DOX vs CNXC vs TTEC vs EPAM vs CTSH

For growth investors, EPAM Systems, Inc.

(EPAM) is the stronger pick with 15. 4% revenue growth year-over-year, versus -9. 4% for Amdocs Limited (DOX). Cognizant Technology Solutions Corporation (CTSH) offers the better valuation at 11. 4x trailing P/E (9. 1x forward), making it the more compelling value choice. Analysts rate Amdocs Limited (DOX) a "Buy" — based on 11 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.

On trailing P/E, Cognizant Technology Solutions Corporation (CTSH) is the cheapest at 11.

4x versus EPAM Systems, Inc. at 14. 8x. On forward P/E, Concentrix Corporation is actually cheaper at 2. 1x — notably different from the trailing picture, reflecting expected earnings growth. The PEG ratio (P/E divided by earnings growth rate) is the most growth-adjusted single valuation metric: Cognizant Technology Solutions Corporation wins at 0. 75x versus EPAM Systems, Inc. 's 2. 07x — a PEG below 1. 0 traditionally signals the market is underpricing earnings growth.

Over the past 5 years, Amdocs Limited (DOX) delivered a total return of -4.

8%, compared to -94. 8% for TTEC Holdings, Inc. (TTEC). Over 10 years, the gap is even starker: EPAM returned +41. 5% versus TTEC's -63. 1%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.

By beta (market sensitivity over 5 years), Amdocs Limited (DOX) is the lower-risk stock at 0.

53β versus TTEC Holdings, Inc. 's 1. 83β — meaning TTEC is approximately 244% more volatile than DOX relative to the S&P 500. On balance sheet safety, EPAM Systems, Inc. (EPAM) carries a lower debt/equity ratio of 4% versus 9% for TTEC Holdings, Inc. — giving it more financial flexibility in a downturn.

By revenue growth (latest reported year), EPAM Systems, Inc.

(EPAM) is pulling ahead at 15. 4% versus -9. 4% for Amdocs Limited (DOX). On earnings-per-share growth, the picture is similar: TTEC Holdings, Inc. grew EPS 40. 8% year-over-year, compared to -648. 8% for Concentrix Corporation. Over a 3-year CAGR, CNXC leads at 15. 8% annualised revenue growth. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.

Amdocs Limited (DOX) is the more profitable company, earning 12.

5% net margin versus -13. 0% for Concentrix Corporation — meaning it keeps 12. 5% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: DOX leads at 18. 2% versus 4. 5% for TTEC. At the gross margin level — before operating expenses — DOX leads at 36. 6%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.

The PEG ratio (forward P/E divided by expected earnings growth rate) is the most precise measure of undervaluation relative to growth potential.

By this metric, Cognizant Technology Solutions Corporation (CTSH) is the more undervalued stock at a PEG of 0. 75x versus EPAM Systems, Inc. 's 2. 07x. A PEG below 1. 0 is traditionally considered the threshold for growth-adjusted undervaluation. On forward earnings alone, Concentrix Corporation (CNXC) trades at 2. 1x forward P/E versus 9. 1x for Cognizant Technology Solutions Corporation — 7. 0x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for TTEC: 1160. 9% to $34. 17.

In this comparison, CNXC (5.

9% yield), DOX (3. 1% yield), CTSH (2. 4% yield) pay a dividend. TTEC, EPAM do not pay a meaningful dividend and should not be held primarily for income.

For long-horizon retirement investors, Amdocs Limited (DOX) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0.

53), 3. 1% yield). TTEC Holdings, Inc. (TTEC) carries a higher beta of 1. 83 — meaning larger drawdowns in market downturns, which matters significantly when you cannot wait years for a recovery. Both have compounded well over 10 years (DOX: +34. 1%, TTEC: -63. 1%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.

Both stocks operate in the Technology sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both.

In terms of investment character: DOX is a small-cap deep-value stock; CNXC is a small-cap income-oriented stock; TTEC is a small-cap quality compounder stock; EPAM is a small-cap high-growth stock; CTSH is a mid-cap deep-value stock. DOX, CNXC, CTSH pay a dividend while TTEC, EPAM do not, making them suitable for different income and tax situations. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.