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Stock Comparison

AIV vs CPT

Revenue, margins, valuation, and 5-year total return — side by side.

Live fundamentals10-year financials5-year price chart
AIV
Apartment Investment and Management Company

REIT - Residential

Real EstateNYSE • US
Market Cap$604M
5Y Perf.-12.2%
CPT
Camden Property Trust

REIT - Residential

Real EstateNYSE • US
Market Cap$10.90B
5Y Perf.+13.7%

AIV vs CPT — Key Financials

Market cap, revenue, margins, and valuation side-by-side.

Company Snapshot
AIV logoAIV
CPT logoCPT
IndustryREIT - ResidentialREIT - Residential
Market Cap$604M$10.90B
Revenue (TTM)$193M$1.18B
Net Income (TTM)$554M$388M
Gross Margin55.2%61.3%
Operating Margin66.3%18.1%
Forward P/E1.1x67.9x
Total Debt$0.00$3.90B
Cash & Equiv.$395M$25M

AIV vs CPTLong-Term Stock Performance

Price return indexed to 100 at period start. Dividends excluded.

AIV
CPT
StockMay 20May 26Return
Apartment Investmen… (AIV)10087.8-12.2%
Camden Property Tru… (CPT)100113.7+13.7%

Price return only. Dividends and distributions are not included.

Quick Verdict: AIV vs CPT

Each card shows where this stock fits in a portfolio — not just who wins on paper.

Bottom line: AIV leads in 5 of 7 categories, making it the strongest pick for valuation and capital efficiency and profitability and margin quality. Camden Property Trust is the stronger pick specifically for growth and revenue expansion and capital preservation and lower volatility. As sector peers, any of these can serve as alternatives in the same allocation.
AIV
Apartment Investment and Management Company
The Real Estate Income Play

AIV carries the broadest edge in this set and is the clearest fit for long-term compounding.

  • 85.0% 10Y total return vs CPT's 66.8%
  • Lower P/E (1.1x vs 67.9x)
  • 287.7% margin vs CPT's 32.8%
Best for: long-term compounding
CPT
Camden Property Trust
The Real Estate Income Play

CPT is the clearest fit if your priority is income & stability and growth exposure.

  • Dividend streak 4 yrs, beta 0.36, yield 4.1%
  • Rev growth 1.9%, EPS growth 136.0%, 3Y rev CAGR 3.4%
  • Lower volatility, beta 0.36, Low D/E 87.9%, current ratio 0.10x
Best for: income & stability and growth exposure
See the full category breakdown
CategoryWinnerWhy
GrowthCPT logoCPT1.9% FFO/revenue growth vs AIV's -100.0%
ValueAIV logoAIVLower P/E (1.1x vs 67.9x)
Quality / MarginsAIV logoAIV287.7% margin vs CPT's 32.8%
Stability / SafetyCPT logoCPTBeta 0.36 vs AIV's 0.69
DividendsAIV logoAIV68.4% yield, 1-year raise streak, vs CPT's 4.1%
Momentum (1Y)AIV logoAIV-1.4% vs CPT's -9.0%
Efficiency (ROA)AIV logoAIV29.6% ROA vs CPT's 4.3%, ROIC 4.2% vs 2.6%

AIV vs CPT — Revenue Breakdown by Segment

How each company's revenue is distributed across its business units

AIVApartment Investment and Management Company
FY 2025
Operating Portfolio Segment
90.6%$73M
Other Real Estate
9.4%$8M
CPTCamden Property Trust
FY 2018
Real Estate, Other
94.0%$112M
Management Fee Revenue
6.0%$7M

AIV vs CPT — Financial Metrics

Side-by-side numbers across 2 stocks — who leads on profitability, valuation, growth, and risk.

BEST OVERALLAIVLAGGINGCPT

Income & Cash Flow (Last 12 Months)

AIV leads this category, winning 4 of 6 comparable metrics.

CPT is the larger business by revenue, generating $1.2B annually — 6.1x AIV's $193M. Profitability is closely matched — net margins range from 2.9% (AIV) to 32.8% (CPT). On growth, AIV holds the edge at -3.4% YoY revenue growth, suggesting stronger near-term business momentum.

MetricAIV logoAIVApartment Investm…CPT logoCPTCamden Property T…
RevenueTrailing 12 months$193M$1.2B
EBITDAEarnings before interest/tax$186M$867M
Net IncomeAfter-tax profit$554M$388M
Free Cash FlowCash after capex-$230M$714M
Gross MarginGross profit ÷ Revenue+55.2%+61.3%
Operating MarginEBIT ÷ Revenue+66.3%+18.1%
Net MarginNet income ÷ Revenue+2.9%+32.8%
FCF MarginFCF ÷ Revenue-119.5%+60.4%
Rev. Growth (YoY)Latest quarter vs prior year-3.4%-100.0%
EPS Growth (YoY)Latest quarter vs prior year+25.9%+11.1%
AIV leads this category, winning 4 of 6 comparable metrics.

