AFCG vs SUNS

For growth investors, Sunrise Realty Trust, Inc.

(SUNS) is the stronger pick with 148. 1% revenue growth year-over-year, versus -39. 6% for Advanced Flower Capital Inc. (AFCG). Sunrise Realty Trust, Inc. (SUNS) offers the better valuation at 8. 1x trailing P/E (6. 6x forward), making it the more compelling value choice. Analysts rate Sunrise Realty Trust, Inc. (SUNS) a "Hold" — based on 8 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.

Over the past 5 years, Sunrise Realty Trust, Inc.

(SUNS) delivered a total return of -10. 5%, compared to -44. 6% for Advanced Flower Capital Inc. (AFCG). Over 10 years, the gap is even starker: SUNS returned -10. 5% versus AFCG's -42. 4%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.

By beta (market sensitivity over 5 years), Sunrise Realty Trust, Inc.

(SUNS) is the lower-risk stock at 0. 86β versus Advanced Flower Capital Inc. 's 1. 86β — meaning AFCG is approximately 116% more volatile than SUNS relative to the S&P 500. On balance sheet safety, Advanced Flower Capital Inc. (AFCG) carries a lower debt/equity ratio of 43% versus 67% for Sunrise Realty Trust, Inc. — giving it more financial flexibility in a downturn.

By revenue growth (latest reported year), Sunrise Realty Trust, Inc.

(SUNS) is pulling ahead at 148. 1% versus -39. 6% for Advanced Flower Capital Inc. (AFCG). On earnings-per-share growth, the picture is similar: Sunrise Realty Trust, Inc. grew EPS -5. 0% year-over-year, compared to -218. 8% for Advanced Flower Capital Inc.. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.

Sunrise Realty Trust, Inc.

(SUNS) is the more profitable company, earning 46. 0% net margin versus -66. 0% for Advanced Flower Capital Inc. — meaning it keeps 46. 0% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: SUNS leads at 64. 2% versus -43. 6% for AFCG. At the gross margin level — before operating expenses — SUNS leads at 90. 7%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.

All stocks in this comparison pay dividends.

Advanced Flower Capital Inc. (AFCG) offers the highest yield at 28. 1%, versus 15. 3% for Sunrise Realty Trust, Inc. (SUNS).

For long-horizon retirement investors, Sunrise Realty Trust, Inc.

(SUNS) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0. 86), 15. 3% yield). Advanced Flower Capital Inc. (AFCG) carries a higher beta of 1. 86 — meaning larger drawdowns in market downturns, which matters significantly when you cannot wait years for a recovery. Both have compounded well over 10 years (SUNS: -10. 5%, AFCG: -42. 4%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.

Both stocks operate in the Real Estate sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both.

In terms of investment character: AFCG is a small-cap income-oriented stock; SUNS is a small-cap high-growth stock. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.