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AVBC vs NDAQ
Revenue, margins, valuation, and 5-year total return — side by side.
Financial - Data & Stock Exchanges
AVBC vs NDAQ — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | ||
|---|---|---|
| Industry | Banks - Regional | Financial - Data & Stock Exchanges |
| Market Cap | $410M | $50.71B |
| Revenue (TTM) | $148M | $8.22B |
| Net Income (TTM) | $-3M | $1.91B |
| Gross Margin | 55.6% | 47.9% |
| Operating Margin | -3.9% | 28.4% |
| Forward P/E | 15.6x | 22.7x |
| Total Debt | $288M | $9.93B |
| Cash & Equiv. | $16M | $814M |
Quick Verdict: AVBC vs NDAQ
Each card shows where this stock fits in a portfolio — not just who wins on paper.
AVBC is the clearest fit if your priority is income & stability and sleep-well-at-night.
- beta 0.59
- Lower volatility, beta 0.59, Low D/E 75.9%, current ratio 0.02x
- Beta 0.59, current ratio 0.02x
NDAQ carries the broadest edge in this set and is the clearest fit for growth exposure and long-term compounding.
- Rev growth 11.1%, EPS growth 60.1%
- 351.9% 10Y total return vs AVBC's 39.7%
- 11.1% NII/revenue growth vs AVBC's 4.9%
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | 11.1% NII/revenue growth vs AVBC's 4.9% | |
| Value | Lower P/E (15.6x vs 22.7x) | |
| Quality / Margins | Efficiency ratio 0.2% vs AVBC's 0.6% (lower = leaner) | |
| Stability / Safety | Beta 0.59 vs NDAQ's 0.78, lower leverage | |
| Dividends | 1.2% yield; 13-year raise streak; the other pay no meaningful dividend | |
| Momentum (1Y) | +39.7% vs NDAQ's +15.6% | |
| Efficiency (ROA) | Efficiency ratio 0.2% vs AVBC's 0.6% |
AVBC vs NDAQ — Revenue Breakdown by Segment
How each company's revenue is distributed across its business units
Segment breakdown not available.
AVBC vs NDAQ — Financial Metrics
Side-by-side numbers across 2 stocks — who leads on profitability, valuation, growth, and risk.
Income & Cash Flow (Last 12 Months)
Evenly matched — AVBC and NDAQ each lead in 2 of 4 comparable metrics.
Income & Cash Flow (Last 12 Months)
NDAQ is the larger business by revenue, generating $8.2B annually — 55.7x AVBC's $148M. NDAQ is the more profitable business, keeping 21.8% of every revenue dollar as net income compared to AVBC's -2.2%.
| Metric | ||
|---|---|---|
| RevenueTrailing 12 months | $148M | $8.2B |
| EBITDAEarnings before interest/tax | -$5M | $3.1B |
| Net IncomeAfter-tax profit | -$3M | $1.9B |
| Free Cash FlowCash after capex | $16M | $2.0B |
| Gross MarginGross profit ÷ Revenue | +55.6% | +47.9% |
| Operating MarginEBIT ÷ Revenue | -3.9% | +28.4% |
| Net MarginNet income ÷ Revenue | -2.2% | +21.8% |
| FCF MarginFCF ÷ Revenue | — | +24.2% |
| Rev. Growth (YoY)Latest quarter vs prior year | — | — |
| EPS Growth (YoY)Latest quarter vs prior year | +70.6% | +33.8% |
Valuation Metrics
AVBC leads this category, winning 4 of 4 comparable metrics.
