Bank7 Corp. (BSVN)
Valuation Overview•Is Bank7 Corp. Overvalued or Undervalued?
Trading at a relative discount to industry peers, suggesting a specific risk premium is applied.
High-quality fundamentals with a strong composite quality score of 75/100, backed by robust profitability and solvency.
Analysts remain bullish, forecasting further upside expansion with consensus targets suggesting solid gains.
Verdict: Solid fundamental quality, though solvency presents a headwind.
Wall Street is highly bullish, projecting significant upside. This is paired with healthy capital returns, anchored by a strong, well-covered dividend yield.
BSVN exhibits elite business quality, driven by exceptional capital efficiency and highly lucrative margins. This is backed by a fortress balance sheet, holding significant net cash ($245M) and minimal debt risk.
The company maintains stable top-line performance paired with robust earnings compounding (11.8% EPS 3Y CAGR). This growth is supported by elite operational efficiency, sustaining an impressive 41.4% operating margin.
| Financial Metric | Trend (12Q) | Latest Qtr | 1Y Growth | 3Y CAGR | 5Y CAGR | 10Y CAGR |
|---|---|---|---|---|---|---|
| Revenue | $34.7M | -3.9% | — | — | — | |
| EBITDA | $14.4M | — | +12.5% | — | — | |
| Net Income | $10.8M | -5.8% | +13.3% | — | — | |
| EPS (Diluted) | $1.12 | -7.0% | +11.8% | +17.0% | — | |
| Free Cash Flow | $2.8M | -18.6% | +1.6% | +10.8% | — |
| Metric | TTM | 3Y Avg | 5Y Avg | 10Y Avg |
|---|---|---|---|---|
| Gross Margin | 69.7% | 64.2% | 72.6% | 78.2% |
| Operating Margin | 41.4% | 37.4% | 42.6% | 44.4% |
| Net Margin | 31.4% | 28.3% | 32.2% | 36.5% |
| FCF Margin | 26.4% | 33.7% | 40.0% | 42.9% |
| Quarter | EPS Est. | EPS Act. | Surprise | EPS | Rev |
|---|---|---|---|---|---|
| Q2'26Latest | $1.01 | $1.25 | +23.8% | ||
| Q1'26 | — | $1.12 | — | ||
| Q1'26 | $1.05 | $1.12 | +6.7% | ||
| Q1'26 | $1.03 | $1.12 | +8.7% | ||
| Q4'25 | $1.03 | $1.13 | +9.7% | ||
| Q3'25 | $0.98 | $1.16 | +18.4% | ||
| Q2'25 | $0.97 | $1.08 | +11.3% | ||
| Q1'25 | $1.05 | $0.12 | -88.6% |
Total return is +23.2% (1Y), lagging the benchmark by -1.8%
| Period | Total Return | vs S&P 500 (Alpha) | Dividend Contribution |
|---|---|---|---|
| YTD | +11.6% | +2.3% | — |
| 1Y | +23.2% | -1.8% | +3.5% |
| 3YCAGR | +25.7% | +6.0% | +12.4% |
| 5YCAGR | +23.7% | +10.9% | +23.7% |
| 10YCAGR | +10.3% | -3.4% | — |
The S&P 500 is at 31.3x trailing P/E — Expensive relative to historical averages.
Quick answers to common questions about Bank7 Corp. (BSVN) valuation, health, and returns.
Based on peer relative multiples, Bank7 Corp. appears Slightly cheap versus peers compared to industry peers.
Bank7 Corp. has multiple valuation anchors: Peer Relative Fair Value: $54.69 | Wall Street Analyst Target: $57.00 (implying +24.9% upside). A convergence of these signals offers higher conviction.
Bank7 Corp. displays good financial health with a composite quality score of 75/100, supported by a Piotroski F-Score of 5/9, Return on Invested Capital (ROIC) of 18.3%.
Bank7 Corp. pays a 2.1% dividend yield, covered by a 22% payout ratio with 7 years of growth, supplemented by a 0.3% buyback yield.
Bank7 Corp.'s current growth trajectory is Decelerating. The company achieved -3.9% 1Y revenue growth and -7.0% 1Y EPS growth, compared to its 3Y revenue CAGR of N/A.
Wall Street consensus is Buy based on 3 analysts, beating EPS expectations in 92% of recent quarters with a 6-quarter streak. The consensus price target represents a +24.9% change from current levels.
Investment risks for Bank7 Corp. include: -23.2% 1-year max drawdown. Volatility risk is characterized by a beta of 0.61x.
No. These computations are purely quantitative model outputs for informational purposes. They do not account for qualitative management shifts or macro events. Always consult a licensed RIA before buying or selling shares.
Disclaimer: This page is for informational purposes only and does not constitute financial advice. All valuation models, scores, and target estimates are automated computations under stated assumptions and should not be relied upon as the sole basis for any investment decision.