REIT - Residential
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5 / 10Stock Comparison
CLPR vs VRE vs ELME vs UDR vs CPT
Revenue, margins, valuation, and 5-year total return — side by side.
REIT - Residential
REIT - Office
REIT - Residential
REIT - Residential
CLPR vs VRE vs ELME vs UDR vs CPT — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | |||||
|---|---|---|---|---|---|
| Industry | REIT - Residential | REIT - Residential | REIT - Office | REIT - Residential | REIT - Residential |
| Market Cap | $50M | $1.78B | $188M | $12.04B | $10.90B |
| Revenue (TTM) | $153M | $291M | $0.00 | $1.72B | $1.18B |
| Net Income (TTM) | $-20M | $70M | $-154M | $491M | $388M |
| Gross Margin | 80.2% | 23.4% | — | 46.0% | 61.3% |
| Operating Margin | 2.7% | 14.7% | — | 27.4% | 18.1% |
| Forward P/E | — | 23.7x | — | 66.1x | 67.9x |
| Total Debt | $0.00 | $1.37B | $520M | $6.19B | $3.90B |
| Cash & Equiv. | $31M | $14M | $1.33B | $37M | $25M |
CLPR vs VRE vs ELME vs UDR vs CPT — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
| Stock | May 20 | May 26 | Return |
|---|---|---|---|
| Clipper Realty Inc. (CLPR) | 100 | 42.3 | -57.7% |
| Veris Residential, … (VRE) | 100 | 124.7 | +24.7% |
| Elme Communities (ELME) | 100 | 9.7 | -90.3% |
| UDR, Inc. (UDR) | 100 | 99.9 | -0.1% |
| Camden Property Tru… (CPT) | 100 | 113.7 | +13.7% |
Price return only. Dividends and distributions are not included.
Quick Verdict: CLPR vs VRE vs ELME vs UDR vs CPT
Each card shows where this stock fits in a portfolio — not just who wins on paper.
Among these 5 stocks, CLPR doesn't own a clear edge in any measured category.
VRE carries the broadest edge in this set and is the clearest fit for growth exposure.
- Rev growth 6.4%, EPS growth 420.0%, 3Y rev CAGR 7.3%
- 6.4% FFO/revenue growth vs ELME's -100.0%
- Lower P/E (23.7x vs 67.9x)
- Beta 0.22 vs CLPR's 0.95
ELME is the #2 pick in this set and the best alternative if dividends is your priority.
- 34.1% yield, vs UDR's 4.6%
UDR ranks third and is worth considering specifically for income & stability and valuation efficiency.
- Dividend streak 15 yrs, beta 0.39, yield 4.6%
- PEG 1.60 vs CPT's 2.91
- Beta 0.39, yield 4.6%, current ratio 3.31x
- 4.7% ROA vs ELME's -8.3%, ROIC 2.3% vs -15.3%
CPT is the clearest fit if your priority is long-term compounding and sleep-well-at-night.
- 66.8% 10Y total return vs UDR's 38.8%
- Lower volatility, beta 0.36, Low D/E 87.9%, current ratio 0.10x
- 32.8% margin vs CLPR's -13.0%
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | 6.4% FFO/revenue growth vs ELME's -100.0% | |
| Value | Lower P/E (23.7x vs 67.9x) | |
| Quality / Margins | 32.8% margin vs CLPR's -13.0% | |
| Stability / Safety | Beta 0.22 vs CLPR's 0.95 | |
| Dividends | 34.1% yield, vs UDR's 4.6% | |
| Momentum (1Y) | +22.8% vs CLPR's -14.2% | |
| Efficiency (ROA) | 4.7% ROA vs ELME's -8.3%, ROIC 2.3% vs -15.3% |
CLPR vs VRE vs ELME vs UDR vs CPT — Revenue Breakdown by Segment
How each company's revenue is distributed across its business units
CLPR vs VRE vs ELME vs UDR vs CPT — Financial Metrics
Side-by-side numbers across 5 stocks — who leads on profitability, valuation, growth, and risk.
Who Leads Where
VRE leads in 2 of 6 categories
CLPR leads 1 • CPT leads 1 • ELME leads 0 • UDR leads 0 • 2 tied
Explore the data ↓Income & Cash Flow (Last 12 Months)
Evenly matched — UDR and CPT each lead in 2 of 6 comparable metrics.
