SNFCA vs TPVG vs KINS

For growth investors, Security National Financial Corporation (SNFCA) is the stronger pick with 42061% revenue growth year-over-year, versus 7.

6% for Kingstone Companies, Inc. (KINS). TriplePoint Venture Growth BDC Corp. (TPVG) offers the better valuation at 4. 6x trailing P/E (6. 0x forward), making it the more compelling value choice. Analysts rate Kingstone Companies, Inc. (KINS) a "Buy" — based on 4 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.

On trailing P/E, TriplePoint Venture Growth BDC Corp.

(TPVG) is the cheapest at 4. 6x versus Kingstone Companies, Inc. at 11. 1x. On forward P/E, TriplePoint Venture Growth BDC Corp. is actually cheaper at 6. 0x.

Over the past 5 years, Kingstone Companies, Inc.

(KINS) delivered a total return of +94. 5%, compared to -19. 0% for TriplePoint Venture Growth BDC Corp. (TPVG). Over 10 years, the gap is even starker: SNFCA returned +203. 4% versus TPVG's +87. 8%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.

By beta (market sensitivity over 5 years), Kingstone Companies, Inc.

(KINS) is the lower-risk stock at 0. 28β versus TriplePoint Venture Growth BDC Corp. 's 0. 83β — meaning TPVG is approximately 202% more volatile than KINS relative to the S&P 500. On balance sheet safety, Kingstone Companies, Inc. (KINS) carries a lower debt/equity ratio of 17% versus 133% for TriplePoint Venture Growth BDC Corp. — giving it more financial flexibility in a downturn.

By revenue growth (latest reported year), Security National Financial Corporation (SNFCA) is pulling ahead at 42061% versus 7.

6% for Kingstone Companies, Inc. (KINS). On earnings-per-share growth, the picture is similar: Kingstone Companies, Inc. grew EPS 359. 6% year-over-year, compared to 18. 9% for Security National Financial Corporation. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.

TriplePoint Venture Growth BDC Corp.

(TPVG) is the more profitable company, earning 50. 6% net margin versus 9. 3% for Security National Financial Corporation — meaning it keeps 50. 6% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: TPVG leads at 77. 9% versus 0. 0% for SNFCA. At the gross margin level — before operating expenses — TPVG leads at 83. 5%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.

On forward earnings alone, TriplePoint Venture Growth BDC Corp.

(TPVG) trades at 6. 0x forward P/E versus 7. 2x for Kingstone Companies, Inc. — 1. 1x cheaper on a one-year earnings basis.

In this comparison, TPVG (18.

4% yield) pays a dividend. SNFCA, KINS do not pay a meaningful dividend and should not be held primarily for income.

For long-horizon retirement investors, Kingstone Companies, Inc.

(KINS) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0. 28), +104. 9% 10Y return). Both have compounded well over 10 years (KINS: +104. 9%, SNFCA: +203. 4%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.

Both stocks operate in the Financial Services sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both.

In terms of investment character: SNFCA is a small-cap high-growth stock; TPVG is a small-cap high-growth stock; KINS is a small-cap deep-value stock. TPVG pays a dividend while SNFCA, KINS do not, making them suitable for different income and tax situations. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.