AEFC
Aegon Funding Company LLC
Financial - Credit Services
Market Cap—
5Y Perf.-16.5%
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Stock Comparison
AEFC vs PRU
Revenue, margins, valuation, and 5-year total return — side by side.
PRU
Prudential Financial, Inc.
Insurance - Life
Market Cap$34.58B
5Y Perf.+63.1%
AEFC vs PRU — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | AEFC | PRU |
|---|---|---|
| Industry | Financial - Credit Services | Insurance - Life |
| Market Cap | — | $34.58B |
| Revenue (TTM) | $-14.88B | $61.82B |
| Net Income (TTM) | $0.00 | $3.48B |
| Gross Margin | 120.2% | 30.8% |
| Operating Margin | 0.0% | 8.2% |
| Forward P/E | — | 7.3x |
| Total Debt | $0.00 | $22.96B |
| Cash & Equiv. | $47M | $19.71B |
AEFC vs PRU — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
AEFC
PRU
| Stock | May 20 | May 26 | Return |
|---|---|---|---|
| Aegon Funding Compa… (AEFC) | 100 | 83.5 | -16.5% |
| Prudential Financia… (PRU) | 100 | 163.1 | +63.1% |
Price return only. Dividends and distributions are not included.
Quick Verdict: AEFC vs PRU
Each card shows where this stock fits in a portfolio — not just who wins on paper.
Bottom line: AEFC and PRU are tied at the top with 2 categories each — the right choice depends on your priorities. Prudential Financial, Inc. is the stronger pick specifically for dividend income and shareholder returns and recent price momentum and sentiment. As sector peers, any of these can serve as alternatives in the same allocation.
AEFC
Aegon Funding Company LLC
The Banking Pick
AEFC carries the broadest edge in this set and is the clearest fit for income & stability and sleep-well-at-night.
- beta 0.80
- Lower volatility, beta 0.80, current ratio 1.38x
- Beta 0.80, current ratio 1.38x
Best for: income & stability and sleep-well-at-night
PRU
Prudential Financial, Inc.
The Insurance Pick
PRU is the clearest fit if your priority is long-term compounding.
- 89.0% 10Y total return vs AEFC's 8.5%
- 5.5% yield; 8-year raise streak; the other pay no meaningful dividend
- +3.6% vs AEFC's +2.0%
Best for: long-term compounding
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Quality / Margins | AEFC | 120.2% margin vs PRU's 5.6% |
| Stability / Safety | AEFC | Beta 0.80 vs PRU's 0.97 |
| Dividends | PRU | 5.5% yield; 8-year raise streak; the other pay no meaningful dividend |
| Momentum (1Y) | PRU | +3.6% vs AEFC's +2.0% |
AEFC vs PRU — Revenue Breakdown by Segment
How each company's revenue is distributed across its business units
Segment breakdown not available.
FY 2025
AEFC vs PRU — Financial Metrics
Side-by-side numbers across 2 stocks — who leads on profitability, valuation, growth, and risk.
BEST OVERALLPRULAGGINGAEFC
AEFCAegon Funding Company…
2leads
PRUPrudential Financial,…
3leads
6 Total Categories
CATEGORYLEADERvs AEFCMETRICS WON
Income & Cash FlowRevenue, margins, and cash flow strength
PRU2/3
Valuation MetricsMultiples, price ratios, and targets
AEFC1/1
Profitability & EfficiencyROE, ROIC, leverage, and quality scores
PRU3/5
Total Returns1Y, 3Y, 5Y total returns with dividends
PRU5/6
Risk & VolatilityBeta, volatility, and downside exposure
AEFC2/2
Analyst OutlookRatings, price targets, and dividends
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Income & Cash Flow (Last 12 Months)
PRU leads this category, winning 2 of 3 comparable metrics.