Income & Cash Flow (Last 12 Months)
UDR and ELME operate at a comparable scale, with $1.7B and $0 in trailing revenue. CPT is the more profitable business, keeping 32.8% of every revenue dollar as net income compared to CLPR's -13.0%. On growth, VRE holds the edge at +3.5% YoY revenue growth, suggesting stronger near-term business momentum.
| Metric | |||||
|---|---|---|---|---|---|
| RevenueTrailing 12 months | $153M | $291M | $0 | $1.7B | $1.2B |
| EBITDAEarnings before interest/tax | $36M | $129M | -$44M | $1.1B | $867M |
| Net IncomeAfter-tax profit | -$20M | $70M | -$154M | $491M | $388M |
| Free Cash FlowCash after capex | $7M | $50M | $62M | $892M | $714M |
| Gross MarginGross profit ÷ Revenue | +80.2% | +23.4% | — | +46.0% | +61.3% |
| Operating MarginEBIT ÷ Revenue | +2.7% | +14.7% | — | +27.4% | +18.1% |
| Net MarginNet income ÷ Revenue | -13.0% | +24.2% | — | +28.6% | +32.8% |
| FCF MarginFCF ÷ Revenue | +4.5% | +17.1% | — | +52.0% | +60.4% |
| Rev. Growth (YoY)Latest quarter vs prior year | -2.6% | +3.5% | -4.0% | +0.9% | -100.0% |
| EPS Growth (YoY)Latest quarter vs prior year | -5.3% | -36.4% | -6.6% | +147.8% | +11.1% |
Valuation Metrics
CLPR leads this category, winning 4 of 7 comparable metrics.
Valuation Metrics
At 23.7x trailing earnings, VRE trades at a 27% valuation discount to UDR's 32.7x P/E. Adjusting for growth (PEG ratio), UDR offers better value at 0.79x vs CPT's 1.26x — a lower PEG means you pay less per unit of expected earnings growth.
| Metric | |||||
|---|---|---|---|---|---|
| Market CapShares × price | $50M | $1.8B | $188M | $12.0B | $10.9B |
| Enterprise ValueMkt cap + debt − cash | $20M | $3.1B | -$624M | $18.2B | $14.8B |
| Trailing P/EPrice ÷ TTM EPS | -6.64x | 23.71x | -1.21x | 32.69x | 29.40x |
| Forward P/EPrice ÷ next-FY EPS est. | — | — | — | 66.06x | 67.94x |
| PEG RatioP/E ÷ EPS growth rate | — | — | — | 0.79x | 1.26x |
| EV / EBITDAEnterprise value multiple | 0.55x | 23.09x | — | 18.15x | 16.42x |
| Price / SalesMarket cap ÷ Revenue | 0.33x | 6.17x | — | 7.03x | 6.93x |
| Price / BookPrice ÷ Book value/share | — | 1.52x | 0.78x | 2.95x | 2.54x |
| Price / FCFMarket cap ÷ FCF | 2.23x | 32.39x | 3.03x | 19.61x | 28.22x |
Profitability & Efficiency
CPT leads this category, winning 5 of 9 comparable metrics.
Profitability & Efficiency
UDR delivers a 12.4% return on equity — every $100 of shareholder capital generates $12 in annual profit, vs $-19 for ELME. CPT carries lower financial leverage with a 0.88x debt-to-equity ratio, signaling a more conservative balance sheet compared to ELME's 2.18x. On the Piotroski fundamental quality scale (0–9), VRE scores 7/9 vs ELME's 4/9, reflecting strong financial health.