Valuation Metrics
| Metric | ||
|---|---|---|
| Market CapShares × price | $410M | $50.7B |
| Enterprise ValueMkt cap + debt − cash | $681M | $59.8B |
| Trailing P/EPrice ÷ TTM EPS | -113.33x | 28.87x |
| Forward P/EPrice ÷ next-FY EPS est. | 15.57x | 22.70x |
| PEG RatioP/E ÷ EPS growth rate | — | 2.70x |
| EV / EBITDAEnterprise value multiple | — | 20.18x |
| Price / SalesMarket cap ÷ Revenue | 2.77x | 6.17x |
| Price / BookPrice ÷ Book value/share | 1.00x | 4.20x |
| Price / FCFMarket cap ÷ FCF | — | 25.49x |
Profitability & Efficiency
NDAQ leads this category, winning 6 of 9 comparable metrics.
Profitability & Efficiency
NDAQ delivers a 15.9% return on equity — every $100 of shareholder capital generates $16 in annual profit, vs $-1 for AVBC. AVBC carries lower financial leverage with a 0.76x debt-to-equity ratio, signaling a more conservative balance sheet compared to NDAQ's 0.81x. On the Piotroski fundamental quality scale (0–9), NDAQ scores 9/9 vs AVBC's 3/9, reflecting strong financial health.
| Metric | ||
|---|---|---|
| ROE (TTM)Return on equity | -1.2% | +15.9% |
| ROA (TTM)Return on assets | -0.1% | +6.4% |
| ROICReturn on invested capital | -0.7% | +8.1% |
| ROCEReturn on capital employed | -0.6% | +10.2% |
| Piotroski ScoreFundamental quality 0–9 | 3 | 9 |
| Debt / EquityFinancial leverage | 0.76x | 0.81x |
| Net DebtTotal debt minus cash | $272M | $9.1B |
| Cash & Equiv.Liquid assets | $16M | $814M |
| Total DebtShort + long-term debt | $288M | $9.9B |
| Interest CoverageEBIT ÷ Interest expense | -0.13x | 14.11x |
Total Returns (Dividends Reinvested)
NDAQ leads this category, winning 4 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in NDAQ five years ago would be worth $17,172 today (with dividends reinvested), compared to $13,969 for AVBC. Over the past 12 months, AVBC leads with a +39.7% total return vs NDAQ's +15.6%. The 3-year compound annual growth rate (CAGR) favors NDAQ at 18.8% vs AVBC's 11.8% — a key indicator of consistent wealth creation.
| Metric | ||
|---|---|---|
| YTD ReturnYear-to-date | +23.8% | -7.4% |
| 1-Year ReturnPast 12 months | +39.7% | +15.6% |
| 3-Year ReturnCumulative with dividends | +39.7% | +67.7% |
| 5-Year ReturnCumulative with dividends | +39.7% | +71.7% |
| 10-Year ReturnCumulative with dividends | +39.7% | +351.9% |
| CAGR (3Y)Annualised 3-year return | +11.8% | +18.8% |
Risk & Volatility
AVBC leads this category, winning 2 of 2 comparable metrics.
Risk & Volatility
AVBC is the less volatile stock with a 0.59 beta — it tends to amplify market swings less than NDAQ's 0.78 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. AVBC currently trades 95.2% from its 52-week high vs NDAQ's 87.6% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | ||
|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 0.59x | 0.78x |
| 52-Week HighHighest price in past year | $21.43 | $101.79 |
| 52-Week LowLowest price in past year | $14.00 | $77.09 |
| % of 52W HighCurrent price vs 52-week peak | +95.2% | +87.6% |
| RSI (14)Momentum oscillator 0–100 | 53.4 | 52.0 |
| Avg Volume (50D)Average daily shares traded | 64K | 3.3M |
Analyst Outlook
Insufficient data to determine a leader in this category.
