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LSBK
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KO
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FIS
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PEP
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Stock Comparison

LSBK vs ICE vs KO vs FIS vs PEP

Revenue, margins, valuation, and 5-year total return — side by side.

Live fundamentals10-year financials5-year price chart
LSBK
Lake Shore Bancorp, Inc.

Banks - Regional

Financial ServicesNASDAQ • US
Market Cap$137M
5Y Perf.+92.3%
ICE
Intercontinental Exchange, Inc.

Financial - Data & Stock Exchanges

Financial ServicesNYSE • US
Market Cap$75.83B
5Y Perf.+46.2%
KO
The Coca-Cola Company

Beverages - Non-Alcoholic

Consumer DefensiveNYSE • US
Market Cap$341.71B
5Y Perf.+77.7%
FIS
Fidelity National Information Services, Inc.

Information Technology Services

TechnologyNYSE • US
Market Cap$19.75B
5Y Perf.-71.5%
PEP
PepsiCo, Inc.

Beverages - Non-Alcoholic

Consumer DefensiveNASDAQ • US
Market Cap$194.09B
5Y Perf.+7.4%

LSBK vs ICE vs KO vs FIS vs PEP — Key Financials

Market cap, revenue, margins, and valuation side-by-side.

Company Snapshot
LSBK logoLSBK
ICE logoICE
KO logoKO
FIS logoFIS
PEP logoPEP
IndustryBanks - RegionalFinancial - Data & Stock ExchangesBeverages - Non-AlcoholicInformation Technology ServicesBeverages - Non-Alcoholic
Market Cap$137M$75.83B$341.71B$19.75B$194.09B
Revenue (TTM)$40M$12.64B$49.28B$11.66B$93.92B
Net Income (TTM)$7M$3.30B$13.70B$2.67B$8.24B
Gross Margin70.9%61.9%61.7%37.6%54.1%
Operating Margin22.1%38.7%29.3%17.9%12.2%
Forward P/E18.1x16.5x24.3x6.1x16.4x
Total Debt$1M$20.28B$45.49B$4.01B$49.90B
Cash & Equiv.$64M$837M$10.27B$599M$9.16B

LSBK vs ICE vs KO vs FIS vs PEPLong-Term Stock Performance

Price return indexed to 100 at period start. Dividends excluded.

LSBK
ICE
KO
FIS
PEP
StockJun 20Jun 26Return
Lake Shore Bancorp,… (LSBK)100192.3+92.3%
Intercontinental Ex… (ICE)100146.2+46.2%
The Coca-Cola Compa… (KO)100177.7+77.7%
Fidelity National I… (FIS)10028.5-71.5%
PepsiCo, Inc. (PEP)100107.4+7.4%

Price return only. Dividends and distributions are not included.

Quick Verdict: LSBK vs ICE vs KO vs FIS vs PEP

Each card shows where this stock fits in a portfolio — not just who wins on paper.

Bottom line: LSBK and KO are tied at the top with 2 categories each (5-stock set) — the right choice depends on your priorities. The Coca-Cola Company is the stronger pick specifically for profitability and margin quality and operational efficiency and capital deployment. FIS and ICE also each lead in at least one category. This set spans 3 sectors — these stocks serve different portfolio roles, not just different price points.
LSBK
Lake Shore Bancorp, Inc.
The Banking Pick

LSBK has the current edge in this matchup, primarily because of its strength in sleep-well-at-night and defensive.

  • Lower volatility, beta 0.27, Low D/E 0.9%, current ratio 200.88x
  • Beta 0.27, yield 0.8%, current ratio 200.88x
  • Beta 0.27 vs FIS's 0.57, lower leverage
  • +53.1% vs FIS's -50.4%
Best for: sleep-well-at-night and defensive
ICE
Intercontinental Exchange, Inc.
The Banking Pick

ICE is the clearest fit if your priority is growth exposure and long-term compounding.

  • Rev growth 7.5%, EPS growth 20.7%
  • 192.5% 10Y total return vs KO's 115.0%
  • 7.5% NII/revenue growth vs KO's 1.9%
Best for: growth exposure and long-term compounding
KO
The Coca-Cola Company
The Quality Compounder

KO is the #2 pick in this set and the best alternative if quality and efficiency is your priority.

