Prudential Financial is demonstrating a robust underwriting recovery, with the combined ratio improving to 92.0% in Q2 2026 from 101.2% in Q4 2024, and EPS surging 89.2% year-over-year to $2.80. The company's strong cash conversion, evidenced by an OCF/NI rati...
Price trend, volume and key moving averages
Start with the evidence for owning the stock and the risks that can break the thesis.
Revenue growth has been volatile, swinging from -42.5% in Q1 2025 to +13.5% in Q2 2026, yet underwriting profitability has improved significantly, with the combined ratio at 92.0% in Q2 2026 versus 101.2% in Q4 2024.
Prudential is positioned to capture long‑term growth in Asia and Africa where insurance penetration remains low and demand is rising. In Hong Kong, the company holds a market‑leading position for products targeting mainland Chinese visitors, underscoring its regional strength.
New business profit on a traditional embedded value basis grew 12% to $2,782 million, with a new business margin of 42%. Operating free surplus rose 15% to $3,059 million, while revenue climbed 19.51% to $14.43 billion and earnings surged 74.09% to $3.98 billion.
Prudential declared a 15% dividend increase to 26.60 cents per share in 2025 and completed a $2 billion share buyback. It launched an additional $1.2 billion buyback in 2026 and plans a $1.3 billion capital return in 2027.
Trailing total returns as of 9/23/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC).
Check whether operating performance supports the current valuation.
Recent results and news deserve attention only when they alter the forward view.
| Quarter | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|
Q3 2026Latest Aug 4, 2026 | $4.08+15.9% vs $3.52 | $14.2B-1.4% vs $14.4B |
Q2 2026 May 5, 2026 | $3.61+16.8% vs $3.09 | $15.2B+8.0% vs $14.1B |
Q1 2026 Feb 3, 2026 | $3.30-2.1% vs $3.37 | $14.5B-1.0% vs $14.7B |
Q4 2025 Oct 29, 2025 | $4.26+14.5% vs $3.72 | $17.9B+27.0% vs $14.1B |
Since May, shares of Prudential Financial have crushed the S&P 500 index. Despite the Japan sales suspension, the company handily surpassed the analyst consensus for after-tax adjusted operating income per share in Q2 2026. Prudential enjoys an A S&P credit rating with a stable outlook.
Prudential Financial NYSE: PRU is narrowing its insurance-business geographic footprint, pursuing targeted acquisitions and reshaping its operating model as it seeks to increase growth, improve capital efficiency and expand the contribution of its asset-management unit, Chairman and CEO Andy Sullivan said at a company event.
A $100,000 stake in one insurance giant has been quietly raising its dividend for 18 straight years, but a Treasury bond paying 5.35% is sitting right there as a rival.
Prudential's retirement, protection and asset-management growth support earnings, while Japan compliance issues and market exit pose risks.
Benchmark PRU against direct peers instead of judging its metrics in isolation.
Key metrics vs top competitors for Prudential Financial, Inc. (PRU)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $117.66 | $40.83B | 11.51 | -13.74% | 5.87% | 10.88% | 4.68% | |
| $95.92 | $61.72B | 19.98 | 10.22% | 4.61% | 12.75% | — | |
| $41.01 | $7.84B | 7.02 | 1.24% | 12.18% | 21.99% | — | |
| $93.32 | $14.77B | 21.80 | 2.07% | 5.3% | 6.43% | — | |
| $113.59 | $24.54B | 21.64 | -3.11% | 9.86% | 12.44% | — | |
| $9.76 | $3.74B | 18.07 | -10.86% | 3.03% | 2.16% | — |
Prudential Financial, Inc. (PRU) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
Verify the primary filings, follow material updates, and answer the remaining questions.
Prudential Financial, Inc. (PRU) SEC filings — annual & quarterly reports (10-K, 10-Q)
Aug 4, 2026·SEC
Jul 24, 2026·SEC
Jul 15, 2026·SEC
Feb 12, 2026·SEC
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Prudential Financial, Inc. (PRU) stock FAQ — growth, dividends, profitability & financials explained
Prudential Financial, Inc. (PRU) saw revenue decline by 13.7% over the past year.
Yes, Prudential Financial, Inc. (PRU) is profitable, generating $3.84B in net income for fiscal year 2025 (5.9% net margin).
Yes, Prudential Financial, Inc. (PRU) pays a dividend with a yield of 4.68%. This makes it attractive for income-focused investors.
Prudential Financial, Inc. (PRU) has a return on equity (ROE) of 10.9%. This is reasonable for most industries.
Prudential Financial, Inc. (PRU) has a combined ratio of 92.4%. A ratio below 100% indicates underwriting profitability.
