REIT - Residential
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4 / 10Stock Comparison
NXRT vs ELME vs UDR vs IRT
Revenue, margins, valuation, and 5-year total return — side by side.
REIT - Office
REIT - Residential
REIT - Residential
NXRT vs ELME vs UDR vs IRT — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | ||||
|---|---|---|---|---|
| Industry | REIT - Residential | REIT - Office | REIT - Residential | REIT - Residential |
| Market Cap | $748M | $192M | $12.04B | $3.89B |
| Revenue (TTM) | $252M | $0.00 | $1.72B | $662M |
| Net Income (TTM) | $-32M | $-154M | $491M | $48M |
| Gross Margin | 91.1% | — | 46.0% | 20.2% |
| Operating Margin | 11.5% | — | 27.4% | 17.5% |
| Forward P/E | — | — | 66.1x | 100.7x |
| Total Debt | $1.56B | $520M | $6.19B | $2.28B |
| Cash & Equiv. | $14M | $1.33B | $37M | $48M |
NXRT vs ELME vs UDR vs IRT — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
| Stock | May 20 | May 26 | Return |
|---|---|---|---|
| NexPoint Residentia… (NXRT) | 100 | 92.2 | -7.8% |
| Elme Communities (ELME) | 100 | 9.8 | -90.2% |
| UDR, Inc. (UDR) | 100 | 99.9 | -0.1% |
| Independence Realty… (IRT) | 100 | 166.8 | +66.8% |
Price return only. Dividends and distributions are not included.
Quick Verdict: NXRT vs ELME vs UDR vs IRT
Each card shows where this stock fits in a portfolio — not just who wins on paper.
NXRT lags the leaders in this set but could rank higher in a more targeted comparison.
ELME is the #2 pick in this set and the best alternative if dividends and momentum is your priority.
- 33.5% yield, vs UDR's 4.6%
- +8.2% vs NXRT's -17.3%
UDR carries the broadest edge in this set and is the clearest fit for income & stability and growth exposure.
- Dividend streak 15 yrs, beta 0.39, yield 4.6%
- Rev growth 2.4%, EPS growth 334.6%, 3Y rev CAGR 4.1%
- Lower volatility, beta 0.39, current ratio 3.31x
- Beta 0.39, yield 4.6%, current ratio 3.31x
IRT is the clearest fit if your priority is long-term compounding.
- 202.0% 10Y total return vs NXRT's 216.0%
- 2.8% FFO/revenue growth vs ELME's -100.0%
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | 2.8% FFO/revenue growth vs ELME's -100.0% | |
| Value | Lower P/E (66.1x vs 100.7x) | |
| Quality / Margins | 28.6% margin vs NXRT's -12.7% | |
| Stability / Safety | Beta 0.39 vs NXRT's 0.62, lower leverage | |
| Dividends | 33.5% yield, vs UDR's 4.6% | |
| Momentum (1Y) | +8.2% vs NXRT's -17.3% | |
| Efficiency (ROA) | 4.7% ROA vs ELME's -8.3%, ROIC 2.3% vs -15.3% |
NXRT vs ELME vs UDR vs IRT — Revenue Breakdown by Segment
How each company's revenue is distributed across its business units
Segment breakdown not available.
NXRT vs ELME vs UDR vs IRT — Financial Metrics
Side-by-side numbers across 4 stocks — who leads on profitability, valuation, growth, and risk.
Who Leads Where
UDR leads in 3 of 6 categories
ELME leads 1 • NXRT leads 0 • IRT leads 0 • 2 tied
Explore the data ↓Income & Cash Flow (Last 12 Months)
UDR leads this category, winning 4 of 6 comparable metrics.
Income & Cash Flow (Last 12 Months)
UDR and ELME operate at a comparable scale, with $1.7B and $0 in trailing revenue. UDR is the more profitable business, keeping 28.6% of every revenue dollar as net income compared to NXRT's -12.7%. On growth, IRT holds the edge at +2.5% YoY revenue growth, suggesting stronger near-term business momentum.
| Metric | ||||
|---|---|---|---|---|
| RevenueTrailing 12 months | $252M | $0 | $1.7B | $662M |
| EBITDAEarnings before interest/tax | $125M | -$44M | $1.1B | $365M |
| Net IncomeAfter-tax profit | -$32M | -$154M | $491M | $48M |
| Free Cash FlowCash after capex | $79M | $62M | $892M | $139M |
| Gross MarginGross profit ÷ Revenue | +91.1% | — | +46.0% | +20.2% |
| Operating MarginEBIT ÷ Revenue | +11.5% | — | +27.4% | +17.5% |
| Net MarginNet income ÷ Revenue | -12.7% | — | +28.6% | +7.3% |
| FCF MarginFCF ÷ Revenue | +31.2% | — | +52.0% | +21.1% |
| Rev. Growth (YoY)Latest quarter vs prior year | +0.5% | -4.0% | +0.9% | +2.5% |
| EPS Growth (YoY)Latest quarter vs prior year | 0.0% | -6.6% | +147.8% | -101.4% |
Valuation Metrics
Evenly matched — NXRT and ELME each lead in 2 of 6 comparable metrics.