Income & Cash Flow (Last 12 Months)
PRU and AEFC operate at a comparable scale, with $61.8B and -$14.9B in trailing revenue.
| Metric | AEFCAegon Funding Com… | PRUPrudential Financ… |
|---|---|---|
| RevenueTrailing 12 months | -$14.9B | $61.8B |
| EBITDAEarnings before interest/tax | — | $5.4B |
| Net IncomeAfter-tax profit | — | $3.5B |
| Free Cash FlowCash after capex | — | $9.8B |
| Gross MarginGross profit ÷ Revenue | +120.2% | +30.8% |
| Operating MarginEBIT ÷ Revenue | +0.0% | +8.2% |
| Net MarginNet income ÷ Revenue | — | +5.6% |
| FCF MarginFCF ÷ Revenue | -5.8% | +15.8% |
| Rev. Growth (YoY)Latest quarter vs prior year | — | +6.3% |
| EPS Growth (YoY)Latest quarter vs prior year | — | -12.8% |
PRU leads this category, winning 2 of 3 comparable metrics.
Valuation Metrics
AEFC leads this category, winning 1 of 1 comparable metric.
Valuation Metrics
| Metric | AEFCAegon Funding Com… | PRUPrudential Financ… |
|---|---|---|
| Market CapShares × price | — | $34.6B |
| Enterprise ValueMkt cap + debt − cash | — | $37.8B |
| Trailing P/EPrice ÷ TTM EPS | -178.00x | 9.73x |
| Forward P/EPrice ÷ next-FY EPS est. | — | 7.35x |
| PEG RatioP/E ÷ EPS growth rate | — | — |
| EV / EBITDAEnterprise value multiple | — | 7.70x |
| Price / SalesMarket cap ÷ Revenue | — | 0.57x |
| Price / BookPrice ÷ Book value/share | — | 0.98x |
| Price / FCFMarket cap ÷ FCF | — | 5.51x |
AEFC leads this category, winning 1 of 1 comparable metric.
Profitability & Efficiency
PRU leads this category, winning 3 of 5 comparable metrics.
Profitability & Efficiency
On the Piotroski fundamental quality scale (0–9), PRU scores 7/9 vs AEFC's 6/9, reflecting strong financial health.
| Metric | AEFCAegon Funding Com… | PRUPrudential Financ… |
|---|---|---|
| ROE (TTM)Return on equity | — | +10.3% |
| ROA (TTM)Return on assets | — | +0.6% |
| ROICReturn on invested capital | -0.0% | +10.0% |
| ROCEReturn on capital employed | -0.0% | +0.9% |
| Piotroski ScoreFundamental quality 0–9 | 6 | 7 |
| Debt / EquityFinancial leverage | — | 0.65x |
| Net DebtTotal debt minus cash | -$47M | $3.2B |
| Cash & Equiv.Liquid assets | $47M | $19.7B |
| Total DebtShort + long-term debt | $0 | $23.0B |
| Interest CoverageEBIT ÷ Interest expense | — | 4.76x |
PRU leads this category, winning 3 of 5 comparable metrics.
Total Returns (Dividends Reinvested)
PRU leads this category, winning 5 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in PRU five years ago would be worth $11,768 today (with dividends reinvested), compared to $9,840 for AEFC. Over the past 12 months, PRU leads with a +3.6% total return vs AEFC's +2.0%. The 3-year compound annual growth rate (CAGR) favors PRU at 11.7% vs AEFC's 4.1% — a key indicator of consistent wealth creation.
| Metric | AEFCAegon Funding Com… | PRUPrudential Financ… |
|---|---|---|
| YTD ReturnYear-to-date | +0.3% | -11.5% |
| 1-Year ReturnPast 12 months | +2.0% | +3.6% |
| 3-Year ReturnCumulative with dividends | +12.7% | +39.5% |
| 5-Year ReturnCumulative with dividends | -1.6% | +17.7% |
| 10-Year ReturnCumulative with dividends | +8.5% | +89.0% |
| CAGR (3Y)Annualised 3-year return | +4.1% | +11.7% |
PRU leads this category, winning 5 of 6 comparable metrics.
Risk & Volatility
AEFC leads this category, winning 2 of 2 comparable metrics.
