MFC
Manulife Financial Corporation
Insurance - Life
Market Cap$67.02B
5Y Perf.+222.1%
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Stock Comparison
MFC vs MET
Revenue, margins, valuation, and 5-year total return — side by side.
MET
MetLife, Inc.
Insurance - Life
Market Cap$52.27B
5Y Perf.+122.6%
MFC vs MET — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | MFC | MET |
|---|---|---|
| Industry | Insurance - Life | Insurance - Life |
| Market Cap | $67.02B | $52.27B |
| Revenue (TTM) | $83.02B | $76.13B |
| Net Income (TTM) | $5.78B | $3.38B |
| Gross Margin | 30.6% | 25.6% |
| Operating Margin | 8.5% | 6.1% |
| Forward P/E | 8.6x | 8.2x |
| Total Debt | $14.66B | $20.18B |
| Cash & Equiv. | $14.90B | $22.03B |
MFC vs MET — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
MFC
MET
| Stock | May 20 | May 26 | Return |
|---|---|---|---|
| Manulife Financial … (MFC) | 100 | 322.1 | +222.1% |
| MetLife, Inc. (MET) | 100 | 222.6 | +122.6% |
Price return only. Dividends and distributions are not included.
Quick Verdict: MFC vs MET
Each card shows where this stock fits in a portfolio — not just who wins on paper.
Bottom line: MFC leads in 7 of 7 categories, making it the strongest pick for growth and revenue expansion and valuation and capital efficiency. As sector peers, any of these can serve as alternatives in the same allocation.
MFC
Manulife Financial Corporation
The Insurance Pick
MFC carries the broadest edge in this set and is the clearest fit for income & stability and growth exposure.
- Dividend streak 6 yrs, beta 0.99, yield 4.9%
- Rev growth 9.4%, EPS growth 8.1%, 3Y rev CAGR 36.2%
- 244.9% 10Y total return vs MET's 156.8%
Best for: income & stability and growth exposure
MET
MetLife, Inc.
The Insurance Play
In this particular matchup, MET is outpaced on most metrics by others in the set.
Best for: financial services exposure
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | MFC | 9.4% revenue growth vs MET's 10.2% |
| Value | MFC | Better valuation composite |
| Quality / Margins | MFC | 7.0% margin vs MET's 4.4% |
| Stability / Safety | MFC | Beta 0.99 vs MET's 1.09, lower leverage |
| Dividends | MFC | 4.9% yield, 6-year raise streak, vs MET's 2.8% |
| Momentum (1Y) | MFC | +31.9% vs MET's +7.9% |
| Efficiency (ROA) | MFC | 0.6% ROA vs MET's 0.5%, ROIC 11.5% vs 13.1% |
MFC vs MET — Revenue Breakdown by Segment
How each company's revenue is distributed across its business units
FY 2022
FY 2025
MFC vs MET — Financial Metrics
Side-by-side numbers across 2 stocks — who leads on profitability, valuation, growth, and risk.
BEST OVERALLMFCLAGGINGMET
METMetLife, Inc.
2leads
MFCManulife Financial Co…
3leads
6 Total Categories
CATEGORYLEADERvs METMETRICS WON
Income & Cash FlowRevenue, margins, and cash flow strength
MFC6/6
Valuation MetricsMultiples, price ratios, and targets
MET4/6
Profitability & EfficiencyROE, ROIC, leverage, and quality scores
MET5/9
Total Returns1Y, 3Y, 5Y total returns with dividends
MFC6/6
Risk & VolatilityBeta, volatility, and downside exposure
MFC2/2
Analyst OutlookRatings, price targets, and dividends
Tied
—
Income & Cash Flow (Last 12 Months)
MFC leads this category, winning 6 of 6 comparable metrics.
Income & Cash Flow (Last 12 Months)
MFC and MET operate at a comparable scale, with $83.0B and $76.1B in trailing revenue. Profitability is closely matched — net margins range from 7.0% (MFC) to 4.4% (MET). On growth, MFC holds the edge at +2.7% YoY revenue growth, suggesting stronger near-term business momentum.
| Metric | MFCManulife Financia… | METMetLife, Inc. |
|---|---|---|
| RevenueTrailing 12 months | $83.0B | $76.1B |
| EBITDAEarnings before interest/tax | $6.0B | $5.7B |
| Net IncomeAfter-tax profit | $5.8B | $3.4B |
| Free Cash FlowCash after capex | $32.1B | $18.1B |
| Gross MarginGross profit ÷ Revenue | +30.6% | +25.6% |
| Operating MarginEBIT ÷ Revenue | +8.5% | +6.1% |
| Net MarginNet income ÷ Revenue | +7.0% | +4.4% |
| FCF MarginFCF ÷ Revenue | +38.7% | +23.8% |
| Rev. Growth (YoY)Latest quarter vs prior year | +2.7% | +29.1% |
| EPS Growth (YoY)Latest quarter vs prior year | -4.7% | -34.3% |
MFC leads this category, winning 6 of 6 comparable metrics.
