Banks - Regional
Compare Stocks
2 / 10Stock Comparison
GBCI vs ICE
Revenue, margins, valuation, and 5-year total return — side by side.
Financial - Data & Stock Exchanges
GBCI vs ICE — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | ||
|---|---|---|
| Industry | Banks - Regional | Financial - Data & Stock Exchanges |
| Market Cap | $6.47B | $86.89B |
| Revenue (TTM) | $1.43B | $12.64B |
| Net Income (TTM) | $239M | $3.30B |
| Gross Margin | 69.0% | 61.9% |
| Operating Margin | 22.9% | 38.7% |
| Forward P/E | 16.1x | 19.1x |
| Total Debt | $2.90B | $20.28B |
| Cash & Equiv. | $322M | $837M |
GBCI vs ICE — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
| Stock | May 20 | May 26 | Return |
|---|---|---|---|
| Glacier Bancorp, In… (GBCI) | 100 | 120.8 | +20.8% |
| Intercontinental Ex… (ICE) | 100 | 157.7 | +57.7% |
Price return only. Dividends and distributions are not included.
Quick Verdict: GBCI vs ICE
Each card shows where this stock fits in a portfolio — not just who wins on paper.
GBCI carries the broadest edge in this set and is the clearest fit for growth exposure and sleep-well-at-night.
- Rev growth 14.5%, EPS growth 18.5%
- Lower volatility, beta 1.17, Low D/E 68.8%, current ratio 307.57x
- Beta 1.17, yield 2.5%, current ratio 307.57x
ICE is the clearest fit if your priority is income & stability and long-term compounding.
- Dividend streak 14 yrs, beta 0.33, yield 1.3%
- 222.9% 10Y total return vs GBCI's 149.0%
- Efficiency ratio 0.2% vs GBCI's 0.5% (lower = leaner)
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | 14.5% NII/revenue growth vs ICE's 7.5% | |
| Value | Lower P/E (16.1x vs 19.1x) | |
| Quality / Margins | Efficiency ratio 0.2% vs GBCI's 0.5% (lower = leaner) | |
| Stability / Safety | Beta 0.33 vs GBCI's 1.17 | |
| Dividends | 2.5% yield, vs ICE's 1.3% | |
| Momentum (1Y) | +24.3% vs ICE's -11.3% | |
| Efficiency (ROA) | Efficiency ratio 0.2% vs GBCI's 0.5% |
GBCI vs ICE — Revenue Breakdown by Segment
How each company's revenue is distributed across its business units
Segment breakdown not available.
GBCI vs ICE — Financial Metrics
Side-by-side numbers across 2 stocks — who leads on profitability, valuation, growth, and risk.
Income & Cash Flow (Last 12 Months)
ICE leads this category, winning 4 of 5 comparable metrics.
Income & Cash Flow (Last 12 Months)
ICE is the larger business by revenue, generating $12.6B annually — 8.9x GBCI's $1.4B. ICE is the more profitable business, keeping 26.1% of every revenue dollar as net income compared to GBCI's 16.8%.
| Metric | ||
|---|---|---|
| RevenueTrailing 12 months | $1.4B | $12.6B |
| EBITDAEarnings before interest/tax | $365M | $6.5B |
| Net IncomeAfter-tax profit | $239M | $3.3B |
| Free Cash FlowCash after capex | $337M | $4.3B |
| Gross MarginGross profit ÷ Revenue | +69.0% | +61.9% |
| Operating MarginEBIT ÷ Revenue | +22.9% | +38.7% |
| Net MarginNet income ÷ Revenue | +16.8% | +26.1% |
| FCF MarginFCF ÷ Revenue | +24.4% | +33.9% |
| Rev. Growth (YoY)Latest quarter vs prior year | — | — |
| EPS Growth (YoY)Latest quarter vs prior year | -9.3% | +23.1% |
Valuation Metrics
GBCI leads this category, winning 5 of 6 comparable metrics.
