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IOR vs NXRT
Revenue, margins, valuation, and 5-year total return — side by side.
REIT - Residential
IOR vs NXRT — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | ||
|---|---|---|
| Industry | Financial - Mortgages | REIT - Residential |
| Market Cap | $73M | $756M |
| Revenue (TTM) | $0.00 | $252M |
| Net Income (TTM) | $4M | $-32M |
| Gross Margin | — | 91.1% |
| Operating Margin | — | 11.5% |
| Forward P/E | 18.3x | — |
| Total Debt | $0.00 | $1.56B |
| Cash & Equiv. | $6K | $14M |
IOR vs NXRT — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
| Stock | May 20 | May 26 | Return |
|---|---|---|---|
| Income Opportunity … (IOR) | 100 | 171.4 | +71.4% |
| NexPoint Residentia… (NXRT) | 100 | 93.2 | -6.8% |
Price return only. Dividends and distributions are not included.
Quick Verdict: IOR vs NXRT
Each card shows where this stock fits in a portfolio — not just who wins on paper.
IOR carries the broadest edge in this set and is the clearest fit for income & stability and sleep-well-at-night.
- Dividend streak 0 yrs, beta 0.21
- Lower volatility, beta 0.21
- Beta 0.21
NXRT is the clearest fit if your priority is growth exposure and long-term compounding.
- Rev growth -3.2%, EPS growth -30.8%, 3Y rev CAGR -1.6%
- 211.1% 10Y total return vs IOR's 155.5%
- -3.2% FFO/revenue growth vs IOR's -100.0%
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | -3.2% FFO/revenue growth vs IOR's -100.0% | |
| Quality / Margins | 4.3% margin vs NXRT's -12.7% | |
| Stability / Safety | Beta 0.21 vs NXRT's 0.62 | |
| Dividends | 7.1% yield; 12-year raise streak; the other pay no meaningful dividend | |
| Momentum (1Y) | +0.9% vs NXRT's -15.2% | |
| Efficiency (ROA) | 3.2% ROA vs NXRT's -1.7%, ROIC -0.2% vs 1.1% |
IOR vs NXRT — Revenue Breakdown by Segment
How each company's revenue is distributed across its business units
Segment breakdown not available.
IOR vs NXRT — Financial Metrics
Side-by-side numbers across 2 stocks — who leads on profitability, valuation, growth, and risk.
Income & Cash Flow (Last 12 Months)
IOR leads this category, winning 1 of 1 comparable metric.
Income & Cash Flow (Last 12 Months)
NXRT and IOR operate at a comparable scale, with $252M and $0 in trailing revenue.
| Metric | ||
|---|---|---|
| RevenueTrailing 12 months | $0 | $252M |
| EBITDAEarnings before interest/tax | $4M | $125M |
| Net IncomeAfter-tax profit | $4M | -$32M |
| Free Cash FlowCash after capex | -$338,000 | $79M |
| Gross MarginGross profit ÷ Revenue | — | +91.1% |
| Operating MarginEBIT ÷ Revenue | — | +11.5% |
| Net MarginNet income ÷ Revenue | — | -12.7% |
| FCF MarginFCF ÷ Revenue | — | +31.2% |
| Rev. Growth (YoY)Latest quarter vs prior year | — | +0.5% |
| EPS Growth (YoY)Latest quarter vs prior year | +4.2% | 0.0% |
Valuation Metrics
IOR leads this category, winning 2 of 3 comparable metrics.
Valuation Metrics
On an enterprise value basis, IOR's 14.5x EV/EBITDA is more attractive than NXRT's 18.6x.
| Metric | ||
|---|---|---|
| Market CapShares × price | $73M | $756M |
| Enterprise ValueMkt cap + debt − cash | $73M | $2.3B |
| Trailing P/EPrice ÷ TTM EPS | 18.33x | -23.65x |
| Forward P/EPrice ÷ next-FY EPS est. | — | — |
| PEG RatioP/E ÷ EPS growth rate | — | — |
| EV / EBITDAEnterprise value multiple | 14.46x | 18.60x |
| Price / SalesMarket cap ÷ Revenue | — | 3.01x |
| Price / BookPrice ÷ Book value/share | 0.58x | 2.52x |
| Price / FCFMarket cap ÷ FCF | — | 9.05x |
Profitability & Efficiency
IOR leads this category, winning 4 of 7 comparable metrics.
Profitability & Efficiency
IOR delivers a 3.2% return on equity — every $100 of shareholder capital generates $3 in annual profit, vs $-10 for NXRT. On the Piotroski fundamental quality scale (0–9), NXRT scores 4/9 vs IOR's 2/9, reflecting mixed financial health.
| Metric | ||
|---|---|---|
| ROE (TTM)Return on equity | +3.2% | -10.1% |
| ROA (TTM)Return on assets | +3.2% | -1.7% |
| ROICReturn on invested capital | -0.2% | +1.1% |
| ROCEReturn on capital employed | -0.3% | +1.5% |
| Piotroski ScoreFundamental quality 0–9 | 2 | 4 |
| Debt / EquityFinancial leverage | — | 5.18x |
| Net DebtTotal debt minus cash | -$6,000 | $1.5B |
| Cash & Equiv.Liquid assets | $6,000 | $14M |
| Total DebtShort + long-term debt | $0 | $1.6B |
| Interest CoverageEBIT ÷ Interest expense | — | 0.47x |
Total Returns (Dividends Reinvested)
IOR leads this category, winning 4 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in IOR five years ago would be worth $14,566 today (with dividends reinvested), compared to $7,705 for NXRT. Over the past 12 months, IOR leads with a +0.9% total return vs NXRT's -15.2%. The 3-year compound annual growth rate (CAGR) favors IOR at 18.5% vs NXRT's -5.5% — a key indicator of consistent wealth creation.
