Software - Infrastructure
Compare Stocks
2 / 10Stock Comparison
RELY vs NVDA
Revenue, margins, valuation, and 5-year total return — side by side.
Semiconductors
RELY vs NVDA — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | ||
|---|---|---|
| Industry | Software - Infrastructure | Semiconductors |
| Market Cap | $4.97B | $4.78T |
| Revenue (TTM) | $1.54B | $215.94B |
| Net Income (TTM) | $21M | $120.07B |
| Gross Margin | 59.5% | 71.1% |
| Operating Margin | 2.3% | 60.4% |
| Forward P/E | 45.9x | 23.7x |
| Total Debt | $192M | $11.41B |
| Cash & Equiv. | $542M | $10.61B |
RELY vs NVDA — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
| Stock | Sep 21 | May 26 | Return |
|---|---|---|---|
| Remitly Global, Inc. (RELY) | 100 | 64.7 | -35.3% |
| NVIDIA Corporation (NVDA) | 100 | 948.3 | +848.3% |
Price return only. Dividends and distributions are not included.
Quick Verdict: RELY vs NVDA
Each card shows where this stock fits in a portfolio — not just who wins on paper.
RELY is the clearest fit if your priority is income & stability and sleep-well-at-night.
- beta 1.19
- Lower volatility, beta 1.19, Low D/E 22.1%, current ratio 3.30x
- Beta 1.19, current ratio 3.30x
NVDA carries the broadest edge in this set and is the clearest fit for growth exposure and long-term compounding.
- Rev growth 65.5%, EPS growth 66.7%, 3Y rev CAGR 100.0%
- 224.0% 10Y total return vs RELY's -51.0%
- 65.5% revenue growth vs RELY's 29.4%
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | 65.5% revenue growth vs RELY's 29.4% | |
| Value | Lower P/E (23.7x vs 45.9x) | |
| Quality / Margins | 55.6% margin vs RELY's 1.4% | |
| Stability / Safety | Beta 1.19 vs NVDA's 1.73 | |
| Dividends | 0.0% yield; 2-year raise streak; the other pay no meaningful dividend | |
| Momentum (1Y) | +72.7% vs RELY's +13.1% | |
| Efficiency (ROA) | 58.1% ROA vs RELY's 1.7%, ROIC 81.8% vs 14.0% |
RELY vs NVDA — Revenue Breakdown by Segment
How each company's revenue is distributed across its business units
RELY vs NVDA — Financial Metrics
Side-by-side numbers across 2 stocks — who leads on profitability, valuation, growth, and risk.
Income & Cash Flow (Last 12 Months)
NVDA leads this category, winning 5 of 5 comparable metrics.
Income & Cash Flow (Last 12 Months)
NVDA is the larger business by revenue, generating $215.9B annually — 139.8x RELY's $1.5B. NVDA is the more profitable business, keeping 55.6% of every revenue dollar as net income compared to RELY's 1.4%. On growth, NVDA holds the edge at +73.2% YoY revenue growth, suggesting stronger near-term business momentum.
| Metric | ||
|---|---|---|
| RevenueTrailing 12 months | $1.5B | $215.9B |
| EBITDAEarnings before interest/tax | $63M | $133.2B |
| Net IncomeAfter-tax profit | $21M | $120.1B |
| Free Cash FlowCash after capex | $193M | $96.7B |
| Gross MarginGross profit ÷ Revenue | +59.5% | +71.1% |
| Operating MarginEBIT ÷ Revenue | +2.3% | +60.4% |
| Net MarginNet income ÷ Revenue | +1.4% | +55.6% |
| FCF MarginFCF ÷ Revenue | +12.5% | +44.8% |
| Rev. Growth (YoY)Latest quarter vs prior year | +24.7% | +73.2% |
| EPS Growth (YoY)Latest quarter vs prior year | — | +97.8% |
Valuation Metrics
Evenly matched — RELY and NVDA each lead in 3 of 6 comparable metrics.
