CorVel Corporation (CRVL)
Valuation Overview•Is CorVel Corporation Overvalued or Undervalued?
Commands a premium valuation multiple over its peers, likely pricing in superior execution.
High-quality fundamentals with a strong composite quality score of 76/100, backed by robust profitability and solvency.
Wall Street forecasts a balanced outlook with consensus price targets near the current price.
Verdict: Solid fundamental quality, though profitability presents a headwind.
Wall Street sentiment is generally neutral. However, capital return yields remain modest, driven predominantly by aggressive share repurchases.
Returns capital exclusively via buybacks — no active dividend
CRVL demonstrates strong business quality with robust profitability and healthy margins (highlighted by a massive 59.4% ROIC). This is backed by a fortress balance sheet, holding significant net cash ($212M) and minimal debt risk.
The company demonstrates solid revenue growth (10.1% 3Y CAGR) paired with robust earnings compounding (19.3% EPS 3Y CAGR). Operating efficiency remains adequate with margins around 14.9%.
| Financial Metric | Trend (12Q) | Latest Qtr | 1Y Growth | 3Y CAGR | 5Y CAGR | 10Y CAGR |
|---|---|---|---|---|---|---|
| Revenue | $248.5M | +7.0% | +10.1% | +11.6% | +6.6% | |
| EBITDA | $39.7M | — | +9.3% | — | — | |
| Net Income | $31.0M | +16.0% | +18.5% | — | +14.5% | |
| EPS (Diluted) | $0.61 | +16.9% | +19.3% | -3.1% | +4.1% | |
| Free Cash Flow | $20.3M | +120348.9% | +999.0% | +327.6% | — |
| Metric | TTM | 3Y Avg | 5Y Avg | 10Y Avg |
|---|---|---|---|---|
| Gross Margin | 24.3% | 23.1% | 23.0% | 21.9% |
| Operating Margin | 14.9% | 13.5% | 13.0% | 11.4% |
| Net Margin | 11.5% | 10.6% | 10.2% | 8.8% |
| FCF Margin | 11.5% | 3841.5% | 2307.6% | 1158.1% |
| Quarter | EPS Est. | EPS Act. | Surprise | EPS | Rev |
|---|---|---|---|---|---|
| Q2'26Latest | — | $0.61 | — | ||
| Q1'26 | — | $0.47 | — | ||
| Q4'25 | — | $0.54 | — | ||
| Q3'25 | — | $0.52 | — | ||
| Q2'25 | — | $0.51 | — | ||
| Q4'24 | — | $0.45 | — | ||
| Q3'24 | — | $0.42 | — | ||
| Q2'24 | — | $0.37 | — |
Total return is -42.9% (1Y), lagging the benchmark by -67.9%
| Period | Total Return | vs S&P 500 (Alpha) | Dividend Contribution |
|---|---|---|---|
| YTD | -11.0% | -20.3% | — |
| 1Y | -42.9% | -67.9% | — |
| 3YCAGR | -3.6% | -23.3% | — |
| 5YCAGR | +7.6% | -4.9% | — |
| 10YCAGR | +14.3% | +1.0% | — |
The S&P 500 is at 31.3x trailing P/E — Expensive relative to historical averages.
Quick answers to common questions about CorVel Corporation (CRVL) valuation, health, and returns.
CorVel Corporation is estimated to be fair under our discounted cash flow framework. relative multiples indicate the stock is Expensive versus peers compared to industry peers. trading near fair value (DCF: $62.04)
CorVel Corporation has multiple valuation anchors: DCF Intrinsic Value: $62.04 | Peer Relative Fair Value: $26.21. A convergence of these signals offers higher conviction.
CorVel Corporation displays good financial health with a composite quality score of 76/100, supported by a Piotroski F-Score of 7/9, Return on Invested Capital (ROIC) of 59.4%.
CorVel Corporation returns capital via buybacks instead of dividends, carrying a 1.9% buyback yield and reducing outstanding shares by -0.8% in the last 12 months.
CorVel Corporation's current growth trajectory is Decelerating. The company achieved +7.0% 1Y revenue growth and +16.9% 1Y EPS growth, compared to its 3Y revenue CAGR of +10.1%.
Wall Street consensus is Hold based on 0 analysts. The consensus price target represents a N/A change from current levels.
Investment risks for CorVel Corporation include: -56.1% 1-year max drawdown. Volatility risk is characterized by a beta of 0.33x.
No. These computations are purely quantitative model outputs for informational purposes. They do not account for qualitative management shifts or macro events. Always consult a licensed RIA before buying or selling shares.
Disclaimer: This page is for informational purposes only and does not constitute financial advice. All valuation models, scores, and target estimates are automated computations under stated assumptions and should not be relied upon as the sole basis for any investment decision.