AGNC
AGNC Investment Corp.
REIT - Mortgage
Market Cap$9.68B
5Y Perf.-16.6%
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Stock Comparison
AGNC vs ARR
Revenue, margins, valuation, and 5-year total return — side by side.
ARR
ARMOUR Residential REIT, Inc.
REIT - Mortgage
Market Cap$2.16B
5Y Perf.-55.5%
AGNC vs ARR — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | AGNC | ARR |
|---|---|---|
| Industry | REIT - Mortgage | REIT - Mortgage |
| Market Cap | $9.68B | $2.16B |
| Revenue (TTM) | $3.46B | $993M |
| Net Income (TTM) | $838M | $241M |
| Gross Margin | 100.0% | 95.8% |
| Operating Margin | 107.1% | 84.7% |
| Forward P/E | 6.9x | 5.7x |
| Total Debt | $64M | $17.94B |
| Cash & Equiv. | $505M | $63M |
AGNC vs ARR — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
AGNC
ARR
| Stock | May 20 | May 26 | Return |
|---|---|---|---|
| AGNC Investment Cor… (AGNC) | 100 | 83.4 | -16.6% |
| ARMOUR Residential … (ARR) | 100 | 44.5 | -55.5% |
Price return only. Dividends and distributions are not included.
Quick Verdict: AGNC vs ARR
Each card shows where this stock fits in a portfolio — not just who wins on paper.
Bottom line: ARR leads in 5 of 7 categories, making it the strongest pick for growth and revenue expansion and valuation and capital efficiency. AGNC Investment Corp. is the stronger pick specifically for profitability and margin quality and recent price momentum and sentiment. As sector peers, any of these can serve as alternatives in the same allocation.
AGNC
AGNC Investment Corp.
The Real Estate Income Play
AGNC is the clearest fit if your priority is long-term compounding.
- 47.8% 10Y total return vs ARR's -11.4%
- 24.2% margin vs ARR's 24.2%
- +40.9% vs ARR's +26.1%
Best for: long-term compounding
ARR
ARMOUR Residential REIT, Inc.
The Real Estate Income Play
ARR carries the broadest edge in this set and is the clearest fit for income & stability and growth exposure.
- Dividend streak 1 yrs, beta 0.65, yield 17.3%
- Rev growth 444.1%, EPS growth 7.5%
- Lower volatility, beta 0.65, current ratio 0.01x
Best for: income & stability and growth exposure
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | ARR | 444.1% FFO/revenue growth vs AGNC's 384.7% |
| Value | ARR | Lower P/E (5.7x vs 6.9x) |
| Quality / Margins | AGNC | 24.2% margin vs ARR's 24.2% |
| Stability / Safety | ARR | Beta 0.65 vs AGNC's 0.74 |
| Dividends | ARR | 17.3% yield, 1-year raise streak, vs AGNC's 14.6% |
| Momentum (1Y) | AGNC | +40.9% vs ARR's +26.1% |
| Efficiency (ROA) | ARR | 1.2% ROA vs AGNC's 0.8%, ROIC 6.8% vs 34.0% |
AGNC vs ARR — Financial Metrics
Side-by-side numbers across 2 stocks — who leads on profitability, valuation, growth, and risk.
BEST OVERALLARRLAGGINGAGNC
AGNCAGNC Investment Corp.
2leads
ARRARMOUR Residential RE…
4leads
6 Total Categories
CATEGORYLEADERvs AGNCMETRICS WON
Income & Cash FlowRevenue, margins, and cash flow strength
AGNC6/6
Valuation MetricsMultiples, price ratios, and targets
ARR5/6
Profitability & EfficiencyROE, ROIC, leverage, and quality scores
ARR5/9
Total Returns1Y, 3Y, 5Y total returns with dividends
AGNC6/6
Risk & VolatilityBeta, volatility, and downside exposure
ARR2/2
Analyst OutlookRatings, price targets, and dividends
ARR2/2
Income & Cash Flow (Last 12 Months)
AGNC leads this category, winning 6 of 6 comparable metrics.
Income & Cash Flow (Last 12 Months)
AGNC is the larger business by revenue, generating $3.5B annually — 3.5x ARR's $993M. Profitability is closely matched — net margins range from 24.2% (AGNC) to 24.2% (ARR). On growth, AGNC holds the edge at +2.5% YoY revenue growth, suggesting stronger near-term business momentum.
| Metric | AGNCAGNC Investment C… | ARRARMOUR Residentia… |
|---|---|---|
| RevenueTrailing 12 months | $3.5B | $993M |
| EBITDAEarnings before interest/tax | $3.7B | $758M |
| Net IncomeAfter-tax profit | $838M | $241M |
| Free Cash FlowCash after capex | $604M | $134M |
| Gross MarginGross profit ÷ Revenue | +100.0% | +95.8% |
| Operating MarginEBIT ÷ Revenue | +107.1% | +84.7% |
| Net MarginNet income ÷ Revenue | +24.2% | +24.2% |
| FCF MarginFCF ÷ Revenue | +17.5% | +13.5% |
| Rev. Growth (YoY)Latest quarter vs prior year | +2.5% | -84.8% |
| EPS Growth (YoY)Latest quarter vs prior year | +84.6% | -2.5% |
AGNC leads this category, winning 6 of 6 comparable metrics.