Valuation Metrics
At 25.0x trailing earnings, GBCI trades at a 6% valuation discount to ICE's 26.6x P/E. On an enterprise value basis, ICE's 16.5x EV/EBITDA is more attractive than GBCI's 24.8x.
| Metric | ||
|---|---|---|
| Market CapShares × price | $6.5B | $86.9B |
| Enterprise ValueMkt cap + debt − cash | $9.0B | $106.3B |
| Trailing P/EPrice ÷ TTM EPS | 25.00x | 26.59x |
| Forward P/EPrice ÷ next-FY EPS est. | 16.12x | 19.14x |
| PEG RatioP/E ÷ EPS growth rate | — | 2.99x |
| EV / EBITDAEnterprise value multiple | 24.79x | 16.47x |
| Price / SalesMarket cap ÷ Revenue | 4.54x | 6.88x |
| Price / BookPrice ÷ Book value/share | 1.54x | 3.02x |
| Price / FCFMarket cap ÷ FCF | 18.62x | 20.26x |
Profitability & Efficiency
ICE leads this category, winning 6 of 9 comparable metrics.
Profitability & Efficiency
ICE delivers a 11.6% return on equity — every $100 of shareholder capital generates $12 in annual profit, vs $7 for GBCI. GBCI carries lower financial leverage with a 0.69x debt-to-equity ratio, signaling a more conservative balance sheet compared to ICE's 0.70x. On the Piotroski fundamental quality scale (0–9), ICE scores 9/9 vs GBCI's 7/9, reflecting strong financial health.
| Metric | ||
|---|---|---|
| ROE (TTM)Return on equity | +6.5% | +11.6% |
| ROA (TTM)Return on assets | +0.8% | +2.3% |
| ROICReturn on invested capital | +3.5% | +7.5% |
| ROCEReturn on capital employed | +1.7% | +9.5% |
| Piotroski ScoreFundamental quality 0–9 | 7 | 9 |
| Debt / EquityFinancial leverage | 0.69x | 0.70x |
| Net DebtTotal debt minus cash | $2.6B | $19.4B |
| Cash & Equiv.Liquid assets | $322M | $837M |
| Total DebtShort + long-term debt | $2.9B | $20.3B |
| Interest CoverageEBIT ÷ Interest expense | 0.80x | 6.53x |
Total Returns (Dividends Reinvested)
GBCI leads this category, winning 4 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in ICE five years ago would be worth $14,243 today (with dividends reinvested), compared to $9,252 for GBCI. Over the past 12 months, GBCI leads with a +24.3% total return vs ICE's -11.3%. The 3-year compound annual growth rate (CAGR) favors GBCI at 23.5% vs ICE's 14.0% — a key indicator of consistent wealth creation.
| Metric | ||
|---|---|---|
| YTD ReturnYear-to-date | +12.2% | -3.8% |
| 1-Year ReturnPast 12 months | +24.3% | -11.3% |
| 3-Year ReturnCumulative with dividends | +88.2% | +48.2% |
| 5-Year ReturnCumulative with dividends | -7.5% | +42.4% |
| 10-Year ReturnCumulative with dividends | +149.0% | +222.9% |
| CAGR (3Y)Annualised 3-year return | +23.5% | +14.0% |
Risk & Volatility
Evenly matched — GBCI and ICE each lead in 1 of 2 comparable metrics.
Risk & Volatility
ICE is the less volatile stock with a 0.33 beta — it tends to amplify market swings less than GBCI's 1.17 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. GBCI currently trades 92.1% from its 52-week high vs ICE's 81.0% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | ||
|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 1.17x | 0.33x |
| 52-Week HighHighest price in past year | $53.99 | $189.35 |
| 52-Week LowLowest price in past year | $39.90 | $143.17 |
| % of 52W HighCurrent price vs 52-week peak | +92.1% | +81.0% |
| RSI (14)Momentum oscillator 0–100 | 54.9 | 42.0 |
| Avg Volume (50D)Average daily shares traded | 870K | 3.1M |
Analyst Outlook
Evenly matched — GBCI and ICE each lead in 1 of 2 comparable metrics.
Analyst Outlook
Wall Street rates GBCI as "Buy" and ICE as "Buy". Consensus price targets imply 27.6% upside for ICE (target: $196) vs 15.2% for GBCI (target: $57). For income investors, GBCI offers the higher dividend yield at 2.51% vs ICE's 1.26%.
| Metric | ||
|---|---|---|
| Analyst RatingConsensus buy/hold/sell | Buy | Buy |
| Price TargetConsensus 12-month target | $57.33 | $195.71 |
| # AnalystsCovering analysts | 14 | 36 |
| Dividend YieldAnnual dividend ÷ price | +2.5% | +1.3% |
| Dividend StreakConsecutive years of raises | 0 | 14 |
| Dividend / ShareAnnual DPS | $1.25 | $1.93 |
| Buyback YieldShare repurchases ÷ mkt cap | 0.0% | +1.6% |
ICE leads in 2 of 6 categories (Income & Cash Flow, Profitability & Efficiency). GBCI leads in 2 (Valuation Metrics, Total Returns). 2 tied.
