NXRT
NexPoint Residential Trust, Inc.
REIT - Residential
Market Cap$756M
5Y Perf.-64.5%
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Stock Comparison
NXRT vs IIPR vs IRT vs REFI
Revenue, margins, valuation, and 5-year total return — side by side.
IIPR
Innovative Industrial Properties, Inc.
REIT - Industrial
Market Cap$1.62B
5Y Perf.-78.5%
IRT
Independence Realty Trust, Inc.
REIT - Residential
Market Cap$3.86B
5Y Perf.-36.6%
REFI
Chicago Atlantic Real Estate Finance, Inc.
REIT - Mortgage
Market Cap$245M
5Y Perf.-30.2%
NXRT vs IIPR vs IRT vs REFI — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | NXRT | IIPR | IRT | REFI |
|---|---|---|---|---|
| Industry | REIT - Residential | REIT - Industrial | REIT - Residential | REIT - Mortgage |
| Market Cap | $756M | $1.62B | $3.86B | $245M |
| Revenue (TTM) | $252M | $263M | $662M | $44M |
| Net Income (TTM) | $-32M | $120M | $48M | $4.87B |
| Gross Margin | 91.1% | 60.3% | 20.2% | 95.6% |
| Operating Margin | 11.5% | 46.7% | 17.5% | 18.4% |
| Forward P/E | — | 13.2x | 99.9x | 6.4x |
| Total Debt | $1.56B | $394M | $2.28B | $98M |
| Cash & Equiv. | $14M | $48M | $48M | $15M |
NXRT vs IIPR vs IRT vs REFI — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
NXRT
IIPR
IRT
REFI
| Stock | Dec 21 | May 26 | Return |
|---|---|---|---|
| NexPoint Residentia… (NXRT) | 100 | 35.5 | -64.5% |
| Innovative Industri… (IIPR) | 100 | 21.5 | -78.5% |
| Independence Realty… (IRT) | 100 | 63.4 | -36.6% |
| Chicago Atlantic Re… (REFI) | 100 | 69.8 | -30.2% |
Price return only. Dividends and distributions are not included.
Quick Verdict: NXRT vs IIPR vs IRT vs REFI
Each card shows where this stock fits in a portfolio — not just who wins on paper.
Bottom line: REFI leads in 4 of 7 categories, making it the strongest pick for growth and revenue expansion and valuation and capital efficiency. Innovative Industrial Properties, Inc. is the stronger pick specifically for recent price momentum and sentiment and operational efficiency and capital deployment. IRT also leads in specific categories worth noting. As sector peers, any of these can serve as alternatives in the same allocation.
NXRT
NexPoint Residential Trust, Inc.
The Real Estate Income Play
NXRT is the clearest fit if your priority is income & stability and sleep-well-at-night.
- Dividend streak 12 yrs, beta 0.62, yield 7.1%
- Lower volatility, beta 0.62, current ratio 0.48x
- Beta 0.62, yield 7.1%, current ratio 0.48x
Best for: income & stability and sleep-well-at-night
IIPR
Innovative Industrial Properties, Inc.
The Real Estate Income Play
IIPR is the #2 pick in this set and the best alternative if long-term compounding is your priority.
- 436.4% 10Y total return vs NXRT's 211.1%
- +20.3% vs NXRT's -15.2%
- 5.1% ROA vs NXRT's -1.7%, ROIC 4.3% vs 1.1%
Best for: long-term compounding
IRT
Independence Realty Trust, Inc.
The Real Estate Income Play
IRT is the clearest fit if your priority is stability.
- Beta 0.48 vs IIPR's 0.92
Best for: stability
REFI
Chicago Atlantic Real Estate Finance, Inc.
The Real Estate Income Play
REFI carries the broadest edge in this set and is the clearest fit for growth exposure.