| Metric | |||||
|---|---|---|---|---|---|
| ROE (TTM)Return on equity | — | +5.6% | -18.9% | +12.4% | +8.7% |
| ROA (TTM)Return on assets | -1.6% | +2.5% | -8.3% | +4.7% | +4.3% |
| ROICReturn on invested capital | +0.6% | +1.3% | -15.3% | +2.3% | +2.6% |
| ROCEReturn on capital employed | +0.3% | +2.0% | -10.1% | +3.1% | +3.4% |
| Piotroski ScoreFundamental quality 0–9 | 4 | 7 | 4 | 7 | 7 |
| Debt / EquityFinancial leverage | — | 1.07x | 2.18x | 1.49x | 0.88x |
| Net DebtTotal debt minus cash | -$31M | $1.4B | -$812M | $6.2B | $3.9B |
| Cash & Equiv.Liquid assets | $31M | $14M | $1.3B | $37M | $25M |
| Total DebtShort + long-term debt | $0 | $1.4B | $520M | $6.2B | $3.9B |
| Interest CoverageEBIT ÷ Interest expense | — | 1.84x | -3.82x | — | 3.89x |
Total Returns (Dividends Reinvested)
VRE leads this category, winning 5 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in VRE five years ago would be worth $11,684 today (with dividends reinvested), compared to $5,757 for CLPR. Over the past 12 months, VRE leads with a +22.8% total return vs CLPR's -14.2%. The 3-year compound annual growth rate (CAGR) favors VRE at 6.7% vs CLPR's -8.3% — a key indicator of consistent wealth creation.
| Metric | |||||
|---|---|---|---|---|---|
| YTD ReturnYear-to-date | -9.7% | +28.4% | -4.2% | +3.0% | -4.6% |
| 1-Year ReturnPast 12 months | -14.2% | +22.8% | +8.1% | -9.5% | -9.0% |
| 3-Year ReturnCumulative with dividends | -23.0% | +21.5% | +13.3% | +1.9% | +5.0% |
| 5-Year ReturnCumulative with dividends | -42.4% | +16.8% | -15.3% | -2.6% | +0.8% |
| 10-Year ReturnCumulative with dividends | -50.9% | -12.8% | -11.6% | +38.8% | +66.8% |
| CAGR (3Y)Annualised 3-year return | -8.3% | +6.7% | +4.2% | +0.6% | +1.7% |
Risk & Volatility
VRE leads this category, winning 2 of 2 comparable metrics.
Risk & Volatility
VRE is the less volatile stock with a 0.22 beta — it tends to amplify market swings less than CLPR's 0.95 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. VRE currently trades 99.7% from its 52-week high vs ELME's 12.0% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | |||||
|---|---|---|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 0.95x | 0.22x | 0.47x | 0.39x | 0.36x |
| 52-Week HighHighest price in past year | $4.61 | $19.03 | $17.68 | $43.12 | $120.15 |
| 52-Week LowLowest price in past year | $2.83 | $13.69 | $1.98 | $32.94 | $96.53 |
| % of 52W HighCurrent price vs 52-week peak | +67.7% | +99.7% | +12.0% | +85.7% | +86.6% |
| RSI (14)Momentum oscillator 0–100 | 42.2 | 66.3 | 50.6 | 64.9 | 57.2 |
| Avg Volume (50D)Average daily shares traded | 70K | 1.2M | 1.2M | 3.2M | 1.0M |
Analyst Outlook
Evenly matched — ELME and UDR each lead in 1 of 2 comparable metrics.
Analyst Outlook
Analyst consensus: VRE as "Hold", ELME as "Hold", UDR as "Buy", CPT as "Hold". Consensus price targets imply 796.2% upside for ELME (target: $19) vs -26.2% for VRE (target: $14). For income investors, ELME offers the higher dividend yield at 34.11% vs VRE's 1.70%.
| Metric | |||||
|---|---|---|---|---|---|
| Analyst RatingConsensus buy/hold/sell | — | Hold | Hold | Buy | Hold |
| Price TargetConsensus 12-month target | — | $14.00 | $19.00 | $40.25 | $112.48 |
| # AnalystsCovering analysts | — | 12 | 8 | 38 | 41 |
| Dividend YieldAnnual dividend ÷ price | +13.9% | +1.7% | +34.1% | +4.6% | +4.1% |
| Dividend StreakConsecutive years of raises | 0 | 3 | 0 | 15 | 4 |
| Dividend / ShareAnnual DPS | $0.43 | $0.32 | $0.72 | $1.72 | $4.25 |
| Buyback YieldShare repurchases ÷ mkt cap | 0.0% | +0.0% | 0.0% | +1.0% | +2.5% |
VRE leads in 2 of 6 categories (Total Returns, Risk & Volatility). CLPR leads in 1 (Valuation Metrics). 2 tied.
CLPR vs VRE vs ELME vs UDR vs CPT: Key Questions Answered
10 questions · data-driven answers · updated daily
01Is CLPR or VRE or ELME or UDR or CPT a better buy right now?
