FIHL
Fidelis Insurance Holdings Limited
Insurance - Diversified
Market Cap$2.35B
5Y Perf.+53.9%
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Stock Comparison
FIHL vs GLRE
Revenue, margins, valuation, and 5-year total return — side by side.
GLRE
Greenlight Capital Re, Ltd.
Insurance - Reinsurance
Market Cap$590M
5Y Perf.+69.0%
FIHL vs GLRE — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | FIHL | GLRE |
|---|---|---|
| Industry | Insurance - Diversified | Insurance - Reinsurance |
| Market Cap | $2.35B | $590M |
| Revenue (TTM) | $2.50B | $706M |
| Net Income (TTM) | $-15M | $81M |
| Gross Margin | 36.8% | 38.9% |
| Operating Margin | -0.3% | 6.7% |
| Forward P/E | 6.3x | 8.9x |
| Total Debt | $449M | $5M |
| Cash & Equiv. | $743M | $112M |
FIHL vs GLRE — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
FIHL
GLRE
| Stock | Jun 23 | May 26 | Return |
|---|---|---|---|
| Fidelis Insurance H… (FIHL) | 100 | 153.9 | +53.9% |
| Greenlight Capital … (GLRE) | 100 | 169.0 | +69.0% |
Price return only. Dividends and distributions are not included.
Quick Verdict: FIHL vs GLRE
Each card shows where this stock fits in a portfolio — not just who wins on paper.
Bottom line: GLRE leads in 5 of 7 categories, making it the strongest pick for growth and revenue expansion and profitability and margin quality. Fidelis Insurance Holdings Limited is the stronger pick specifically for valuation and capital efficiency and dividend income and shareholder returns. As sector peers, any of these can serve as alternatives in the same allocation.
FIHL
Fidelis Insurance Holdings Limited
The Insurance Pick
FIHL is the clearest fit if your priority is income & stability and long-term compounding.
- Dividend streak 1 yrs, beta 0.48, yield 1.9%
- 71.0% 10Y total return vs GLRE's -16.4%
- Lower P/E (6.3x vs 8.9x)
Best for: income & stability and long-term compounding
GLRE
Greenlight Capital Re, Ltd.
The Insurance Pick
GLRE carries the broadest edge in this set and is the clearest fit for growth exposure and sleep-well-at-night.
- Rev growth 7.5%, EPS growth 75.0%, 3Y rev CAGR 13.4%
- Lower volatility, beta 0.40, Low D/E 0.7%, current ratio 0.99x
- Beta 0.40, current ratio 0.99x
Best for: growth exposure and sleep-well-at-night
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | GLRE | 7.5% revenue growth vs FIHL's -32.6% |
| Value | FIHL | Lower P/E (6.3x vs 8.9x) |
| Quality / Margins | GLRE | Combined ratio 0.9 vs FIHL's 0.9 (lower = better underwriting) |
| Stability / Safety | GLRE | Beta 0.40 vs FIHL's 0.48, lower leverage |
| Dividends | FIHL | 1.9% yield; 1-year raise streak; the other pay no meaningful dividend |
| Momentum (1Y) | GLRE | +32.4% vs FIHL's +29.2% |
| Efficiency (ROA) | GLRE | 3.8% ROA vs FIHL's -0.1%, ROIC 9.5% vs 4.7% |
FIHL vs GLRE — Revenue Breakdown by Segment
How each company's revenue is distributed across its business units
FY 2024
Segment breakdown not available.
FIHL vs GLRE — Financial Metrics
Side-by-side numbers across 2 stocks — who leads on profitability, valuation, growth, and risk.
