NRIM
Northrim BanCorp, Inc.
Banks - Regional
Market Cap$558M
5Y Perf.+300.8%
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BSVN
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Stock Comparison
NRIM vs BSVN
Revenue, margins, valuation, and 5-year total return — side by side.
BSVN
Bank7 Corp.
Banks - Regional
Market Cap$438M
5Y Perf.+320.3%
NRIM vs BSVN — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot |  NRIM |  BSVN |
|---|---|---|
| Industry | Banks - Regional | Banks - Regional |
| Market Cap | $558M | $438M |
| Revenue (TTM) | $243M | $137M |
| Net Income (TTM) | $65M | $43M |
| Gross Margin | 81.4% | 69.7% |
| Operating Margin | 35.5% | 41.4% |
| Forward P/E | 9.7x | 10.3x |
| Total Debt | $94M | $0.00 |
| Cash & Equiv. | $36M | $245M |
NRIM vs BSVN — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
NRIM
BSVN
| Stock | Jun 20 | Jun 26 | Return |
|---|---|---|---|
| Northrim BanCorp, I… (NRIM) | 100 | 400.8 | +300.8% |
| Bank7 Corp. (BSVN) | 100 | 420.3 | +320.3% |
Price return only. Dividends and distributions are not included.
Quick Verdict: NRIM vs BSVN
Each card shows where this stock fits in a portfolio — not just who wins on paper.
Bottom line: BSVN leads in 4 of 7 categories, making it the strongest pick for profitability and margin quality and capital preservation and lower volatility. Northrim BanCorp, Inc. is the stronger pick specifically for growth and revenue expansion and valuation and capital efficiency. As sector peers, any of these can serve as alternatives in the same allocation.
🥇BSVN emerged as the overall leader. Track its performance:
NRIM
Northrim BanCorp, Inc.
The Banking Pick
NRIM is the clearest fit if your priority is income & stability and growth exposure.
- Dividend streak 16 yrs, beta 0.88, yield 2.6%
- Rev growth 23.8%, EPS growth 72.9%
- 355.8% 10Y total return vs BSVN's 166.3%
Best for: income & stability and growth exposure
BSVN
Bank7 Corp.
The Banking Pick
BSVN carries the broadest edge in this set and is the clearest fit for sleep-well-at-night and defensive.
- Lower volatility, beta 0.60, current ratio 502.78x
- Beta 0.60, yield 2.1%, current ratio 502.78x
- NIM 4.5% vs NRIM's 4.1%
Best for: sleep-well-at-night and defensive
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth |  NRIM | 23.8% NII/revenue growth vs BSVN's -3.9% |
| Value | NRIM | Lower P/E (9.7x vs 10.3x), PEG 0.55 vs 0.60 |
| Quality / Margins |  BSVN | Efficiency ratio 0.3% vs NRIM's 0.5% (lower = leaner) |
| Stability / Safety | BSVN | Beta 0.60 vs NRIM's 0.88 |
| Dividends | NRIM | 2.6% yield, 16-year raise streak, vs BSVN's 2.1% |
| Momentum (1Y) | BSVN | +23.2% vs NRIM's +18.3% |
| Efficiency (ROA) | BSVN | Efficiency ratio 0.3% vs NRIM's 0.5% |
NRIM vs BSVN — Revenue Breakdown by Segment
How each company's revenue is distributed across its business units
FY 2025
Segment breakdown not available.
NRIM vs BSVN — Financial Metrics
Side-by-side numbers across 2 stocks — who leads on profitability, valuation, growth, and risk.
BEST OVERALLNRIMLAGGINGBSVN
BSVNBank7 Corp.
2leads
NRIMNorthrim BanCorp, Inc.
3leads
6 Total Categories
CATEGORYLEADERvs BSVNMETRICS WON
Income & Cash FlowRevenue, margins, and cash flow strength
NRIM3/5
Valuation MetricsMultiples, price ratios, and targets
NRIM6/7
Profitability & EfficiencyROE, ROIC, leverage, and quality scores
BSVN5/8
Total Returns1Y, 3Y, 5Y total returns with dividends
Tied
—
Risk & VolatilityBeta, volatility, and downside exposure
BSVN2/2
Analyst OutlookRatings, price targets, and dividends
NRIM2/2
Income & Cash Flow (Last 12 Months)
NRIM leads this category, winning 3 of 5 comparable metrics.
Income & Cash Flow (Last 12 Months)
NRIM is the larger business by revenue, generating $243M annually — 1.8x BSVN's $137M. Profitability is closely matched — net margins range from 31.4% (BSVN) to 26.6% (NRIM).
| Metric | NRIMNorthrim BanCorp,… | BSVNBank7 Corp. |
|---|---|---|
| RevenueTrailing 12 months | $243M | $137M |
| EBITDAEarnings before interest/tax | $89M | $58M |
| Net IncomeAfter-tax profit | $65M | $43M |
| Free Cash FlowCash after capex | $134M | $36M |
| Gross MarginGross profit ÷ Revenue | +81.4% | +69.7% |
| Operating MarginEBIT ÷ Revenue | +35.5% | +41.4% |
| Net MarginNet income ÷ Revenue | +26.6% | +31.4% |
| FCF MarginFCF ÷ Revenue | +55.2% | +26.4% |
| Rev. Growth (YoY)Latest quarter vs prior year | — | — |
| EPS Growth (YoY)Latest quarter vs prior year | +12.8% | -3.4% |
NRIM leads this category, winning 3 of 5 comparable metrics.
