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Avidia Bancorp, Inc. (AVBC) Total Return Calculator with Dividends Reinvested

Avidia Bancorp, Inc.

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The total return for Avidia Bancorp, Inc. (AVBC) stock is +37.91% over the past 12 months. So far it's up 22.22% this year. The 5-year total return is +37.91%, meaning $10,000 invested in AVBC stock 5 years ago would be worth $13,791 today. Total return includes price appreciation plus reinvesting any dividends paid out.

If you invested $10,000 in AVBC 1 year ago, it would be worth $13,793 today — you'd have gained $3,793 with dividends reinvested.

With Dividends Reinvested$13,793+37.93%

Price Only (No DRIP)$13,757+37.57%

Dividend Boost+$361 payments · +0.36% extra

Period2025-08-01 → 2026-05-07

Price

Total Return (DRIP)

Dividends

S&P 500

If You Invested $10,000 in AVBC

1Y$13,791+$3,791 (+37.9%)37.9% CAGR

3Y$13,791+$3,791 (+37.9%)11.3% CAGR

5Y$13,791+$3,791 (+37.9%)6.6% CAGR

10Y$13,791+$3,791 (+37.9%)3.3% CAGR

15Y$13,791+$3,791 (+37.9%)2.2% CAGR

20Y$13,791+$3,791 (+37.9%)1.6% CAGR

30Y$13,791+$3,791 (+37.9%)1.1% CAGR

Dividend Reinvestment History (1)▲ Hide

Ex-Date	Dividend	Reinvest Price	Shares Added
2026-02-17	$0.05	$19.27	+0.002595

Loading AVBC total return...

As of 2026-05-07

Returns at a Glance

Period	Total Return	CAGR	Price Only	Div. Contrib.	$10K →
YTD	+22.22%	—	+21.91%	+0.30 pp	$12,222
1Y	+37.91%	37.91%	+37.57%	+0.34 pp	$13,791
3Y	+37.91%	11.31%	+37.57%	+0.34 pp	$13,791
5Y	+37.91%	6.64%	+37.57%	+0.34 pp	$13,791
10Y	+37.91%	3.27%	+37.57%	+0.34 pp	$13,791
15Y	+37.91%	2.17%	+37.57%	+0.34 pp	$13,791
20Y	+37.91%	1.62%	+37.57%	+0.34 pp	$13,791
30Y	+37.91%	1.08%	+37.57%	+0.34 pp	$13,791

Risk & Highlights

Best Year+14.82%2025

Max Drawdown-9.74%2025-09-18 → 2025-10-16 · Recovered 2025-11-26

Annual Returns

Year	Total Return	Price Return	Div.	S&P 500	vs S&P
2026YTD	+13.68%	+13.38%	+0.3pp	+0.41%	+13.3pp
2025	+14.82%	+14.82%	—	+16.64%	-1.8pp

AVBC outperformed the S&P 500 by 7.54pp over the past year (+37.91% vs +30.37%).

