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NRUC vs EVRG vs WEC vs NWE
Revenue, margins, valuation, and 5-year total return — side by side.
Regulated Electric
Regulated Electric
Diversified Utilities
NRUC vs EVRG vs WEC vs NWE — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | ||||
|---|---|---|---|---|
| Industry | Financial - Credit Services | Regulated Electric | Regulated Electric | Diversified Utilities |
| Market Cap | — | $19.05B | $36.74B | $4.45B |
| Revenue (TTM) | $23M | $5.99B | $10.08B | $1.64B |
| Net Income (TTM) | $212M | $882M | $1.64B | $168M |
| Gross Margin | — | 41.5% | 55.7% | 61.9% |
| Operating Margin | — | 25.4% | 24.0% | 19.2% |
| Forward P/E | — | 19.5x | 20.2x | 19.3x |
| Total Debt | $32.26B | $15.44B | $22.31B | $3.29B |
| Cash & Equiv. | $135M | $25M | $28M | $9M |
NRUC vs EVRG vs WEC vs NWE — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
| Stock | May 20 | May 26 | Return |
|---|---|---|---|
| National Rural Util… (NRUC) | 100 | 89.9 | -10.1% |
| Evergy, Inc. (EVRG) | 100 | 134.1 | +34.1% |
| WEC Energy Group, I… (WEC) | 100 | 122.9 | +22.9% |
| Northwestern Energy… (NWE) | 100 | 120.4 | +20.4% |
Price return only. Dividends and distributions are not included.
Quick Verdict: NRUC vs EVRG vs WEC vs NWE
Each card shows where this stock fits in a portfolio — not just who wins on paper.
NRUC is the clearest fit if your priority is quality.
- 6.0% margin vs NWE's 10.2%
EVRG is the #2 pick in this set and the best alternative if sleep-well-at-night and valuation efficiency is your priority.
- Lower volatility, beta 0.06, current ratio 0.49x
- PEG 3.19 vs WEC's 4.06
- Lower P/E (19.5x vs 20.2x), PEG 3.19 vs 4.06
- Beta 0.06 vs NRUC's 0.73, lower leverage
WEC carries the broadest edge in this set and is the clearest fit for growth exposure and long-term compounding.
- Rev growth 14.0%, EPS growth 0.0%, 3Y rev CAGR 0.7%
- 133.1% 10Y total return vs EVRG's 100.7%
- 14.0% revenue growth vs NRUC's -96.6%
- 3.1% yield, 23-year raise streak, vs NWE's 3.6%, (1 stock pays no dividend)
NWE is the clearest fit if your priority is income & stability and defensive.
- Dividend streak 20 yrs, beta 0.24, yield 3.6%
- Beta 0.24, yield 3.6%, current ratio 0.72x
- +30.2% vs WEC's +6.2%
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | 14.0% revenue growth vs NRUC's -96.6% | |
| Value | Lower P/E (19.5x vs 20.2x), PEG 3.19 vs 4.06 | |
| Quality / Margins | 6.0% margin vs NWE's 10.2% | |
| Stability / Safety | Beta 0.06 vs NRUC's 0.73, lower leverage | |
| Dividends | 3.1% yield, 23-year raise streak, vs NWE's 3.6%, (1 stock pays no dividend) | |
| Momentum (1Y) | +30.2% vs WEC's +6.2% | |
| Efficiency (ROA) | 3.3% ROA vs NRUC's 0.6% |
NRUC vs EVRG vs WEC vs NWE — Revenue Breakdown by Segment
How each company's revenue is distributed across its business units
Segment breakdown not available.
NRUC vs EVRG vs WEC vs NWE — Financial Metrics
Side-by-side numbers across 4 stocks — who leads on profitability, valuation, growth, and risk.
Who Leads Where
WEC leads in 1 of 6 categories
EVRG leads 1 • NRUC leads 0 • NWE leads 0 • 4 tied
Explore the data ↓Income & Cash Flow (Last 12 Months)
Evenly matched — NRUC and EVRG each lead in 2 of 6 comparable metrics.