- Rev growth 15.2%, EPS growth -10.6%, 3Y rev CAGR 8.9%
- 15.2% FFO/revenue growth vs IIPR's -13.8%
- Lower P/E (6.4x vs 99.9x)
- 109.7% margin vs NXRT's -12.7%
Best for: growth exposure
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | REFI | 15.2% FFO/revenue growth vs IIPR's -13.8% |
| Value | REFI | Lower P/E (6.4x vs 99.9x) |
| Quality / Margins | REFI | 109.7% margin vs NXRT's -12.7% |
| Stability / Safety | IRT | Beta 0.48 vs IIPR's 0.92 |
| Dividends | REFI | 100.0% yield, 1-year raise streak, vs NXRT's 7.1% |
| Momentum (1Y) | IIPR | +20.3% vs NXRT's -15.2% |
| Efficiency (ROA) | IIPR | 5.1% ROA vs NXRT's -1.7%, ROIC 4.3% vs 1.1% |
NXRT vs IIPR vs IRT vs REFI — Revenue Breakdown by Segment
How each company's revenue is distributed across its business units
Segment breakdown not available.
Segment breakdown not available.
FY 2018
Segment breakdown not available.
NXRT vs IIPR vs IRT vs REFI — Financial Metrics
Side-by-side numbers across 4 stocks — who leads on profitability, valuation, growth, and risk.
BEST OVERALLREFILAGGINGIRT
Who Leads Where
REFI leads in 2 of 6 categories
NXRT leads 0 • IIPR leads 0 • IRT leads 0 • 4 tied
Explore the data ↓IRTIndependence Realty T…
0leads
IIPRInnovative Industrial…
0leads
NXRTNexPoint Residential …
0leads
REFIChicago Atlantic Real…
2leads
6 Total Categories
CATEGORYLEADERvs NXRTvs IIPRMETRICS WON
Income & Cash FlowRevenue, margins, and cash flow strength
REFI3/6
Valuation MetricsMultiples, price ratios, and targets
REFI4/6
Profitability & EfficiencyROE, ROIC, leverage, and quality scores
Tied
—
Total Returns1Y, 3Y, 5Y total returns with dividends
Tied
—
Risk & VolatilityBeta, volatility, and downside exposure
Tied
—
Analyst OutlookRatings, price targets, and dividends
Tied
—
Income & Cash Flow (Last 12 Months)
REFI leads this category, winning 3 of 6 comparable metrics.
Income & Cash Flow (Last 12 Months)
IRT is the larger business by revenue, generating $662M annually — 14.9x REFI's $44M. REFI is the more profitable business, keeping 109.7% of every revenue dollar as net income compared to NXRT's -12.7%. On growth, IRT holds the edge at +2.5% YoY revenue growth, suggesting stronger near-term business momentum.
| Metric | NXRTNexPoint Resident… | IIPRInnovative Indust… | IRTIndependence Real… | REFIChicago Atlantic … |
|---|---|---|---|---|
| RevenueTrailing 12 months | $252M | $263M | $662M | $44M |
| EBITDAEarnings before interest/tax | $125M | $197M | $365M | $8M |
| Net IncomeAfter-tax profit | -$32M | $120M | $48M | $4.9B |
| Free Cash FlowCash after capex | $79M | $144M | $139M | $3.2B |
| Gross MarginGross profit ÷ Revenue | +91.1% | +60.3% | +20.2% | +95.6% |
| Operating MarginEBIT ÷ Revenue | +11.5% | +46.7% | +17.5% | +18.4% |
| Net MarginNet income ÷ Revenue | -12.7% | +45.6% | +7.3% | +109.7% |
| FCF MarginFCF ÷ Revenue | +31.2% | +54.7% | +21.1% | +71.8% |
| Rev. Growth (YoY)Latest quarter vs prior year | +0.5% | -3.8% | +2.5% | -100.0% |
| EPS Growth (YoY)Latest quarter vs prior year | 0.0% | -1.0% | -101.4% | -51.1% |
REFI leads this category, winning 3 of 6 comparable metrics.