Valuation Metrics
ARR leads this category, winning 5 of 6 comparable metrics.
Valuation Metrics
At 5.3x trailing earnings, ARR trades at a 54% valuation discount to AGNC's 11.6x P/E. On an enterprise value basis, AGNC's 2.4x EV/EBITDA is more attractive than ARR's 20.8x.
| Metric | AGNCAGNC Investment C… | ARRARMOUR Residentia… |
|---|---|---|
| Market CapShares × price | $9.7B | $2.2B |
| Enterprise ValueMkt cap + debt − cash | $9.2B | $20.0B |
| Trailing P/EPrice ÷ TTM EPS | 11.60x | 5.28x |
| Forward P/EPrice ÷ next-FY EPS est. | 6.92x | 5.67x |
| PEG RatioP/E ÷ EPS growth rate | — | — |
| EV / EBITDAEnterprise value multiple | 2.44x | 20.77x |
| Price / SalesMarket cap ÷ Revenue | 1.99x | 1.66x |
| Price / BookPrice ÷ Book value/share | 0.87x | 0.73x |
| Price / FCFMarket cap ÷ FCF | 112.59x | 17.41x |
ARR leads this category, winning 5 of 6 comparable metrics.
Profitability & Efficiency
ARR leads this category, winning 5 of 9 comparable metrics.
Profitability & Efficiency
ARR delivers a 11.5% return on equity — every $100 of shareholder capital generates $11 in annual profit, vs $7 for AGNC. AGNC carries lower financial leverage with a 0.01x debt-to-equity ratio, signaling a more conservative balance sheet compared to ARR's 7.94x. On the Piotroski fundamental quality scale (0–9), ARR scores 7/9 vs AGNC's 5/9, reflecting strong financial health.
| Metric | AGNCAGNC Investment C… | ARRARMOUR Residentia… |
|---|---|---|
| ROE (TTM)Return on equity | +7.3% | +11.5% |
| ROA (TTM)Return on assets | +0.8% | +1.2% |
| ROICReturn on invested capital | +34.0% | +6.8% |
| ROCEReturn on capital employed | +4.9% | +31.5% |
| Piotroski ScoreFundamental quality 0–9 | 5 | 7 |
| Debt / EquityFinancial leverage | 0.01x | 7.94x |
| Net DebtTotal debt minus cash | -$441M | $17.9B |
| Cash & Equiv.Liquid assets | $505M | $63M |
| Total DebtShort + long-term debt | $64M | $17.9B |
| Interest CoverageEBIT ÷ Interest expense | 1.32x | 1.50x |
ARR leads this category, winning 5 of 9 comparable metrics.
Total Returns (Dividends Reinvested)
AGNC leads this category, winning 6 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in AGNC five years ago would be worth $9,879 today (with dividends reinvested), compared to $6,392 for ARR. Over the past 12 months, AGNC leads with a +40.9% total return vs ARR's +26.1%. The 3-year compound annual growth rate (CAGR) favors AGNC at 16.7% vs ARR's 2.0% — a key indicator of consistent wealth creation.
| Metric | AGNCAGNC Investment C… | ARRARMOUR Residentia… |
|---|---|---|
| YTD ReturnYear-to-date | +3.1% | +1.7% |
| 1-Year ReturnPast 12 months | +40.9% | +26.1% |
| 3-Year ReturnCumulative with dividends | +59.1% | +6.0% |
| 5-Year ReturnCumulative with dividends | -1.2% | -36.1% |
| 10-Year ReturnCumulative with dividends | +47.8% | -11.4% |
| CAGR (3Y)Annualised 3-year return | +16.7% | +2.0% |
AGNC leads this category, winning 6 of 6 comparable metrics.
Risk & Volatility
ARR leads this category, winning 2 of 2 comparable metrics.
Risk & Volatility
ARR is the less volatile stock with a 0.65 beta — it tends to amplify market swings less than AGNC's 0.74 beta. A beta below 1.0 means the stock typically moves less than the S&P 500.
| Metric | AGNCAGNC Investment C… | ARRARMOUR Residentia… |
|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 0.74x | 0.65x |
| 52-Week HighHighest price in past year | $12.19 | $19.31 |
| 52-Week LowLowest price in past year | $8.61 | $13.98 |
| % of 52W HighCurrent price vs 52-week peak | +88.5% | +90.3% |
| RSI (14)Momentum oscillator 0–100 | 50.0 | 48.9 |
| Avg Volume (50D)Average daily shares traded | 18.4M | 3.1M |
ARR leads this category, winning 2 of 2 comparable metrics.
Analyst Outlook
ARR leads this category, winning 2 of 2 comparable metrics.