Income & Cash Flow (Last 12 Months)
WEC is the larger business by revenue, generating $10.1B annually — 430.6x NRUC's $23M. Profitability is closely matched — net margins range from 6.0% (NRUC) to 10.2% (NWE). On growth, WEC holds the edge at +9.0% YoY revenue growth, suggesting stronger near-term business momentum.
| Metric | ||||
|---|---|---|---|---|
| RevenueTrailing 12 months | $23M | $6.0B | $10.1B | $1.6B |
| EBITDAEarnings before interest/tax | -$84M | $2.7B | $3.9B | $569M |
| Net IncomeAfter-tax profit | $212M | $882M | $1.6B | $168M |
| Free Cash FlowCash after capex | $299M | -$1.1B | -$1.1B | -$148M |
| Gross MarginGross profit ÷ Revenue | — | +41.5% | +55.7% | +61.9% |
| Operating MarginEBIT ÷ Revenue | — | +25.4% | +24.0% | +19.2% |
| Net MarginNet income ÷ Revenue | +6.0% | +14.7% | +16.2% | +10.2% |
| FCF MarginFCF ÷ Revenue | +8.9% | -18.3% | -11.0% | -9.0% |
| Rev. Growth (YoY)Latest quarter vs prior year | — | +5.5% | +9.0% | +6.6% |
| EPS Growth (YoY)Latest quarter vs prior year | — | +18.5% | +7.9% | -17.6% |
Valuation Metrics
Evenly matched — EVRG and NWE each lead in 3 of 6 comparable metrics.
Valuation Metrics
At 22.6x trailing earnings, EVRG trades at a 8% valuation discount to NWE's 24.6x P/E. Adjusting for growth (PEG ratio), EVRG offers better value at 3.70x vs WEC's 4.70x — a lower PEG means you pay less per unit of expected earnings growth.
| Metric | ||||
|---|---|---|---|---|
| Market CapShares × price | — | $19.1B | $36.7B | $4.5B |
| Enterprise ValueMkt cap + debt − cash | — | $34.5B | $59.0B | $7.7B |
| Trailing P/EPrice ÷ TTM EPS | — | 22.60x | 23.35x | 24.63x |
| Forward P/EPrice ÷ next-FY EPS est. | — | 19.52x | 20.15x | 19.30x |
| PEG RatioP/E ÷ EPS growth rate | — | 3.70x | 4.70x | — |
| EV / EBITDAEnterprise value multiple | — | 12.72x | 15.32x | 13.44x |
| Price / SalesMarket cap ÷ Revenue | — | 3.22x | 3.75x | 2.77x |
| Price / BookPrice ÷ Book value/share | — | 1.88x | 2.63x | 1.54x |
| Price / FCFMarket cap ÷ FCF | — | — | — | — |
Profitability & Efficiency
WEC leads this category, winning 6 of 9 comparable metrics.
Profitability & Efficiency
WEC delivers a 11.6% return on equity — every $100 of shareholder capital generates $12 in annual profit, vs $6 for NWE. NWE carries lower financial leverage with a 1.14x debt-to-equity ratio, signaling a more conservative balance sheet compared to NRUC's 10.39x. On the Piotroski fundamental quality scale (0–9), WEC scores 5/9 vs EVRG's 4/9, reflecting solid financial health.
| Metric | ||||
|---|---|---|---|---|
| ROE (TTM)Return on equity | +7.0% | +8.6% | +11.6% | +5.8% |
| ROA (TTM)Return on assets | +0.6% | +2.6% | +3.3% | +2.0% |
| ROICReturn on invested capital | — | +4.5% | +5.1% | +4.0% |
| ROCEReturn on capital employed | — | +4.9% | +5.4% | +4.4% |
| Piotroski ScoreFundamental quality 0–9 | 4 | 4 | 5 | 5 |
| Debt / EquityFinancial leverage | 10.39x | 1.50x | 1.59x | 1.14x |
| Net DebtTotal debt minus cash | $32.1B | $15.4B | $22.3B | $3.3B |
| Cash & Equiv.Liquid assets | $135M | $25M | $28M | $9M |
| Total DebtShort + long-term debt | $32.3B | $15.4B | $22.3B | $3.3B |
| Interest CoverageEBIT ÷ Interest expense | — | 2.46x | 2.87x | 2.25x |
Total Returns (Dividends Reinvested)
EVRG leads this category, winning 4 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in EVRG five years ago would be worth $14,912 today (with dividends reinvested), compared to $11,389 for NRUC. Over the past 12 months, NWE leads with a +30.2% total return vs WEC's +6.2%. The 3-year compound annual growth rate (CAGR) favors EVRG at 13.4% vs NRUC's 4.3% — a key indicator of consistent wealth creation.