| Metric | ||
|---|---|---|
| YTD ReturnYear-to-date | +2.3% | +2.6% |
| 1-Year ReturnPast 12 months | +0.9% | -15.2% |
| 3-Year ReturnCumulative with dividends | +66.3% | -15.5% |
| 5-Year ReturnCumulative with dividends | +45.7% | -23.0% |
| 10-Year ReturnCumulative with dividends | +155.5% | +211.1% |
| CAGR (3Y)Annualised 3-year return | +18.5% | -5.5% |
Risk & Volatility
IOR leads this category, winning 2 of 2 comparable metrics.
Risk & Volatility
IOR is the less volatile stock with a 0.21 beta — it tends to amplify market swings less than NXRT's 0.62 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. IOR currently trades 91.2% from its 52-week high vs NXRT's 77.8% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | ||
|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 0.21x | 0.62x |
| 52-Week HighHighest price in past year | $19.69 | $38.30 |
| 52-Week LowLowest price in past year | $17.50 | $23.79 |
| % of 52W HighCurrent price vs 52-week peak | +91.2% | +77.8% |
| RSI (14)Momentum oscillator 0–100 | 49.4 | 71.0 |
| Avg Volume (50D)Average daily shares traded | 692 | 216K |
Analyst Outlook
NXRT leads this category, winning 1 of 1 comparable metric.
Analyst Outlook
NXRT is the only dividend payer here at 7.07% yield — a key consideration for income-focused portfolios.
| Metric | ||
|---|---|---|
| Analyst RatingConsensus buy/hold/sell | — | Hold |
| Price TargetConsensus 12-month target | — | $27.00 |
| # AnalystsCovering analysts | — | 10 |
| Dividend YieldAnnual dividend ÷ price | — | +7.1% |
| Dividend StreakConsecutive years of raises | 0 | 12 |
| Dividend / ShareAnnual DPS | — | $2.11 |
| Buyback YieldShare repurchases ÷ mkt cap | 0.0% | +1.0% |
IOR leads in 5 of 6 categories (Income & Cash Flow, Valuation Metrics). NXRT leads in 1 (Analyst Outlook).
IOR vs NXRT: Frequently Asked Questions
8 questions · data-driven answers · updated daily
01Is IOR or NXRT a better buy right now?
For growth investors, NexPoint Residential Trust, Inc.
(NXRT) is the stronger pick with -3. 2% revenue growth year-over-year, versus -100. 0% for Income Opportunity Realty Investors, Inc. (IOR). Income Opportunity Realty Investors, Inc. (IOR) offers the better valuation at 18. 3x trailing P/E, making it the more compelling value choice. Analysts rate NexPoint Residential Trust, Inc. (NXRT) a "Hold" — based on 10 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which is the better long-term investment — IOR or NXRT?
Over the past 5 years, Income Opportunity Realty Investors, Inc.
(IOR) delivered a total return of +45. 7%, compared to -23. 0% for NexPoint Residential Trust, Inc. (NXRT). Over 10 years, the gap is even starker: NXRT returned +211. 1% versus IOR's +155. 5%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
03Which is safer — IOR or NXRT?
By beta (market sensitivity over 5 years), Income Opportunity Realty Investors, Inc.
(IOR) is the lower-risk stock at 0. 21β versus NexPoint Residential Trust, Inc. 's 0. 62β — meaning NXRT is approximately 192% more volatile than IOR relative to the S&P 500.
04Which is growing faster — IOR or NXRT?
By revenue growth (latest reported year), NexPoint Residential Trust, Inc.
(NXRT) is pulling ahead at -3. 2% versus -100. 0% for Income Opportunity Realty Investors, Inc. (IOR). On earnings-per-share growth, the picture is similar: Income Opportunity Realty Investors, Inc. grew EPS -14. 0% year-over-year, compared to -30. 8% for NexPoint Residential Trust, Inc.. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
05Which has better profit margins — IOR or NXRT?
Income Opportunity Realty Investors, Inc.
(IOR) is the more profitable company, earning 0. 0% net margin versus -12. 7% for NexPoint Residential Trust, Inc. — meaning it keeps 0. 0% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: NXRT leads at 11. 1% versus 0. 0% for IOR. At the gross margin level — before operating expenses — NXRT leads at 84. 3%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
06Which pays a better dividend — IOR or NXRT?
In this comparison, NXRT (7.
1% yield) pays a dividend. IOR does not pay a meaningful dividend and should not be held primarily for income.
07Is IOR or NXRT better for a retirement portfolio?
For long-horizon retirement investors, NexPoint Residential Trust, Inc.
(NXRT) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0. 62), 7. 1% yield, +211. 1% 10Y return). Both have compounded well over 10 years (NXRT: +211. 1%, IOR: +155. 5%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
08What are the main differences between IOR and NXRT?
These companies operate in different sectors (IOR (Financial Services) and NXRT (Real Estate)), which means they face different economic cycles, regulatory environments, and macro sensitivities — making direct comparison nuanced.
In terms of investment character: IOR is a small-cap quality compounder stock; NXRT is a small-cap income-oriented stock. NXRT pays a dividend while IOR does not, making them suitable for different income and tax situations. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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