HGV vs VAC

For growth investors, Hilton Grand Vacations Inc.

(HGV) is the stronger pick with 1. 3% revenue growth year-over-year, versus 1. 3% for Marriott Vacations Worldwide Corporation (VAC). Hilton Grand Vacations Inc. (HGV) offers the better valuation at 54. 6x trailing P/E (11. 4x forward), making it the more compelling value choice. Analysts rate Marriott Vacations Worldwide Corporation (VAC) a "Buy" — based on 18 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.

On forward P/E, Marriott Vacations Worldwide Corporation is actually cheaper at 10.

5x — notably different from the trailing picture, reflecting expected earnings growth.

Over the past 5 years, Hilton Grand Vacations Inc.

(HGV) delivered a total return of +12. 7%, compared to -46. 5% for Marriott Vacations Worldwide Corporation (VAC). Over 10 years, the gap is even starker: HGV returned +88. 0% versus VAC's +62. 8%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.

By beta (market sensitivity over 5 years), Hilton Grand Vacations Inc.

(HGV) is the lower-risk stock at 1. 71β versus Marriott Vacations Worldwide Corporation's 1. 83β — meaning VAC is approximately 7% more volatile than HGV relative to the S&P 500. On balance sheet safety, Marriott Vacations Worldwide Corporation (VAC) carries a lower debt/equity ratio of 3% versus 5% for Hilton Grand Vacations Inc. — giving it more financial flexibility in a downturn.

By revenue growth (latest reported year), Hilton Grand Vacations Inc.

(HGV) is pulling ahead at 1. 3% versus 1. 3% for Marriott Vacations Worldwide Corporation (VAC). On earnings-per-share growth, the picture is similar: Hilton Grand Vacations Inc. grew EPS 93. 5% year-over-year, compared to -257. 4% for Marriott Vacations Worldwide Corporation. Over a 3-year CAGR, HGV leads at 9. 6% annualised revenue growth. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.

Hilton Grand Vacations Inc.

(HGV) is the more profitable company, earning 1. 6% net margin versus -6. 1% for Marriott Vacations Worldwide Corporation — meaning it keeps 1. 6% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: HGV leads at 11. 1% versus 11. 0% for VAC. At the gross margin level — before operating expenses — HGV leads at 56. 7%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.

On forward earnings alone, Marriott Vacations Worldwide Corporation (VAC) trades at 10.

5x forward P/E versus 11. 4x for Hilton Grand Vacations Inc. — 0. 9x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for VAC: 5. 0% to $82. 20.

In this comparison, VAC (4.

0% yield) pays a dividend. HGV does not pay a meaningful dividend and should not be held primarily for income.

For long-horizon retirement investors, Marriott Vacations Worldwide Corporation (VAC) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (4.

0% yield). Hilton Grand Vacations Inc. (HGV) carries a higher beta of 1. 71 — meaning larger drawdowns in market downturns, which matters significantly when you cannot wait years for a recovery. Both have compounded well over 10 years (VAC: +62. 8%, HGV: +88. 0%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.

Both stocks operate in the Consumer Cyclical sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both.

In terms of investment character: HGV is a small-cap quality compounder stock; VAC is a small-cap income-oriented stock. VAC pays a dividend while HGV does not, making them suitable for different income and tax situations. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.