| Metric | ||||
|---|---|---|---|---|
| YTD ReturnYear-to-date | +1.9% | +14.2% | +6.8% | +12.9% |
| 1-Year ReturnPast 12 months | +6.3% | +22.7% | +6.2% | +30.2% |
| 3-Year ReturnCumulative with dividends | +13.4% | +46.0% | +29.4% | +34.7% |
| 5-Year ReturnCumulative with dividends | +13.9% | +49.1% | +31.8% | +25.9% |
| 10-Year ReturnCumulative with dividends | +32.8% | +100.7% | +133.1% | +65.7% |
| CAGR (3Y)Annualised 3-year return | +4.3% | +13.4% | +9.0% | +10.4% |
Risk & Volatility
Evenly matched — EVRG and WEC each lead in 1 of 2 comparable metrics.
Risk & Volatility
WEC is the less volatile stock with a -0.03 beta — it tends to amplify market swings less than NRUC's 0.73 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. EVRG currently trades 97.0% from its 52-week high vs NRUC's 93.2% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | ||||
|---|---|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 0.73x | 0.06x | -0.03x | 0.24x |
| 52-Week HighHighest price in past year | $25.75 | $85.27 | $119.62 | $75.18 |
| 52-Week LowLowest price in past year | $5.63 | $63.29 | $100.61 | $50.46 |
| % of 52W HighCurrent price vs 52-week peak | +93.2% | +97.0% | +94.3% | +96.3% |
| RSI (14)Momentum oscillator 0–100 | 64.0 | 45.8 | 44.5 | 51.8 |
| Avg Volume (50D)Average daily shares traded | 16K | 1.8M | 1.8M | 462K |
Analyst Outlook
Evenly matched — WEC and NWE each lead in 1 of 2 comparable metrics.
Analyst Outlook
Analyst consensus: EVRG as "Hold", WEC as "Hold", NWE as "Hold". Consensus price targets imply 8.9% upside for WEC (target: $123) vs -8.4% for NWE (target: $66). For income investors, NWE offers the higher dividend yield at 3.63% vs WEC's 3.10%.
| Metric | ||||
|---|---|---|---|---|
| Analyst RatingConsensus buy/hold/sell | — | Hold | Hold | Hold |
| Price TargetConsensus 12-month target | — | $89.00 | $122.78 | $66.33 |
| # AnalystsCovering analysts | — | 18 | 34 | 18 |
| Dividend YieldAnnual dividend ÷ price | — | +3.2% | +3.1% | +3.6% |
| Dividend StreakConsecutive years of raises | — | 6 | 23 | 20 |
| Dividend / ShareAnnual DPS | — | $2.62 | $3.50 | $2.63 |
| Buyback YieldShare repurchases ÷ mkt cap | — | 0.0% | +0.0% | 0.0% |
WEC leads in 1 of 6 categories (Profitability & Efficiency). EVRG leads in 1 (Total Returns). 4 tied.
NRUC vs EVRG vs WEC vs NWE: Key Questions Answered
10 questions · data-driven answers · updated daily
01Is NRUC or EVRG or WEC or NWE a better buy right now?
For growth investors, WEC Energy Group, Inc.
(WEC) is the stronger pick with 14. 0% revenue growth year-over-year, versus -96. 6% for National Rural Utilities Cooper (NRUC). Evergy, Inc. (EVRG) offers the better valuation at 22. 6x trailing P/E (19. 5x forward), making it the more compelling value choice. Analysts rate Evergy, Inc. (EVRG) a "Hold" — based on 18 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which has the better valuation — NRUC or EVRG or WEC or NWE?
On trailing P/E, Evergy, Inc.
