8-K Announcements
6Apr 22, 2026·SEC
Jan 23, 2026·SEC
Jan 2, 2026·SEC
Northrim BanCorp, Inc. (NRIM) fundamental analysis — strengths, weaknesses & financial health based on data analysis
No significant weaknesses identified
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
Get notified when NRIM posts new earnings or crosses analyst targets
Free. No account needed. Unsubscribe any time.
Northrim BanCorp, Inc. (NRIM) stock price & volume — 10-year historical chart
Northrim BanCorp, Inc. (NRIM) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Northrim BanCorp, Inc. (NRIM) EPS & revenue vs analyst estimates — last 4 quarters
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 22, 2026 | $0.61vs $0.53+15.1% | $50Mvs $51M-2.1% |
| Q2 2026 | Mar 6, 2026 | $0.55 | $62M |
| Q1 2026 | Jan 23, 2026 | $0.54vs $0.64-15.6% | $52Mvs $53M-2.0% |
| Q4 2025 | Oct 22, 2025 | $0.72vs $0.64+13.4% | $52Mvs $51M+2.7% |
Northrim BanCorp, Inc. (NRIM) competitors in Commercial and middle-market focused banks — business model, growth, and fundamentals comparison
Northrim BanCorp, Inc. (NRIM) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
Northrim BanCorp, Inc. (NRIM) annual income statement — 10-year revenue, gross profit & net income history
| Metric | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
Net Interest Income | 57.33M | 60.8M | 63.93M | 70.11M | 80.28M | 94.43M | 102.29M | 111.99M | 134.78M |
NII Growth % | 2.3% | 6.04% | 5.15% | 9.68% | 14.5% | 17.61% | 8.32% | 9.49% | 20.34% |
Net Interest Margin % | 3.77% | 4.05% | 3.89% | 3.3% | 2.95% | 3.53% | 3.64% | 3.68% | 4.1% |
Interest Income | 60.11M | 64.18M | 70.08M | 76.17M | 84.06M | 99.64M | 130.98M | 152.73M | 177.55M |
Interest Expense | 2.43M | 2.97M | 5.64M | 6.05M | 3.78M | 5.21M | 28.7M | 40.74M | 42.77M |
Loan Loss Provision | 3.2M | -500K | -1.18M | 2.43M | -4.1M | 1.85M | 3.84M | 3.29M | 2.28M |
Non-Interest Income | 36.03M | 32.17M | 37.35M | 63.88M | 52.8M | 34.77M | 27.34M | 43.23M | 64.98M |
Non-Interest Income % | 37.48% | 33.39% | 34.76% | 45.61% | 38.58% | 25.87% | 17.27% | 22.06% | 26.79% |
Total Revenue | 96.14M▲ 0% | 96.34M▲ 0.2% | 107.43M▲ 11.5% | 140.04M▲ 30.4% | 136.87M▼ 2.3% | 134.41M▼ 1.8% | 158.33M▲ 17.8% | 195.96M▲ 23.8% | 242.53M▲ 23.8% |
Revenue Growth % | -5.92% | 0.22% | 11.51% | 30.36% | -2.27% | -1.8% | 17.8% | 23.77% | 23.77% |
Non-Interest Expense | 66.71M | 69.8M | 76.84M | 89.11M | 89.2M | 88.85M | 94.18M | 104.94M | 111.33M |
Efficiency Ratio | 69.39% | 72.45% | 71.52% | 63.63% | 65.17% | 66.11% | 59.49% | 53.55% | 45.9% |