  • 27.8% margin vs PEP's 8.8%
  • 13.1% ROA vs LSBK's 1.0%, ROIC 15.8% vs 5.4%
Best for: quality and efficiency
FIS
Fidelity National Information Services, Inc.
The Income Pick

FIS ranks third and is worth considering specifically for income & stability and valuation efficiency.

  • Dividend streak 1 yrs, beta 0.57, yield 4.3%
  • PEG 0.25 vs PEP's 5.04
  • Lower P/E (6.1x vs 16.4x), PEG 0.25 vs 5.04
  • 4.3% yield, 1-year raise streak, vs KO's 2.6%
Best for: income & stability and valuation efficiency
PEP
PepsiCo, Inc.
The Income Angle

Among these 5 stocks, PEP doesn't own a clear edge in any measured category.

Best for: consumer defensive exposure
See the full category breakdown
CategoryWinnerWhy
GrowthICE logoICE7.5% NII/revenue growth vs KO's 1.9%
ValueFIS logoFISLower P/E (6.1x vs 16.4x), PEG 0.25 vs 5.04
Quality / MarginsKO logoKO27.8% margin vs PEP's 8.8%
Stability / SafetyLSBK logoLSBKBeta 0.27 vs FIS's 0.57, lower leverage
DividendsFIS logoFIS4.3% yield, 1-year raise streak, vs KO's 2.6%
Momentum (1Y)LSBK logoLSBK+53.1% vs FIS's -50.4%
Efficiency (ROA)KO logoKO13.1% ROA vs LSBK's 1.0%, ROIC 15.8% vs 5.4%

LSBK vs ICE vs KO vs FIS vs PEP — Revenue Breakdown by Segment

How each company's revenue is distributed across its business units

Discover the Fintech Stocks Theme

These companies are key players in the Fintech Stocks ecosystem. See how they stack up against the rest of the sector.

Explore Theme
LSBKLake Shore Bancorp, Inc.

Segment breakdown not available.

ICEIntercontinental Exchange, Inc.
FY 2025
Fixed Income And Data Services Segment
51.1%$1.4B
Exchanges Segment
38.8%$1.0B
Mortgage Technology Segment
10.1%$269M
KOThe Coca-Cola Company
FY 2025
Pacific
84.6%$31.6B
Bottling investments
15.4%$5.7B
FISFidelity National Information Services, Inc.
FY 2025
Banking Solutions
69.5%$7.3B
Capital Market Solutions
30.5%$3.2B
PEPPepsiCo, Inc.

Segment breakdown not available.

LSBK vs ICE vs KO vs FIS vs PEP — Financial Metrics

Side-by-side numbers across 5 stocks — who leads on profitability, valuation, growth, and risk.

BEST OVERALLLSBKLAGGINGPEP

Income & Cash Flow (Last 12 Months)

Evenly matched — ICE and FIS each lead in 2 of 6 comparable metrics.

PEP is the larger business by revenue, generating $93.9B annually — 2374.6x LSBK's $40M. KO is the more profitable business, keeping 27.8% of every revenue dollar as net income compared to PEP's 8.8%. On growth, FIS holds the edge at +30.1% YoY revenue growth, suggesting stronger near-term business momentum.

MetricLSBK logoLSBKLake Shore Bancor…ICE logoICEIntercontinental …KO logoKOThe Coca-Cola Com…FIS logoFISFidelity National…PEP logoPEPPepsiCo, Inc.
RevenueTrailing 12 months$40M$12.6B$49.3B$11.7B$93.9B
EBITDAEarnings before interest/tax$9M$6.5B$15.5B$4.1B$14.3B
Net IncomeAfter-tax profit$7M$3.3B$13.7B$2.7B$8.2B
Free Cash FlowCash after capex$7M$4.3B$12.6B$2.8B$7.7B
Gross MarginGross profit ÷ Revenue+70.9%+61.9%+61.7%+37.6%+54.1%
Operating MarginEBIT ÷ Revenue+22.1%+38.7%+29.3%+17.9%+12.2%
Net MarginNet income ÷ Revenue+18.4%+26.1%+27.8%+22.9%+8.8%
FCF MarginFCF ÷ Revenue+18.8%+33.9%+25.5%+23.9%+8.2%
Rev. Growth (YoY)Latest quarter vs prior year+12.1%+30.1%+5.6%
EPS Growth (YoY)Latest quarter vs prior year+36.8%+23.1%+18.2%+30.6%+66.7%
Evenly matched — ICE and FIS each lead in 2 of 6 comparable metrics.