Valuation Metrics
NRIM leads this category, winning 6 of 7 comparable metrics.
Valuation Metrics
At 8.8x trailing earnings, NRIM trades at a 13% valuation discount to BSVN's 10.1x P/E. Adjusting for growth (PEG ratio), NRIM offers better value at 0.50x vs BSVN's 0.60x — a lower PEG means you pay less per unit of expected earnings growth.
| Metric | NRIMNorthrim BanCorp,… | BSVNBank7 Corp. |
|---|---|---|
| Market CapShares × price | $558M | $438M |
| Enterprise ValueMkt cap + debt − cash | $615M | $194M |
| Trailing P/EPrice ÷ TTM EPS | 8.78x | 10.14x |
| Forward P/EPrice ÷ next-FY EPS est. | 9.73x | 10.27x |
| PEG RatioP/E ÷ EPS growth rate | 0.50x | 0.60x |
| EV / EBITDAEnterprise value multiple | 6.93x | 3.34x |
| Price / SalesMarket cap ÷ Revenue | 2.30x | 3.19x |
| Price / BookPrice ÷ Book value/share | 1.74x | 1.74x |
| Price / FCFMarket cap ÷ FCF | 4.17x | 10.59x |
NRIM leads this category, winning 6 of 7 comparable metrics.
Profitability & Efficiency
BSVN leads this category, winning 5 of 8 comparable metrics.
Profitability & Efficiency
NRIM delivers a 21.3% return on equity — every $100 of shareholder capital generates $21 in annual profit, vs $18 for BSVN. On the Piotroski fundamental quality scale (0–9), NRIM scores 7/9 vs BSVN's 5/9, reflecting strong financial health.
| Metric | NRIMNorthrim BanCorp,… | BSVNBank7 Corp. |
|---|---|---|
| ROE (TTM)Return on equity | +21.3% | +18.2% |
| ROA (TTM)Return on assets | +2.0% | +2.3% |
| ROICReturn on invested capital | +17.7% | +18.3% |
| ROCEReturn on capital employed | +4.7% | +5.2% |
| Piotroski ScoreFundamental quality 0–9 | 7 | 5 |
| Debt / EquityFinancial leverage | 0.29x | — |
| Net DebtTotal debt minus cash | $58M | -$245M |
| Cash & Equiv.Liquid assets | $36M | $245M |
| Total DebtShort + long-term debt | $94M | $0 |
| Interest CoverageEBIT ÷ Interest expense | 2.01x | 1.39x |
BSVN leads this category, winning 5 of 8 comparable metrics.
Total Returns (Dividends Reinvested)
Evenly matched — NRIM and BSVN each lead in 3 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in BSVN five years ago would be worth $29,019 today (with dividends reinvested), compared to $26,772 for NRIM. Over the past 12 months, BSVN leads with a +23.2% total return vs NRIM's +18.3%. The 3-year compound annual growth rate (CAGR) favors NRIM at 38.7% vs BSVN's 25.7% — a key indicator of consistent wealth creation.
| Metric | NRIMNorthrim BanCorp,… | BSVNBank7 Corp. |
|---|---|---|
| YTD ReturnYear-to-date | -5.0% | +11.6% |
| 1-Year ReturnPast 12 months | +18.3% | +23.2% |
| 3-Year ReturnCumulative with dividends | +166.6% | +98.7% |
| 5-Year ReturnCumulative with dividends | +167.7% | +190.2% |
| 10-Year ReturnCumulative with dividends | +355.8% | +166.3% |
| CAGR (3Y)Annualised 3-year return | +38.7% | +25.7% |
Evenly matched — NRIM and BSVN each lead in 3 of 6 comparable metrics.
Risk & Volatility
BSVN leads this category, winning 2 of 2 comparable metrics.
Risk & Volatility
BSVN is the less volatile stock with a 0.60 beta — it tends to amplify market swings less than NRIM's 0.88 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. BSVN currently trades 91.1% from its 52-week high vs NRIM's 81.8% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | NRIMNorthrim BanCorp,… | BSVNBank7 Corp. |
|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 0.88x | 0.60x |
| 52-Week HighHighest price in past year | $30.82 | $50.10 |
| 52-Week LowLowest price in past year | $19.60 | $37.56 |
| % of 52W HighCurrent price vs 52-week peak | +81.8% | +91.1% |
| RSI (14)Momentum oscillator 0–100 | 52.9 | 58.8 |
| Avg Volume (50D)Average daily shares traded | 116K | 12K |
BSVN leads this category, winning 2 of 2 comparable metrics.
Analyst Outlook
NRIM leads this category, winning 2 of 2 comparable metrics.
