EVTC vs FIS vs JKHY vs WEX

For growth investors, EVERTEC, Inc.

(EVTC) is the stronger pick with 10. 2% revenue growth year-over-year, versus 1. 2% for WEX Inc. (WEX). EVERTEC, Inc. (EVTC) offers the better valuation at 10. 9x trailing P/E (6. 1x forward), making it the more compelling value choice. Analysts rate EVERTEC, Inc. (EVTC) a "Buy" — based on 18 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.

On trailing P/E, EVERTEC, Inc.

(EVTC) is the cheapest at 10. 9x versus Fidelity National Information Services, Inc. at 58. 0x. On forward P/E, EVERTEC, Inc. is actually cheaper at 6. 1x. The PEG ratio (P/E divided by earnings growth rate) is the most growth-adjusted single valuation metric: Fidelity National Information Services, Inc. wins at 0. 28x versus Jack Henry & Associates, Inc. 's 2. 11x — a PEG below 1. 0 traditionally signals the market is underpricing earnings growth.

Over the past 5 years, Jack Henry & Associates, Inc.

(JKHY) delivered a total return of -1. 6%, compared to -65. 1% for Fidelity National Information Services, Inc. (FIS). Over 10 years, the gap is even starker: JKHY returned +94. 7% versus FIS's -18. 4%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.

By beta (market sensitivity over 5 years), Jack Henry & Associates, Inc.

(JKHY) is the lower-risk stock at 0. 21β versus WEX Inc. 's 1. 07β — meaning WEX is approximately 401% more volatile than JKHY relative to the S&P 500. On balance sheet safety, Fidelity National Information Services, Inc. (FIS) carries a lower debt/equity ratio of 29% versus 4% for WEX Inc. — giving it more financial flexibility in a downturn.

By revenue growth (latest reported year), EVERTEC, Inc.

(EVTC) is pulling ahead at 10. 2% versus 1. 2% for WEX Inc. (WEX). On earnings-per-share growth, the picture is similar: EVERTEC, Inc. grew EPS 27. 2% year-over-year, compared to -47. 2% for Fidelity National Information Services, Inc.. Over a 3-year CAGR, EVTC leads at 14. 6% annualised revenue growth. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.

Jack Henry & Associates, Inc.

(JKHY) is the more profitable company, earning 19. 2% net margin versus 3. 6% for Fidelity National Information Services, Inc. — meaning it keeps 19. 2% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: WEX leads at 25. 4% versus 16. 5% for FIS. At the gross margin level — before operating expenses — WEX leads at 54. 9%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.

The PEG ratio (forward P/E divided by expected earnings growth rate) is the most precise measure of undervaluation relative to growth potential.

By this metric, Fidelity National Information Services, Inc. (FIS) is the more undervalued stock at a PEG of 0. 28x versus Jack Henry & Associates, Inc. 's 2. 11x. A PEG below 1. 0 is traditionally considered the threshold for growth-adjusted undervaluation. On forward earnings alone, EVERTEC, Inc. (EVTC) trades at 6. 1x forward P/E versus 21. 3x for Jack Henry & Associates, Inc. — 15. 2x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for FIS: 54. 3% to $67. 14.

In this comparison, FIS (3.

8% yield), JKHY (1. 5% yield), EVTC (0. 8% yield) pay a dividend. WEX does not pay a meaningful dividend and should not be held primarily for income.

For long-horizon retirement investors, Jack Henry & Associates, Inc.

(JKHY) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0. 21), 1. 5% yield). Both have compounded well over 10 years (JKHY: +94. 7%, WEX: +58. 0%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.

Both stocks operate in the Technology sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both.

In terms of investment character: EVTC is a small-cap deep-value stock; FIS is a mid-cap income-oriented stock; JKHY is a mid-cap quality compounder stock; WEX is a small-cap deep-value stock. EVTC, FIS, JKHY pay a dividend while WEX does not, making them suitable for different income and tax situations. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.