Valuation Metrics

FIS leads this category, winning 4 of 7 comparable metrics.

At 18.1x trailing earnings, LSBK trades at a 64% valuation discount to FIS's 50.9x P/E. Adjusting for growth (PEG ratio), LSBK offers better value at 1.59x vs PEP's 7.25x — a lower PEG means you pay less per unit of expected earnings growth.

MetricLSBK logoLSBKLake Shore Bancor…ICE logoICEIntercontinental …KO logoKOThe Coca-Cola Com…FIS logoFISFidelity National…PEP logoPEPPepsiCo, Inc.
Market CapShares × price$137M$75.8B$341.7B$19.7B$194.1B
Enterprise ValueMkt cap + debt − cash$74M$95.3B$376.9B$23.2B$234.8B
Trailing P/EPrice ÷ TTM EPS18.13x23.20x26.12x50.95x23.67x
Forward P/EPrice ÷ next-FY EPS est.16.52x24.27x6.09x16.43x
PEG RatioP/E ÷ EPS growth rate1.59x2.61x2.34x2.09x7.25x
EV / EBITDAEnterprise value multiple8.02x14.76x25.45x6.36x16.42x
Price / SalesMarket cap ÷ Revenue3.46x6.00x7.13x1.85x2.07x
Price / BookPrice ÷ Book value/share0.91x2.64x9.99x1.43x9.48x
Price / FCFMarket cap ÷ FCF18.40x17.68x64.52x7.03x25.30x
FIS leads this category, winning 4 of 7 comparable metrics.

Profitability & Efficiency

KO leads this category, winning 4 of 9 comparable metrics.

KO delivers a 41.1% return on equity — every $100 of shareholder capital generates $41 in annual profit, vs $6 for LSBK. LSBK carries lower financial leverage with a 0.01x debt-to-equity ratio, signaling a more conservative balance sheet compared to PEP's 2.43x. On the Piotroski fundamental quality scale (0–9), ICE scores 9/9 vs PEP's 5/9, reflecting strong financial health.

MetricLSBK logoLSBKLake Shore Bancor…ICE logoICEIntercontinental …KO logoKOThe Coca-Cola Com…FIS logoFISFidelity National…PEP logoPEPPepsiCo, Inc.
ROE (TTM)Return on equity+6.3%+11.6%+41.1%+18.4%+40.1%
ROA (TTM)Return on assets+1.0%+2.3%+13.1%+7.5%+7.7%
ROICReturn on invested capital+5.4%+7.5%+15.8%+6.0%+14.9%
ROCEReturn on capital employed+2.1%+9.5%+17.3%+6.6%+16.1%
Piotroski ScoreFundamental quality 0–989765
Debt / EquityFinancial leverage0.01x0.70x1.33x0.29x2.43x
Net DebtTotal debt minus cash-$63M$19.4B$35.2B$3.4B$40.7B
Cash & Equiv.Liquid assets$64M$837M$10.3B$599M$9.2B
Total DebtShort + long-term debt$1M$20.3B$45.5B$4.0B$49.9B
Interest CoverageEBIT ÷ Interest expense0.75x6.53x10.70x21.16x10.34x
KO leads this category, winning 4 of 9 comparable metrics.

Total Returns (Dividends Reinvested)

LSBK leads this category, winning 5 of 6 comparable metrics.

A $10,000 investment in LSBK five years ago would be worth $16,711 today (with dividends reinvested), compared to $3,259 for FIS. Over the past 12 months, LSBK leads with a +53.1% total return vs FIS's -50.4%. The 3-year compound annual growth rate (CAGR) favors LSBK at 30.7% vs FIS's -7.6% — a key indicator of consistent wealth creation.