(EVRG) is the cheapest at 22. 6x versus Northwestern Energy Group Inc at 24. 6x. On forward P/E, Northwestern Energy Group Inc is actually cheaper at 19. 3x — notably different from the trailing picture, reflecting expected earnings growth. The PEG ratio (P/E divided by earnings growth rate) is the most growth-adjusted single valuation metric: Evergy, Inc. wins at 3. 19x versus WEC Energy Group, Inc. 's 4. 06x.
03Which is the better long-term investment — NRUC or EVRG or WEC or NWE?
Over the past 5 years, Evergy, Inc.
(EVRG) delivered a total return of +49. 1%, compared to +13. 9% for National Rural Utilities Cooper (NRUC). Over 10 years, the gap is even starker: WEC returned +133. 1% versus NRUC's +32. 8%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
04Which is safer — NRUC or EVRG or WEC or NWE?
By beta (market sensitivity over 5 years), WEC Energy Group, Inc.
(WEC) is the lower-risk stock at -0. 03β versus National Rural Utilities Cooper's 0. 73β — meaning NRUC is approximately -2733% more volatile than WEC relative to the S&P 500. On balance sheet safety, Northwestern Energy Group Inc (NWE) carries a lower debt/equity ratio of 114% versus 10% for National Rural Utilities Cooper — giving it more financial flexibility in a downturn.
05Which is growing faster — NRUC or EVRG or WEC or NWE?
By revenue growth (latest reported year), WEC Energy Group, Inc.
(WEC) is pulling ahead at 14. 0% versus -96. 6% for National Rural Utilities Cooper (NRUC). On earnings-per-share growth, the picture is similar: WEC Energy Group, Inc. grew EPS 0. 0% year-over-year, compared to -19. 5% for Northwestern Energy Group Inc. Over a 3-year CAGR, NWE leads at 2. 9% annualised revenue growth. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
06Which has better profit margins — NRUC or EVRG or WEC or NWE?
National Rural Utilities Cooper (NRUC) is the more profitable company, earning 596.
6% net margin versus 11. 2% for Northwestern Energy Group Inc — meaning it keeps 596. 6% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: EVRG leads at 25. 2% versus 0. 0% for NRUC. At the gross margin level — before operating expenses — NWE leads at 82. 3%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
07Is NRUC or EVRG or WEC or NWE more undervalued right now?
The PEG ratio (forward P/E divided by expected earnings growth rate) is the most precise measure of undervaluation relative to growth potential.
By this metric, Evergy, Inc. (EVRG) is the more undervalued stock at a PEG of 3. 19x versus WEC Energy Group, Inc. 's 4. 06x. Both stocks trade at elevated growth-adjusted valuations, so expected growth needs to materialise. On forward earnings alone, Northwestern Energy Group Inc (NWE) trades at 19. 3x forward P/E versus 20. 2x for WEC Energy Group, Inc. — 0. 9x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for WEC: 8. 9% to $122. 78.
08Which pays a better dividend — NRUC or EVRG or WEC or NWE?
In this comparison, NWE (3.
6% yield), EVRG (3. 2% yield), WEC (3. 1% yield) pay a dividend. NRUC does not pay a meaningful dividend and should not be held primarily for income.
09Is NRUC or EVRG or WEC or NWE better for a retirement portfolio?
For long-horizon retirement investors, WEC Energy Group, Inc.
(WEC) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β -0. 03), 3. 1% yield, +133. 1% 10Y return). Both have compounded well over 10 years (WEC: +133. 1%, NRUC: +32. 8%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
10What are the main differences between NRUC and EVRG and WEC and NWE?
These companies operate in different sectors (NRUC (Financial Services) and EVRG (Utilities) and WEC (Utilities) and NWE (Utilities)), which means they face different economic cycles, regulatory environments, and macro sensitivities — making direct comparison nuanced.
In terms of investment character: NRUC is a small-cap quality compounder stock; EVRG is a mid-cap income-oriented stock; WEC is a mid-cap income-oriented stock; NWE is a small-cap income-oriented stock. EVRG, WEC, NWE pay a dividend while NRUC does not, making them suitable for different income and tax situations. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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