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AVBC Peers' Total Return

Accurate peer set · 10 comparable names

Name	Mkt Cap	30D Rtn	YTD Total Rtn	1Y Total Rtn	Div Contrib	3Y Total Rtn	5Y Total Rtn	10Y Total Rtn
AVBCAvidia Bancorp, Inc.	$404M	+1.7%	+22.2%	+37.9%	+0.3pp	+37.9%	+37.9%	+37.9%
NBTBNBT Bancorp Inc.	$2.4B	+2.5%	+9.3%	+9.0%	+3.4pp	+54.1%	+29.9%	+102.2%
EGBNEagle Bancorp, Inc.	$799M	+1.0%	+25.8%	+46.7%	+1.1pp	+47.1%	-41.0%	-31.7%
INDBIndependent Bank Corp.	$3.9B	+0.3%	+7.8%	+32.7%	+4.0pp	+77.6%	+11.6%	+109.5%
EFSCEnterprise Financial Services Corp	$2.2B	+5.9%	+10.8%	+15.3%	+2.4pp	+63.7%	+28.1%	+153.5%
NECBNortheast Community Bancorp, Inc.	$339M	-0.1%	+9.4%	+10.7%	+4.3pp	+107.8%	+120.2%	+460.8%
OCFCOceanFirst Financial Corp.	$1.1B	+1.2%	+8.1%	+20.5%	+4.9pp	+55.7%	+2.5%	+45.4%
DCOMDime Community Bancshares, Inc.	$1.6B	+6.5%	+26.4%	+46.6%	+3.8pp	+129.1%	+22.7%	+68.6%
NFBKNorthfield Bancorp, Inc.	$588M	+2.2%	+26.5%	+31.5%	+5.8pp	+65.7%	+0.2%	+20.6%
CTBICommunity Trust Bancorp, Inc.	$1.2B	+5.8%	+18.5%	+36.4%	+4.1pp	+111.4%	+66.1%	+133.7%
FISFidelity National Information Services, Inc.	$24.5B	+2.3%	-27.3%	-35.3%	+2.2pp	-6.6%	-63.2%	-13.2%

Compare:AVBC vs NBTB AVBC vs EGBN AVBC vs INDB AVBC vs NBTB vs EGBN

About AVBC Dividend Returns

Avidia Bancorp, Inc. (AVBC) is a dividend-paying stock. When dividends are reinvested through a DRIP (Dividend Reinvestment Plan), they purchase additional shares, which then generate their own dividends—creating a compounding effect that can significantly boost long-term returns.

How We Calculate Total Return

Our total return calculator simulates dividend reinvestment (DRIP) by assuming each dividend payment is used to purchase additional shares at the closing price on the ex-dividend date. This methodology provides an accurate representation of how a dividend reinvestment plan would perform.

Frequently Asked Questions

Q1What is the total return of AVBC over the past year?

Avidia Bancorp, Inc. (AVBC) delivered a total return of 37.91% over the past year when dividends are reinvested. The price-only return was 37.57%, meaning dividends contributed an additional 0.34 percentage points to total returns.

Q2How much would $10,000 invested in AVBC be worth today?

A $10,000 investment in Avidia Bancorp, Inc. one year ago would be worth $13,791 today with dividends reinvested (DRIP). Without reinvesting dividends, the same investment would be worth $13,757. Dividend reinvestment added $34 to the portfolio value.

Q3Does AVBC pay dividends?

Yes, Avidia Bancorp, Inc. (AVBC) pays dividends. In the last year, AVBC paid approximately $0.00 per share in dividends. Reinvesting these dividends through a DRIP can significantly boost long-term returns — over 20+ years, dividend compounding can account for 30–50% of total returns for dividend-paying stocks.

Q4Did AVBC beat the S&P 500?

Yes, Avidia Bancorp, Inc. (AVBC) outperformed the S&P 500 by 7.54 percentage points over the past year. AVBC delivered a total return of 37.91%, compared to the S&P 500's 30.37%. This 7.54pp alpha means investors in AVBC earned more than a passive S&P 500 index fund.

Q5What is AVBC's worst drawdown?

Avidia Bancorp, Inc. (AVBC) experienced a maximum drawdown of -9.74% over the past year, declining from its peak on 2025-09-18 to its trough on 2025-10-16. The stock recovered to its prior peak by 2025-11-26. Maximum drawdown measures the worst peak-to-trough decline and is an important risk metric for investors.

Q6What is AVBC's long-term total return over 10, 20, or 30 years?

Here are Avidia Bancorp, Inc. (AVBC)'s long-term returns with dividends reinvested. Over 10 years, the total return is 37.9% (3.3% CAGR) — $10,000 would have grown to $13,791. Over 20 years: 37.9% total return (1.6% CAGR) — $10,000 → $13,791. Over 30 years: 37.9% total return (1.1% CAGR) — $10,000 → $13,791. Long-term investors benefit from compounding: dividends buy additional shares, which generate their own dividends, creating an exponential growth effect.