REIT - Mortgage
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MITT vs SACH
Revenue, margins, valuation, and 5-year total return — side by side.
REIT - Mortgage
MITT vs SACH — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | ||
|---|---|---|
| Industry | REIT - Mortgage | REIT - Mortgage |
| Market Cap | $249M | $53M |
| Revenue (TTM) | $493M | $38M |
| Net Income (TTM) | $34M | $6M |
| Gross Margin | 94.2% | 98.1% |
| Operating Margin | 93.3% | 42.0% |
| Forward P/E | 7.2x | 28.1x |
| Total Debt | $8.10B | $278M |
| Cash & Equiv. | $76M | $11M |
MITT vs SACH — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
| Stock | May 20 | May 26 | Return |
|---|---|---|---|
| TPG Mortgage Invest… (MITT) | 100 | 106.2 | +6.2% |
| Sachem Capital Corp. (SACH) | 100 | 38.1 | -61.9% |
Price return only. Dividends and distributions are not included.
Quick Verdict: MITT vs SACH
Each card shows where this stock fits in a portfolio — not just who wins on paper.
MITT is the clearest fit if your priority is growth exposure.
- Rev growth 14.4%, EPS growth -26.8%, 3Y rev CAGR 22.6%
- 14.4% FFO/revenue growth vs SACH's -18.2%
- Lower P/E (7.2x vs 28.1x)
SACH carries the broadest edge in this set and is the clearest fit for income & stability and long-term compounding.
- Dividend streak 0 yrs, beta 0.44, yield 18.4%
- -5.2% 10Y total return vs MITT's -16.9%
- Lower volatility, beta 0.44, current ratio 0.84x
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | 14.4% FFO/revenue growth vs SACH's -18.2% | |
| Value | Lower P/E (7.2x vs 28.1x) | |
| Quality / Margins | 16.7% margin vs MITT's 6.8% | |
| Stability / Safety | Beta 0.44 vs MITT's 0.90, lower leverage | |
| Dividends | 10.0% yield, 1-year raise streak, vs SACH's 18.4% | |
| Momentum (1Y) | +34.0% vs MITT's +29.0% | |
| Efficiency (ROA) | 1.3% ROA vs MITT's 0.4%, ROIC 4.8% vs 4.5% |
MITT vs SACH — Revenue Breakdown by Segment
How each company's revenue is distributed across its business units
Segment breakdown not available.
MITT vs SACH — Financial Metrics
Side-by-side numbers across 2 stocks — who leads on profitability, valuation, growth, and risk.
Income & Cash Flow (Last 12 Months)
SACH leads this category, winning 4 of 6 comparable metrics.
Income & Cash Flow (Last 12 Months)
MITT is the larger business by revenue, generating $493M annually — 13.0x SACH's $38M. SACH is the more profitable business, keeping 16.7% of every revenue dollar as net income compared to MITT's 6.8%. On growth, SACH holds the edge at +145.2% YoY revenue growth, suggesting stronger near-term business momentum.
| Metric | ||
|---|---|---|
| RevenueTrailing 12 months | $493M | $38M |
| EBITDAEarnings before interest/tax | $457M | $17M |
| Net IncomeAfter-tax profit | $34M | $6M |
| Free Cash FlowCash after capex | $68M | $3M |
| Gross MarginGross profit ÷ Revenue | +94.2% | +98.1% |
| Operating MarginEBIT ÷ Revenue | +93.3% | +42.0% |
| Net MarginNet income ÷ Revenue | +6.8% | +16.7% |
| FCF MarginFCF ÷ Revenue | +13.8% | +6.6% |
| Rev. Growth (YoY)Latest quarter vs prior year | +20.9% | +145.2% |
| EPS Growth (YoY)Latest quarter vs prior year | -2.3% | -79.9% |
Valuation Metrics
MITT leads this category, winning 3 of 5 comparable metrics.