Valuation Metrics

AIV leads this category, winning 3 of 3 comparable metrics.

At 1.1x trailing earnings, AIV trades at a 96% valuation discount to CPT's 29.4x P/E. On an enterprise value basis, AIV's 2.1x EV/EBITDA is more attractive than CPT's 16.4x.

MetricAIV logoAIVApartment Investm…CPT logoCPTCamden Property T…
Market CapShares × price$604M$10.9B
Enterprise ValueMkt cap + debt − cash$209M$14.8B
Trailing P/EPrice ÷ TTM EPS1.11x29.40x
Forward P/EPrice ÷ next-FY EPS est.67.94x
PEG RatioP/E ÷ EPS growth rate1.26x
EV / EBITDAEnterprise value multiple2.09x16.42x
Price / SalesMarket cap ÷ Revenue6.93x
Price / BookPrice ÷ Book value/share1.17x2.54x
Price / FCFMarket cap ÷ FCF28.22x
AIV leads this category, winning 3 of 3 comparable metrics.

Profitability & Efficiency

AIV leads this category, winning 5 of 8 comparable metrics.

AIV delivers a 162.9% return on equity — every $100 of shareholder capital generates $163 in annual profit, vs $9 for CPT. On the Piotroski fundamental quality scale (0–9), CPT scores 7/9 vs AIV's 3/9, reflecting strong financial health.

MetricAIV logoAIVApartment Investm…CPT logoCPTCamden Property T…
ROE (TTM)Return on equity+162.9%+8.7%
ROA (TTM)Return on assets+29.6%+4.3%
ROICReturn on invested capital+4.2%+2.6%
ROCEReturn on capital employed+2.3%+3.4%
Piotroski ScoreFundamental quality 0–937
Debt / EquityFinancial leverage0.88x
Net DebtTotal debt minus cash-$395M$3.9B
Cash & Equiv.Liquid assets$395M$25M
Total DebtShort + long-term debt$0$3.9B
Interest CoverageEBIT ÷ Interest expense0.70x3.89x
AIV leads this category, winning 5 of 8 comparable metrics.

Total Returns (Dividends Reinvested)

AIV leads this category, winning 6 of 6 comparable metrics.

A $10,000 investment in AIV five years ago would be worth $12,353 today (with dividends reinvested), compared to $10,082 for CPT. Over the past 12 months, AIV leads with a -1.4% total return vs CPT's -9.0%. The 3-year compound annual growth rate (CAGR) favors AIV at 1.7% vs CPT's 1.7% — a key indicator of consistent wealth creation.

MetricAIV logoAIVApartment Investm…CPT logoCPTCamden Property T…
YTD ReturnYear-to-date-2.4%-4.6%
1-Year ReturnPast 12 months-1.4%-9.0%
3-Year ReturnCumulative with dividends+5.1%+5.0%
5-Year ReturnCumulative with dividends+23.5%+0.8%
10-Year ReturnCumulative with dividends+85.0%+66.8%
CAGR (3Y)Annualised 3-year return+1.7%+1.7%
AIV leads this category, winning 6 of 6 comparable metrics.

Risk & Volatility

CPT leads this category, winning 2 of 2 comparable metrics.

CPT is the less volatile stock with a 0.36 beta — it tends to amplify market swings less than AIV's 0.69 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. CPT currently trades 86.6% from its 52-week high vs AIV's 48.6% drawdown — a narrower gap to the peak suggests stronger recent price momentum.

MetricAIV logoAIVApartment Investm…CPT logoCPTCamden Property T…
Beta (5Y)Sensitivity to S&P 5000.69x0.36x
52-Week HighHighest price in past year$8.87$120.15
52-Week LowLowest price in past year$3.94$96.53
% of 52W HighCurrent price vs 52-week peak+48.6%+86.6%
RSI (14)Momentum oscillator 0–10050.157.2
Avg Volume (50D)Average daily shares traded2.9M1.0M
CPT leads this category, winning 2 of 2 comparable metrics.

Analyst Outlook

Evenly matched — AIV and CPT each lead in 1 of 2 comparable metrics.

Wall Street rates AIV as "Hold" and CPT as "Hold". Consensus price targets imply 132.0% upside for AIV (target: $10) vs 8.1% for CPT (target: $112). For income investors, AIV offers the higher dividend yield at 68.35% vs CPT's 4.08%.

