HKD vs FUTU

For growth investors, Futu Holdings Limited (FUTU) is the stronger pick with 35.

8% revenue growth year-over-year, versus -94. 0% for AMTD Digital Inc. (HKD). AMTD Digital Inc. (HKD) offers the better valuation at 7. 6x trailing P/E, making it the more compelling value choice. Analysts rate Futu Holdings Limited (FUTU) a "Buy" — based on 12 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.

On trailing P/E, AMTD Digital Inc.

(HKD) is the cheapest at 7. 6x versus Futu Holdings Limited at 33. 9x.

Over the past 5 years, Futu Holdings Limited (FUTU) delivered a total return of +28.

5%, compared to -89. 2% for AMTD Digital Inc. (HKD). Over 10 years, the gap is even starker: FUTU returned +1026% versus HKD's -89. 2%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.

By beta (market sensitivity over 5 years), AMTD Digital Inc.

(HKD) is the lower-risk stock at 1. 16β versus Futu Holdings Limited's 2. 04β — meaning FUTU is approximately 76% more volatile than HKD relative to the S&P 500. On balance sheet safety, Futu Holdings Limited (FUTU) carries a lower debt/equity ratio of 31% versus 162% for AMTD Digital Inc. — giving it more financial flexibility in a downturn.

By revenue growth (latest reported year), Futu Holdings Limited (FUTU) is pulling ahead at 35.

8% versus -94. 0% for AMTD Digital Inc. (HKD). On earnings-per-share growth, the picture is similar: Futu Holdings Limited grew EPS 27. 2% year-over-year, compared to -91. 2% for AMTD Digital Inc.. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.

AMTD Digital Inc.

(HKD) is the more profitable company, earning 189. 5% net margin versus 40. 1% for Futu Holdings Limited — meaning it keeps 189. 5% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: HKD leads at 51. 7% versus 48. 7% for FUTU. At the gross margin level — before operating expenses — FUTU leads at 82. 0%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.

None of the stocks in this comparison currently pay a material dividend.

All are effectively zero-yield and should be held for capital appreciation rather than income.

For long-horizon retirement investors, AMTD Digital Inc.

(HKD) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 1. 16)). Futu Holdings Limited (FUTU) carries a higher beta of 2. 04 — meaning larger drawdowns in market downturns, which matters significantly when you cannot wait years for a recovery. Both have compounded well over 10 years (HKD: -89. 2%, FUTU: +1026%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.

These companies operate in different sectors (HKD (Technology) and FUTU (Financial Services)), which means they face different economic cycles, regulatory environments, and macro sensitivities — making direct comparison nuanced.

In terms of investment character: HKD is a small-cap deep-value stock; FUTU is a mid-cap high-growth stock. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.