Analyst Outlook
Wall Street rates NRIM as "Buy" and BSVN as "Buy". For income investors, NRIM offers the higher dividend yield at 2.56% vs BSVN's 2.14%.
| Metric | NRIMNorthrim BanCorp,… | BSVNBank7 Corp. |
|---|---|---|
| Analyst RatingConsensus buy/hold/sell | Buy | Buy |
| Price TargetConsensus 12-month target | — | $57.00 |
| # AnalystsCovering analysts | 1 | 3 |
| Dividend YieldAnnual dividend ÷ price | +2.6% | +2.1% |
| Dividend StreakConsecutive years of raises | 16 | 7 |
| Dividend / ShareAnnual DPS | $0.65 | $0.98 |
| Buyback YieldShare repurchases ÷ mkt cap | 0.0% | +0.3% |
NRIM leads this category, winning 2 of 2 comparable metrics.
Key Takeaway
NRIM leads in 3 of 6 categories (Income & Cash Flow, Valuation Metrics). BSVN leads in 2 (Profitability & Efficiency, Risk & Volatility). 1 tied.
Best OverallNorthrim BanCorp, Inc. (NRIM)Leads 3 of 6 categories
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NRIM vs BSVN: Frequently Asked Questions
10 questions · data-driven answers · updated daily
01Is NRIM or BSVN a better buy right now?
For growth investors, Northrim BanCorp, Inc.
(NRIM) is the stronger pick with 23. 8% revenue growth year-over-year, versus -3. 9% for Bank7 Corp. (BSVN). Northrim BanCorp, Inc. (NRIM) offers the better valuation at 8. 8x trailing P/E (9. 7x forward), making it the more compelling value choice. Analysts rate Northrim BanCorp, Inc. (NRIM) a "Buy" — based on 1 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which has the better valuation — NRIM or BSVN?
On trailing P/E, Northrim BanCorp, Inc.
(NRIM) is the cheapest at 8. 8x versus Bank7 Corp. at 10. 1x. On forward P/E, Northrim BanCorp, Inc. is actually cheaper at 9. 7x. The PEG ratio (P/E divided by earnings growth rate) is the most growth-adjusted single valuation metric: Northrim BanCorp, Inc. wins at 0. 55x versus Bank7 Corp. 's 0. 60x — a PEG below 1. 0 traditionally signals the market is underpricing earnings growth.
03Which is the better long-term investment — NRIM or BSVN?
Over the past 5 years, Bank7 Corp.
(BSVN) delivered a total return of +190. 2%, compared to +167. 7% for Northrim BanCorp, Inc. (NRIM). Over 10 years, the gap is even starker: NRIM returned +355. 8% versus BSVN's +166. 3%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
04Which is safer — NRIM or BSVN?
By beta (market sensitivity over 5 years), Bank7 Corp.
(BSVN) is the lower-risk stock at 0. 60β versus Northrim BanCorp, Inc. 's 0. 88β — meaning NRIM is approximately 47% more volatile than BSVN relative to the S&P 500.
05Which is growing faster — NRIM or BSVN?
By revenue growth (latest reported year), Northrim BanCorp, Inc.
(NRIM) is pulling ahead at 23. 8% versus -3. 9% for Bank7 Corp. (BSVN). On earnings-per-share growth, the picture is similar: Northrim BanCorp, Inc. grew EPS 72. 9% year-over-year, compared to -7. 0% for Bank7 Corp.. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
06Which has better profit margins — NRIM or BSVN?
Bank7 Corp.
(BSVN) is the more profitable company, earning 31. 4% net margin versus 26. 6% for Northrim BanCorp, Inc. — meaning it keeps 31. 4% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: BSVN leads at 41. 4% versus 35. 5% for NRIM. At the gross margin level — before operating expenses — NRIM leads at 81. 4%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
07Is NRIM or BSVN more undervalued right now?
The PEG ratio (forward P/E divided by expected earnings growth rate) is the most precise measure of undervaluation relative to growth potential.
By this metric, Northrim BanCorp, Inc. (NRIM) is the more undervalued stock at a PEG of 0. 55x versus Bank7 Corp. 's 0. 60x. A PEG below 1. 0 is traditionally considered the threshold for growth-adjusted undervaluation. On forward earnings alone, Northrim BanCorp, Inc. (NRIM) trades at 9. 7x forward P/E versus 10. 3x for Bank7 Corp. — 0. 5x cheaper on a one-year earnings basis.
08Which pays a better dividend — NRIM or BSVN?
All stocks in this comparison pay dividends.
Northrim BanCorp, Inc. (NRIM) offers the highest yield at 2. 6%, versus 2. 1% for Bank7 Corp. (BSVN).
09Is NRIM or BSVN better for a retirement portfolio?
For long-horizon retirement investors, Bank7 Corp.
(BSVN) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0. 60), 2. 1% yield, +166. 3% 10Y return). Both have compounded well over 10 years (BSVN: +166. 3%, NRIM: +355. 8%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
10What are the main differences between NRIM and BSVN?
Both stocks operate in the Financial Services sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both.
In terms of investment character: NRIM is a small-cap high-growth stock; BSVN is a small-cap deep-value stock. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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