Banks - Regional
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2 / 10Stock Comparison
CAC vs ICE
Revenue, margins, valuation, and 5-year total return — side by side.
Financial - Data & Stock Exchanges
CAC vs ICE — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | ||
|---|---|---|
| Industry | Banks - Regional | Financial - Data & Stock Exchanges |
| Market Cap | $825M | $88.45B |
| Revenue (TTM) | $367M | $12.64B |
| Net Income (TTM) | $65M | $3.30B |
| Gross Margin | 62.8% | 61.9% |
| Operating Margin | 22.2% | 38.7% |
| Forward P/E | 9.0x | 19.5x |
| Total Debt | $644M | $20.28B |
| Cash & Equiv. | $97M | $837M |
CAC vs ICE — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
| Stock | May 20 | May 26 | Return |
|---|---|---|---|
| Camden National Cor… (CAC) | 100 | 145.0 | +45.0% |
| Intercontinental Ex… (ICE) | 100 | 160.6 | +60.6% |
Price return only. Dividends and distributions are not included.
Quick Verdict: CAC vs ICE
Each card shows where this stock fits in a portfolio — not just who wins on paper.
CAC carries the broadest edge in this set and is the clearest fit for growth exposure and defensive.
- Rev growth 26.8%, EPS growth 6.1%
- Beta 0.99, yield 3.5%, current ratio 1.77x
- 26.8% NII/revenue growth vs ICE's 7.5%
ICE is the clearest fit if your priority is income & stability and long-term compounding.
- Dividend streak 14 yrs, beta 0.33, yield 1.2%
- 225.3% 10Y total return vs CAC's 122.9%
- Lower volatility, beta 0.33, Low D/E 69.9%, current ratio 1.02x
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | 26.8% NII/revenue growth vs ICE's 7.5% | |
| Value | Lower P/E (9.0x vs 19.5x) | |
| Quality / Margins | Efficiency ratio 0.2% vs CAC's 0.4% (lower = leaner) | |
| Stability / Safety | Beta 0.33 vs CAC's 0.99, lower leverage | |
| Dividends | 3.5% yield, 1-year raise streak, vs ICE's 1.2% | |
| Momentum (1Y) | +28.2% vs ICE's -10.4% | |
| Efficiency (ROA) | Efficiency ratio 0.2% vs CAC's 0.4% |
CAC vs ICE — Revenue Breakdown by Segment
How each company's revenue is distributed across its business units
CAC vs ICE — Financial Metrics
Side-by-side numbers across 2 stocks — who leads on profitability, valuation, growth, and risk.
Income & Cash Flow (Last 12 Months)
ICE leads this category, winning 3 of 5 comparable metrics.
Income & Cash Flow (Last 12 Months)
ICE is the larger business by revenue, generating $12.6B annually — 34.4x CAC's $367M. ICE is the more profitable business, keeping 26.1% of every revenue dollar as net income compared to CAC's 17.7%.
| Metric | ||
|---|---|---|
| RevenueTrailing 12 months | $367M | $12.6B |
| EBITDAEarnings before interest/tax | $92M | $6.5B |
| Net IncomeAfter-tax profit | $65M | $3.3B |
| Free Cash FlowCash after capex | $17M | $4.3B |
| Gross MarginGross profit ÷ Revenue | +62.8% | +61.9% |
| Operating MarginEBIT ÷ Revenue | +22.2% | +38.7% |
| Net MarginNet income ÷ Revenue | +17.7% | +26.1% |
| FCF MarginFCF ÷ Revenue | +16.2% | +33.9% |
| Rev. Growth (YoY)Latest quarter vs prior year | — | — |
| EPS Growth (YoY)Latest quarter vs prior year | +33.0% | +23.1% |
Valuation Metrics
CAC leads this category, winning 6 of 6 comparable metrics.