GBCI vs ICE: Frequently Asked Questions
10 questions · data-driven answers · updated daily
01Is GBCI or ICE a better buy right now?
For growth investors, Glacier Bancorp, Inc.
(GBCI) is the stronger pick with 14. 5% revenue growth year-over-year, versus 7. 5% for Intercontinental Exchange, Inc. (ICE). Glacier Bancorp, Inc. (GBCI) offers the better valuation at 25. 0x trailing P/E (16. 1x forward), making it the more compelling value choice. Analysts rate Glacier Bancorp, Inc. (GBCI) a "Buy" — based on 14 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which has the better valuation — GBCI or ICE?
On trailing P/E, Glacier Bancorp, Inc.
(GBCI) is the cheapest at 25. 0x versus Intercontinental Exchange, Inc. at 26. 6x. On forward P/E, Glacier Bancorp, Inc. is actually cheaper at 16. 1x.
03Which is the better long-term investment — GBCI or ICE?
Over the past 5 years, Intercontinental Exchange, Inc.
(ICE) delivered a total return of +42. 4%, compared to -7. 5% for Glacier Bancorp, Inc. (GBCI). Over 10 years, the gap is even starker: ICE returned +222. 9% versus GBCI's +149. 0%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
04Which is safer — GBCI or ICE?
By beta (market sensitivity over 5 years), Intercontinental Exchange, Inc.
(ICE) is the lower-risk stock at 0. 33β versus Glacier Bancorp, Inc. 's 1. 17β — meaning GBCI is approximately 256% more volatile than ICE relative to the S&P 500. On balance sheet safety, Glacier Bancorp, Inc. (GBCI) carries a lower debt/equity ratio of 69% versus 70% for Intercontinental Exchange, Inc. — giving it more financial flexibility in a downturn.
05Which is growing faster — GBCI or ICE?
By revenue growth (latest reported year), Glacier Bancorp, Inc.
(GBCI) is pulling ahead at 14. 5% versus 7. 5% for Intercontinental Exchange, Inc. (ICE). On earnings-per-share growth, the picture is similar: Intercontinental Exchange, Inc. grew EPS 20. 7% year-over-year, compared to 18. 5% for Glacier Bancorp, Inc.. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
06Which has better profit margins — GBCI or ICE?
Intercontinental Exchange, Inc.
(ICE) is the more profitable company, earning 26. 1% net margin versus 16. 8% for Glacier Bancorp, Inc. — meaning it keeps 26. 1% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: ICE leads at 38. 7% versus 22. 9% for GBCI. At the gross margin level — before operating expenses — GBCI leads at 69. 0%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
07Is GBCI or ICE more undervalued right now?
On forward earnings alone, Glacier Bancorp, Inc.
(GBCI) trades at 16. 1x forward P/E versus 19. 1x for Intercontinental Exchange, Inc. — 3. 0x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for ICE: 27. 6% to $195. 71.
08Which pays a better dividend — GBCI or ICE?
All stocks in this comparison pay dividends.
Glacier Bancorp, Inc. (GBCI) offers the highest yield at 2. 5%, versus 1. 3% for Intercontinental Exchange, Inc. (ICE).
09Is GBCI or ICE better for a retirement portfolio?
For long-horizon retirement investors, Intercontinental Exchange, Inc.
(ICE) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0. 33), 1. 3% yield, +222. 9% 10Y return). Both have compounded well over 10 years (ICE: +222. 9%, GBCI: +149. 0%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
10What are the main differences between GBCI and ICE?
Both stocks operate in the Financial Services sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both.
These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
Find Stocks Like These
Explore pre-built screens for each stock's profile, or build a custom screen to find stocks that outperform both.
You Might Also Compare
Based on how these companies actually compete and overlap — not just which sector they're filed under.