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PLTR vs AI
Revenue, margins, valuation, and 5-year total return — side by side.
Information Technology Services
PLTR vs AI — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | ||
|---|---|---|
| Industry | Software - Infrastructure | Information Technology Services |
| Market Cap | $306.57B | $1.29B |
| Revenue (TTM) | $5.22B | $307M |
| Net Income (TTM) | $2.28B | $-435M |
| Gross Margin | 84.1% | 43.5% |
| Operating Margin | 38.1% | -151.7% |
| Forward P/E | 104.6x | — |
| Total Debt | $229M | $5M |
| Cash & Equiv. | $1.42B | $164M |
PLTR vs AI — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
| Stock | Dec 20 | May 26 | Return |
|---|---|---|---|
| Palantir Technologi… (PLTR) | 100 | 568.1 | +468.1% |
| C3.ai, Inc. (AI) | 100 | 6.9 | -93.1% |
Price return only. Dividends and distributions are not included.
Quick Verdict: PLTR vs AI
Each card shows where this stock fits in a portfolio — not just who wins on paper.
PLTR carries the broadest edge in this set and is the clearest fit for income & stability and growth exposure.
- beta 1.91
- Rev growth 56.2%, EPS growth 231.6%, 3Y rev CAGR 32.9%
- 13.1% 10Y total return vs AI's -82.2%
In this particular matchup, AI is outpaced on most metrics by others in the set.
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | 56.2% revenue growth vs AI's 25.3% | |
| Quality / Margins | 43.7% margin vs AI's -141.4% | |
| Stability / Safety | Beta 1.91 vs AI's 2.53 | |
| Dividends | Tie | Neither stock pays a meaningful dividend |
| Momentum (1Y) | +22.9% vs AI's -56.0% | |
| Efficiency (ROA) | 26.4% ROA vs AI's -48.5%, ROIC 22.3% vs -35.1% |
PLTR vs AI — Revenue Breakdown by Segment
How each company's revenue is distributed across its business units
PLTR vs AI — Financial Metrics
Side-by-side numbers across 2 stocks — who leads on profitability, valuation, growth, and risk.
Income & Cash Flow (Last 12 Months)
PLTR leads this category, winning 6 of 6 comparable metrics.
Income & Cash Flow (Last 12 Months)
PLTR is the larger business by revenue, generating $5.2B annually — 17.0x AI's $307M. PLTR is the more profitable business, keeping 43.7% of every revenue dollar as net income compared to AI's -141.4%. On growth, PLTR holds the edge at +84.7% YoY revenue growth, suggesting stronger near-term business momentum.
| Metric | ||
|---|---|---|
| RevenueTrailing 12 months | $5.2B | $307M |
| EBITDAEarnings before interest/tax | $2.0B | -$455M |
| Net IncomeAfter-tax profit | $2.3B | -$435M |
| Free Cash FlowCash after capex | $2.7B | -$127M |
| Gross MarginGross profit ÷ Revenue | +84.1% | +43.5% |
| Operating MarginEBIT ÷ Revenue | +38.1% | -151.7% |
| Net MarginNet income ÷ Revenue | +43.7% | -141.4% |
| FCF MarginFCF ÷ Revenue | +51.5% | -41.3% |
| Rev. Growth (YoY)Latest quarter vs prior year | +84.7% | -46.1% |
| EPS Growth (YoY)Latest quarter vs prior year | +3.1% | -53.2% |
Valuation Metrics
AI leads this category, winning 3 of 3 comparable metrics.
Valuation Metrics
| Metric | ||
|---|---|---|
| Market CapShares × price | $306.6B | $1.3B |
| Enterprise ValueMkt cap + debt − cash | $305.4B | $1.1B |
| Trailing P/EPrice ÷ TTM EPS | 212.36x | -4.29x |
| Forward P/EPrice ÷ next-FY EPS est. | 104.56x | — |
| PEG RatioP/E ÷ EPS growth rate | — | — |
| EV / EBITDAEnterprise value multiple | 212.04x | — |
| Price / SalesMarket cap ÷ Revenue | 68.50x | 3.30x |
| Price / BookPrice ÷ Book value/share | 45.83x | 1.48x |
| Price / FCFMarket cap ÷ FCF | 145.94x | — |
Profitability & Efficiency
PLTR leads this category, winning 6 of 8 comparable metrics.
Profitability & Efficiency
PLTR delivers a 31.7% return on equity — every $100 of shareholder capital generates $32 in annual profit, vs $-60 for AI. AI carries lower financial leverage with a 0.01x debt-to-equity ratio, signaling a more conservative balance sheet compared to PLTR's 0.03x. On the Piotroski fundamental quality scale (0–9), PLTR scores 8/9 vs AI's 3/9, reflecting strong financial health.
| Metric | ||
|---|---|---|
| ROE (TTM)Return on equity | +31.7% | -60.4% |
| ROA (TTM)Return on assets | +26.4% | -48.5% |
| ROICReturn on invested capital | +22.3% | -35.1% |
| ROCEReturn on capital employed | +21.6% | -35.5% |
| Piotroski ScoreFundamental quality 0–9 | 8 | 3 |
| Debt / EquityFinancial leverage | 0.03x | 0.01x |
| Net DebtTotal debt minus cash | -$1.2B | -$160M |
| Cash & Equiv.Liquid assets | $1.4B | $164M |
| Total DebtShort + long-term debt | $229M | $5M |
| Interest CoverageEBIT ÷ Interest expense | — | — |
Total Returns (Dividends Reinvested)
PLTR leads this category, winning 6 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in PLTR five years ago would be worth $66,594 today (with dividends reinvested), compared to $1,704 for AI. Over the past 12 months, PLTR leads with a +22.9% total return vs AI's -56.0%. The 3-year compound annual growth rate (CAGR) favors PLTR at 158.6% vs AI's -20.7% — a key indicator of consistent wealth creation.
