BMA vs SUPV

For growth investors, Grupo Supervielle S.

A. (SUPV) is the stronger pick with 13. 7% revenue growth year-over-year, versus -33. 3% for Banco Macro S. A. (BMA). Banco Macro S. A. (BMA) offers the better valuation at 21. 1x trailing P/E (0. 0x forward), making it the more compelling value choice. Analysts rate Banco Macro S. A. (BMA) a "Buy" — based on 14 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.

On forward P/E, Grupo Supervielle S.

A. is actually cheaper at 0. 0x — notably different from the trailing picture, reflecting expected earnings growth.

Over the past 5 years, Banco Macro S.

A. (BMA) delivered a total return of +594. 5%, compared to +420. 1% for Grupo Supervielle S. A. (SUPV). Over 10 years, the gap is even starker: BMA returned +56. 3% versus SUPV's -17. 6%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.

By beta (market sensitivity over 5 years), Banco Macro S.

A. (BMA) is the lower-risk stock at 1. 76β versus Grupo Supervielle S. A. 's 2. 51β — meaning SUPV is approximately 43% more volatile than BMA relative to the S&P 500. On balance sheet safety, Banco Macro S. A. (BMA) carries a lower debt/equity ratio of 11% versus 104% for Grupo Supervielle S. A. — giving it more financial flexibility in a downturn.

By revenue growth (latest reported year), Grupo Supervielle S.

A. (SUPV) is pulling ahead at 13. 7% versus -33. 3% for Banco Macro S. A. (BMA). On earnings-per-share growth, the picture is similar: Banco Macro S. A. grew EPS -44. 6% year-over-year, compared to -145. 9% for Grupo Supervielle S. A.. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.

Banco Macro S.

A. (BMA) is the more profitable company, earning 5. 0% net margin versus -2. 4% for Grupo Supervielle S. A. — meaning it keeps 5. 0% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: BMA leads at 5. 6% versus -4. 8% for SUPV. At the gross margin level — before operating expenses — BMA leads at 68. 3%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.

On forward earnings alone, Grupo Supervielle S.

A. (SUPV) trades at 0. 0x forward P/E versus 0. 0x for Banco Macro S. A. — 0. 0x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for BMA: 68. 9% to $130. 00.

All stocks in this comparison pay dividends.

Banco Macro S. A. (BMA) offers the highest yield at 6. 8%, versus 3. 6% for Grupo Supervielle S. A. (SUPV).

For long-horizon retirement investors, Banco Macro S.

A. (BMA) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (6. 8% yield). Grupo Supervielle S. A. (SUPV) carries a higher beta of 2. 51 — meaning larger drawdowns in market downturns, which matters significantly when you cannot wait years for a recovery. Both have compounded well over 10 years (BMA: +56. 3%, SUPV: -17. 6%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.

Both stocks operate in the Financial Services sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both.

These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.