LFT
Lument Finance Trust, Inc.
REIT - Mortgage
Market Cap$61M
5Y Perf.-49.6%
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Stock Comparison
LFT vs ACRE vs TPVG
Revenue, margins, valuation, and 5-year total return — side by side.
ACRE
Ares Commercial Real Estate Corporation
REIT - Mortgage
Market Cap$280M
5Y Perf.-32.2%
TPVG
TriplePoint Venture Growth BDC Corp.
Asset Management
Market Cap$243M
5Y Perf.-40.2%
LFT vs ACRE vs TPVG — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | LFT | ACRE | TPVG |
|---|---|---|---|
| Industry | REIT - Mortgage | REIT - Mortgage | Asset Management |
| Market Cap | $61M | $280M | $243M |
| Revenue (TTM) | $61M | $55M | $97M |
| Net Income (TTM) | $-7M | $-20M | $-12M |
| Gross Margin | 69.4% | 46.3% | 83.5% |
| Operating Margin | 76.1% | 44.6% | 77.9% |
| Forward P/E | — | 16.3x | 6.5x |
| Total Debt | $0.00 | $1.05B | $469M |
| Cash & Equiv. | $23M | $29M | $20M |
LFT vs ACRE vs TPVG — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
LFT
ACRE
TPVG
| Stock | May 20 | May 26 | Return |
|---|---|---|---|
| Lument Finance Trus… (LFT) | 100 | 50.4 | -49.6% |
| Ares Commercial Rea… (ACRE) | 100 | 67.8 | -32.2% |
| TriplePoint Venture… (TPVG) | 100 | 59.8 | -40.2% |
Price return only. Dividends and distributions are not included.
Quick Verdict: LFT vs ACRE vs TPVG
Each card shows where this stock fits in a portfolio — not just who wins on paper.
Bottom line: TPVG leads in 4 of 7 categories, making it the strongest pick for growth and revenue expansion and valuation and capital efficiency. Lument Finance Trust, Inc. is the stronger pick specifically for dividend income and shareholder returns and operational efficiency and capital deployment. This set spans 2 sectors — these stocks serve different portfolio roles, not just different price points.
LFT
Lument Finance Trust, Inc.
The Real Estate Income Play
LFT is the clearest fit if your priority is income & stability.
- Dividend streak 3 yrs, beta 0.87, yield 30.2%
- 30.2% yield, 3-year raise streak, vs ACRE's 14.1%
- -0.7% ROA vs TPVG's -1.5%
Best for: income & stability
ACRE
Ares Commercial Real Estate Corporation
The Real Estate Income Play
ACRE is the clearest fit if your priority is momentum.
- +20.7% vs LFT's -49.4%
Best for: momentum
TPVG
TriplePoint Venture Growth BDC Corp.
The Banking Pick
TPVG carries the broadest edge in this set and is the clearest fit for growth exposure and long-term compounding.
- Rev growth 36.6%, EPS growth 48.8%
- 93.3% 10Y total return vs ACRE's 43.3%
- Lower volatility, beta 0.83
Best for: growth exposure and long-term compounding
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | TPVG | 36.6% NII/revenue growth vs LFT's -100.0% |
| Value | TPVG | Lower P/E (6.5x vs 16.3x) |
| Quality / Margins | TPVG | 50.6% margin vs ACRE's -36.3% |
| Stability / Safety | TPVG | Beta 0.83 vs ACRE's 0.99, lower leverage |
| Dividends | LFT | 30.2% yield, 3-year raise streak, vs ACRE's 14.1% |
| Momentum (1Y) | ACRE | +20.7% vs LFT's -49.4% |
| Efficiency (ROA) | LFT | -0.7% ROA vs TPVG's -1.5% |
LFT vs ACRE vs TPVG — Revenue Breakdown by Segment
How each company's revenue is distributed across its business units
Segment breakdown not available.
FY 2025
Segment breakdown not available.
LFT vs ACRE vs TPVG — Financial Metrics
Side-by-side numbers across 3 stocks — who leads on profitability, valuation, growth, and risk.