Valuation Metrics
At 32.7x trailing earnings, UDR trades at a 52% valuation discount to IRT's 68.8x P/E. On an enterprise value basis, IRT's 16.8x EV/EBITDA is more attractive than NXRT's 18.5x.
| Metric | ||||
|---|---|---|---|---|
| Market CapShares × price | $748M | $192M | $12.0B | $3.9B |
| Enterprise ValueMkt cap + debt − cash | $2.3B | -$620M | $18.2B | $6.1B |
| Trailing P/EPrice ÷ TTM EPS | -23.40x | -1.23x | 32.69x | 68.75x |
| Forward P/EPrice ÷ next-FY EPS est. | — | — | 66.06x | 100.67x |
| PEG RatioP/E ÷ EPS growth rate | — | — | 0.79x | — |
| EV / EBITDAEnterprise value multiple | 18.53x | — | 18.15x | 16.80x |
| Price / SalesMarket cap ÷ Revenue | 2.98x | — | 7.03x | 5.91x |
| Price / BookPrice ÷ Book value/share | 2.49x | 0.80x | 2.95x | 1.08x |
| Price / FCFMarket cap ÷ FCF | 8.95x | 3.08x | 19.61x | 26.54x |
Profitability & Efficiency
UDR leads this category, winning 5 of 9 comparable metrics.
Profitability & Efficiency
UDR delivers a 12.4% return on equity — every $100 of shareholder capital generates $12 in annual profit, vs $-19 for ELME. IRT carries lower financial leverage with a 0.64x debt-to-equity ratio, signaling a more conservative balance sheet compared to NXRT's 5.18x. On the Piotroski fundamental quality scale (0–9), UDR scores 7/9 vs ELME's 4/9, reflecting strong financial health.
| Metric | ||||
|---|---|---|---|---|
| ROE (TTM)Return on equity | -10.1% | -18.9% | +12.4% | +1.3% |
| ROA (TTM)Return on assets | -1.7% | -8.3% | +4.7% | +0.8% |
| ROICReturn on invested capital | +1.1% | -15.3% | +2.3% | +1.6% |
| ROCEReturn on capital employed | +1.5% | -10.1% | +3.1% | +2.4% |
| Piotroski ScoreFundamental quality 0–9 | 4 | 4 | 7 | 6 |
| Debt / EquityFinancial leverage | 5.18x | 2.18x | 1.49x | 0.64x |
| Net DebtTotal debt minus cash | $1.5B | -$812M | $6.2B | $2.2B |
| Cash & Equiv.Liquid assets | $14M | $1.3B | $37M | $48M |
| Total DebtShort + long-term debt | $1.6B | $520M | $6.2B | $2.3B |
| Interest CoverageEBIT ÷ Interest expense | 0.47x | -3.82x | — | 1.73x |
Total Returns (Dividends Reinvested)
ELME leads this category, winning 3 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in IRT five years ago would be worth $12,187 today (with dividends reinvested), compared to $7,912 for NXRT. Over the past 12 months, ELME leads with a +8.2% total return vs NXRT's -17.3%. The 3-year compound annual growth rate (CAGR) favors ELME at 4.0% vs NXRT's -6.1% — a key indicator of consistent wealth creation.
| Metric | ||||
|---|---|---|---|---|
| YTD ReturnYear-to-date | +1.5% | -3.9% | +3.0% | -5.3% |
| 1-Year ReturnPast 12 months | -17.3% | +8.2% | -10.1% | -11.9% |
| 3-Year ReturnCumulative with dividends | -17.1% | +12.4% | +1.8% | +9.0% |
| 5-Year ReturnCumulative with dividends | -20.9% | -12.5% | +0.2% | +21.9% |
| 10-Year ReturnCumulative with dividends | +216.0% | -10.0% | +41.5% | +202.0% |
| CAGR (3Y)Annualised 3-year return | -6.1% | +4.0% | +0.6% | +2.9% |
Risk & Volatility
UDR leads this category, winning 2 of 2 comparable metrics.
Risk & Volatility
UDR is the less volatile stock with a 0.39 beta — it tends to amplify market swings less than NXRT's 0.62 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. UDR currently trades 84.7% from its 52-week high vs ELME's 12.2% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | ||||
|---|---|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 0.62x | 0.47x | 0.39x | 0.48x |
| 52-Week HighHighest price in past year | $38.64 | $17.68 | $43.62 | $19.71 |
| 52-Week LowLowest price in past year | $23.79 | $1.98 | $32.94 | $14.60 |
| % of 52W HighCurrent price vs 52-week peak | +76.3% | +12.2% | +84.7% | +83.7% |
| RSI (14)Momentum oscillator 0–100 | 67.6 | 52.2 | 59.9 | 64.3 |
| Avg Volume (50D)Average daily shares traded | 222K | 1.2M | 3.2M | 2.3M |
Analyst Outlook
Evenly matched — ELME and UDR each lead in 1 of 2 comparable metrics.