| Metric | ||
|---|---|---|
| YTD ReturnYear-to-date | -20.3% | -30.2% |
| 1-Year ReturnPast 12 months | +22.9% | -56.0% |
| 3-Year ReturnCumulative with dividends | +1628.5% | -50.1% |
| 5-Year ReturnCumulative with dividends | +565.9% | -83.0% |
| 10-Year ReturnCumulative with dividends | +1308.3% | -82.2% |
| CAGR (3Y)Annualised 3-year return | +158.6% | -20.7% |
Risk & Volatility
PLTR leads this category, winning 2 of 2 comparable metrics.
Risk & Volatility
PLTR is the less volatile stock with a 1.91 beta — it tends to amplify market swings less than AI's 2.53 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. PLTR currently trades 64.5% from its 52-week high vs AI's 31.7% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | ||
|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 1.91x | 2.53x |
| 52-Week HighHighest price in past year | $207.52 | $30.24 |
| 52-Week LowLowest price in past year | $105.32 | $7.67 |
| % of 52W HighCurrent price vs 52-week peak | +64.5% | +31.7% |
| RSI (14)Momentum oscillator 0–100 | 42.9 | 57.3 |
| Avg Volume (50D)Average daily shares traded | 46.4M | 5.6M |
Analyst Outlook
Insufficient data to determine a leader in this category.
Analyst Outlook
Wall Street rates PLTR as "Hold" and AI as "Hold". Consensus price targets imply 45.4% upside for PLTR (target: $195) vs -22.9% for AI (target: $7).
| Metric | ||
|---|---|---|
| Analyst RatingConsensus buy/hold/sell | Hold | Hold |
| Price TargetConsensus 12-month target | $194.53 | $7.40 |
| # AnalystsCovering analysts | 26 | 28 |
| Dividend YieldAnnual dividend ÷ price | — | — |
| Dividend StreakConsecutive years of raises | — | — |
| Dividend / ShareAnnual DPS | — | — |
| Buyback YieldShare repurchases ÷ mkt cap | +0.0% | 0.0% |
PLTR leads in 4 of 6 categories (Income & Cash Flow, Profitability & Efficiency). AI leads in 1 (Valuation Metrics).
PLTR vs AI: Frequently Asked Questions
9 questions · data-driven answers · updated daily
01Is PLTR or AI a better buy right now?
For growth investors, Palantir Technologies Inc.
(PLTR) is the stronger pick with 56. 2% revenue growth year-over-year, versus 25. 3% for C3. ai, Inc. (AI). Palantir Technologies Inc. (PLTR) offers the better valuation at 212. 4x trailing P/E (104. 6x forward), making it the more compelling value choice. Analysts rate Palantir Technologies Inc. (PLTR) a "Hold" — based on 26 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which is the better long-term investment — PLTR or AI?
Over the past 5 years, Palantir Technologies Inc.
(PLTR) delivered a total return of +565. 9%, compared to -83. 0% for C3. ai, Inc. (AI). Over 10 years, the gap is even starker: PLTR returned +1308% versus AI's -82. 2%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
03Which is safer — PLTR or AI?
By beta (market sensitivity over 5 years), Palantir Technologies Inc.
(PLTR) is the lower-risk stock at 1. 91β versus C3. ai, Inc. 's 2. 53β — meaning AI is approximately 33% more volatile than PLTR relative to the S&P 500. On balance sheet safety, C3. ai, Inc. (AI) carries a lower debt/equity ratio of 1% versus 3% for Palantir Technologies Inc. — giving it more financial flexibility in a downturn.
04Which is growing faster — PLTR or AI?
By revenue growth (latest reported year), Palantir Technologies Inc.
(PLTR) is pulling ahead at 56. 2% versus 25. 3% for C3. ai, Inc. (AI). On earnings-per-share growth, the picture is similar: Palantir Technologies Inc. grew EPS 231. 6% year-over-year, compared to 4. 3% for C3. ai, Inc.. Over a 3-year CAGR, PLTR leads at 32. 9% annualised revenue growth. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
05Which has better profit margins — PLTR or AI?
Palantir Technologies Inc.
(PLTR) is the more profitable company, earning 36. 3% net margin versus -74. 2% for C3. ai, Inc. — meaning it keeps 36. 3% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: PLTR leads at 31. 6% versus -83. 4% for AI. At the gross margin level — before operating expenses — PLTR leads at 82. 4%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
06Is PLTR or AI more undervalued right now?
Analyst consensus price targets imply the most upside for PLTR: 45.
4% to $194. 53.
07Which pays a better dividend — PLTR or AI?
None of the stocks in this comparison currently pay a material dividend.
All are effectively zero-yield and should be held for capital appreciation rather than income.
08Is PLTR or AI better for a retirement portfolio?
For long-horizon retirement investors, Palantir Technologies Inc.
(PLTR) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (+1308% 10Y return). C3. ai, Inc. (AI) carries a higher beta of 2. 53 — meaning larger drawdowns in market downturns, which matters significantly when you cannot wait years for a recovery. Both have compounded well over 10 years (PLTR: +1308%, AI: -82. 2%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
09What are the main differences between PLTR and AI?
Both stocks operate in the Technology sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both.
These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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