BEST OVERALLTPVGLAGGINGACRE
ACREAres Commercial Real …
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LFTLument Finance Trust,…
1leads
TPVGTriplePoint Venture G…
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6 Total Categories
CATEGORYLEADERvs LFTvs ACREMETRICS WON
Income & Cash FlowRevenue, margins, and cash flow strength
TPVG3/6
Valuation MetricsMultiples, price ratios, and targets
TPVG3/6
Profitability & EfficiencyROE, ROIC, leverage, and quality scores
Tied
—
Total Returns1Y, 3Y, 5Y total returns with dividends
Tied
—
Risk & VolatilityBeta, volatility, and downside exposure
Tied
—
Analyst OutlookRatings, price targets, and dividends
LFT2/2
Income & Cash Flow (Last 12 Months)
TPVG leads this category, winning 3 of 6 comparable metrics.
Income & Cash Flow (Last 12 Months)
TPVG is the larger business by revenue, generating $97M annually — 1.8x ACRE's $55M. TPVG is the more profitable business, keeping 50.6% of every revenue dollar as net income compared to ACRE's -36.3%. On growth, ACRE holds the edge at -10.0% YoY revenue growth, suggesting stronger near-term business momentum.
| Metric | LFTLument Finance Tr… | ACREAres Commercial R… | TPVGTriplePoint Ventu… |
|---|---|---|---|
| RevenueTrailing 12 months | $61M | $55M | $97M |
| EBITDAEarnings before interest/tax | $47M | $31M | -$22M |
| Net IncomeAfter-tax profit | -$7M | -$20M | -$12M |
| Free Cash FlowCash after capex | $10M | -$44M | $35M |
| Gross MarginGross profit ÷ Revenue | +69.4% | +46.3% | +83.5% |
| Operating MarginEBIT ÷ Revenue | +76.1% | +44.6% | +77.9% |
| Net MarginNet income ÷ Revenue | -12.2% | -36.3% | +50.6% |
| FCF MarginFCF ÷ Revenue | +16.5% | -80.3% | -58.7% |
| Rev. Growth (YoY)Latest quarter vs prior year | -100.0% | -10.0% | — |
| EPS Growth (YoY)Latest quarter vs prior year | -3.5% | -2.0% | -2.3% |
TPVG leads this category, winning 3 of 6 comparable metrics.
Valuation Metrics
TPVG leads this category, winning 3 of 6 comparable metrics.
Valuation Metrics
On an enterprise value basis, TPVG's 9.1x EV/EBITDA is more attractive than ACRE's 18.5x.
| Metric | LFTLument Finance Tr… | ACREAres Commercial R… | TPVGTriplePoint Ventu… |
|---|---|---|---|
| Market CapShares × price | $61M | $280M | $243M |
| Enterprise ValueMkt cap + debt − cash | $38M | $1.3B | $691M |
| Trailing P/EPrice ÷ TTM EPS | -8.29x | -307.93x | 4.91x |
| Forward P/EPrice ÷ next-FY EPS est. | — | 16.34x | 6.50x |
| PEG RatioP/E ÷ EPS growth rate | — | — | 4.84x |
| EV / EBITDAEnterprise value multiple | — | 18.49x | 9.13x |
| Price / SalesMarket cap ÷ Revenue | — | 3.28x | 2.50x |
| Price / BookPrice ÷ Book value/share | 0.28x | 0.54x | 0.68x |
| Price / FCFMarket cap ÷ FCF | 6.02x | 14.18x | — |
TPVG leads this category, winning 3 of 6 comparable metrics.
Profitability & Efficiency
Evenly matched — LFT and TPVG each lead in 4 of 9 comparable metrics.
Profitability & Efficiency
LFT delivers a -3.3% return on equity — every $100 of shareholder capital generates $-3 in annual profit, vs $-4 for ACRE. TPVG carries lower financial leverage with a 1.33x debt-to-equity ratio, signaling a more conservative balance sheet compared to ACRE's 2.06x. On the Piotroski fundamental quality scale (0–9), ACRE scores 5/9 vs LFT's 2/9, reflecting solid financial health.
