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5 / 10Stock Comparison
CRVL vs MGRC vs GBLI vs MCRB vs AMSF
Revenue, margins, valuation, and 5-year total return — side by side.
Rental & Leasing Services
Insurance - Property & Casualty
Biotechnology
Insurance - Specialty
CRVL vs MGRC vs GBLI vs MCRB vs AMSF — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | |||||
|---|---|---|---|---|---|
| Industry | Insurance - Brokers | Rental & Leasing Services | Insurance - Property & Casualty | Biotechnology | Insurance - Specialty |
| Market Cap | $2.98B | $2.81B | $392M | $74M | $569M |
| Revenue (TTM) | $941M | $947M | $451M | $1M | $325M |
| Net Income (TTM) | $106M | $155M | $34M | $-47M | $46M |
| Gross Margin | 24.2% | 45.9% | 37.7% | 16.0% | 47.6% |
| Operating Margin | 14.5% | 25.5% | 9.7% | -76.4% | 17.8% |
| Forward P/E | 33.4x | 17.7x | 9.7x | 12.1x | 14.4x |
| Total Debt | $28M | $528M | $8M | $83M | $491K |
| Cash & Equiv. | $171M | $295K | $66M | $46M | $62M |
CRVL vs MGRC vs GBLI vs MCRB vs AMSF — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
| Stock | May 20 | May 26 | Return |
|---|---|---|---|
| CorVel Corporation (CRVL) | 100 | 256.6 | +156.6% |
| McGrath RentCorp (MGRC) | 100 | 205.0 | +105.0% |
| Global Indemnity Gr… (GBLI) | 100 | 112.5 | +12.5% |
| Seres Therapeutics,… (MCRB) | 100 | 7.0 | -93.0% |
| AMERISAFE, Inc. (AMSF) | 100 | 49.4 | -50.6% |
Price return only. Dividends and distributions are not included.
Quick Verdict: CRVL vs MGRC vs GBLI vs MCRB vs AMSF
Each card shows where this stock fits in a portfolio — not just who wins on paper.
CRVL has the current edge in this matchup, primarily because of its strength in growth exposure.
- Rev growth 12.6%, EPS growth 24.5%, 3Y rev CAGR 11.5%
- 12.6% revenue growth vs MCRB's -153.7%
- 16.4% ROA vs MCRB's -34.5%, ROIC 51.3% vs -90.3%
MGRC is the #2 pick in this set and the best alternative if long-term compounding is your priority.
- 401.5% 10Y total return vs CRVL's 267.5%
- 16.4% margin vs MCRB's -40.9%
- +6.3% vs CRVL's -47.9%
GBLI ranks third and is worth considering specifically for income & stability and sleep-well-at-night.
- Dividend streak 0 yrs, beta 0.14, yield 5.1%
- Lower volatility, beta 0.14, Low D/E 1.2%, current ratio 1.35x
- Beta 0.14, yield 5.1%, current ratio 1.35x
- Lower P/E (9.7x vs 14.4x)
Among these 5 stocks, MCRB doesn't own a clear edge in any measured category.
AMSF is the clearest fit if your priority is dividends.
- 8.4% yield, vs MGRC's 1.7%, (2 stocks pay no dividend)
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | 12.6% revenue growth vs MCRB's -153.7% | |
| Value | Lower P/E (9.7x vs 14.4x) | |
| Quality / Margins | 16.4% margin vs MCRB's -40.9% | |
| Stability / Safety | Beta 0.14 vs MCRB's 1.69, lower leverage | |
| Dividends | 8.4% yield, vs MGRC's 1.7%, (2 stocks pay no dividend) | |
| Momentum (1Y) | +6.3% vs CRVL's -47.9% | |
| Efficiency (ROA) | 16.4% ROA vs MCRB's -34.5%, ROIC 51.3% vs -90.3% |
CRVL vs MGRC vs GBLI vs MCRB vs AMSF — Revenue Breakdown by Segment
How each company's revenue is distributed across its business units
Segment breakdown not available.
CRVL vs MGRC vs GBLI vs MCRB vs AMSF — Financial Metrics
Side-by-side numbers across 5 stocks — who leads on profitability, valuation, growth, and risk.
Who Leads Where
MGRC leads in 2 of 6 categories
GBLI leads 1 • CRVL leads 1 • MCRB leads 0 • AMSF leads 0 • 2 tied
Explore the data ↓Income & Cash Flow (Last 12 Months)
MGRC leads this category, winning 3 of 6 comparable metrics.