Analyst Outlook
Wall Street rates AGNC as "Hold" and ARR as "Hold". Consensus price targets imply 4.7% upside for ARR (target: $18) vs 3.2% for AGNC (target: $11). For income investors, ARR offers the higher dividend yield at 17.25% vs AGNC's 14.63%.
| Metric | AGNCAGNC Investment C… | ARRARMOUR Residentia… |
|---|---|---|
| Analyst RatingConsensus buy/hold/sell | Hold | Hold |
| Price TargetConsensus 12-month target | $11.13 | $18.25 |
| # AnalystsCovering analysts | 35 | 25 |
| Dividend YieldAnnual dividend ÷ price | +14.6% | +17.3% |
| Dividend StreakConsecutive years of raises | 0 | 1 |
| Dividend / ShareAnnual DPS | $1.58 | $3.01 |
| Buyback YieldShare repurchases ÷ mkt cap | 0.0% | +0.9% |
ARR leads this category, winning 2 of 2 comparable metrics.
Key Takeaway
ARR leads in 4 of 6 categories (Valuation Metrics, Profitability & Efficiency). AGNC leads in 2 (Income & Cash Flow, Total Returns).
Best OverallARMOUR Residential REIT, In… (ARR)Leads 4 of 6 categories
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AGNC vs ARR: Frequently Asked Questions
10 questions · data-driven answers · updated daily
01Is AGNC or ARR a better buy right now?
For growth investors, ARMOUR Residential REIT, Inc.
(ARR) is the stronger pick with 444. 1% revenue growth year-over-year, versus 384. 7% for AGNC Investment Corp. (AGNC). ARMOUR Residential REIT, Inc. (ARR) offers the better valuation at 5. 3x trailing P/E (5. 7x forward), making it the more compelling value choice. Analysts rate AGNC Investment Corp. (AGNC) a "Hold" — based on 35 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which has the better valuation — AGNC or ARR?
On trailing P/E, ARMOUR Residential REIT, Inc.
(ARR) is the cheapest at 5. 3x versus AGNC Investment Corp. at 11. 6x. On forward P/E, ARMOUR Residential REIT, Inc. is actually cheaper at 5. 7x.
03Which is the better long-term investment — AGNC or ARR?
Over the past 5 years, AGNC Investment Corp.
(AGNC) delivered a total return of -1. 2%, compared to -36. 1% for ARMOUR Residential REIT, Inc. (ARR). Over 10 years, the gap is even starker: AGNC returned +47. 8% versus ARR's -11. 4%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
04Which is safer — AGNC or ARR?
By beta (market sensitivity over 5 years), ARMOUR Residential REIT, Inc.
(ARR) is the lower-risk stock at 0. 65β versus AGNC Investment Corp. 's 0. 74β — meaning AGNC is approximately 14% more volatile than ARR relative to the S&P 500. On balance sheet safety, AGNC Investment Corp. (AGNC) carries a lower debt/equity ratio of 1% versus 8% for ARMOUR Residential REIT, Inc. — giving it more financial flexibility in a downturn.
05Which is growing faster — AGNC or ARR?
By revenue growth (latest reported year), ARMOUR Residential REIT, Inc.
(ARR) is pulling ahead at 444. 1% versus 384. 7% for AGNC Investment Corp. (AGNC). On earnings-per-share growth, the picture is similar: AGNC Investment Corp. grew EPS 1760% year-over-year, compared to 747. 1% for ARMOUR Residential REIT, Inc.. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
06Which has better profit margins — AGNC or ARR?
ARMOUR Residential REIT, Inc.
(ARR) is the more profitable company, earning 24. 7% net margin versus 17. 7% for AGNC Investment Corp. — meaning it keeps 24. 7% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: AGNC leads at 79. 6% versus 73. 9% for ARR. At the gross margin level — before operating expenses — AGNC leads at 100. 0%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
07Is AGNC or ARR more undervalued right now?
On forward earnings alone, ARMOUR Residential REIT, Inc.
(ARR) trades at 5. 7x forward P/E versus 6. 9x for AGNC Investment Corp. — 1. 2x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for ARR: 4. 7% to $18. 25.
08Which pays a better dividend — AGNC or ARR?
All stocks in this comparison pay dividends.
ARMOUR Residential REIT, Inc. (ARR) offers the highest yield at 17. 3%, versus 14. 6% for AGNC Investment Corp. (AGNC).
09Is AGNC or ARR better for a retirement portfolio?
For long-horizon retirement investors, ARMOUR Residential REIT, Inc.
(ARR) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0. 65), 17. 3% yield). Both have compounded well over 10 years (ARR: -11. 4%, AGNC: +47. 8%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
10What are the main differences between AGNC and ARR?
Both stocks operate in the Real Estate sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both.
These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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Revenue Growth>
%
(AGNC: 245.9% · ARR: -84.8%)Net Margin>
%
(AGNC: 24.2% · ARR: 24.2%)P/E Ratio<
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