Operating Income | 23.8M▲ 0% | 24.07M▲ 1.2% | 26.13M▲ 8.5% | 42.45M▲ 62.5% | 47.99M▲ 13.1% | 38.49M▼ 19.8% | 31.61M▼ 17.9% | 46.99M▲ 48.7% | 86.15M▲ 83.3% |
Operating Margin % | 24.76% | 24.99% | 24.32% | 30.31% | 35.06% | 28.64% | 19.96% | 23.98% | 35.52% |
Operating Income Growth % | 13.1% | 1.16% | 8.52% | 62.48% | 13.07% | -19.79% | -17.89% | 48.68% | 83.31% |
Pretax Income | 23.8M▲ 0% | 24.07M▲ 1.2% | 26.13M▲ 8.5% | 42.45M▲ 62.5% | 47.99M▲ 13.1% | 38.49M▼ 19.8% | 31.61M▼ 17.9% | 46.99M▲ 48.7% | 84.52M▲ 79.9% |
Pretax Margin % | 24.76% | 24.99% | 24.32% | 30.31% | 35.06% | 28.64% | 19.96% | 23.98% | 34.85% |
Income Tax | 10.32M | 4.07M | 5.43M | 9.56M | 10.48M | 7.75M | 6.21M | 10.02M | 19.91M |
Effective Tax Rate % | 43.37% | 16.91% | 20.8% | 22.52% | 21.83% | 20.14% | 19.66% | 21.33% | 23.56% |
Net Income | 13.15M▲ 0% | 20M▲ 52.1% | 20.69M▲ 3.4% | 32.89M▲ 58.9% | 37.52M▲ 14.1% | 30.74M▼ 18.1% | 25.39M▼ 17.4% | 36.97M▲ 45.6% | 64.61M▲ 74.8% |
Net Margin % | 13.68% | 20.76% | 19.26% | 23.48% | 27.41% | 22.87% | 16.04% | 18.87% | 26.64% |
Net Income Growth % | -8.74% | 52.11% | 3.43% | 58.95% | 14.07% | -18.06% | -17.39% | 45.59% | 74.75% |
Net Income (Continuing) | 13.48M | 20M | 20.69M | 32.89M | 37.52M | 30.74M | 25.39M | 36.97M | 64.61M |
EPS (Diluted) | 0.47▲ 0% | 0.72▲ 52.7% | 0.76▲ 5.9% | 1.28▲ 68.1% | 1.50▲ 17.4% | 1.32▼ 12.2% | 1.12▼ 14.8% | 1.66▲ 47.9% | 2.87▲ 72.9% |
EPS Growth % | -8.74% | 52.66% | 5.92% | 68.09% | 17.42% | -12.17% | -14.8% | 47.88% | 72.89% |
EPS (Basic) | 0.48 | 0.73 | 0.77 | 1.30 | 1.52 | 1.33 | 1.13 | 1.68 | 2.92 |
Diluted Shares Outstanding | 27.91M | 27.93M | 27.23M | 25.72M | 25M | 23.32M | 22.64M | 22.34M | 22.53M |
Northrim BanCorp, Inc. (NRIM) balance sheet — assets, liabilities & shareholders' equity
| Metric | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
Cash & Short Term Investments | 384.86M | 349.15M | 371.56M | 363.6M | 1.07B | 936.38M | 756.47M | 541.35M | 456.7M |
Cash & Due from Banks | 77.84M | 77.54M | 95.42M | 115.97M | 645.83M | 259.35M | 118.53M | 62.74M | 36.04M |
Short Term Investments | 307.02M | 271.61M | 276.14M | 247.63M | 426.68M | 677.03M | 637.94M | 478.62M | 420.66M |
Total Investments | 1.32B | 1.3B | 1.41B | 1.87B | 1.96B | 2.27B | 2.53B | 2.73B | 2.87B |
Investments Growth % | -1.47% | -1.16% | 8.32% | 32.89% | 4.66% | 15.87% | 11.43% | 7.82% | 5.15% |
Long-Term Investments | 1.01B | 1.03B | 1.13B | 1.63B | 1.53B | 1.6B | 1.89B | 2.25B | 2.67B |
Accounts Receivables | 4.38M | 4.82M | 4.51M | 7.98M | 6.85M | 9.94M | 11.96M | 11.5M | 12.54M |
Goodwill & Intangibles | 28.8M | 32.89M | 33.82M | 32.48M | 33.67M | 38.49M | 38.47M | 80.34M | 50.82M |