Valuation Metrics
At 40.1x trailing earnings, NVDA trades at a 48% valuation discount to RELY's 76.6x P/E. On an enterprise value basis, NVDA's 35.9x EV/EBITDA is more attractive than RELY's 45.1x.
| Metric | ||
|---|---|---|
| Market CapShares × price | $5.0B | $4.78T |
| Enterprise ValueMkt cap + debt − cash | $4.6B | $4.78T |
| Trailing P/EPrice ÷ TTM EPS | 76.61x | 40.10x |
| Forward P/EPrice ÷ next-FY EPS est. | 45.91x | 23.74x |
| PEG RatioP/E ÷ EPS growth rate | — | 0.42x |
| EV / EBITDAEnterprise value multiple | 45.09x | 35.85x |
| Price / SalesMarket cap ÷ Revenue | 3.04x | 22.12x |
| Price / BookPrice ÷ Book value/share | 5.95x | 30.52x |
| Price / FCFMarket cap ÷ FCF | 16.82x | 49.40x |
Profitability & Efficiency
NVDA leads this category, winning 6 of 9 comparable metrics.
Profitability & Efficiency
NVDA delivers a 76.3% return on equity — every $100 of shareholder capital generates $76 in annual profit, vs $3 for RELY. NVDA carries lower financial leverage with a 0.07x debt-to-equity ratio, signaling a more conservative balance sheet compared to RELY's 0.22x. On the Piotroski fundamental quality scale (0–9), RELY scores 5/9 vs NVDA's 4/9, reflecting solid financial health.
| Metric | ||
|---|---|---|
| ROE (TTM)Return on equity | +2.6% | +76.3% |
| ROA (TTM)Return on assets | +1.7% | +58.1% |
| ROICReturn on invested capital | +14.0% | +81.8% |
| ROCEReturn on capital employed | +8.9% | +97.2% |
| Piotroski ScoreFundamental quality 0–9 | 5 | 4 |
| Debt / EquityFinancial leverage | 0.22x | 0.07x |
| Net DebtTotal debt minus cash | -$350M | $807M |
| Cash & Equiv.Liquid assets | $542M | $10.6B |
| Total DebtShort + long-term debt | $192M | $11.4B |
| Interest CoverageEBIT ÷ Interest expense | 6.03x | 545.03x |
Total Returns (Dividends Reinvested)
NVDA leads this category, winning 5 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in NVDA five years ago would be worth $135,979 today (with dividends reinvested), compared to $4,902 for RELY. Over the past 12 months, NVDA leads with a +72.7% total return vs RELY's +13.1%. The 3-year compound annual growth rate (CAGR) favors NVDA at 90.0% vs RELY's 9.1% — a key indicator of consistent wealth creation.
| Metric | ||
|---|---|---|
| YTD ReturnYear-to-date | +79.7% | +4.1% |
| 1-Year ReturnPast 12 months | +13.1% | +72.7% |
| 3-Year ReturnCumulative with dividends | +29.9% | +585.5% |
| 5-Year ReturnCumulative with dividends | -51.0% | +1259.8% |
| 10-Year ReturnCumulative with dividends | -51.0% | +22397.9% |
| CAGR (3Y)Annualised 3-year return | +9.1% | +90.0% |
Risk & Volatility
RELY leads this category, winning 2 of 2 comparable metrics.
Risk & Volatility
RELY is the less volatile stock with a 1.19 beta — it tends to amplify market swings less than NVDA's 1.73 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. RELY currently trades 96.1% from its 52-week high vs NVDA's 90.6% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | ||
|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 1.19x | 1.73x |
| 52-Week HighHighest price in past year | $24.71 | $216.80 |
| 52-Week LowLowest price in past year | $12.08 | $110.82 |
| % of 52W HighCurrent price vs 52-week peak | +96.1% | +90.6% |
| RSI (14)Momentum oscillator 0–100 | 86.1 | 53.1 |
| Avg Volume (50D)Average daily shares traded | 3.2M | 166.0M |
Analyst Outlook
Insufficient data to determine a leader in this category.