Income & Cash Flow (Last 12 Months)
MGRC is the larger business by revenue, generating $947M annually — 825.9x MCRB's $1M. MGRC is the more profitable business, keeping 16.4% of every revenue dollar as net income compared to MCRB's -40.9%. On growth, AMSF holds the edge at +10.3% YoY revenue growth, suggesting stronger near-term business momentum.
| Metric | |||||
|---|---|---|---|---|---|
| RevenueTrailing 12 months | $941M | $947M | $451M | $1M | $325M |
| EBITDAEarnings before interest/tax | $168M | $350M | $48M | -$83M | $58M |
| Net IncomeAfter-tax profit | $106M | $155M | $34M | -$47M | $46M |
| Free Cash FlowCash after capex | $69M | $196M | $7M | -$42M | $8M |
| Gross MarginGross profit ÷ Revenue | +24.2% | +45.9% | +37.7% | +16.0% | +47.6% |
| Operating MarginEBIT ÷ Revenue | +14.5% | +25.5% | +9.7% | -76.4% | +17.8% |
| Net MarginNet income ÷ Revenue | +11.2% | +16.4% | +7.4% | -40.9% | +14.3% |
| FCF MarginFCF ÷ Revenue | +7.3% | +20.7% | +1.5% | -36.9% | +2.5% |
| Rev. Growth (YoY)Latest quarter vs prior year | +3.4% | +1.6% | +0.5% | — | +10.3% |
| EPS Growth (YoY)Latest quarter vs prior year | +2.2% | -4.3% | +196.7% | -155.5% | -8.5% |
Valuation Metrics
GBLI leads this category, winning 3 of 6 comparable metrics.
Valuation Metrics
At 12.1x trailing earnings, MCRB trades at a 62% valuation discount to CRVL's 31.7x P/E. On an enterprise value basis, AMSF's 8.5x EV/EBITDA is more attractive than CRVL's 18.9x.
| Metric | |||||
|---|---|---|---|---|---|
| Market CapShares × price | $3.0B | $2.8B | $392M | $74M | $569M |
| Enterprise ValueMkt cap + debt − cash | $2.8B | $3.3B | $335M | $112M | $508M |
| Trailing P/EPrice ÷ TTM EPS | 31.73x | 18.00x | 15.60x | 12.06x | 12.27x |
| Forward P/EPrice ÷ next-FY EPS est. | 33.37x | 17.66x | 9.71x | — | 14.42x |
| PEG RatioP/E ÷ EPS growth rate | — | 2.04x | — | — | — |
| EV / EBITDAEnterprise value multiple | 18.88x | 9.50x | 8.59x | — | 8.53x |
| Price / SalesMarket cap ÷ Revenue | 3.33x | 2.97x | 0.87x | 94.25x | 1.80x |
| Price / BookPrice ÷ Book value/share | 9.38x | 2.28x | 0.55x | 1.55x | 2.30x |
| Price / FCFMarket cap ÷ FCF | 32.57x | 13.29x | 43.22x | 85.97x | 63.83x |
Profitability & Efficiency
CRVL leads this category, winning 6 of 9 comparable metrics.
Profitability & Efficiency
CRVL delivers a 28.1% return on equity — every $100 of shareholder capital generates $28 in annual profit, vs $-127 for MCRB. AMSF carries lower financial leverage with a 0.00x debt-to-equity ratio, signaling a more conservative balance sheet compared to MCRB's 1.88x. On the Piotroski fundamental quality scale (0–9), CRVL scores 8/9 vs GBLI's 5/9, reflecting strong financial health.