Analyst Outlook
NDAQ is the only dividend payer here at 1.17% yield — a key consideration for income-focused portfolios.
| Metric | ||
|---|---|---|
| Analyst RatingConsensus buy/hold/sell | — | Buy |
| Price TargetConsensus 12-month target | — | $114.60 |
| # AnalystsCovering analysts | — | 36 |
| Dividend YieldAnnual dividend ÷ price | — | +1.2% |
| Dividend StreakConsecutive years of raises | — | 13 |
| Dividend / ShareAnnual DPS | — | $1.04 |
| Buyback YieldShare repurchases ÷ mkt cap | 0.0% | +1.2% |
AVBC leads in 2 of 6 categories (Valuation Metrics, Risk & Volatility). NDAQ leads in 2 (Profitability & Efficiency, Total Returns). 1 tied.
AVBC vs NDAQ: Frequently Asked Questions
10 questions · data-driven answers · updated daily
01Is AVBC or NDAQ a better buy right now?
For growth investors, Nasdaq, Inc.
(NDAQ) is the stronger pick with 11. 1% revenue growth year-over-year, versus 4. 9% for Avidia Bancorp, Inc. (AVBC). Nasdaq, Inc. (NDAQ) offers the better valuation at 28. 9x trailing P/E (22. 7x forward), making it the more compelling value choice. Analysts rate Nasdaq, Inc. (NDAQ) a "Buy" — based on 36 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which has the better valuation — AVBC or NDAQ?
On forward P/E, Avidia Bancorp, Inc.
is actually cheaper at 15. 6x — notably different from the trailing picture, reflecting expected earnings growth.
03Which is the better long-term investment — AVBC or NDAQ?
Over the past 5 years, Nasdaq, Inc.
(NDAQ) delivered a total return of +71. 7%, compared to +39. 7% for Avidia Bancorp, Inc. (AVBC). Over 10 years, the gap is even starker: NDAQ returned +351. 9% versus AVBC's +39. 7%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
04Which is safer — AVBC or NDAQ?
By beta (market sensitivity over 5 years), Avidia Bancorp, Inc.
(AVBC) is the lower-risk stock at 0. 59β versus Nasdaq, Inc. 's 0. 78β — meaning NDAQ is approximately 32% more volatile than AVBC relative to the S&P 500. On balance sheet safety, Avidia Bancorp, Inc. (AVBC) carries a lower debt/equity ratio of 76% versus 81% for Nasdaq, Inc. — giving it more financial flexibility in a downturn.
05Which is growing faster — AVBC or NDAQ?
By revenue growth (latest reported year), Nasdaq, Inc.
(NDAQ) is pulling ahead at 11. 1% versus 4. 9% for Avidia Bancorp, Inc. (AVBC). On earnings-per-share growth, the picture is similar: Nasdaq, Inc. grew EPS 60. 1% year-over-year, compared to -131. 6% for Avidia Bancorp, Inc.. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
06Which has better profit margins — AVBC or NDAQ?
Nasdaq, Inc.
(NDAQ) is the more profitable company, earning 21. 8% net margin versus -2. 2% for Avidia Bancorp, Inc. — meaning it keeps 21. 8% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: NDAQ leads at 28. 4% versus -3. 9% for AVBC. At the gross margin level — before operating expenses — AVBC leads at 55. 6%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
07Is AVBC or NDAQ more undervalued right now?
On forward earnings alone, Avidia Bancorp, Inc.
(AVBC) trades at 15. 6x forward P/E versus 22. 7x for Nasdaq, Inc. — 7. 1x cheaper on a one-year earnings basis.
08Which pays a better dividend — AVBC or NDAQ?
In this comparison, NDAQ (1.
2% yield) pays a dividend. AVBC does not pay a meaningful dividend and should not be held primarily for income.
09Is AVBC or NDAQ better for a retirement portfolio?
For long-horizon retirement investors, Nasdaq, Inc.
(NDAQ) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0. 78), 1. 2% yield, +351. 9% 10Y return). Both have compounded well over 10 years (NDAQ: +351. 9%, AVBC: +39. 7%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
10What are the main differences between AVBC and NDAQ?
Both stocks operate in the Financial Services sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both.
NDAQ pays a dividend while AVBC does not, making them suitable for different income and tax situations. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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