Valuation Metrics
REFI leads this category, winning 4 of 6 comparable metrics.
Valuation Metrics
At 6.9x trailing earnings, REFI trades at a 90% valuation discount to IRT's 68.2x P/E. On an enterprise value basis, REFI's 9.1x EV/EBITDA is more attractive than NXRT's 18.6x.
| Metric | NXRTNexPoint Resident… | IIPRInnovative Indust… | IRTIndependence Real… | REFIChicago Atlantic … |
|---|---|---|---|---|
| Market CapShares × price | $756M | $1.6B | $3.9B | $245M |
| Enterprise ValueMkt cap + debt − cash | $2.3B | $2.0B | $6.1B | $328M |
| Trailing P/EPrice ÷ TTM EPS | -23.65x | 14.40x | 68.21x | 6.92x |
| Forward P/EPrice ÷ next-FY EPS est. | — | 13.17x | 99.88x | 6.41x |
| PEG RatioP/E ÷ EPS growth rate | — | 3.85x | — | — |
| EV / EBITDAEnterprise value multiple | 18.60x | 9.91x | 16.71x | 9.12x |
| Price / SalesMarket cap ÷ Revenue | 3.01x | 6.08x | 5.87x | 3.88x |
| Price / BookPrice ÷ Book value/share | 2.52x | 0.87x | 1.07x | 0.81x |
| Price / FCFMarket cap ÷ FCF | 9.05x | 9.26x | 26.33x | 0.01x |
REFI leads this category, winning 4 of 6 comparable metrics.
Profitability & Efficiency
Evenly matched — IIPR and REFI each lead in 4 of 9 comparable metrics.
Profitability & Efficiency
IIPR delivers a 6.4% return on equity — every $100 of shareholder capital generates $6 in annual profit, vs $-10 for NXRT. IIPR carries lower financial leverage with a 0.21x debt-to-equity ratio, signaling a more conservative balance sheet compared to NXRT's 5.18x. On the Piotroski fundamental quality scale (0–9), IRT scores 6/9 vs IIPR's 4/9, reflecting solid financial health.
| Metric | NXRTNexPoint Resident… | IIPRInnovative Indust… | IRTIndependence Real… | REFIChicago Atlantic … |
|---|---|---|---|---|
| ROE (TTM)Return on equity | -10.1% | +6.4% | +1.3% | +6.4% |
| ROA (TTM)Return on assets | -1.7% | +5.1% | +0.8% | +4.5% |
| ROICReturn on invested capital | +1.1% | +4.3% | +1.6% | +6.9% |
| ROCEReturn on capital employed | +1.5% | +5.8% | +2.4% | +9.3% |
| Piotroski ScoreFundamental quality 0–9 | 4 | 4 | 6 | 5 |
| Debt / EquityFinancial leverage | 5.18x | 0.21x | 0.64x | 0.32x |
| Net DebtTotal debt minus cash | $1.5B | $346M | $2.2B | $83M |
| Cash & Equiv.Liquid assets | $14M | $48M | $48M | $15M |
| Total DebtShort + long-term debt | $1.6B | $394M | $2.3B | $98M |
| Interest CoverageEBIT ÷ Interest expense | 0.47x | 6.67x | 1.73x | 4.77x |
Evenly matched — IIPR and REFI each lead in 4 of 9 comparable metrics.
Total Returns (Dividends Reinvested)
Evenly matched — IIPR and REFI each lead in 3 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in REFI five years ago would be worth $12,468 today (with dividends reinvested), compared to $4,999 for IIPR. Over the past 12 months, IIPR leads with a +20.3% total return vs NXRT's -15.2%. The 3-year compound annual growth rate (CAGR) favors REFI at 7.9% vs NXRT's -5.5% — a key indicator of consistent wealth creation.