Analyst Outlook
Wall Street rates RELY as "Buy" and NVDA as "Buy". Consensus price targets imply 41.9% upside for NVDA (target: $279) vs -11.6% for RELY (target: $21).
| Metric | ||
|---|---|---|
| Analyst RatingConsensus buy/hold/sell | Buy | Buy |
| Price TargetConsensus 12-month target | $21.00 | $278.83 |
| # AnalystsCovering analysts | 13 | 79 |
| Dividend YieldAnnual dividend ÷ price | — | +0.0% |
| Dividend StreakConsecutive years of raises | — | 2 |
| Dividend / ShareAnnual DPS | — | $0.04 |
| Buyback YieldShare repurchases ÷ mkt cap | +0.5% | +0.8% |
NVDA leads in 3 of 6 categories (Income & Cash Flow, Profitability & Efficiency). RELY leads in 1 (Risk & Volatility). 1 tied.
RELY vs NVDA: Frequently Asked Questions
10 questions · data-driven answers · updated daily
01Is RELY or NVDA a better buy right now?
For growth investors, NVIDIA Corporation (NVDA) is the stronger pick with 65.
5% revenue growth year-over-year, versus 29. 4% for Remitly Global, Inc. (RELY). NVIDIA Corporation (NVDA) offers the better valuation at 40. 1x trailing P/E (23. 7x forward), making it the more compelling value choice. Analysts rate Remitly Global, Inc. (RELY) a "Buy" — based on 13 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which has the better valuation — RELY or NVDA?
On trailing P/E, NVIDIA Corporation (NVDA) is the cheapest at 40.
1x versus Remitly Global, Inc. at 76. 6x. On forward P/E, NVIDIA Corporation is actually cheaper at 23. 7x.
03Which is the better long-term investment — RELY or NVDA?
Over the past 5 years, NVIDIA Corporation (NVDA) delivered a total return of +1260%, compared to -51.
0% for Remitly Global, Inc. (RELY). Over 10 years, the gap is even starker: NVDA returned +224. 0% versus RELY's -51. 0%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
04Which is safer — RELY or NVDA?
By beta (market sensitivity over 5 years), Remitly Global, Inc.
(RELY) is the lower-risk stock at 1. 19β versus NVIDIA Corporation's 1. 73β — meaning NVDA is approximately 46% more volatile than RELY relative to the S&P 500. On balance sheet safety, NVIDIA Corporation (NVDA) carries a lower debt/equity ratio of 7% versus 22% for Remitly Global, Inc. — giving it more financial flexibility in a downturn.
05Which is growing faster — RELY or NVDA?
By revenue growth (latest reported year), NVIDIA Corporation (NVDA) is pulling ahead at 65.
5% versus 29. 4% for Remitly Global, Inc. (RELY). On earnings-per-share growth, the picture is similar: Remitly Global, Inc. grew EPS 263. 2% year-over-year, compared to 66. 7% for NVIDIA Corporation. Over a 3-year CAGR, NVDA leads at 100. 0% annualised revenue growth. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
06Which has better profit margins — RELY or NVDA?
NVIDIA Corporation (NVDA) is the more profitable company, earning 55.
6% net margin versus 4. 2% for Remitly Global, Inc. — meaning it keeps 55. 6% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: NVDA leads at 60. 4% versus 4. 7% for RELY. At the gross margin level — before operating expenses — NVDA leads at 71. 1%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
07Is RELY or NVDA more undervalued right now?
On forward earnings alone, NVIDIA Corporation (NVDA) trades at 23.
7x forward P/E versus 45. 9x for Remitly Global, Inc. — 22. 2x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for NVDA: 41. 9% to $278. 83.
08Which pays a better dividend — RELY or NVDA?
None of the stocks in this comparison currently pay a material dividend.
All are effectively zero-yield and should be held for capital appreciation rather than income.
09Is RELY or NVDA better for a retirement portfolio?
For long-horizon retirement investors, Remitly Global, Inc.
(RELY) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 1. 19)). NVIDIA Corporation (NVDA) carries a higher beta of 1. 73 — meaning larger drawdowns in market downturns, which matters significantly when you cannot wait years for a recovery. Both have compounded well over 10 years (RELY: -51. 0%, NVDA: +224. 0%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
10What are the main differences between RELY and NVDA?
Both stocks operate in the Technology sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both.
These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
Find Stocks Like These
Explore pre-built screens for each stock's profile, or build a custom screen to find stocks that outperform both.
You Might Also Compare
Based on how these companies actually compete and overlap — not just which sector they're filed under.