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CRVL vs MCRB
Revenue, margins, valuation, and 5-year total return — side by side.
Biotechnology
CRVL vs MCRB — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | ||
|---|---|---|
| Industry | Insurance - Brokers | Biotechnology |
| Market Cap | $2.98B | $74M |
| Revenue (TTM) | $941M | $1M |
| Net Income (TTM) | $106M | $-47M |
| Gross Margin | 24.2% | 16.0% |
| Operating Margin | 14.5% | -76.4% |
| Forward P/E | 33.4x | 12.1x |
| Total Debt | $28M | $83M |
| Cash & Equiv. | $171M | $46M |
CRVL vs MCRB — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
| Stock | May 20 | May 26 | Return |
|---|---|---|---|
| CorVel Corporation (CRVL) | 100 | 256.6 | +156.6% |
| Seres Therapeutics,… (MCRB) | 100 | 7.0 | -93.0% |
Price return only. Dividends and distributions are not included.
Quick Verdict: CRVL vs MCRB
Each card shows where this stock fits in a portfolio — not just who wins on paper.
CRVL carries the broadest edge in this set and is the clearest fit for income & stability and long-term compounding.
- Dividend streak 1 yrs, beta 0.48
- 267.5% 10Y total return vs MCRB's -98.5%
- Lower volatility, beta 0.48, Low D/E 8.7%, current ratio 1.90x
MCRB is the clearest fit if your priority is growth exposure.
- EPS growth 103.4%
- Lower P/E (12.1x vs 33.4x)
- -6.9% vs CRVL's -47.9%
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | 12.6% revenue growth vs MCRB's -153.7% | |
| Value | Lower P/E (12.1x vs 33.4x) | |
| Quality / Margins | 11.2% margin vs MCRB's -40.9% | |
| Stability / Safety | Beta 0.48 vs MCRB's 1.69, lower leverage | |
| Dividends | Tie | Neither stock pays a meaningful dividend |
| Momentum (1Y) | -6.9% vs CRVL's -47.9% | |
| Efficiency (ROA) | 16.4% ROA vs MCRB's -34.5%, ROIC 51.3% vs -90.3% |
CRVL vs MCRB — Revenue Breakdown by Segment
How each company's revenue is distributed across its business units
CRVL vs MCRB — Financial Metrics
Side-by-side numbers across 2 stocks — who leads on profitability, valuation, growth, and risk.
Income & Cash Flow (Last 12 Months)
CRVL leads this category, winning 5 of 5 comparable metrics.
Income & Cash Flow (Last 12 Months)
CRVL is the larger business by revenue, generating $941M annually — 820.8x MCRB's $1M. CRVL is the more profitable business, keeping 11.2% of every revenue dollar as net income compared to MCRB's -40.9%.
| Metric | ||
|---|---|---|
| RevenueTrailing 12 months | $941M | $1M |
| EBITDAEarnings before interest/tax | $168M | -$83M |
| Net IncomeAfter-tax profit | $106M | -$47M |
| Free Cash FlowCash after capex | $69M | -$42M |
| Gross MarginGross profit ÷ Revenue | +24.2% | +16.0% |
| Operating MarginEBIT ÷ Revenue | +14.5% | -76.4% |
| Net MarginNet income ÷ Revenue | +11.2% | -40.9% |
| FCF MarginFCF ÷ Revenue | +7.3% | -36.9% |
| Rev. Growth (YoY)Latest quarter vs prior year | +3.4% | — |
| EPS Growth (YoY)Latest quarter vs prior year | +2.2% | -155.5% |
Valuation Metrics
Evenly matched — CRVL and MCRB each lead in 2 of 4 comparable metrics.
Valuation Metrics
At 12.1x trailing earnings, MCRB trades at a 62% valuation discount to CRVL's 31.7x P/E.
| Metric | ||
|---|---|---|
| Market CapShares × price | $3.0B | $74M |
| Enterprise ValueMkt cap + debt − cash | $2.8B | $112M |
| Trailing P/EPrice ÷ TTM EPS | 31.73x | 12.06x |
| Forward P/EPrice ÷ next-FY EPS est. | 33.37x | — |
| PEG RatioP/E ÷ EPS growth rate | — | — |
| EV / EBITDAEnterprise value multiple | 18.88x | — |
| Price / SalesMarket cap ÷ Revenue | 3.33x | 94.25x |
| Price / BookPrice ÷ Book value/share | 9.38x | 1.55x |
| Price / FCFMarket cap ÷ FCF | 32.57x | 85.97x |
Profitability & Efficiency
CRVL leads this category, winning 8 of 8 comparable metrics.
Profitability & Efficiency
CRVL delivers a 28.1% return on equity — every $100 of shareholder capital generates $28 in annual profit, vs $-127 for MCRB. CRVL carries lower financial leverage with a 0.09x debt-to-equity ratio, signaling a more conservative balance sheet compared to MCRB's 1.88x. On the Piotroski fundamental quality scale (0–9), CRVL scores 8/9 vs MCRB's 7/9, reflecting strong financial health.