| Metric | NXRTNexPoint Resident… | IIPRInnovative Indust… | IRTIndependence Real… | REFIChicago Atlantic … |
|---|---|---|---|---|
| YTD ReturnYear-to-date | +2.6% | +18.3% | -6.0% | -1.4% |
| 1-Year ReturnPast 12 months | -15.2% | +20.3% | -11.9% | -7.9% |
| 3-Year ReturnCumulative with dividends | -15.5% | +14.1% | +7.4% | +25.7% |
| 5-Year ReturnCumulative with dividends | -23.0% | -50.0% | +17.8% | +24.7% |
| 10-Year ReturnCumulative with dividends | +211.1% | +436.4% | +191.8% | +24.7% |
| CAGR (3Y)Annualised 3-year return | -5.5% | +4.5% | +2.4% | +7.9% |
Evenly matched — IIPR and REFI each lead in 3 of 6 comparable metrics.
Risk & Volatility
Evenly matched — IIPR and IRT each lead in 1 of 2 comparable metrics.
Risk & Volatility
IRT is the less volatile stock with a 0.48 beta — it tends to amplify market swings less than IIPR's 0.92 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. IIPR currently trades 92.2% from its 52-week high vs REFI's 76.4% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | NXRTNexPoint Resident… | IIPRInnovative Indust… | IRTIndependence Real… | REFIChicago Atlantic … |
|---|---|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 0.62x | 0.92x | 0.48x | 0.69x |
| 52-Week HighHighest price in past year | $38.30 | $61.40 | $19.61 | $15.20 |
| 52-Week LowLowest price in past year | $23.79 | $44.58 | $14.60 | $10.74 |
| % of 52W HighCurrent price vs 52-week peak | +77.8% | +92.2% | +83.5% | +76.4% |
| RSI (14)Momentum oscillator 0–100 | 71.0 | 59.3 | 62.4 | 58.1 |
| Avg Volume (50D)Average daily shares traded | 216K | 303K | 2.2M | 167K |
Evenly matched — IIPR and IRT each lead in 1 of 2 comparable metrics.
Analyst Outlook
Evenly matched — NXRT and REFI each lead in 1 of 2 comparable metrics.
Analyst Outlook
Analyst consensus: NXRT as "Hold", IIPR as "Hold", IRT as "Buy", REFI as "Buy". Consensus price targets imply 22.7% upside for IRT (target: $20) vs -22.3% for IIPR (target: $44). For income investors, REFI offers the higher dividend yield at 100.00% vs IRT's 4.02%.
| Metric | NXRTNexPoint Resident… | IIPRInnovative Indust… | IRTIndependence Real… | REFIChicago Atlantic … |
|---|---|---|---|---|
| Analyst RatingConsensus buy/hold/sell | Hold | Hold | Buy | Buy |
| Price TargetConsensus 12-month target | $27.00 | $44.00 | $20.08 | $14.00 |
| # AnalystsCovering analysts | 10 | 11 | 27 | 6 |
| Dividend YieldAnnual dividend ÷ price | +7.1% | +13.5% | +4.0% | +100.0% |
| Dividend StreakConsecutive years of raises | 12 | 9 | 4 | 1 |
| Dividend / ShareAnnual DPS | $2.11 | $7.62 | $0.66 | $2045.71 |
| Buyback YieldShare repurchases ÷ mkt cap | +1.0% | +1.2% | +0.8% | 0.0% |
Evenly matched — NXRT and REFI each lead in 1 of 2 comparable metrics.
Key Takeaway
REFI leads in 2 of 6 categories — strongest in Income & Cash Flow and Valuation Metrics. 4 categories are tied.
Best OverallChicago Atlantic Real Estat… (REFI)Leads 2 of 6 categories
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NXRT vs IIPR vs IRT vs REFI: Key Questions Answered
10 questions · data-driven answers · updated daily
01Is NXRT or IIPR or IRT or REFI a better buy right now?
For growth investors, Chicago Atlantic Real Estate Finance, Inc.