| Metric | |||||
|---|---|---|---|---|---|
| ROE (TTM)Return on equity | +28.1% | +12.8% | +0.0% | -127.3% | +9.7% |
| ROA (TTM)Return on assets | +16.4% | +6.6% | +0.0% | -34.5% | +5.6% |
| ROICReturn on invested capital | +51.3% | +10.5% | +3.8% | -90.3% | +21.9% |
| ROCEReturn on capital employed | +39.5% | +11.3% | +4.4% | -86.4% | +16.8% |
| Piotroski ScoreFundamental quality 0–9 | 8 | 6 | 5 | 7 | 7 |
| Debt / EquityFinancial leverage | 0.09x | 0.43x | 0.01x | 1.88x | 0.00x |
| Net DebtTotal debt minus cash | -$143M | $528M | -$57M | $37M | -$61M |
| Cash & Equiv.Liquid assets | $171M | $295,000 | $66M | $46M | $62M |
| Total DebtShort + long-term debt | $28M | $528M | $8M | $83M | $491,000 |
| Interest CoverageEBIT ÷ Interest expense | — | 8.35x | 16.91x | — | — |
Total Returns (Dividends Reinvested)
MGRC leads this category, winning 6 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in MGRC five years ago would be worth $14,905 today (with dividends reinvested), compared to $186 for MCRB. Over the past 12 months, MGRC leads with a +6.3% total return vs CRVL's -47.9%. The 3-year compound annual growth rate (CAGR) favors MGRC at 9.9% vs MCRB's -58.9% — a key indicator of consistent wealth creation.
| Metric | |||||
|---|---|---|---|---|---|
| YTD ReturnYear-to-date | -11.7% | +9.6% | -3.8% | -49.0% | -18.3% |
| 1-Year ReturnPast 12 months | -47.9% | +6.3% | +3.7% | -6.9% | -29.2% |
| 3-Year ReturnCumulative with dividends | -16.7% | +32.7% | +11.6% | -93.1% | -24.8% |
| 5-Year ReturnCumulative with dividends | +45.7% | +49.0% | +12.5% | -98.1% | -18.9% |
| 10-Year ReturnCumulative with dividends | +267.5% | +401.5% | +17.7% | -98.5% | +31.8% |
| CAGR (3Y)Annualised 3-year return | -5.9% | +9.9% | +3.7% | -58.9% | -9.1% |
Risk & Volatility
Evenly matched — MGRC and GBLI each lead in 1 of 2 comparable metrics.
Risk & Volatility
GBLI is the less volatile stock with a 0.14 beta — it tends to amplify market swings less than MCRB's 1.69 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. MGRC currently trades 89.0% from its 52-week high vs MCRB's 25.8% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | |||||
|---|---|---|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 0.48x | 0.87x | 0.14x | 1.69x | 0.23x |
| 52-Week HighHighest price in past year | $117.22 | $128.41 | $34.00 | $29.98 | $48.54 |
| 52-Week LowLowest price in past year | $44.83 | $94.99 | $25.63 | $6.53 | $29.42 |
| % of 52W HighCurrent price vs 52-week peak | +49.5% | +89.0% | +80.3% | +25.8% | +62.4% |
| RSI (14)Momentum oscillator 0–100 | 46.5 | 50.3 | 41.5 | 46.4 | 34.2 |
| Avg Volume (50D)Average daily shares traded | 203K | 213K | 3K | 50K | 212K |
Analyst Outlook
Evenly matched — MGRC and AMSF each lead in 1 of 2 comparable metrics.
Analyst Outlook
Analyst consensus: MGRC as "Buy", MCRB as "Buy", AMSF as "Buy". Consensus price targets imply 46.9% upside for AMSF (target: $45) vs -83.8% for MCRB (target: $1). For income investors, AMSF offers the higher dividend yield at 8.41% vs MGRC's 1.70%.
| Metric | |||||
|---|---|---|---|---|---|
| Analyst RatingConsensus buy/hold/sell | — | Buy | — | Buy | Buy |
| Price TargetConsensus 12-month target | — | $140.00 | — | $1.25 | $44.50 |
| # AnalystsCovering analysts | — | 5 | — | 18 | 6 |
| Dividend YieldAnnual dividend ÷ price | — | +1.7% | +5.1% | — | +8.4% |
| Dividend StreakConsecutive years of raises | 1 | 36 | 0 | — | 0 |
| Dividend / ShareAnnual DPS | — | $1.94 | $1.40 | — | $2.55 |
| Buyback YieldShare repurchases ÷ mkt cap | +1.3% | 0.0% | 0.0% | 0.0% | +2.1% |
MGRC leads in 2 of 6 categories (Income & Cash Flow, Total Returns). GBLI leads in 1 (Valuation Metrics). 2 tied.
CRVL vs MGRC vs GBLI vs MCRB vs AMSF: Key Questions Answered
10 questions · data-driven answers · updated daily
01Is CRVL or MGRC or GBLI or MCRB or AMSF a better buy right now?
For growth investors, CorVel Corporation (CRVL) is the stronger pick with 12.