Valuation Metrics
At 12.7x trailing earnings, CAC trades at a 53% valuation discount to ICE's 27.1x P/E. On an enterprise value basis, CAC's 15.0x EV/EBITDA is more attractive than ICE's 16.7x.
| Metric | ||
|---|---|---|
| Market CapShares × price | $825M | $88.4B |
| Enterprise ValueMkt cap + debt − cash | $1.4B | $107.9B |
| Trailing P/EPrice ÷ TTM EPS | 12.66x | 27.06x |
| Forward P/EPrice ÷ next-FY EPS est. | 8.98x | 19.48x |
| PEG RatioP/E ÷ EPS growth rate | — | 3.05x |
| EV / EBITDAEnterprise value multiple | 14.99x | 16.71x |
| Price / SalesMarket cap ÷ Revenue | 2.25x | 7.00x |
| Price / BookPrice ÷ Book value/share | 1.18x | 3.08x |
| Price / FCFMarket cap ÷ FCF | 13.87x | 20.62x |
Profitability & Efficiency
ICE leads this category, winning 7 of 9 comparable metrics.
Profitability & Efficiency
ICE delivers a 11.6% return on equity — every $100 of shareholder capital generates $12 in annual profit, vs $10 for CAC. ICE carries lower financial leverage with a 0.70x debt-to-equity ratio, signaling a more conservative balance sheet compared to CAC's 0.92x. On the Piotroski fundamental quality scale (0–9), ICE scores 9/9 vs CAC's 8/9, reflecting strong financial health.
| Metric | ||
|---|---|---|
| ROE (TTM)Return on equity | +9.8% | +11.6% |
| ROA (TTM)Return on assets | +0.9% | +2.3% |
| ROICReturn on invested capital | +5.1% | +7.5% |
| ROCEReturn on capital employed | +2.3% | +9.5% |
| Piotroski ScoreFundamental quality 0–9 | 8 | 9 |
| Debt / EquityFinancial leverage | 0.92x | 0.70x |
| Net DebtTotal debt minus cash | $547M | $19.4B |
| Cash & Equiv.Liquid assets | $97M | $837M |
| Total DebtShort + long-term debt | $644M | $20.3B |
| Interest CoverageEBIT ÷ Interest expense | 0.70x | 6.53x |
Total Returns (Dividends Reinvested)
CAC leads this category, winning 4 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in ICE five years ago would be worth $14,335 today (with dividends reinvested), compared to $11,934 for CAC. Over the past 12 months, CAC leads with a +28.2% total return vs ICE's -10.4%. The 3-year compound annual growth rate (CAGR) favors CAC at 22.1% vs ICE's 14.7% — a key indicator of consistent wealth creation.
| Metric | ||
|---|---|---|
| YTD ReturnYear-to-date | +14.9% | -2.1% |
| 1-Year ReturnPast 12 months | +28.2% | -10.4% |
| 3-Year ReturnCumulative with dividends | +82.1% | +50.8% |
| 5-Year ReturnCumulative with dividends | +19.3% | +43.4% |
| 10-Year ReturnCumulative with dividends | +122.9% | +225.3% |
| CAGR (3Y)Annualised 3-year return | +22.1% | +14.7% |
Risk & Volatility
Evenly matched — CAC and ICE each lead in 1 of 2 comparable metrics.
Risk & Volatility
ICE is the less volatile stock with a 0.33 beta — it tends to amplify market swings less than CAC's 0.99 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. CAC currently trades 91.8% from its 52-week high vs ICE's 82.5% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | ||
|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 0.99x | 0.33x |
| 52-Week HighHighest price in past year | $52.94 | $189.35 |
| 52-Week LowLowest price in past year | $35.00 | $143.17 |
| % of 52W HighCurrent price vs 52-week peak | +91.8% | +82.5% |
| RSI (14)Momentum oscillator 0–100 | 50.7 | 38.8 |
| Avg Volume (50D)Average daily shares traded | 94K | 3.0M |
Analyst Outlook
Evenly matched — CAC and ICE each lead in 1 of 2 comparable metrics.