MetricLSBK logoLSBKLake Shore Bancor…ICE logoICEIntercontinental …KO logoKOThe Coca-Cola Com…FIS logoFISFidelity National…PEP logoPEPPepsiCo, Inc.
YTD ReturnYear-to-date+19.7%-15.7%+16.4%-40.4%+1.9%
1-Year ReturnPast 12 months+53.1%-24.4%+17.7%-50.4%+14.5%
3-Year ReturnCumulative with dividends+123.3%+24.3%+39.3%-21.0%-14.5%
5-Year ReturnCumulative with dividends+67.1%+26.4%+65.3%-67.4%+15.2%
10-Year ReturnCumulative with dividends+111.6%+192.5%+115.0%-26.7%+79.6%
CAGR (3Y)Annualised 3-year return+30.7%+7.5%+11.7%-7.6%-5.1%
LSBK leads this category, winning 5 of 6 comparable metrics.

Risk & Volatility

Evenly matched — LSBK and KO each lead in 1 of 2 comparable metrics.

KO is the less volatile stock with a -0.23 beta — it tends to amplify market swings less than FIS's 0.57 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. LSBK currently trades 100.0% from its 52-week high vs FIS's 46.2% drawdown — a narrower gap to the peak suggests stronger recent price momentum.

MetricLSBK logoLSBKLake Shore Bancor…ICE logoICEIntercontinental …KO logoKOThe Coca-Cola Com…FIS logoFISFidelity National…PEP logoPEPPepsiCo, Inc.
Beta (5Y)Sensitivity to S&P 5000.27x0.38x-0.23x0.57x-0.09x
52-Week HighHighest price in past year$17.40$189.35$84.04$82.74$171.48
52-Week LowLowest price in past year$8.63$132.84$65.35$37.85$127.60
% of 52W HighCurrent price vs 52-week peak+100.0%+70.7%+94.5%+46.2%+82.8%
RSI (14)Momentum oscillator 0–10063.129.649.235.238.4
Avg Volume (50D)Average daily shares traded9K3.3M13.6M5.7M6.5M
Evenly matched — LSBK and KO each lead in 1 of 2 comparable metrics.

Analyst Outlook

Evenly matched — KO and FIS each lead in 1 of 2 comparable metrics.

Analyst consensus: ICE as "Buy", KO as "Buy", FIS as "Buy", PEP as "Hold". Consensus price targets imply 64.6% upside for FIS (target: $63) vs 8.5% for KO (target: $86). For income investors, FIS offers the higher dividend yield at 4.27% vs LSBK's 0.79%.

MetricLSBK logoLSBKLake Shore Bancor…ICE logoICEIntercontinental …KO logoKOThe Coca-Cola Com…FIS logoFISFidelity National…PEP logoPEPPepsiCo, Inc.
Analyst RatingConsensus buy/hold/sellBuyBuyBuyHold
Price TargetConsensus 12-month target$194.00$86.13$62.88$167.89
# AnalystsCovering analysts36483745
Dividend YieldAnnual dividend ÷ price+0.8%+1.4%+2.6%+4.3%+3.9%
Dividend StreakConsecutive years of raises01356154
Dividend / ShareAnnual DPS$0.14$1.93$2.04$1.63$5.57
Buyback YieldShare repurchases ÷ mkt cap+0.0%+1.8%+0.2%+7.2%+0.5%
Evenly matched — KO and FIS each lead in 1 of 2 comparable metrics.
Key Takeaway

FIS leads in 1 of 6 categories (Valuation Metrics). KO leads in 1 (Profitability & Efficiency). 3 tied.

Best OverallLake Shore Bancorp, Inc. (LSBK)Leads 1 of 6 categories
Loading custom metrics...

LSBK vs ICE vs KO vs FIS vs PEP: Key Questions Answered

10 questions · data-driven answers · updated daily

01

Is LSBK or ICE or KO or FIS or PEP a better buy right now?

For growth investors, Intercontinental Exchange, Inc.

(ICE) is the stronger pick with 7. 5% revenue growth year-over-year, versus 1. 9% for The Coca-Cola Company (KO). Lake Shore Bancorp, Inc. (LSBK) offers the better valuation at 18. 1x trailing P/E, making it the more compelling value choice. Analysts rate Intercontinental Exchange, Inc. (ICE) a "Buy" — based on 36 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.

02

Which has the better valuation — LSBK or ICE or KO or FIS or PEP?

On trailing P/E, Lake Shore Bancorp, Inc.