| Metric | LFTLument Finance Tr… | ACREAres Commercial R… | TPVGTriplePoint Ventu… |
|---|---|---|---|
| ROE (TTM)Return on equity | -3.3% | -3.9% | -3.4% |
| ROA (TTM)Return on assets | -0.7% | -1.3% | -1.5% |
| ROICReturn on invested capital | — | +2.9% | +7.2% |
| ROCEReturn on capital employed | — | +5.8% | +9.4% |
| Piotroski ScoreFundamental quality 0–9 | 2 | 5 | 5 |
| Debt / EquityFinancial leverage | — | 2.06x | 1.33x |
| Net DebtTotal debt minus cash | -$23M | $1.0B | $449M |
| Cash & Equiv.Liquid assets | $23M | $29M | $20M |
| Total DebtShort + long-term debt | $0 | $1.0B | $469M |
| Interest CoverageEBIT ÷ Interest expense | — | 0.95x | -1.02x |
Evenly matched — LFT and TPVG each lead in 4 of 9 comparable metrics.
Total Returns (Dividends Reinvested)
Evenly matched — LFT and ACRE and TPVG each lead in 2 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in TPVG five years ago would be worth $8,649 today (with dividends reinvested), compared to $6,981 for LFT. Over the past 12 months, ACRE leads with a +20.7% total return vs LFT's -49.4%. The 3-year compound annual growth rate (CAGR) favors LFT at 5.9% vs ACRE's -1.5% — a key indicator of consistent wealth creation.
| Metric | LFTLument Finance Tr… | ACREAres Commercial R… | TPVGTriplePoint Ventu… |
|---|---|---|---|
| YTD ReturnYear-to-date | -12.4% | +9.9% | -6.3% |
| 1-Year ReturnPast 12 months | -49.4% | +20.7% | +19.3% |
| 3-Year ReturnCumulative with dividends | +18.8% | -4.4% | -3.4% |
| 5-Year ReturnCumulative with dividends | -30.2% | -29.5% | -13.5% |
| 10-Year ReturnCumulative with dividends | -1.2% | +43.3% | +93.3% |
| CAGR (3Y)Annualised 3-year return | +5.9% | -1.5% | -1.2% |
Evenly matched — LFT and ACRE and TPVG each lead in 2 of 6 comparable metrics.
Risk & Volatility
Evenly matched — ACRE and TPVG each lead in 1 of 2 comparable metrics.
Risk & Volatility
TPVG is the less volatile stock with a 0.83 beta — it tends to amplify market swings less than ACRE's 0.99 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. ACRE currently trades 85.7% from its 52-week high vs LFT's 43.3% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | LFTLument Finance Tr… | ACREAres Commercial R… | TPVGTriplePoint Ventu… |
|---|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 0.87x | 0.99x | 0.83x |
| 52-Week HighHighest price in past year | $2.68 | $5.89 | $7.53 |
| 52-Week LowLowest price in past year | $1.15 | $4.05 | $4.48 |
| % of 52W HighCurrent price vs 52-week peak | +43.3% | +85.7% | +79.5% |
| RSI (14)Momentum oscillator 0–100 | 32.9 | 53.4 | 58.3 |
| Avg Volume (50D)Average daily shares traded | 128K | 396K | 504K |
Evenly matched — ACRE and TPVG each lead in 1 of 2 comparable metrics.
Analyst Outlook
LFT leads this category, winning 2 of 2 comparable metrics.
Analyst Outlook
Analyst consensus: ACRE as "Buy", TPVG as "Hold". Consensus price targets imply 49.4% upside for TPVG (target: $9) vs -1.0% for ACRE (target: $5). For income investors, LFT offers the higher dividend yield at 30.16% vs ACRE's 14.07%.
| Metric | LFTLument Finance Tr… | ACREAres Commercial R… | TPVGTriplePoint Ventu… |
|---|---|---|---|
| Analyst RatingConsensus buy/hold/sell | — | Buy | Hold |
| Price TargetConsensus 12-month target | — | $5.00 | $8.95 |
| # AnalystsCovering analysts | — | 13 | 12 |
| Dividend YieldAnnual dividend ÷ price | +30.2% | +14.1% | +17.1% |
| Dividend StreakConsecutive years of raises | 3 | 0 | 0 |
| Dividend / ShareAnnual DPS | $0.35 | $0.71 | $1.02 |
| Buyback YieldShare repurchases ÷ mkt cap | 0.0% | 0.0% | 0.0% |
LFT leads this category, winning 2 of 2 comparable metrics.