| Metric | ||
|---|---|---|
| ROE (TTM)Return on equity | +28.1% | -127.3% |
| ROA (TTM)Return on assets | +16.4% | -34.5% |
| ROICReturn on invested capital | +51.3% | -90.3% |
| ROCEReturn on capital employed | +39.5% | -86.4% |
| Piotroski ScoreFundamental quality 0–9 | 8 | 7 |
| Debt / EquityFinancial leverage | 0.09x | 1.88x |
| Net DebtTotal debt minus cash | -$143M | $37M |
| Cash & Equiv.Liquid assets | $171M | $46M |
| Total DebtShort + long-term debt | $28M | $83M |
| Interest CoverageEBIT ÷ Interest expense | — | — |
Total Returns (Dividends Reinvested)
CRVL leads this category, winning 5 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in CRVL five years ago would be worth $14,573 today (with dividends reinvested), compared to $186 for MCRB. Over the past 12 months, MCRB leads with a -6.9% total return vs CRVL's -47.9%. The 3-year compound annual growth rate (CAGR) favors CRVL at -5.9% vs MCRB's -58.9% — a key indicator of consistent wealth creation.
| Metric | ||
|---|---|---|
| YTD ReturnYear-to-date | -11.7% | -49.0% |
| 1-Year ReturnPast 12 months | -47.9% | -6.9% |
| 3-Year ReturnCumulative with dividends | -16.7% | -93.1% |
| 5-Year ReturnCumulative with dividends | +45.7% | -98.1% |
| 10-Year ReturnCumulative with dividends | +267.5% | -98.5% |
| CAGR (3Y)Annualised 3-year return | -5.9% | -58.9% |
Risk & Volatility
CRVL leads this category, winning 2 of 2 comparable metrics.
Risk & Volatility
CRVL is the less volatile stock with a 0.48 beta — it tends to amplify market swings less than MCRB's 1.69 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. CRVL currently trades 49.5% from its 52-week high vs MCRB's 25.8% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | ||
|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 0.48x | 1.69x |
| 52-Week HighHighest price in past year | $117.22 | $29.98 |
| 52-Week LowLowest price in past year | $44.83 | $6.53 |
| % of 52W HighCurrent price vs 52-week peak | +49.5% | +25.8% |
| RSI (14)Momentum oscillator 0–100 | 46.5 | 46.4 |
| Avg Volume (50D)Average daily shares traded | 203K | 50K |
Analyst Outlook
Insufficient data to determine a leader in this category.
Analyst Outlook
| Metric | ||
|---|---|---|
| Analyst RatingConsensus buy/hold/sell | — | Buy |
| Price TargetConsensus 12-month target | — | $1.25 |
| # AnalystsCovering analysts | — | 18 |
| Dividend YieldAnnual dividend ÷ price | — | — |
| Dividend StreakConsecutive years of raises | 1 | — |
| Dividend / ShareAnnual DPS | — | — |
| Buyback YieldShare repurchases ÷ mkt cap | +1.3% | 0.0% |
CRVL leads in 4 of 6 categories — strongest in Income & Cash Flow and Profitability & Efficiency. 1 category is tied.
CRVL vs MCRB: Frequently Asked Questions
9 questions · data-driven answers · updated daily
01Is CRVL or MCRB a better buy right now?
Seres Therapeutics, Inc.
(MCRB) offers the better valuation at 12. 1x trailing P/E, making it the more compelling value choice. Analysts rate Seres Therapeutics, Inc. (MCRB) a "Buy" — based on 18 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which has the better valuation — CRVL or MCRB?
On trailing P/E, Seres Therapeutics, Inc.
(MCRB) is the cheapest at 12. 1x versus CorVel Corporation at 31. 7x.
03Which is the better long-term investment — CRVL or MCRB?
Over the past 5 years, CorVel Corporation (CRVL) delivered a total return of +45.
7%, compared to -98. 1% for Seres Therapeutics, Inc. (MCRB). Over 10 years, the gap is even starker: CRVL returned +267. 5% versus MCRB's -98. 5%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
04Which is safer — CRVL or MCRB?
By beta (market sensitivity over 5 years), CorVel Corporation (CRVL) is the lower-risk stock at 0.
48β versus Seres Therapeutics, Inc. 's 1. 69β — meaning MCRB is approximately 254% more volatile than CRVL relative to the S&P 500. On balance sheet safety, CorVel Corporation (CRVL) carries a lower debt/equity ratio of 9% versus 188% for Seres Therapeutics, Inc. — giving it more financial flexibility in a downturn.
05Which is growing faster — CRVL or MCRB?
On earnings-per-share growth, the picture is similar: Seres Therapeutics, Inc.
grew EPS 103. 4% year-over-year, compared to 24. 5% for CorVel Corporation. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
06Which has better profit margins — CRVL or MCRB?
Seres Therapeutics, Inc.
(MCRB) is the more profitable company, earning 721. 9% net margin versus 10. 6% for CorVel Corporation — meaning it keeps 721. 9% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: CRVL leads at 13. 5% versus -119. 1% for MCRB. At the gross margin level — before operating expenses — CRVL leads at 23. 4%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
07Which pays a better dividend — CRVL or MCRB?
None of the stocks in this comparison currently pay a material dividend.
All are effectively zero-yield and should be held for capital appreciation rather than income.
08Is CRVL or MCRB better for a retirement portfolio?
For long-horizon retirement investors, CorVel Corporation (CRVL) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0.
48), +267. 5% 10Y return). Seres Therapeutics, Inc. (MCRB) carries a higher beta of 1. 69 — meaning larger drawdowns in market downturns, which matters significantly when you cannot wait years for a recovery. Both have compounded well over 10 years (CRVL: +267. 5%, MCRB: -98. 5%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
09What are the main differences between CRVL and MCRB?
These companies operate in different sectors (CRVL (Financial Services) and MCRB (Healthcare)), which means they face different economic cycles, regulatory environments, and macro sensitivities — making direct comparison nuanced.
In terms of investment character: CRVL is a small-cap quality compounder stock; MCRB is a small-cap deep-value stock. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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