CMTG vs GPMT

For growth investors, Granite Point Mortgage Trust Inc.

(GPMT) is the stronger pick with 187. 8% revenue growth year-over-year, versus 18. 2% for Claros Mortgage Trust, Inc. (CMTG). Analysts rate Claros Mortgage Trust, Inc. (CMTG) a "Hold" — based on 7 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.

Over the past 5 years, Claros Mortgage Trust, Inc.

(CMTG) delivered a total return of -63. 4%, compared to -65. 3% for Granite Point Mortgage Trust Inc. (GPMT). Over 10 years, the gap is even starker: GPMT returned -50. 0% versus CMTG's -63. 4%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.

By beta (market sensitivity over 5 years), Granite Point Mortgage Trust Inc.

(GPMT) is the lower-risk stock at 1. 44β versus Claros Mortgage Trust, Inc. 's 1. 52β — meaning CMTG is approximately 6% more volatile than GPMT relative to the S&P 500. On balance sheet safety, Claros Mortgage Trust, Inc. (CMTG) carries a lower debt/equity ratio of 2% versus 2% for Granite Point Mortgage Trust Inc. — giving it more financial flexibility in a downturn.

By revenue growth (latest reported year), Granite Point Mortgage Trust Inc.

(GPMT) is pulling ahead at 187. 8% versus 18. 2% for Claros Mortgage Trust, Inc. (CMTG). On earnings-per-share growth, the picture is similar: Granite Point Mortgage Trust Inc. grew EPS 73. 7% year-over-year, compared to -117. 5% for Claros Mortgage Trust, Inc.. Over a 3-year CAGR, GPMT leads at 22. 9% annualised revenue growth. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.

Granite Point Mortgage Trust Inc.

(GPMT) is the more profitable company, earning -28. 3% net margin versus -242. 5% for Claros Mortgage Trust, Inc. — meaning it keeps -28. 3% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: GPMT leads at 43. 6% versus -224. 8% for CMTG. At the gross margin level — before operating expenses — GPMT leads at 83. 0%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.

In this comparison, GPMT (14.

0% yield) pays a dividend. CMTG does not pay a meaningful dividend and should not be held primarily for income.

For long-horizon retirement investors, Granite Point Mortgage Trust Inc.

(GPMT) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (14. 0% yield). Claros Mortgage Trust, Inc. (CMTG) carries a higher beta of 1. 52 — meaning larger drawdowns in market downturns, which matters significantly when you cannot wait years for a recovery. Both have compounded well over 10 years (GPMT: -50. 0%, CMTG: -63. 4%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.

Both stocks operate in the Real Estate sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both.

GPMT pays a dividend while CMTG does not, making them suitable for different income and tax situations. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.