Valuation Metrics
MET leads this category, winning 4 of 6 comparable metrics.
Valuation Metrics
At 16.7x trailing earnings, MET trades at a 6% valuation discount to MFC's 17.7x P/E. On an enterprise value basis, MET's 8.8x EV/EBITDA is more attractive than MFC's 11.4x.
| Metric | MFCManulife Financia… | METMetLife, Inc. |
|---|---|---|
| Market CapShares × price | $67.0B | $52.3B |
| Enterprise ValueMkt cap + debt − cash | $66.8B | $50.4B |
| Trailing P/EPrice ÷ TTM EPS | 17.69x | 16.70x |
| Forward P/EPrice ÷ next-FY EPS est. | 8.58x | 8.19x |
| PEG RatioP/E ÷ EPS growth rate | 9.15x | — |
| EV / EBITDAEnterprise value multiple | 11.40x | 8.81x |
| Price / SalesMarket cap ÷ Revenue | 1.49x | 0.68x |
| Price / BookPrice ÷ Book value/share | 1.31x | 1.84x |
| Price / FCFMarket cap ÷ FCF | 2.84x | 2.89x |
MET leads this category, winning 4 of 6 comparable metrics.
Profitability & Efficiency
MET leads this category, winning 5 of 9 comparable metrics.
Profitability & Efficiency
MET delivers a 11.9% return on equity — every $100 of shareholder capital generates $12 in annual profit, vs $11 for MFC. MFC carries lower financial leverage with a 0.28x debt-to-equity ratio, signaling a more conservative balance sheet compared to MET's 0.70x. On the Piotroski fundamental quality scale (0–9), MET scores 8/9 vs MFC's 7/9, reflecting strong financial health.
| Metric | MFCManulife Financia… | METMetLife, Inc. |
|---|---|---|
| ROE (TTM)Return on equity | +11.2% | +11.9% |
| ROA (TTM)Return on assets | +0.6% | +0.5% |
| ROICReturn on invested capital | +11.5% | +13.1% |
| ROCEReturn on capital employed | +0.7% | +1.0% |
| Piotroski ScoreFundamental quality 0–9 | 7 | 8 |
| Debt / EquityFinancial leverage | 0.28x | 0.70x |
| Net DebtTotal debt minus cash | -$237M | -$1.8B |
| Cash & Equiv.Liquid assets | $14.9B | $22.0B |
| Total DebtShort + long-term debt | $14.7B | $20.2B |
| Interest CoverageEBIT ÷ Interest expense | 5.64x | 5.39x |
MET leads this category, winning 5 of 9 comparable metrics.
Total Returns (Dividends Reinvested)
MFC leads this category, winning 6 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in MFC five years ago would be worth $21,097 today (with dividends reinvested), compared to $13,534 for MET. Over the past 12 months, MFC leads with a +31.9% total return vs MET's +7.9%. The 3-year compound annual growth rate (CAGR) favors MFC at 29.7% vs MET's 17.3% — a key indicator of consistent wealth creation.
| Metric | MFCManulife Financia… | METMetLife, Inc. |
|---|---|---|
| YTD ReturnYear-to-date | +11.3% | +0.5% |
| 1-Year ReturnPast 12 months | +31.9% | +7.9% |
| 3-Year ReturnCumulative with dividends | +118.0% | +61.5% |
| 5-Year ReturnCumulative with dividends | +111.0% | +35.3% |
| 10-Year ReturnCumulative with dividends | +244.9% | +156.8% |
| CAGR (3Y)Annualised 3-year return | +29.7% | +17.3% |
MFC leads this category, winning 6 of 6 comparable metrics.
Risk & Volatility
MFC leads this category, winning 2 of 2 comparable metrics.
Risk & Volatility
MFC is the less volatile stock with a 0.99 beta — it tends to amplify market swings less than MET's 1.09 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. MFC currently trades 99.7% from its 52-week high vs MET's 95.8% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | MFCManulife Financia… | METMetLife, Inc. |
|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 0.99x | 1.09x |
| 52-Week HighHighest price in past year | $40.08 | $83.64 |
| 52-Week LowLowest price in past year | $29.70 | $67.33 |
| % of 52W HighCurrent price vs 52-week peak | +99.7% | +95.8% |
| RSI (14)Momentum oscillator 0–100 | 65.9 | 66.3 |
| Avg Volume (50D)Average daily shares traded | 1.9M | 3.5M |
MFC leads this category, winning 2 of 2 comparable metrics.
Analyst Outlook
Evenly matched — MFC and MET each lead in 1 of 2 comparable metrics.