BEST OVERALLGLRELAGGINGFIHL
FIHLFidelis Insurance Hol…
0leads
GLREGreenlight Capital Re…
4leads
6 Total Categories
CATEGORYLEADERvs FIHLMETRICS WON
Income & Cash FlowRevenue, margins, and cash flow strength
GLRE5/6
Valuation MetricsMultiples, price ratios, and targets
GLRE5/6
Profitability & EfficiencyROE, ROIC, leverage, and quality scores
GLRE8/9
Total Returns1Y, 3Y, 5Y total returns with dividends
GLRE5/6
Risk & VolatilityBeta, volatility, and downside exposure
Tied
—
Analyst OutlookRatings, price targets, and dividends
—
—
Income & Cash Flow (Last 12 Months)
GLRE leads this category, winning 5 of 6 comparable metrics.
Income & Cash Flow (Last 12 Months)
FIHL is the larger business by revenue, generating $2.5B annually — 3.5x GLRE's $706M. GLRE is the more profitable business, keeping 11.5% of every revenue dollar as net income compared to FIHL's -0.6%. On growth, GLRE holds the edge at +5.6% YoY revenue growth, suggesting stronger near-term business momentum.
| Metric | FIHLFidelis Insurance… | GLREGreenlight Capita… |
|---|---|---|
| RevenueTrailing 12 months | $2.5B | $706M |
| EBITDAEarnings before interest/tax | $34M | $51M |
| Net IncomeAfter-tax profit | -$15M | $81M |
| Free Cash FlowCash after capex | -$513M | $237M |
| Gross MarginGross profit ÷ Revenue | +36.8% | +38.9% |
| Operating MarginEBIT ÷ Revenue | -0.3% | +6.7% |
| Net MarginNet income ÷ Revenue | -0.6% | +11.5% |
| FCF MarginFCF ÷ Revenue | -20.5% | +33.6% |
| Rev. Growth (YoY)Latest quarter vs prior year | -4.6% | +5.6% |
| EPS Growth (YoY)Latest quarter vs prior year | +40.9% | +22.1% |
GLRE leads this category, winning 5 of 6 comparable metrics.
Valuation Metrics
GLRE leads this category, winning 5 of 6 comparable metrics.
Valuation Metrics
At 8.2x trailing earnings, GLRE trades at a 62% valuation discount to FIHL's 21.4x P/E. On an enterprise value basis, GLRE's 5.8x EV/EBITDA is more attractive than FIHL's 16.8x.
| Metric | FIHLFidelis Insurance… | GLREGreenlight Capita… |
|---|---|---|
| Market CapShares × price | $2.3B | $590M |
| Enterprise ValueMkt cap + debt − cash | $2.1B | $483M |
| Trailing P/EPrice ÷ TTM EPS | 21.44x | 8.20x |
| Forward P/EPrice ÷ next-FY EPS est. | 6.32x | 8.88x |
| PEG RatioP/E ÷ EPS growth rate | — | 0.10x |
| EV / EBITDAEnterprise value multiple | 16.78x | 5.82x |
| Price / SalesMarket cap ÷ Revenue | 0.97x | 0.85x |
| Price / BookPrice ÷ Book value/share | 0.99x | 0.87x |
| Price / FCFMarket cap ÷ FCF | 3.83x | 2.81x |
GLRE leads this category, winning 5 of 6 comparable metrics.
Profitability & Efficiency
GLRE leads this category, winning 8 of 9 comparable metrics.
Profitability & Efficiency
GLRE delivers a 11.7% return on equity — every $100 of shareholder capital generates $12 in annual profit, vs $-1 for FIHL. GLRE carries lower financial leverage with a 0.01x debt-to-equity ratio, signaling a more conservative balance sheet compared to FIHL's 0.18x. On the Piotroski fundamental quality scale (0–9), GLRE scores 7/9 vs FIHL's 4/9, reflecting strong financial health.