For growth investors, Veris Residential, Inc.
(VRE) is the stronger pick with 6. 4% revenue growth year-over-year, versus -100. 0% for Elme Communities (ELME). Veris Residential, Inc. (VRE) offers the better valuation at 23. 7x trailing P/E, making it the more compelling value choice. Analysts rate UDR, Inc. (UDR) a "Buy" — based on 38 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which has the better valuation — CLPR or VRE or ELME or UDR or CPT?
On trailing P/E, Veris Residential, Inc.
(VRE) is the cheapest at 23. 7x versus UDR, Inc. at 32. 7x. On forward P/E, UDR, Inc. is actually cheaper at 66. 1x — notably different from the trailing picture, reflecting expected earnings growth. The PEG ratio (P/E divided by earnings growth rate) is the most growth-adjusted single valuation metric: UDR, Inc. wins at 1. 60x versus Camden Property Trust's 2. 91x — a reasonable growth-adjusted valuation.
03Which is the better long-term investment — CLPR or VRE or ELME or UDR or CPT?
Over the past 5 years, Veris Residential, Inc.
(VRE) delivered a total return of +16. 8%, compared to -42. 4% for Clipper Realty Inc. (CLPR). Over 10 years, the gap is even starker: CPT returned +66. 8% versus CLPR's -50. 9%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
04Which is safer — CLPR or VRE or ELME or UDR or CPT?
By beta (market sensitivity over 5 years), Veris Residential, Inc.
(VRE) is the lower-risk stock at 0. 22β versus Clipper Realty Inc. 's 0. 95β — meaning CLPR is approximately 329% more volatile than VRE relative to the S&P 500. On balance sheet safety, Camden Property Trust (CPT) carries a lower debt/equity ratio of 88% versus 2% for Elme Communities — giving it more financial flexibility in a downturn.
05Which is growing faster — CLPR or VRE or ELME or UDR or CPT?
By revenue growth (latest reported year), Veris Residential, Inc.
(VRE) is pulling ahead at 6. 4% versus -100. 0% for Elme Communities (ELME). On earnings-per-share growth, the picture is similar: Veris Residential, Inc. grew EPS 420. 0% year-over-year, compared to -1066. 7% for Elme Communities. Over a 3-year CAGR, VRE leads at 7. 3% annualised revenue growth. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
06Which has better profit margins — CLPR or VRE or ELME or UDR or CPT?
Veris Residential, Inc.
(VRE) is the more profitable company, earning 26. 1% net margin versus -13. 0% for Clipper Realty Inc. — meaning it keeps 26. 1% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: UDR leads at 18. 8% versus 0. 0% for ELME. At the gross margin level — before operating expenses — CLPR leads at 80. 2%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
07Is CLPR or VRE or ELME or UDR or CPT more undervalued right now?
The PEG ratio (forward P/E divided by expected earnings growth rate) is the most precise measure of undervaluation relative to growth potential.
By this metric, UDR, Inc. (UDR) is the more undervalued stock at a PEG of 1. 60x versus Camden Property Trust's 2. 91x. Both stocks trade at elevated growth-adjusted valuations, so expected growth needs to materialise. On forward earnings alone, UDR, Inc. (UDR) trades at 66. 1x forward P/E versus 67. 9x for Camden Property Trust — 1. 9x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for ELME: 796. 2% to $19. 00.
08Which pays a better dividend — CLPR or VRE or ELME or UDR or CPT?
All stocks in this comparison pay dividends.
Elme Communities (ELME) offers the highest yield at 34. 1%, versus 1. 7% for Veris Residential, Inc. (VRE).
09Is CLPR or VRE or ELME or UDR or CPT better for a retirement portfolio?
For long-horizon retirement investors, Veris Residential, Inc.
(VRE) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0. 22), 1. 7% yield). Both have compounded well over 10 years (VRE: -12. 8%, CLPR: -50. 9%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
10What are the main differences between CLPR and VRE and ELME and UDR and CPT?
Both stocks operate in the Real Estate sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both.
In terms of investment character: CLPR is a small-cap income-oriented stock; VRE is a small-cap quality compounder stock; ELME is a small-cap income-oriented stock; UDR is a mid-cap income-oriented stock; CPT is a mid-cap income-oriented stock. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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