Analyst Outlook
Wall Street rates MFC as "Buy" and MET as "Buy". Consensus price targets imply 27.6% upside for MFC (target: $51) vs 20.4% for MET (target: $97). For income investors, MFC offers the higher dividend yield at 4.89% vs MET's 2.83%.
| Metric | MFCManulife Financia… | METMetLife, Inc. |
|---|---|---|
| Analyst RatingConsensus buy/hold/sell | Buy | Buy |
| Price TargetConsensus 12-month target | $51.00 | $96.50 |
| # AnalystsCovering analysts | 14 | 33 |
| Dividend YieldAnnual dividend ÷ price | +4.9% | +2.8% |
| Dividend StreakConsecutive years of raises | 6 | 13 |
| Dividend / ShareAnnual DPS | $2.66 | $2.27 |
| Buyback YieldShare repurchases ÷ mkt cap | +2.7% | +7.4% |
Evenly matched — MFC and MET each lead in 1 of 2 comparable metrics.
Key Takeaway
MFC leads in 3 of 6 categories (Income & Cash Flow, Total Returns). MET leads in 2 (Valuation Metrics, Profitability & Efficiency). 1 tied.
Best OverallManulife Financial Corporat… (MFC)Leads 3 of 6 categories
Loading custom metrics...
MFC vs MET: Frequently Asked Questions
10 questions · data-driven answers · updated daily
01Is MFC or MET a better buy right now?
For growth investors, Manulife Financial Corporation (MFC) is the stronger pick with 937.
7% revenue growth year-over-year, versus 10. 2% for MetLife, Inc. (MET). MetLife, Inc. (MET) offers the better valuation at 16. 7x trailing P/E (8. 2x forward), making it the more compelling value choice. Analysts rate Manulife Financial Corporation (MFC) a "Buy" — based on 14 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which has the better valuation — MFC or MET?
On trailing P/E, MetLife, Inc.
(MET) is the cheapest at 16. 7x versus Manulife Financial Corporation at 17. 7x. On forward P/E, MetLife, Inc. is actually cheaper at 8. 2x.
03Which is the better long-term investment — MFC or MET?
Over the past 5 years, Manulife Financial Corporation (MFC) delivered a total return of +111.
0%, compared to +35. 3% for MetLife, Inc. (MET). Over 10 years, the gap is even starker: MFC returned +244. 9% versus MET's +156. 8%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
04Which is safer — MFC or MET?
By beta (market sensitivity over 5 years), Manulife Financial Corporation (MFC) is the lower-risk stock at 0.
99β versus MetLife, Inc. 's 1. 09β — meaning MET is approximately 10% more volatile than MFC relative to the S&P 500. On balance sheet safety, Manulife Financial Corporation (MFC) carries a lower debt/equity ratio of 28% versus 70% for MetLife, Inc. — giving it more financial flexibility in a downturn.
05Which is growing faster — MFC or MET?
By revenue growth (latest reported year), Manulife Financial Corporation (MFC) is pulling ahead at 937.
7% versus 10. 2% for MetLife, Inc. (MET). On earnings-per-share growth, the picture is similar: Manulife Financial Corporation grew EPS 8. 1% year-over-year, compared to -19. 2% for MetLife, Inc.. Over a 3-year CAGR, MFC leads at 36. 2% annualised revenue growth. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
06Which has better profit margins — MFC or MET?
Manulife Financial Corporation (MFC) is the more profitable company, earning 9.
5% net margin versus 4. 4% for MetLife, Inc. — meaning it keeps 9. 5% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: MFC leads at 11. 6% versus 6. 0% for MET. At the gross margin level — before operating expenses — MFC leads at 100. 0%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
07Is MFC or MET more undervalued right now?
On forward earnings alone, MetLife, Inc.
(MET) trades at 8. 2x forward P/E versus 8. 6x for Manulife Financial Corporation — 0. 4x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for MFC: 27. 6% to $51. 00.
08Which pays a better dividend — MFC or MET?
All stocks in this comparison pay dividends.
Manulife Financial Corporation (MFC) offers the highest yield at 4. 9%, versus 2. 8% for MetLife, Inc. (MET).
09Is MFC or MET better for a retirement portfolio?
For long-horizon retirement investors, Manulife Financial Corporation (MFC) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0.
99), 4. 9% yield, +244. 9% 10Y return). Both have compounded well over 10 years (MFC: +244. 9%, MET: +156. 8%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
10What are the main differences between MFC and MET?
Both stocks operate in the Financial Services sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both.
In terms of investment character: MFC is a mid-cap high-growth stock; MET is a mid-cap deep-value stock. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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Revenue Growth>
%
(MFC: 268.5% · MET: 29.1%)Net Margin>
%
(MFC: 7.0% · MET: 4.4%)P/E Ratio<
x
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