MetricAIV logoAIVApartment Investm…CPT logoCPTCamden Property T…
Analyst RatingConsensus buy/hold/sellHoldHold
Price TargetConsensus 12-month target$10.00$112.48
# AnalystsCovering analysts341
Dividend YieldAnnual dividend ÷ price+68.4%+4.1%
Dividend StreakConsecutive years of raises14
Dividend / ShareAnnual DPS$2.95$4.25
Buyback YieldShare repurchases ÷ mkt cap+0.0%+2.5%
Evenly matched — AIV and CPT each lead in 1 of 2 comparable metrics.
Key Takeaway

AIV leads in 4 of 6 categories (Income & Cash Flow, Valuation Metrics). CPT leads in 1 (Risk & Volatility). 1 tied.

Best OverallApartment Investment and Ma… (AIV)Leads 4 of 6 categories
Loading custom metrics...

AIV vs CPT: Frequently Asked Questions

10 questions · data-driven answers · updated daily

01

Is AIV or CPT a better buy right now?

For growth investors, Camden Property Trust (CPT) is the stronger pick with 1.

9% revenue growth year-over-year, versus -100. 0% for Apartment Investment and Management Company (AIV). Apartment Investment and Management Company (AIV) offers the better valuation at 1. 1x trailing P/E, making it the more compelling value choice. Analysts rate Apartment Investment and Management Company (AIV) a "Hold" — based on 3 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.

02

Which has the better valuation — AIV or CPT?

On trailing P/E, Apartment Investment and Management Company (AIV) is the cheapest at 1.

1x versus Camden Property Trust at 29. 4x.

03

Which is the better long-term investment — AIV or CPT?

Over the past 5 years, Apartment Investment and Management Company (AIV) delivered a total return of +23.

5%, compared to +0. 8% for Camden Property Trust (CPT). Over 10 years, the gap is even starker: AIV returned +85. 0% versus CPT's +66. 8%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.

04

Which is safer — AIV or CPT?

By beta (market sensitivity over 5 years), Camden Property Trust (CPT) is the lower-risk stock at 0.

36β versus Apartment Investment and Management Company's 0. 69β — meaning AIV is approximately 90% more volatile than CPT relative to the S&P 500.

05

Which is growing faster — AIV or CPT?

By revenue growth (latest reported year), Camden Property Trust (CPT) is pulling ahead at 1.

9% versus -100. 0% for Apartment Investment and Management Company (AIV). On earnings-per-share growth, the picture is similar: Apartment Investment and Management Company grew EPS 623. 0% year-over-year, compared to 136. 0% for Camden Property Trust. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.

06

Which has better profit margins — AIV or CPT?

Apartment Investment and Management Company (AIV) is the more profitable company, earning 287.

7% net margin versus 24. 4% for Camden Property Trust — meaning it keeps 287. 7% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: AIV leads at 66. 3% versus 18. 4% for CPT. At the gross margin level — before operating expenses — CPT leads at 61. 4%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.

07

Is AIV or CPT more undervalued right now?

Analyst consensus price targets imply the most upside for AIV: 132.

0% to $10. 00.

08

Which pays a better dividend — AIV or CPT?

All stocks in this comparison pay dividends.

Apartment Investment and Management Company (AIV) offers the highest yield at 68. 4%, versus 4. 1% for Camden Property Trust (CPT).

09

Is AIV or CPT better for a retirement portfolio?

For long-horizon retirement investors, Camden Property Trust (CPT) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0.

36), 4. 1% yield). Both have compounded well over 10 years (CPT: +66. 8%, AIV: +85. 0%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.

10

What are the main differences between AIV and CPT?

Both stocks operate in the Real Estate sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both.

In terms of investment character: AIV is a small-cap deep-value stock; CPT is a mid-cap income-oriented stock. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.

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AIV

Dividend Mega-Cap Quality

  • Sector: Real Estate
  • Market Cap > $100B
  • Net Margin > 172%
  • Dividend Yield > 27.3%
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CPT

Dividend Mega-Cap Quality

  • Sector: Real Estate
  • Market Cap > $100B
  • Net Margin > 19%
  • Dividend Yield > 1.6%
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Beat Both

Find stocks that outperform AIV and CPT on the metrics below

Revenue Growth>
%
(AIV: -3.4% · CPT: -100.0%)
Net Margin>
%
(AIV: 287.7% · CPT: 32.8%)
P/E Ratio<
x
(AIV: 1.1x · CPT: 29.4x)

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