RDN vs FNF

For growth investors, Fidelity National Financial, Inc.

(FNF) is the stronger pick with 8. 6% revenue growth year-over-year, versus -3. 4% for Radian Group Inc. (RDN). Radian Group Inc. (RDN) offers the better valuation at 8. 6x trailing P/E (7. 3x forward), making it the more compelling value choice. Analysts rate Radian Group Inc. (RDN) a "Buy" — based on 22 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.

On trailing P/E, Radian Group Inc.

(RDN) is the cheapest at 8. 6x versus Fidelity National Financial, Inc. at 23. 2x. On forward P/E, Radian Group Inc. is actually cheaper at 7. 3x. The PEG ratio (P/E divided by earnings growth rate) is the most growth-adjusted single valuation metric: Radian Group Inc. wins at 1. 75x versus Fidelity National Financial, Inc. 's 2. 24x — a reasonable growth-adjusted valuation.

Over the past 5 years, Radian Group Inc.

(RDN) delivered a total return of +73. 7%, compared to +36. 0% for Fidelity National Financial, Inc. (FNF). Over 10 years, the gap is even starker: RDN returned +234. 5% versus FNF's +181. 4%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.

By beta (market sensitivity over 5 years), Radian Group Inc.

(RDN) is the lower-risk stock at 0. 37β versus Fidelity National Financial, Inc. 's 0. 58β — meaning FNF is approximately 54% more volatile than RDN relative to the S&P 500. On balance sheet safety, Radian Group Inc. (RDN) carries a lower debt/equity ratio of 24% versus 53% for Fidelity National Financial, Inc. — giving it more financial flexibility in a downturn.

By revenue growth (latest reported year), Fidelity National Financial, Inc.

(FNF) is pulling ahead at 8. 6% versus -3. 4% for Radian Group Inc. (RDN). On earnings-per-share growth, the picture is similar: Radian Group Inc. grew EPS 5. 6% year-over-year, compared to -52. 5% for Fidelity National Financial, Inc.. Over a 3-year CAGR, FNF leads at 8. 2% annualised revenue growth. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.

Radian Group Inc.

(RDN) is the more profitable company, earning 46. 7% net margin versus 4. 2% for Fidelity National Financial, Inc. — meaning it keeps 46. 7% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: RDN leads at 61. 2% versus 9. 9% for FNF. At the gross margin level — before operating expenses — FNF leads at 98. 2%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.

The PEG ratio (forward P/E divided by expected earnings growth rate) is the most precise measure of undervaluation relative to growth potential.

By this metric, Radian Group Inc. (RDN) is the more undervalued stock at a PEG of 1. 75x versus Fidelity National Financial, Inc. 's 2. 24x. Both stocks trade at elevated growth-adjusted valuations, so expected growth needs to materialise. On forward earnings alone, Radian Group Inc. (RDN) trades at 7. 3x forward P/E versus 8. 9x for Fidelity National Financial, Inc. — 1. 6x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for FNF: 30. 7% to $67. 00.

All stocks in this comparison pay dividends.

Fidelity National Financial, Inc. (FNF) offers the highest yield at 3. 9%, versus 3. 0% for Radian Group Inc. (RDN).

For long-horizon retirement investors, Radian Group Inc.

(RDN) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0. 37), 3. 0% yield, +234. 5% 10Y return). Both have compounded well over 10 years (RDN: +234. 5%, FNF: +181. 4%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.

Both stocks operate in the Financial Services sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both.

In terms of investment character: RDN is a small-cap deep-value stock; FNF is a mid-cap income-oriented stock. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.