6% revenue growth year-over-year, versus 2. 0% for Global Indemnity Group, LLC (GBLI). Seres Therapeutics, Inc. (MCRB) offers the better valuation at 12. 1x trailing P/E, making it the more compelling value choice. Analysts rate McGrath RentCorp (MGRC) a "Buy" — based on 5 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which has the better valuation — CRVL or MGRC or GBLI or MCRB or AMSF?
On trailing P/E, Seres Therapeutics, Inc.
(MCRB) is the cheapest at 12. 1x versus CorVel Corporation at 31. 7x. On forward P/E, Global Indemnity Group, LLC is actually cheaper at 9. 7x — notably different from the trailing picture, reflecting expected earnings growth.
03Which is the better long-term investment — CRVL or MGRC or GBLI or MCRB or AMSF?
Over the past 5 years, McGrath RentCorp (MGRC) delivered a total return of +49.
0%, compared to -98. 1% for Seres Therapeutics, Inc. (MCRB). Over 10 years, the gap is even starker: MGRC returned +401. 5% versus MCRB's -98. 5%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
04Which is safer — CRVL or MGRC or GBLI or MCRB or AMSF?
By beta (market sensitivity over 5 years), Global Indemnity Group, LLC (GBLI) is the lower-risk stock at 0.
14β versus Seres Therapeutics, Inc. 's 1. 69β — meaning MCRB is approximately 1126% more volatile than GBLI relative to the S&P 500. On balance sheet safety, AMERISAFE, Inc. (AMSF) carries a lower debt/equity ratio of 0% versus 188% for Seres Therapeutics, Inc. — giving it more financial flexibility in a downturn.
05Which is growing faster — CRVL or MGRC or GBLI or MCRB or AMSF?
By revenue growth (latest reported year), CorVel Corporation (CRVL) is pulling ahead at 12.
6% versus 2. 0% for Global Indemnity Group, LLC (GBLI). On earnings-per-share growth, the picture is similar: Seres Therapeutics, Inc. grew EPS 103. 4% year-over-year, compared to -43. 9% for Global Indemnity Group, LLC. Over a 3-year CAGR, MGRC leads at 14. 1% annualised revenue growth. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
06Which has better profit margins — CRVL or MGRC or GBLI or MCRB or AMSF?
Seres Therapeutics, Inc.
(MCRB) is the more profitable company, earning 721. 9% net margin versus 5. 6% for Global Indemnity Group, LLC — meaning it keeps 721. 9% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: MGRC leads at 25. 9% versus -119. 1% for MCRB. At the gross margin level — before operating expenses — GBLI leads at 49. 3%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
07Is CRVL or MGRC or GBLI or MCRB or AMSF more undervalued right now?
On forward earnings alone, Global Indemnity Group, LLC (GBLI) trades at 9.
7x forward P/E versus 33. 4x for CorVel Corporation — 23. 7x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for AMSF: 46. 9% to $44. 50.
08Which pays a better dividend — CRVL or MGRC or GBLI or MCRB or AMSF?
In this comparison, AMSF (8.
4% yield), GBLI (5. 1% yield), MGRC (1. 7% yield) pay a dividend. CRVL, MCRB do not pay a meaningful dividend and should not be held primarily for income.
09Is CRVL or MGRC or GBLI or MCRB or AMSF better for a retirement portfolio?
For long-horizon retirement investors, Global Indemnity Group, LLC (GBLI) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0.
14), 5. 1% yield). Seres Therapeutics, Inc. (MCRB) carries a higher beta of 1. 69 — meaning larger drawdowns in market downturns, which matters significantly when you cannot wait years for a recovery. Both have compounded well over 10 years (GBLI: +17. 7%, MCRB: -98. 5%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
10What are the main differences between CRVL and MGRC and GBLI and MCRB and AMSF?
These companies operate in different sectors (CRVL (Financial Services) and MGRC (Industrials) and GBLI (Financial Services) and MCRB (Healthcare) and AMSF (Financial Services)), which means they face different economic cycles, regulatory environments, and macro sensitivities — making direct comparison nuanced.
In terms of investment character: CRVL is a small-cap quality compounder stock; MGRC is a small-cap quality compounder stock; GBLI is a small-cap deep-value stock; MCRB is a small-cap deep-value stock; AMSF is a small-cap deep-value stock. MGRC, GBLI, AMSF pay a dividend while CRVL, MCRB do not, making them suitable for different income and tax situations. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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