(LSBK) is the cheapest at 18. 1x versus Fidelity National Information Services, Inc. at 50. 9x. On forward P/E, Fidelity National Information Services, Inc. is actually cheaper at 6. 1x — notably different from the trailing picture, reflecting expected earnings growth. The PEG ratio (P/E divided by earnings growth rate) is the most growth-adjusted single valuation metric: Fidelity National Information Services, Inc. wins at 0. 25x versus PepsiCo, Inc. 's 5. 04x — a PEG below 1. 0 traditionally signals the market is underpricing earnings growth.

03

Which is the better long-term investment — LSBK or ICE or KO or FIS or PEP?

Over the past 5 years, Lake Shore Bancorp, Inc.

(LSBK) delivered a total return of +67. 1%, compared to -67. 4% for Fidelity National Information Services, Inc. (FIS). Over 10 years, the gap is even starker: ICE returned +192. 5% versus FIS's -26. 7%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.

04

Which is safer — LSBK or ICE or KO or FIS or PEP?

By beta (market sensitivity over 5 years), The Coca-Cola Company (KO) is the lower-risk stock at -0.

23β versus Fidelity National Information Services, Inc. 's 0. 57β — meaning FIS is approximately -346% more volatile than KO relative to the S&P 500. On balance sheet safety, Lake Shore Bancorp, Inc. (LSBK) carries a lower debt/equity ratio of 1% versus 2% for PepsiCo, Inc. — giving it more financial flexibility in a downturn.

05

Which is growing faster — LSBK or ICE or KO or FIS or PEP?

By revenue growth (latest reported year), Intercontinental Exchange, Inc.

(ICE) is pulling ahead at 7. 5% versus 1. 9% for The Coca-Cola Company (KO). On earnings-per-share growth, the picture is similar: Lake Shore Bancorp, Inc. grew EPS 47. 7% year-over-year, compared to -47. 2% for Fidelity National Information Services, Inc.. Over a 3-year CAGR, KO leads at 3. 7% annualised revenue growth. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.

06

Which has better profit margins — LSBK or ICE or KO or FIS or PEP?

The Coca-Cola Company (KO) is the more profitable company, earning 27.

3% net margin versus 3. 6% for Fidelity National Information Services, Inc. — meaning it keeps 27. 3% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: ICE leads at 38. 7% versus 12. 2% for PEP. At the gross margin level — before operating expenses — LSBK leads at 70. 9%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.

07

Is LSBK or ICE or KO or FIS or PEP more undervalued right now?

The PEG ratio (forward P/E divided by expected earnings growth rate) is the most precise measure of undervaluation relative to growth potential.

By this metric, Fidelity National Information Services, Inc. (FIS) is the more undervalued stock at a PEG of 0. 25x versus PepsiCo, Inc. 's 5. 04x. A PEG below 1. 0 is traditionally considered the threshold for growth-adjusted undervaluation. On forward earnings alone, Fidelity National Information Services, Inc. (FIS) trades at 6. 1x forward P/E versus 24. 3x for The Coca-Cola Company — 18. 2x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for FIS: 64. 6% to $62. 88.

08

Which pays a better dividend — LSBK or ICE or KO or FIS or PEP?

All stocks in this comparison pay dividends.

Fidelity National Information Services, Inc. (FIS) offers the highest yield at 4. 3%, versus 0. 8% for Lake Shore Bancorp, Inc. (LSBK).

09

Is LSBK or ICE or KO or FIS or PEP better for a retirement portfolio?

For long-horizon retirement investors, The Coca-Cola Company (KO) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β -0.

23), 2. 6% yield, +115. 0% 10Y return). Both have compounded well over 10 years (KO: +115. 0%, FIS: -26. 7%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.

10

What are the main differences between LSBK and ICE and KO and FIS and PEP?

These companies operate in different sectors (LSBK (Financial Services) and ICE (Financial Services) and KO (Consumer Defensive) and FIS (Technology) and PEP (Consumer Defensive)), which means they face different economic cycles, regulatory environments, and macro sensitivities — making direct comparison nuanced.

In terms of investment character: LSBK is a small-cap quality compounder stock; ICE is a mid-cap quality compounder stock; KO is a large-cap quality compounder stock; FIS is a mid-cap income-oriented stock; PEP is a mid-cap income-oriented stock. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.

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