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NRUC vs EVRG
Revenue, margins, valuation, and 5-year total return — side by side.
Regulated Electric
NRUC vs EVRG — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | ||
|---|---|---|
| Industry | Financial - Credit Services | Regulated Electric |
| Market Cap | — | $19.05B |
| Revenue (TTM) | $23M | $5.99B |
| Net Income (TTM) | $212M | $882M |
| Gross Margin | — | 41.5% |
| Operating Margin | — | 25.4% |
| Forward P/E | — | 19.5x |
| Total Debt | $32.26B | $15.44B |
| Cash & Equiv. | $135M | $25M |
NRUC vs EVRG — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
| Stock | May 20 | May 26 | Return |
|---|---|---|---|
| National Rural Util… (NRUC) | 100 | 89.9 | -10.1% |
| Evergy, Inc. (EVRG) | 100 | 134.1 | +34.1% |
Price return only. Dividends and distributions are not included.
Quick Verdict: NRUC vs EVRG
Each card shows where this stock fits in a portfolio — not just who wins on paper.
NRUC is the clearest fit if your priority is quality.
- 6.0% margin vs EVRG's 14.7%
EVRG carries the broadest edge in this set and is the clearest fit for income & stability and growth exposure.
- Dividend streak 6 yrs, beta 0.06, yield 3.2%
- Rev growth 1.7%, EPS growth -3.4%, 3Y rev CAGR 0.3%
- 100.7% 10Y total return vs NRUC's 32.8%
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | 1.7% revenue growth vs NRUC's -96.6% | |
| Quality / Margins | 6.0% margin vs EVRG's 14.7% | |
| Stability / Safety | Beta 0.06 vs NRUC's 0.73, lower leverage | |
| Dividends | 3.2% yield; 6-year raise streak; the other pay no meaningful dividend | |
| Momentum (1Y) | +22.7% vs NRUC's +6.3% | |
| Efficiency (ROA) | 2.6% ROA vs NRUC's 0.6% |
NRUC vs EVRG — Revenue Breakdown by Segment
How each company's revenue is distributed across its business units
Segment breakdown not available.
NRUC vs EVRG — Financial Metrics
Side-by-side numbers across 2 stocks — who leads on profitability, valuation, growth, and risk.
Income & Cash Flow (Last 12 Months)
NRUC leads this category, winning 2 of 2 comparable metrics.
Income & Cash Flow (Last 12 Months)
EVRG is the larger business by revenue, generating $6.0B annually — 256.0x NRUC's $23M. Profitability is closely matched — net margins range from 6.0% (NRUC) to 14.7% (EVRG).
| Metric | ||
|---|---|---|
| RevenueTrailing 12 months | $23M | $6.0B |
| EBITDAEarnings before interest/tax | -$84M | $2.7B |
| Net IncomeAfter-tax profit | $212M | $882M |
| Free Cash FlowCash after capex | $299M | -$1.1B |
| Gross MarginGross profit ÷ Revenue | — | +41.5% |
| Operating MarginEBIT ÷ Revenue | — | +25.4% |
| Net MarginNet income ÷ Revenue | +6.0% | +14.7% |
| FCF MarginFCF ÷ Revenue | +8.9% | -18.3% |
| Rev. Growth (YoY)Latest quarter vs prior year | — | +5.5% |
| EPS Growth (YoY)Latest quarter vs prior year | — | +18.5% |
Valuation Metrics
Insufficient data to determine a leader in this category.
Valuation Metrics
| Metric | ||
|---|---|---|
| Market CapShares × price | — | $19.1B |
| Enterprise ValueMkt cap + debt − cash | — | $34.5B |
| Trailing P/EPrice ÷ TTM EPS | — | 22.60x |
| Forward P/EPrice ÷ next-FY EPS est. | — | 19.52x |
| PEG RatioP/E ÷ EPS growth rate | — | 3.70x |
| EV / EBITDAEnterprise value multiple | — | 12.72x |
| Price / SalesMarket cap ÷ Revenue | — | 3.22x |
| Price / BookPrice ÷ Book value/share | — | 1.88x |
| Price / FCFMarket cap ÷ FCF | — | — |
Profitability & Efficiency
EVRG leads this category, winning 5 of 5 comparable metrics.
Profitability & Efficiency
EVRG delivers a 8.6% return on equity — every $100 of shareholder capital generates $9 in annual profit, vs $7 for NRUC. EVRG carries lower financial leverage with a 1.50x debt-to-equity ratio, signaling a more conservative balance sheet compared to NRUC's 10.39x.
| Metric | ||
|---|---|---|
| ROE (TTM)Return on equity | +7.0% | +8.6% |
| ROA (TTM)Return on assets | +0.6% | +2.6% |
| ROICReturn on invested capital | — | +4.5% |
| ROCEReturn on capital employed | — | +4.9% |
| Piotroski ScoreFundamental quality 0–9 | 4 | 4 |
| Debt / EquityFinancial leverage | 10.39x | 1.50x |
| Net DebtTotal debt minus cash | $32.1B | $15.4B |
| Cash & Equiv.Liquid assets | $135M | $25M |
| Total DebtShort + long-term debt | $32.3B | $15.4B |
| Interest CoverageEBIT ÷ Interest expense | — | 2.46x |
Total Returns (Dividends Reinvested)
EVRG leads this category, winning 6 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in EVRG five years ago would be worth $14,912 today (with dividends reinvested), compared to $11,389 for NRUC. Over the past 12 months, EVRG leads with a +22.7% total return vs NRUC's +6.3%. The 3-year compound annual growth rate (CAGR) favors EVRG at 13.4% vs NRUC's 4.3% — a key indicator of consistent wealth creation.