| Metric | FIHLFidelis Insurance… | GLREGreenlight Capita… |
|---|---|---|
| ROE (TTM)Return on equity | -0.6% | +11.7% |
| ROA (TTM)Return on assets | -0.1% | +3.8% |
| ROICReturn on invested capital | +4.7% | +9.5% |
| ROCEReturn on capital employed | +1.3% | +6.0% |
| Piotroski ScoreFundamental quality 0–9 | 4 | 7 |
| Debt / EquityFinancial leverage | 0.18x | 0.01x |
| Net DebtTotal debt minus cash | -$294M | -$107M |
| Cash & Equiv.Liquid assets | $743M | $112M |
| Total DebtShort + long-term debt | $449M | $5M |
| Interest CoverageEBIT ÷ Interest expense | 0.83x | 15.78x |
GLRE leads this category, winning 8 of 9 comparable metrics.
Total Returns (Dividends Reinvested)
GLRE leads this category, winning 5 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in GLRE five years ago would be worth $19,911 today (with dividends reinvested), compared to $17,101 for FIHL. Over the past 12 months, GLRE leads with a +32.4% total return vs FIHL's +29.2%. The 3-year compound annual growth rate (CAGR) favors GLRE at 20.5% vs FIHL's 19.6% — a key indicator of consistent wealth creation.
| Metric | FIHLFidelis Insurance… | GLREGreenlight Capita… |
|---|---|---|
| YTD ReturnYear-to-date | +9.2% | +25.7% |
| 1-Year ReturnPast 12 months | +29.2% | +32.4% |
| 3-Year ReturnCumulative with dividends | +71.0% | +74.9% |
| 5-Year ReturnCumulative with dividends | +71.0% | +99.1% |
| 10-Year ReturnCumulative with dividends | +71.0% | -16.4% |
| CAGR (3Y)Annualised 3-year return | +19.6% | +20.5% |
GLRE leads this category, winning 5 of 6 comparable metrics.
Risk & Volatility
Evenly matched — FIHL and GLRE each lead in 1 of 2 comparable metrics.
Risk & Volatility
GLRE is the less volatile stock with a 0.40 beta — it tends to amplify market swings less than FIHL's 0.48 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. FIHL currently trades 97.7% from its 52-week high vs GLRE's 91.8% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | FIHLFidelis Insurance… | GLREGreenlight Capita… |
|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 0.48x | 0.40x |
| 52-Week HighHighest price in past year | $21.50 | $19.39 |
| 52-Week LowLowest price in past year | $14.80 | $11.57 |
| % of 52W HighCurrent price vs 52-week peak | +97.7% | +91.8% |
| RSI (14)Momentum oscillator 0–100 | 59.4 | 49.6 |
| Avg Volume (50D)Average daily shares traded | 425K | 204K |
Evenly matched — FIHL and GLRE each lead in 1 of 2 comparable metrics.
Analyst Outlook
Insufficient data to determine a leader in this category.
Analyst Outlook
Wall Street rates FIHL as "Buy" and GLRE as "Buy". FIHL is the only dividend payer here at 1.90% yield — a key consideration for income-focused portfolios.
| Metric | FIHLFidelis Insurance… | GLREGreenlight Capita… |
|---|---|---|
| Analyst RatingConsensus buy/hold/sell | Buy | Buy |
| Price TargetConsensus 12-month target | $21.17 | — |
| # AnalystsCovering analysts | 11 | 3 |
| Dividend YieldAnnual dividend ÷ price | +1.9% | — |
| Dividend StreakConsecutive years of raises | 1 | 1 |
| Dividend / ShareAnnual DPS | $0.40 | — |
| Buyback YieldShare repurchases ÷ mkt cap | +4.5% | +1.7% |
Insufficient data to determine a leader in this category.
Key Takeaway
GLRE leads in 4 of 6 categories — strongest in Income & Cash Flow and Valuation Metrics. 1 category is tied.
Best OverallGreenlight Capital Re, Ltd. (GLRE)Leads 4 of 6 categories
Loading custom metrics...
FIHL vs GLRE: Frequently Asked Questions
10 questions · data-driven answers · updated daily
01Is FIHL or GLRE a better buy right now?
