
Ellington Financial Inc. (EFC) has a return on equity (ROE) of 8.5%. This is below average, suggesting room for improvement.
Ellington Financial Inc. (EFC) offers a 13.61% dividend yield, which is attractive for income investors. REITs are required to distribute at least 90% of taxable income to shareholders.
Ellington Financial Inc. (EFC) financial analysis — history, returns, DCA and operating performance tools
Historical returns with dividends reinvested
Dollar cost averaging vs lump sum
Yield, growth, payout safety & DRIP
EPS trends, net income & profitability
Long-term charts & historical price data
Sales growth patterns & revenue breakdown
30 years of market, efficiency and balance-sheet ratios
DCF intrinsic value, peer multiples & estimates