| Metric | ||
|---|---|---|
| YTD ReturnYear-to-date | +1.9% | +14.2% |
| 1-Year ReturnPast 12 months | +6.3% | +22.7% |
| 3-Year ReturnCumulative with dividends | +13.4% | +46.0% |
| 5-Year ReturnCumulative with dividends | +13.9% | +49.1% |
| 10-Year ReturnCumulative with dividends | +32.8% | +100.7% |
| CAGR (3Y)Annualised 3-year return | +4.3% | +13.4% |
Risk & Volatility
EVRG leads this category, winning 2 of 2 comparable metrics.
Risk & Volatility
EVRG is the less volatile stock with a 0.06 beta — it tends to amplify market swings less than NRUC's 0.73 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. EVRG currently trades 97.0% from its 52-week high vs NRUC's 93.2% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | ||
|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 0.73x | 0.06x |
| 52-Week HighHighest price in past year | $25.75 | $85.27 |
| 52-Week LowLowest price in past year | $5.63 | $63.29 |
| % of 52W HighCurrent price vs 52-week peak | +93.2% | +97.0% |
| RSI (14)Momentum oscillator 0–100 | 64.0 | 45.8 |
| Avg Volume (50D)Average daily shares traded | 16K | 1.8M |
Analyst Outlook
Insufficient data to determine a leader in this category.
Analyst Outlook
EVRG is the only dividend payer here at 3.17% yield — a key consideration for income-focused portfolios.
| Metric | ||
|---|---|---|
| Analyst RatingConsensus buy/hold/sell | — | Hold |
| Price TargetConsensus 12-month target | — | $89.00 |
| # AnalystsCovering analysts | — | 18 |
| Dividend YieldAnnual dividend ÷ price | — | +3.2% |
| Dividend StreakConsecutive years of raises | — | 6 |
| Dividend / ShareAnnual DPS | — | $2.62 |
| Buyback YieldShare repurchases ÷ mkt cap | — | 0.0% |
EVRG leads in 3 of 6 categories (Profitability & Efficiency, Total Returns). NRUC leads in 1 (Income & Cash Flow).
NRUC vs EVRG: Frequently Asked Questions
8 questions · data-driven answers · updated daily
01Is NRUC or EVRG a better buy right now?
For growth investors, Evergy, Inc.
(EVRG) is the stronger pick with 1. 7% revenue growth year-over-year, versus -96. 6% for National Rural Utilities Cooper (NRUC). Evergy, Inc. (EVRG) offers the better valuation at 22. 6x trailing P/E (19. 5x forward), making it the more compelling value choice. Analysts rate Evergy, Inc. (EVRG) a "Hold" — based on 18 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which is the better long-term investment — NRUC or EVRG?
Over the past 5 years, Evergy, Inc.
(EVRG) delivered a total return of +49. 1%, compared to +13. 9% for National Rural Utilities Cooper (NRUC). Over 10 years, the gap is even starker: EVRG returned +100. 7% versus NRUC's +32. 8%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
03Which is safer — NRUC or EVRG?
By beta (market sensitivity over 5 years), Evergy, Inc.
(EVRG) is the lower-risk stock at 0. 06β versus National Rural Utilities Cooper's 0. 73β — meaning NRUC is approximately 1065% more volatile than EVRG relative to the S&P 500. On balance sheet safety, Evergy, Inc. (EVRG) carries a lower debt/equity ratio of 150% versus 10% for National Rural Utilities Cooper — giving it more financial flexibility in a downturn.
04Which is growing faster — NRUC or EVRG?
By revenue growth (latest reported year), Evergy, Inc.
(EVRG) is pulling ahead at 1. 7% versus -96. 6% for National Rural Utilities Cooper (NRUC). Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
05Which has better profit margins — NRUC or EVRG?
National Rural Utilities Cooper (NRUC) is the more profitable company, earning 596.
6% net margin versus 14. 5% for Evergy, Inc. — meaning it keeps 596. 6% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: EVRG leads at 25. 2% versus 0. 0% for NRUC. At the gross margin level — before operating expenses — EVRG leads at 32. 3%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
06Which pays a better dividend — NRUC or EVRG?
In this comparison, EVRG (3.
2% yield) pays a dividend. NRUC does not pay a meaningful dividend and should not be held primarily for income.
07Is NRUC or EVRG better for a retirement portfolio?
For long-horizon retirement investors, Evergy, Inc.
(EVRG) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0. 06), 3. 2% yield, +100. 7% 10Y return). Both have compounded well over 10 years (EVRG: +100. 7%, NRUC: +32. 8%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
08What are the main differences between NRUC and EVRG?
These companies operate in different sectors (NRUC (Financial Services) and EVRG (Utilities)), which means they face different economic cycles, regulatory environments, and macro sensitivities — making direct comparison nuanced.
In terms of investment character: NRUC is a small-cap quality compounder stock; EVRG is a mid-cap income-oriented stock. EVRG pays a dividend while NRUC does not, making them suitable for different income and tax situations. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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