Key Takeaway
TPVG leads in 2 of 6 categories (Income & Cash Flow, Valuation Metrics). LFT leads in 1 (Analyst Outlook). 3 tied.
Best OverallTriplePoint Venture Growth … (TPVG)Leads 2 of 6 categories
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LFT vs ACRE vs TPVG: Key Questions Answered
10 questions · data-driven answers · updated daily
01Is LFT or ACRE or TPVG a better buy right now?
For growth investors, TriplePoint Venture Growth BDC Corp.
(TPVG) is the stronger pick with 36. 6% revenue growth year-over-year, versus -100. 0% for Lument Finance Trust, Inc. (LFT). TriplePoint Venture Growth BDC Corp. (TPVG) offers the better valuation at 4. 9x trailing P/E (6. 5x forward), making it the more compelling value choice. Analysts rate Ares Commercial Real Estate Corporation (ACRE) a "Buy" — based on 13 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which has the better valuation — LFT or ACRE or TPVG?
On forward P/E, TriplePoint Venture Growth BDC Corp.
is actually cheaper at 6. 5x.
03Which is the better long-term investment — LFT or ACRE or TPVG?
Over the past 5 years, TriplePoint Venture Growth BDC Corp.
(TPVG) delivered a total return of -13. 5%, compared to -30. 2% for Lument Finance Trust, Inc. (LFT). Over 10 years, the gap is even starker: TPVG returned +93. 3% versus LFT's -1. 2%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
04Which is safer — LFT or ACRE or TPVG?
By beta (market sensitivity over 5 years), TriplePoint Venture Growth BDC Corp.
(TPVG) is the lower-risk stock at 0. 83β versus Ares Commercial Real Estate Corporation's 0. 99β — meaning ACRE is approximately 19% more volatile than TPVG relative to the S&P 500. On balance sheet safety, TriplePoint Venture Growth BDC Corp. (TPVG) carries a lower debt/equity ratio of 133% versus 2% for Ares Commercial Real Estate Corporation — giving it more financial flexibility in a downturn.
05Which is growing faster — LFT or ACRE or TPVG?
By revenue growth (latest reported year), TriplePoint Venture Growth BDC Corp.
(TPVG) is pulling ahead at 36. 6% versus -100. 0% for Lument Finance Trust, Inc. (LFT). On earnings-per-share growth, the picture is similar: Ares Commercial Real Estate Corporation grew EPS 97. 4% year-over-year, compared to -141. 2% for Lument Finance Trust, Inc.. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
06Which has better profit margins — LFT or ACRE or TPVG?
TriplePoint Venture Growth BDC Corp.
(TPVG) is the more profitable company, earning 50. 6% net margin versus -12. 2% for Lument Finance Trust, Inc. — meaning it keeps 50. 6% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: TPVG leads at 77. 9% versus 72. 4% for ACRE. At the gross margin level — before operating expenses — TPVG leads at 83. 5%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
07Is LFT or ACRE or TPVG more undervalued right now?
On forward earnings alone, TriplePoint Venture Growth BDC Corp.
(TPVG) trades at 6. 5x forward P/E versus 16. 3x for Ares Commercial Real Estate Corporation — 9. 8x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for TPVG: 49. 4% to $8. 95.
08Which pays a better dividend — LFT or ACRE or TPVG?
All stocks in this comparison pay dividends.
Lument Finance Trust, Inc. (LFT) offers the highest yield at 30. 2%, versus 14. 1% for Ares Commercial Real Estate Corporation (ACRE).
09Is LFT or ACRE or TPVG better for a retirement portfolio?
For long-horizon retirement investors, TriplePoint Venture Growth BDC Corp.
(TPVG) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0. 83), 17. 1% yield). Both have compounded well over 10 years (TPVG: +93. 3%, ACRE: +43. 3%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
10What are the main differences between LFT and ACRE and TPVG?
These companies operate in different sectors (LFT (Real Estate) and ACRE (Real Estate) and TPVG (Financial Services)), which means they face different economic cycles, regulatory environments, and macro sensitivities — making direct comparison nuanced.
In terms of investment character: LFT is a small-cap income-oriented stock; ACRE is a small-cap income-oriented stock; TPVG is a small-cap high-growth stock. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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