Analyst Outlook
Analyst consensus: NXRT as "Hold", ELME as "Hold", UDR as "Buy", IRT as "Buy". Consensus price targets imply 779.6% upside for ELME (target: $19) vs -8.4% for NXRT (target: $27). For income investors, ELME offers the higher dividend yield at 33.48% vs IRT's 3.99%.
| Metric | ||||
|---|---|---|---|---|
| Analyst RatingConsensus buy/hold/sell | Hold | Hold | Buy | Buy |
| Price TargetConsensus 12-month target | $27.00 | $19.00 | $40.25 | $20.08 |
| # AnalystsCovering analysts | 10 | 8 | 38 | 27 |
| Dividend YieldAnnual dividend ÷ price | +7.2% | +33.5% | +4.6% | +4.0% |
| Dividend StreakConsecutive years of raises | 12 | 0 | 15 | 4 |
| Dividend / ShareAnnual DPS | $2.11 | $0.72 | $1.72 | $0.66 |
| Buyback YieldShare repurchases ÷ mkt cap | +1.0% | 0.0% | +1.0% | +0.8% |
UDR leads in 3 of 6 categories (Income & Cash Flow, Profitability & Efficiency). ELME leads in 1 (Total Returns). 2 tied.
NXRT vs ELME vs UDR vs IRT: Key Questions Answered
10 questions · data-driven answers · updated daily
01Is NXRT or ELME or UDR or IRT a better buy right now?
For growth investors, Independence Realty Trust, Inc.
(IRT) is the stronger pick with 2. 8% revenue growth year-over-year, versus -100. 0% for Elme Communities (ELME). UDR, Inc. (UDR) offers the better valuation at 32. 7x trailing P/E (66. 1x forward), making it the more compelling value choice. Analysts rate UDR, Inc. (UDR) a "Buy" — based on 38 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which has the better valuation — NXRT or ELME or UDR or IRT?
On trailing P/E, UDR, Inc.
(UDR) is the cheapest at 32. 7x versus Independence Realty Trust, Inc. at 68. 8x. On forward P/E, UDR, Inc. is actually cheaper at 66. 1x.
03Which is the better long-term investment — NXRT or ELME or UDR or IRT?
Over the past 5 years, Independence Realty Trust, Inc.
(IRT) delivered a total return of +21. 9%, compared to -20. 9% for NexPoint Residential Trust, Inc. (NXRT). Over 10 years, the gap is even starker: NXRT returned +216. 0% versus ELME's -10. 0%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
04Which is safer — NXRT or ELME or UDR or IRT?
By beta (market sensitivity over 5 years), UDR, Inc.
(UDR) is the lower-risk stock at 0. 39β versus NexPoint Residential Trust, Inc. 's 0. 62β — meaning NXRT is approximately 61% more volatile than UDR relative to the S&P 500. On balance sheet safety, Independence Realty Trust, Inc. (IRT) carries a lower debt/equity ratio of 64% versus 5% for NexPoint Residential Trust, Inc. — giving it more financial flexibility in a downturn.
05Which is growing faster — NXRT or ELME or UDR or IRT?
By revenue growth (latest reported year), Independence Realty Trust, Inc.
(IRT) is pulling ahead at 2. 8% versus -100. 0% for Elme Communities (ELME). On earnings-per-share growth, the picture is similar: UDR, Inc. grew EPS 334. 6% year-over-year, compared to -30. 8% for NexPoint Residential Trust, Inc.. Over a 3-year CAGR, UDR leads at 4. 1% annualised revenue growth. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
06Which has better profit margins — NXRT or ELME or UDR or IRT?
UDR, Inc.
(UDR) is the more profitable company, earning 22. 1% net margin versus -12. 7% for NexPoint Residential Trust, Inc. — meaning it keeps 22. 1% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: UDR leads at 18. 8% versus 0. 0% for ELME. At the gross margin level — before operating expenses — NXRT leads at 84. 3%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
07Is NXRT or ELME or UDR or IRT more undervalued right now?
On forward earnings alone, UDR, Inc.
(UDR) trades at 66. 1x forward P/E versus 100. 7x for Independence Realty Trust, Inc. — 34. 6x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for ELME: 779. 6% to $19. 00.
08Which pays a better dividend — NXRT or ELME or UDR or IRT?
All stocks in this comparison pay dividends.
Elme Communities (ELME) offers the highest yield at 33. 5%, versus 4. 0% for Independence Realty Trust, Inc. (IRT).
09Is NXRT or ELME or UDR or IRT better for a retirement portfolio?
For long-horizon retirement investors, Independence Realty Trust, Inc.
(IRT) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0. 48), 4. 0% yield, +202. 0% 10Y return). Both have compounded well over 10 years (IRT: +202. 0%, ELME: -10. 0%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
10What are the main differences between NXRT and ELME and UDR and IRT?
Both stocks operate in the Real Estate sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both.
These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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