Analyst Outlook
Wall Street rates CAC as "Buy" and ICE as "Buy". Consensus price targets imply 25.3% upside for ICE (target: $196) vs 9.0% for CAC (target: $53). For income investors, CAC offers the higher dividend yield at 3.45% vs ICE's 1.24%.
| Metric | ||
|---|---|---|
| Analyst RatingConsensus buy/hold/sell | Buy | Buy |
| Price TargetConsensus 12-month target | $53.00 | $195.71 |
| # AnalystsCovering analysts | 6 | 36 |
| Dividend YieldAnnual dividend ÷ price | +3.5% | +1.2% |
| Dividend StreakConsecutive years of raises | 1 | 14 |
| Dividend / ShareAnnual DPS | $1.68 | $1.93 |
| Buyback YieldShare repurchases ÷ mkt cap | 0.0% | +1.6% |
ICE leads in 2 of 6 categories (Income & Cash Flow, Profitability & Efficiency). CAC leads in 2 (Valuation Metrics, Total Returns). 2 tied.
CAC vs ICE: Frequently Asked Questions
10 questions · data-driven answers · updated daily
01Is CAC or ICE a better buy right now?
For growth investors, Camden National Corporation (CAC) is the stronger pick with 26.
8% revenue growth year-over-year, versus 7. 5% for Intercontinental Exchange, Inc. (ICE). Camden National Corporation (CAC) offers the better valuation at 12. 7x trailing P/E (9. 0x forward), making it the more compelling value choice. Analysts rate Camden National Corporation (CAC) a "Buy" — based on 6 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which has the better valuation — CAC or ICE?
On trailing P/E, Camden National Corporation (CAC) is the cheapest at 12.
7x versus Intercontinental Exchange, Inc. at 27. 1x. On forward P/E, Camden National Corporation is actually cheaper at 9. 0x.
03Which is the better long-term investment — CAC or ICE?
Over the past 5 years, Intercontinental Exchange, Inc.
(ICE) delivered a total return of +43. 4%, compared to +19. 3% for Camden National Corporation (CAC). Over 10 years, the gap is even starker: ICE returned +225. 3% versus CAC's +122. 9%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
04Which is safer — CAC or ICE?
By beta (market sensitivity over 5 years), Intercontinental Exchange, Inc.
(ICE) is the lower-risk stock at 0. 33β versus Camden National Corporation's 0. 99β — meaning CAC is approximately 203% more volatile than ICE relative to the S&P 500. On balance sheet safety, Intercontinental Exchange, Inc. (ICE) carries a lower debt/equity ratio of 70% versus 92% for Camden National Corporation — giving it more financial flexibility in a downturn.
05Which is growing faster — CAC or ICE?
By revenue growth (latest reported year), Camden National Corporation (CAC) is pulling ahead at 26.
8% versus 7. 5% for Intercontinental Exchange, Inc. (ICE). On earnings-per-share growth, the picture is similar: Intercontinental Exchange, Inc. grew EPS 20. 7% year-over-year, compared to 6. 1% for Camden National Corporation. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
06Which has better profit margins — CAC or ICE?
Intercontinental Exchange, Inc.
(ICE) is the more profitable company, earning 26. 1% net margin versus 17. 7% for Camden National Corporation — meaning it keeps 26. 1% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: ICE leads at 38. 7% versus 22. 2% for CAC. At the gross margin level — before operating expenses — CAC leads at 62. 8%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
07Is CAC or ICE more undervalued right now?
On forward earnings alone, Camden National Corporation (CAC) trades at 9.
0x forward P/E versus 19. 5x for Intercontinental Exchange, Inc. — 10. 5x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for ICE: 25. 3% to $195. 71.
08Which pays a better dividend — CAC or ICE?
All stocks in this comparison pay dividends.
Camden National Corporation (CAC) offers the highest yield at 3. 5%, versus 1. 2% for Intercontinental Exchange, Inc. (ICE).
09Is CAC or ICE better for a retirement portfolio?
For long-horizon retirement investors, Intercontinental Exchange, Inc.
(ICE) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0. 33), 1. 2% yield, +225. 3% 10Y return). Both have compounded well over 10 years (ICE: +225. 3%, CAC: +122. 9%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
10What are the main differences between CAC and ICE?
Both stocks operate in the Financial Services sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both.
In terms of investment character: CAC is a small-cap high-growth stock; ICE is a mid-cap quality compounder stock. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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