Valuation Metrics
At 8.7x trailing earnings, MITT trades at a 69% valuation discount to SACH's 28.1x P/E. On an enterprise value basis, SACH's 11.3x EV/EBITDA is more attractive than MITT's 18.2x.
| Metric | ||
|---|---|---|
| Market CapShares × price | $249M | $53M |
| Enterprise ValueMkt cap + debt − cash | $8.3B | $320M |
| Trailing P/EPrice ÷ TTM EPS | 8.71x | 28.06x |
| Forward P/EPrice ÷ next-FY EPS est. | 7.20x | — |
| PEG RatioP/E ÷ EPS growth rate | — | — |
| EV / EBITDAEnterprise value multiple | 18.25x | 11.33x |
| Price / SalesMarket cap ÷ Revenue | 0.53x | 1.12x |
| Price / BookPrice ÷ Book value/share | 0.43x | 0.29x |
| Price / FCFMarket cap ÷ FCF | 4.18x | 21.11x |
Profitability & Efficiency
SACH leads this category, winning 7 of 9 comparable metrics.
Profitability & Efficiency
MITT delivers a 6.1% return on equity — every $100 of shareholder capital generates $6 in annual profit, vs $4 for SACH. SACH carries lower financial leverage with a 1.59x debt-to-equity ratio, signaling a more conservative balance sheet compared to MITT's 14.45x. On the Piotroski fundamental quality scale (0–9), SACH scores 6/9 vs MITT's 3/9, reflecting solid financial health.
| Metric | ||
|---|---|---|
| ROE (TTM)Return on equity | +6.1% | +3.6% |
| ROA (TTM)Return on assets | +0.4% | +1.3% |
| ROICReturn on invested capital | +4.5% | +4.8% |
| ROCEReturn on capital employed | +6.5% | +6.2% |
| Piotroski ScoreFundamental quality 0–9 | 3 | 6 |
| Debt / EquityFinancial leverage | 14.45x | 1.59x |
| Net DebtTotal debt minus cash | $8.0B | $267M |
| Cash & Equiv.Liquid assets | $76M | $11M |
| Total DebtShort + long-term debt | $8.1B | $278M |
| Interest CoverageEBIT ÷ Interest expense | 1.12x | 1.25x |
Total Returns (Dividends Reinvested)
Evenly matched — MITT and SACH each lead in 3 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in MITT five years ago would be worth $9,650 today (with dividends reinvested), compared to $5,684 for SACH. Over the past 12 months, SACH leads with a +34.0% total return vs MITT's +29.0%. The 3-year compound annual growth rate (CAGR) favors MITT at 23.4% vs SACH's -16.8% — a key indicator of consistent wealth creation.
| Metric | ||
|---|---|---|
| YTD ReturnYear-to-date | -5.6% | +10.6% |
| 1-Year ReturnPast 12 months | +29.0% | +34.0% |
| 3-Year ReturnCumulative with dividends | +87.9% | -42.4% |
| 5-Year ReturnCumulative with dividends | -3.5% | -43.2% |
| 10-Year ReturnCumulative with dividends | -16.9% | -5.2% |
| CAGR (3Y)Annualised 3-year return | +23.4% | -16.8% |
Risk & Volatility
Evenly matched — MITT and SACH each lead in 1 of 2 comparable metrics.
Risk & Volatility
SACH is the less volatile stock with a 0.44 beta — it tends to amplify market swings less than MITT's 0.90 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. MITT currently trades 84.6% from its 52-week high vs SACH's 81.5% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | ||
|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 0.90x | 0.44x |
| 52-Week HighHighest price in past year | $9.27 | $1.35 |
| 52-Week LowLowest price in past year | $6.52 | $0.80 |
| % of 52W HighCurrent price vs 52-week peak | +84.6% | +81.5% |
| RSI (14)Momentum oscillator 0–100 | 50.5 | 58.8 |
| Avg Volume (50D)Average daily shares traded | 277K | 157K |
Analyst Outlook
Evenly matched — MITT and SACH each lead in 1 of 2 comparable metrics.