Goodwill | 15.02M | 15.02M | 15.02M | 15.02M | 15.02M | 15.02M | 15.02M | 50.02M | 49.87M |
Intangible Assets | 13.78M | 17.88M | 18.8M | 17.46M | 18.66M | 23.47M | 23.45M | 30.33M | 950K |
PP&E (Net) | 37.87M | 39.09M | 52.73M | 50.54M | 48.16M | 47.69M | 49.78M | 45.21M | 45.6M |
Other Assets | 17.55M | 19.16M | 17.5M | 18.64M | 14.56M | 11M | 9.69M | 16.4M | -2.67B |
Total Current Assets | 418.08M | 378.46M | 403.52M | 391.99M | 1.09B | 970.42M | 809.62M | 646.16M | 558.35M |
Total Non-Current Assets | 1.1B | 1.12B | 1.24B | 1.73B | 1.63B | 1.7B | 2B | 2.4B | 96.43M |
Total Assets | 1.52B▲ 0% | 1.5B▼ 1.1% | 1.64B▲ 9.4% | 2.12B▲ 29.1% | 2.72B▲ 28.4% | 2.67B▼ 1.8% | 2.81B▲ 5.0% | 3.04B▲ 8.3% | 3.29B▲ 8.2% |
Asset Growth % | -0.49% | -1.06% | 9.38% | 29.06% | 28.42% | -1.85% | 4.98% | 8.35% | 8.17% |
Return on Assets (ROA) | 0.86% | 1.32% | 1.31% | 1.75% | 1.55% | 1.14% | 0.93% | 1.26% | 2.04% |
Accounts Payable | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Total Debt | 45.42M | 51.83M | 33.43M | 37.51M | 35.78M | 34.27M | 33.08M | 40.84M | 93.61M |
Net Debt | -32.42M | -25.71M | -61.99M | -78.46M | -610.04M | -225.08M | -85.45M | -21.89M | 57.57M |
Long-Term Debt | 17.67M | 17.55M | 19.2M | 25.13M | 24.82M | 24.41M | 23.98M | 33.35M | 87.67M |
Short-Term Debt | 27.75M | 34.28M | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Other Liabilities | 22.09M | 17.12M | 31.1M | 37.74M | 29.49M | 34.21M | 54.65M | 53.72M | 2.88B |
Total Current Liabilities | 1.29B | 1.26B | 1.37B | 1.82B | 2.42B | 2.39B | 2.49B | 2.68B | 5.94M |
Total Non-Current Liabilities | 39.77M | 34.67M | 64.53M | 75.24M | 65.27M | 68.48M | 87.72M | 94.56M | 2.96B |
Total Liabilities | 1.33B | 1.3B | 1.44B | 1.9B | 2.49B | 2.46B | 2.57B | 2.77B | 2.96B |
Total Equity | 192.8M▲ 0% | 205.95M▲ 6.8% | 207.12M▲ 0.6% | 221.57M▲ 7.0% | 237.82M▲ 7.3% | 218.63M▼ 8.1% | 234.72M▲ 7.4% | 267.12M▲ 13.8% | 326.54M▲ 22.2% |
Equity Growth % | 3.26% | 6.82% | 0.57% | 6.98% | 7.33% | -8.07% | 7.36% | 13.8% | 22.25% |
Equity / Assets (Capital Ratio) | 12.69% | 13.7% | 12.6% | 10.44% | 8.73% | 8.18% | 8.36% | 8.78% | 9.92% |
Return on Equity (ROE) | 6.93% | 10.03% | 10.02% | 15.34% | 16.33% | 13.47% | 11.2% | 14.73% | 21.77% |
Book Value per Share | 6.91 | 7.37 | 7.61 | 8.61 | 9.51 | 9.38 | 10.37 | 11.96 | 14.49 |
Tangible BV per Share | 5.88 | 6.20 | 6.36 | 7.35 | 8.17 | 7.73 | 8.67 | 8.36 | 12.24 |
Common Stock | 6.87M | 6.88M | 6.56M | 6.25M | 6.01M | 5.7M | 5.51M | 5.52M | 5.53M |
Additional Paid-in Capital | 61.79M | 62.13M | 50.51M | 41.81M | 31.16M | 17.78M | 9.61M | 9.31M | 10.82M |