For growth investors, Greenlight Capital Re, Ltd.
(GLRE) is the stronger pick with 7. 5% revenue growth year-over-year, versus -32. 6% for Fidelis Insurance Holdings Limited (FIHL). Greenlight Capital Re, Ltd. (GLRE) offers the better valuation at 8. 2x trailing P/E (8. 9x forward), making it the more compelling value choice. Analysts rate Fidelis Insurance Holdings Limited (FIHL) a "Buy" — based on 11 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which has the better valuation — FIHL or GLRE?
On trailing P/E, Greenlight Capital Re, Ltd.
(GLRE) is the cheapest at 8. 2x versus Fidelis Insurance Holdings Limited at 21. 4x. On forward P/E, Fidelis Insurance Holdings Limited is actually cheaper at 6. 3x — notably different from the trailing picture, reflecting expected earnings growth.
03Which is the better long-term investment — FIHL or GLRE?
Over the past 5 years, Greenlight Capital Re, Ltd.
(GLRE) delivered a total return of +99. 1%, compared to +71. 0% for Fidelis Insurance Holdings Limited (FIHL). Over 10 years, the gap is even starker: FIHL returned +71. 0% versus GLRE's -16. 4%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
04Which is safer — FIHL or GLRE?
By beta (market sensitivity over 5 years), Greenlight Capital Re, Ltd.
(GLRE) is the lower-risk stock at 0. 40β versus Fidelis Insurance Holdings Limited's 0. 48β — meaning FIHL is approximately 20% more volatile than GLRE relative to the S&P 500. On balance sheet safety, Greenlight Capital Re, Ltd. (GLRE) carries a lower debt/equity ratio of 1% versus 18% for Fidelis Insurance Holdings Limited — giving it more financial flexibility in a downturn.
05Which is growing faster — FIHL or GLRE?
By revenue growth (latest reported year), Greenlight Capital Re, Ltd.
(GLRE) is pulling ahead at 7. 5% versus -32. 6% for Fidelis Insurance Holdings Limited (FIHL). On earnings-per-share growth, the picture is similar: Greenlight Capital Re, Ltd. grew EPS 75. 0% year-over-year, compared to -94. 7% for Fidelis Insurance Holdings Limited. Over a 3-year CAGR, FIHL leads at 26. 6% annualised revenue growth. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
06Which has better profit margins — FIHL or GLRE?
Greenlight Capital Re, Ltd.
(GLRE) is the more profitable company, earning 10. 7% net margin versus 4. 7% for Fidelis Insurance Holdings Limited — meaning it keeps 10. 7% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: GLRE leads at 11. 2% versus 5. 6% for FIHL. At the gross margin level — before operating expenses — GLRE leads at 40. 9%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
07Is FIHL or GLRE more undervalued right now?
On forward earnings alone, Fidelis Insurance Holdings Limited (FIHL) trades at 6.
3x forward P/E versus 8. 9x for Greenlight Capital Re, Ltd. — 2. 6x cheaper on a one-year earnings basis.
08Which pays a better dividend — FIHL or GLRE?
In this comparison, FIHL (1.
9% yield) pays a dividend. GLRE does not pay a meaningful dividend and should not be held primarily for income.
09Is FIHL or GLRE better for a retirement portfolio?
For long-horizon retirement investors, Fidelis Insurance Holdings Limited (FIHL) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0.
48), 1. 9% yield). Both have compounded well over 10 years (FIHL: +71. 0%, GLRE: -16. 4%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
10What are the main differences between FIHL and GLRE?
Both stocks operate in the Financial Services sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both.
In terms of investment character: FIHL is a small-cap quality compounder stock; GLRE is a small-cap deep-value stock. FIHL pays a dividend while GLRE does not, making them suitable for different income and tax situations. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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%
(FIHL: -4.6% · GLRE: 5.6%)P/E Ratio<
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