Analyst Outlook
For income investors, SACH offers the higher dividend yield at 18.42% vs MITT's 10.04%.
| Metric | ||
|---|---|---|
| Analyst RatingConsensus buy/hold/sell | Buy | — |
| Price TargetConsensus 12-month target | $9.63 | — |
| # AnalystsCovering analysts | 18 | — |
| Dividend YieldAnnual dividend ÷ price | +10.0% | +18.4% |
| Dividend StreakConsecutive years of raises | 1 | 0 |
| Dividend / ShareAnnual DPS | $0.79 | $0.20 |
| Buyback YieldShare repurchases ÷ mkt cap | 0.0% | 0.0% |
SACH leads in 2 of 6 categories (Income & Cash Flow, Profitability & Efficiency). MITT leads in 1 (Valuation Metrics). 3 tied.
MITT vs SACH: Frequently Asked Questions
9 questions · data-driven answers · updated daily
01Is MITT or SACH a better buy right now?
For growth investors, TPG Mortgage Investment Trust Inc (MITT) is the stronger pick with 14.
4% revenue growth year-over-year, versus -18. 2% for Sachem Capital Corp. (SACH). TPG Mortgage Investment Trust Inc (MITT) offers the better valuation at 8. 7x trailing P/E (7. 2x forward), making it the more compelling value choice. Analysts rate TPG Mortgage Investment Trust Inc (MITT) a "Buy" — based on 18 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which has the better valuation — MITT or SACH?
On trailing P/E, TPG Mortgage Investment Trust Inc (MITT) is the cheapest at 8.
7x versus Sachem Capital Corp. at 28. 1x.
03Which is the better long-term investment — MITT or SACH?
Over the past 5 years, TPG Mortgage Investment Trust Inc (MITT) delivered a total return of -3.
5%, compared to -43. 2% for Sachem Capital Corp. (SACH). Over 10 years, the gap is even starker: SACH returned -5. 2% versus MITT's -16. 9%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
04Which is safer — MITT or SACH?
By beta (market sensitivity over 5 years), Sachem Capital Corp.
(SACH) is the lower-risk stock at 0. 44β versus TPG Mortgage Investment Trust Inc's 0. 90β — meaning MITT is approximately 104% more volatile than SACH relative to the S&P 500. On balance sheet safety, Sachem Capital Corp. (SACH) carries a lower debt/equity ratio of 159% versus 14% for TPG Mortgage Investment Trust Inc — giving it more financial flexibility in a downturn.
05Which is growing faster — MITT or SACH?
By revenue growth (latest reported year), TPG Mortgage Investment Trust Inc (MITT) is pulling ahead at 14.
4% versus -18. 2% for Sachem Capital Corp. (SACH). On earnings-per-share growth, the picture is similar: Sachem Capital Corp. grew EPS 104. 2% year-over-year, compared to -26. 8% for TPG Mortgage Investment Trust Inc. Over a 3-year CAGR, MITT leads at 22. 6% annualised revenue growth. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
06Which has better profit margins — MITT or SACH?
Sachem Capital Corp.
(SACH) is the more profitable company, earning 13. 4% net margin versus 10. 3% for TPG Mortgage Investment Trust Inc — meaning it keeps 13. 4% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: MITT leads at 96. 9% versus 58. 8% for SACH. At the gross margin level — before operating expenses — SACH leads at 97. 8%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
07Which pays a better dividend — MITT or SACH?
All stocks in this comparison pay dividends.
Sachem Capital Corp. (SACH) offers the highest yield at 18. 4%, versus 10. 0% for TPG Mortgage Investment Trust Inc (MITT).
08Is MITT or SACH better for a retirement portfolio?
For long-horizon retirement investors, Sachem Capital Corp.
(SACH) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0. 44), 18. 4% yield). Both have compounded well over 10 years (SACH: -5. 2%, MITT: -16. 9%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
09What are the main differences between MITT and SACH?
Both stocks operate in the Real Estate sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both.
In terms of investment character: MITT is a small-cap deep-value stock; SACH is a small-cap income-oriented stock. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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