ATHS vs FG vs GL vs RGA vs MET

For growth investors, Athene Holding Ltd.

7. 250% Fixe (ATHS) is the stronger pick with 24. 1% revenue growth year-over-year, versus 3. 4% for Reinsurance Group of America, Incorporated (RGA). Globe Life Inc. (GL) offers the better valuation at 10. 8x trailing P/E (9. 7x forward), making it the more compelling value choice. Analysts rate Reinsurance Group of America, Incorporated (RGA) a "Buy" — based on 22 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.

On trailing P/E, Globe Life Inc.

(GL) is the cheapest at 10. 8x versus MetLife, Inc. at 16. 4x. On forward P/E, F&G Annuities & Life, Inc. is actually cheaper at 7. 2x — notably different from the trailing picture, reflecting expected earnings growth. The PEG ratio (P/E divided by earnings growth rate) is the most growth-adjusted single valuation metric: Reinsurance Group of America, Incorporated wins at 0. 35x versus Globe Life Inc. 's 0. 62x — a PEG below 1. 0 traditionally signals the market is underpricing earnings growth.

Over the past 5 years, Reinsurance Group of America, Incorporated (RGA) delivered a total return of +81.

7%, compared to +13. 9% for Athene Holding Ltd. 7. 250% Fixe (ATHS). Over 10 years, the gap is even starker: GL returned +173. 3% versus ATHS's +14. 1%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.

By beta (market sensitivity over 5 years), Athene Holding Ltd.

7. 250% Fixe (ATHS) is the lower-risk stock at 0. 18β versus F&G Annuities & Life, Inc. 's 1. 12β — meaning FG is approximately 540% more volatile than ATHS relative to the S&P 500. On balance sheet safety, Reinsurance Group of America, Incorporated (RGA) carries a lower debt/equity ratio of 42% versus 70% for MetLife, Inc. — giving it more financial flexibility in a downturn.

By revenue growth (latest reported year), Athene Holding Ltd.

7. 250% Fixe (ATHS) is pulling ahead at 24. 1% versus 3. 4% for Reinsurance Group of America, Incorporated (RGA). On earnings-per-share growth, the picture is similar: Reinsurance Group of America, Incorporated grew EPS 64. 9% year-over-year, compared to -61. 5% for F&G Annuities & Life, Inc.. Over a 3-year CAGR, FG leads at 36. 8% annualised revenue growth. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.

Globe Life Inc.

(GL) is the more profitable company, earning 19. 4% net margin versus 4. 4% for MetLife, Inc. — meaning it keeps 19. 4% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: GL leads at 24. 4% versus 0. 0% for ATHS. At the gross margin level — before operating expenses — MET leads at 36. 4%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.

The PEG ratio (forward P/E divided by expected earnings growth rate) is the most precise measure of undervaluation relative to growth potential.

By this metric, Reinsurance Group of America, Incorporated (RGA) is the more undervalued stock at a PEG of 0. 35x versus Globe Life Inc. 's 0. 62x. A PEG below 1. 0 is traditionally considered the threshold for growth-adjusted undervaluation. On forward earnings alone, F&G Annuities & Life, Inc. (FG) trades at 7. 2x forward P/E versus 9. 7x for Globe Life Inc. — 2. 6x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for MET: 23. 5% to $97. 33.

All stocks in this comparison pay dividends.

Athene Holding Ltd. 7. 250% Fixe (ATHS) offers the highest yield at 100. 0%, versus 0. 7% for Globe Life Inc. (GL).

For long-horizon retirement investors, Athene Holding Ltd.

7. 250% Fixe (ATHS) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0. 18), 100. 0% yield). Both have compounded well over 10 years (ATHS: +14. 1%, FG: +85. 8%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.

Both stocks operate in the Financial Services sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both.

In terms of investment character: ATHS is a small-cap high-growth stock; FG is a small-cap deep-value stock; GL is a mid-cap deep-value stock; RGA is a mid-cap deep-value stock; MET is a mid-cap deep-value stock. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.