NYC vs REFI vs SUNS vs CMCT vs TPVG

For growth investors, Sunrise Realty Trust, Inc.

(SUNS) is the stronger pick with 148. 1% revenue growth year-over-year, versus -29. 7% for American Strategic Investment Co. (NYC). TriplePoint Venture Growth BDC Corp. (TPVG) offers the better valuation at 4. 7x trailing P/E (6. 2x forward), making it the more compelling value choice. Analysts rate Chicago Atlantic Real Estate Finance, Inc. (REFI) a "Buy" — based on 6 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.

On trailing P/E, TriplePoint Venture Growth BDC Corp.

(TPVG) is the cheapest at 4. 7x versus Sunrise Realty Trust, Inc. at 8. 0x. On forward P/E, TriplePoint Venture Growth BDC Corp. is actually cheaper at 6. 2x.

Over the past 5 years, Chicago Atlantic Real Estate Finance, Inc.

(REFI) delivered a total return of +26. 7%, compared to -95. 9% for Creative Media & Community Trust Corporation (CMCT). Over 10 years, the gap is even starker: TPVG returned +91. 2% versus NYC's -93. 9%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.

By beta (market sensitivity over 5 years), American Strategic Investment Co.

(NYC) is the lower-risk stock at -0. 25β versus Creative Media & Community Trust Corporation's 0. 89β — meaning CMCT is approximately -461% more volatile than NYC relative to the S&P 500. On balance sheet safety, Chicago Atlantic Real Estate Finance, Inc. (REFI) carries a lower debt/equity ratio of 32% versus 5% for American Strategic Investment Co. — giving it more financial flexibility in a downturn.

By revenue growth (latest reported year), Sunrise Realty Trust, Inc.

(SUNS) is pulling ahead at 148. 1% versus -29. 7% for American Strategic Investment Co. (NYC). On earnings-per-share growth, the picture is similar: Creative Media & Community Trust Corporation grew EPS 98. 4% year-over-year, compared to -10. 6% for Chicago Atlantic Real Estate Finance, Inc.. Over a 3-year CAGR, REFI leads at 8. 9% annualised revenue growth. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.

Chicago Atlantic Real Estate Finance, Inc.

(REFI) is the more profitable company, earning 57. 1% net margin versus -49. 0% for American Strategic Investment Co. — meaning it keeps 57. 1% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: TPVG leads at 77. 9% versus -29. 8% for NYC. At the gross margin level — before operating expenses — SUNS leads at 90. 7%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.

On forward earnings alone, TriplePoint Venture Growth BDC Corp.

(TPVG) trades at 6. 2x forward P/E versus 6. 5x for Sunrise Realty Trust, Inc. — 0. 3x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for SUNS: 99. 9% to $15. 25.

In this comparison, CMCT (100.

0% yield), TPVG (17. 8% yield), REFI (17. 1% yield), SUNS (15. 4% yield) pay a dividend. NYC does not pay a meaningful dividend and should not be held primarily for income.

For long-horizon retirement investors, American Strategic Investment Co.

(NYC) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β -0. 25)). Both have compounded well over 10 years (NYC: -93. 9%, CMCT: -59. 4%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.

These companies operate in different sectors (NYC (Real Estate) and REFI (Real Estate) and SUNS (Real Estate) and CMCT (Real Estate) and TPVG (Financial Services)), which means they face different economic cycles, regulatory environments, and macro sensitivities — making direct comparison nuanced.

In terms of investment character: NYC is a small-cap quality compounder stock; REFI is a small-cap high-growth stock; SUNS is a small-cap high-growth stock; CMCT is a small-cap income-oriented stock; TPVG is a small-cap high-growth stock. REFI, SUNS, CMCT, TPVG pay a dividend while NYC does not, making them suitable for different income and tax situations. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.