Retained Earnings | 124.41M | 137.45M | 149.62M | 173.5M | 204.05M | 224.22M | 236.04M | 259.31M | 309.57M |
Accumulated OCI | -270K | -520K | 431K | 18K | -3.41M | -29.08M | -16.44M | -7.02M | 619K |
Treasury Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Northrim BanCorp, Inc. (NRIM) cash flow — operating, investing & free cash flow history
| Metric | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
Cash from Operations | 19.28M | 25.15M | -821K | -36.45M | 111.99M | 78.12M | 38.92M | -8.73M | 139.34M |
Operating CF Growth % | -4.17% | 30.42% | -103.26% | -4340.19% | 407.21% | -30.24% | -50.17% | -122.42% | 1696.62% |
Net Income | 13.48M | 20M | 20.69M | 32.89M | 37.52M | 30.74M | 25.39M | 36.97M | 64.61M |
Depreciation & Amortization | 3.64M | 3.26M | 4.07M | 4.3M | 4.47M | 3.16M | 3.31M | 3.61M | 3.5M |
Deferred Taxes | 4M | 3.01M | 711K | 555K | -1.3M | 2.11M | 580K | -152K | -1.51M |
Other Non-Cash Items | -3.28M | 6.23M | -36.23M | -68.99M | 66.05M | 41.52M | -1.81M | -31.48M | 48.65M |
Working Capital Changes | 776K | -8.18M | 9.11M | -6.15M | 4.18M | -153K | 10.51M | -18.59M | 22.36M |
Cash from Investing | 30.38M | 5.65M | -71.92M | -382.82M | -159.09M | -405.57M | -254.92M | -197.63M | -223.43M |
Purchase of Investments | -84.34M | -91.13M | -132.1M | -171.97M | -330.99M | -323.35M | -28.33M | -51.43M | -96.44M |
Sale/Maturity of Investments | 103.55M | 123.43M | 130.71M | 189.92M | 136.45M | 13.9M | 82.4M | 228.13M | 165.85M |
Net Investment Activity | 19.21M | 32.3M | -1.39M | 17.95M | -194.54M | -309.45M | 54.07M | 176.7M | 69.41M |
Acquisitions | 4.63M | 0 | 0 | 0 | 0 | 0 | 0 | -40.66M | 0 |
Other Investing | 8.1M | -23.14M | -68.21M | -397.93M | 37.79M | -92.33M | -302.83M | -333.05M | -292.84M |
Cash from Financing | -22.37M | -31.1M | 90.63M | 439.82M | 576.96M | -58.98M | 75.33M | 150.56M | 167.26M |
Dividends Paid | -5.96M | -7.06M | -8.51M | -8.84M | -9.39M | -10.57M | -13.61M | -13.75M | -14.55M |
Share Repurchases | -1.61M | -494K | -12.57M | -9.98M | -11.53M | -14.16M | -9.04M | -789K | 0 |
Stock Issued | 100K | 243K | 73K | 84K | 1.54M | 586K | 555K | 801K | 609K |
Net Stock Activity | -1.51M | -251K | -12.5M | -9.89M | -9.99M | -13.57M | -8.49M | 12K | 609K |
Debt Issuance (Net) | -1000K | -121K | 1000K | 1000K | -309K | -413K | -420K | -1000K | 1000K |
Other Financing | -9.68M | -23.66M | 109.98M | 452.63M | 596.65M | -34.42M | 97.84M | 195.13M | 132.84M |
Net Change in Cash | 27.29M▲ 0% | -303K▼ 101.1% | 17.89M▲ 6003.0% | 20.54M▲ 14.8% | 529.86M▲ 2479.5% | -386.48M▼ 172.9% | -140.82M▲ 63.6% | -55.79M▲ 60.4% | 83.17M▲ 249.1% |
Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Cash at Beginning | 50.55M | 77.84M | 77.54M | 95.42M | 115.97M | 645.83M | 259.35M | 118.53M | 62.74M |
Cash at End | 77.84M | 77.54M | 95.42M | 115.97M | 645.83M | 259.35M | 118.53M | 62.74M | 145.91M |
Interest Paid | 2.47M | 2.97M | 5.64M | 6.01M | 3.81M | 5.19M | 28.55M | 40.48M | 42.55M |
Income Taxes Paid | 7.76M | 1.77M | 1.66M | 7.79M | 6.38M | 2.02M | 2.03M | 6.72M | 17.59M |
Free Cash Flow | 12.05M▲ 0% | 21.12M▲ 75.3% | -3.86M▼ 118.3% | -39.72M▼ 929.0% | 109.48M▲ 375.6% | 74.28M▼ 32.2% | 32.61M▼ 56.1% | -9.35M▼ 128.7% | 133.87M▲ 1532.2% |
FCF Growth % | -28.41% | 75.3% | -118.27% | -928.99% | 375.64% | -32.16% | -56.1% | -128.66% | 1532.2% |
Northrim BanCorp, Inc. (NRIM) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
Return on Equity (ROE) | 7.92% | 6.93% | 10.03% | 10.02% | 15.34% | 16.33% | 13.47% | 11.2% | 14.73% | 21.77% |
Return on Assets (ROA) | 0.95% | 0.86% | 1.32% | 1.31% | 1.75% | 1.55% | 1.14% | 0.93% | 1.26% | 2.04% |
Net Interest Margin | 3.67% | 3.77% | 4.05% | 3.89% | 3.3% | 2.95% | 3.53% | 3.64% | 3.68% | 4.1% |
Efficiency Ratio | 74.65% | 69.39% | 72.45% | 71.52% | 63.63% | 65.17% | 66.11% | 59.49% | 53.55% | 45.9% |
Equity / Assets | 12.23% | 12.69% | 13.7% | 12.6% | 10.44% | 8.73% | 8.18% | 8.36% | 8.78% | 9.92% |
Book Value / Share | 6.69 | 6.91 | 7.37 | 7.61 | 8.61 | 9.51 | 9.38 | 10.37 | 11.96 | 14.49 |
NII Growth | -1.52% | 2.3% | 6.04% | 5.15% | 9.68% | 14.5% | 17.61% | 8.32% | 9.49% | 20.34% |
Dividend Payout | 37.28% | 45.36% | 35.31% | 41.14% | 26.89% | 25.02% | 34.39% | 53.59% | 37.19% | 22.52% |
Northrim BanCorp, Inc. (NRIM) SEC filings — annual & quarterly reports (10-K, 10-Q)
Apr 22, 2026·SEC
Jan 23, 2026·SEC
Jan 2, 2026·SEC
Northrim BanCorp, Inc. (NRIM) stock FAQ — growth, dividends, profitability & financials explained
Northrim BanCorp, Inc. (NRIM) grew revenue by 23.8% over the past year. This is strong growth.
Yes, Northrim BanCorp, Inc. (NRIM) is profitable, generating $64.6M in net income for fiscal year 2025 (26.6% net margin).
Yes, Northrim BanCorp, Inc. (NRIM) pays a dividend with a yield of 2.56%. This makes it attractive for income-focused investors.
Northrim BanCorp, Inc. (NRIM) has a return on equity (ROE) of 21.8%. This is excellent, indicating efficient use of shareholder capital.
Northrim BanCorp, Inc. (NRIM) has a net interest margin (NIM) of 4.1%. This indicates healthy earnings from lending activities.
Northrim BanCorp, Inc. (NRIM) has an efficiency ratio of 45.9%. This is excellent, indicating strong cost control.