Risk & Volatility
AEFC is the less volatile stock with a 0.80 beta — it tends to amplify market swings less than PRU's 0.97 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. AEFC currently trades 91.5% from its 52-week high vs PRU's 83.0% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | AEFCAegon Funding Com… | PRUPrudential Financ… |
|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 0.80x | 0.97x |
| 52-Week HighHighest price in past year | $21.39 | $119.76 |
| 52-Week LowLowest price in past year | $6.66 | $91.89 |
| % of 52W HighCurrent price vs 52-week peak | +91.5% | +83.0% |
| RSI (14)Momentum oscillator 0–100 | 58.4 | 58.1 |
| Avg Volume (50D)Average daily shares traded | 45K | 2.3M |
AEFC leads this category, winning 2 of 2 comparable metrics.
Analyst Outlook
Insufficient data to determine a leader in this category.
Analyst Outlook
PRU is the only dividend payer here at 5.54% yield — a key consideration for income-focused portfolios.
| Metric | AEFCAegon Funding Com… | PRUPrudential Financ… |
|---|---|---|
| Analyst RatingConsensus buy/hold/sell | — | Hold |
| Price TargetConsensus 12-month target | — | $104.13 |
| # AnalystsCovering analysts | — | 37 |
| Dividend YieldAnnual dividend ÷ price | — | +5.5% |
| Dividend StreakConsecutive years of raises | — | 8 |
| Dividend / ShareAnnual DPS | — | $5.50 |
| Buyback YieldShare repurchases ÷ mkt cap | — | +2.9% |
Insufficient data to determine a leader in this category.
Key Takeaway
PRU leads in 3 of 6 categories (Income & Cash Flow, Profitability & Efficiency). AEFC leads in 2 (Valuation Metrics, Risk & Volatility).
Best OverallPrudential Financial, Inc. (PRU)Leads 3 of 6 categories
Loading custom metrics...
AEFC vs PRU: Frequently Asked Questions
7 questions · data-driven answers · updated daily
01Is AEFC or PRU a better buy right now?
Prudential Financial, Inc.
(PRU) offers the better valuation at 9. 7x trailing P/E (7. 3x forward), making it the more compelling value choice. Analysts rate Prudential Financial, Inc. (PRU) a "Hold" — based on 37 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which is the better long-term investment — AEFC or PRU?
Over the past 5 years, Prudential Financial, Inc.
(PRU) delivered a total return of +17. 7%, compared to -1. 6% for Aegon Funding Company LLC (AEFC). Over 10 years, the gap is even starker: PRU returned +89. 0% versus AEFC's +8. 5%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
03Which is safer — AEFC or PRU?
By beta (market sensitivity over 5 years), Aegon Funding Company LLC (AEFC) is the lower-risk stock at 0.
80β versus Prudential Financial, Inc. 's 0. 97β — meaning PRU is approximately 22% more volatile than AEFC relative to the S&P 500.
04Which has better profit margins — AEFC or PRU?
Prudential Financial, Inc.
(PRU) is the more profitable company, earning 5. 9% net margin versus 0. 0% for Aegon Funding Company LLC — meaning it keeps 5. 9% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: PRU leads at 7. 9% versus 0. 0% for AEFC. At the gross margin level — before operating expenses — AEFC leads at 120. 2%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
05Which pays a better dividend — AEFC or PRU?
In this comparison, PRU (5.
5% yield) pays a dividend. AEFC does not pay a meaningful dividend and should not be held primarily for income.
06Is AEFC or PRU better for a retirement portfolio?
For long-horizon retirement investors, Prudential Financial, Inc.
(PRU) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0. 97), 5. 5% yield). Both have compounded well over 10 years (PRU: +89. 0%, AEFC: +8. 5%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
07What are the main differences between AEFC and PRU?
Both stocks operate in the Financial Services sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both.
In terms of investment character: AEFC is a small-cap quality compounder stock; PRU is a mid-cap deep-value stock. PRU pays a dividend while AEFC does not, making them suitable for different income and tax situations. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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