(REFI) is the stronger pick with 15. 2% revenue growth year-over-year, versus -13. 8% for Innovative Industrial Properties, Inc. (IIPR). Chicago Atlantic Real Estate Finance, Inc. (REFI) offers the better valuation at 6. 9x trailing P/E (6. 4x forward), making it the more compelling value choice. Analysts rate Independence Realty Trust, Inc. (IRT) a "Buy" — based on 27 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which has the better valuation — NXRT or IIPR or IRT or REFI?
On trailing P/E, Chicago Atlantic Real Estate Finance, Inc.
(REFI) is the cheapest at 6. 9x versus Independence Realty Trust, Inc. at 68. 2x. On forward P/E, Chicago Atlantic Real Estate Finance, Inc. is actually cheaper at 6. 4x.
03Which is the better long-term investment — NXRT or IIPR or IRT or REFI?
Over the past 5 years, Chicago Atlantic Real Estate Finance, Inc.
(REFI) delivered a total return of +24. 7%, compared to -50. 0% for Innovative Industrial Properties, Inc. (IIPR). Over 10 years, the gap is even starker: IIPR returned +436. 4% versus REFI's +24. 7%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
04Which is safer — NXRT or IIPR or IRT or REFI?
By beta (market sensitivity over 5 years), Independence Realty Trust, Inc.
(IRT) is the lower-risk stock at 0. 48β versus Innovative Industrial Properties, Inc. 's 0. 92β — meaning IIPR is approximately 89% more volatile than IRT relative to the S&P 500. On balance sheet safety, Innovative Industrial Properties, Inc. (IIPR) carries a lower debt/equity ratio of 21% versus 5% for NexPoint Residential Trust, Inc. — giving it more financial flexibility in a downturn.
05Which is growing faster — NXRT or IIPR or IRT or REFI?
By revenue growth (latest reported year), Chicago Atlantic Real Estate Finance, Inc.
(REFI) is pulling ahead at 15. 2% versus -13. 8% for Innovative Industrial Properties, Inc. (IIPR). On earnings-per-share growth, the picture is similar: Independence Realty Trust, Inc. grew EPS 41. 2% year-over-year, compared to -30. 8% for NexPoint Residential Trust, Inc.. Over a 3-year CAGR, REFI leads at 8. 9% annualised revenue growth. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
06Which has better profit margins — NXRT or IIPR or IRT or REFI?
Chicago Atlantic Real Estate Finance, Inc.
(REFI) is the more profitable company, earning 57. 1% net margin versus -12. 7% for NexPoint Residential Trust, Inc. — meaning it keeps 57. 1% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: REFI leads at 57. 1% versus 11. 1% for NXRT. At the gross margin level — before operating expenses — IIPR leads at 88. 7%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
07Is NXRT or IIPR or IRT or REFI more undervalued right now?
On forward earnings alone, Chicago Atlantic Real Estate Finance, Inc.
(REFI) trades at 6. 4x forward P/E versus 99. 9x for Independence Realty Trust, Inc. — 93. 5x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for IRT: 22. 7% to $20. 08.
08Which pays a better dividend — NXRT or IIPR or IRT or REFI?
All stocks in this comparison pay dividends.
Chicago Atlantic Real Estate Finance, Inc. (REFI) offers the highest yield at 100. 0%, versus 4. 0% for Independence Realty Trust, Inc. (IRT).
09Is NXRT or IIPR or IRT or REFI better for a retirement portfolio?
For long-horizon retirement investors, Independence Realty Trust, Inc.
(IRT) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0. 48), 4. 0% yield, +191. 8% 10Y return). Both have compounded well over 10 years (IRT: +191. 8%, REFI: +24. 7%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
10What are the main differences between NXRT and IIPR and IRT and REFI?
Both stocks operate in the Real Estate sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both.
In terms of investment character: NXRT is a small-cap income-oriented stock; IIPR is a small-cap deep-value stock; IRT is a small-cap income-oriented stock; REFI is a small-cap high-growth stock. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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