RWTN
Redwood Trust, Inc. 9.125% Seni
REIT - Mortgage
Market Cap$3.18B
5Y Perf.+0.4%
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Stock Comparison
RWTN vs MITT vs MFA vs GPMT
Revenue, margins, valuation, and 5-year total return — side by side.
MITT
TPG Mortgage Investment Trust Inc
REIT - Mortgage
Market Cap$249M
5Y Perf.+28.9%
MFA
MFA Financial, Inc.
REIT - Mortgage
Market Cap$995M
5Y Perf.-13.1%
GPMT
Granite Point Mortgage Trust Inc.
REIT - Mortgage
Market Cap$74M
5Y Perf.-67.3%
RWTN vs MITT vs MFA vs GPMT — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | RWTN | MITT | MFA | GPMT |
|---|---|---|---|---|
| Industry | REIT - Mortgage | REIT - Mortgage | REIT - Mortgage | REIT - Mortgage |
| Market Cap | $3.18B | $249M | $995M | $74M |
| Revenue (TTM) | $977M | $493M | $650M | $132M |
| Net Income (TTM) | $-70M | $34M | $135M | $-40M |
| Gross Margin | 95.5% | 94.2% | 59.3% | 47.3% |
| Operating Margin | 77.5% | 93.3% | 41.0% | -4.3% |
| Forward P/E | 32.8x | 7.2x | 7.1x | — |
| Total Debt | $22.29B | $8.10B | $10.99B | $1.17B |
| Cash & Equiv. | $256M | $76M | $213M | $66M |
RWTN vs MITT vs MFA vs GPMT — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
RWTN
MITT
MFA
GPMT
| Stock | Feb 24 | May 26 | Return |
|---|---|---|---|
| Redwood Trust, Inc.… (RWTN) | 100 | 100.4 | +0.4% |
| TPG Mortgage Invest… (MITT) | 100 | 128.9 | +28.9% |
| MFA Financial, Inc. (MFA) | 100 | 86.9 | -13.1% |
| Granite Point Mortg… (GPMT) | 100 | 32.7 | -67.3% |
Price return only. Dividends and distributions are not included.
Quick Verdict: RWTN vs MITT vs MFA vs GPMT
Each card shows where this stock fits in a portfolio — not just who wins on paper.
Bottom line: MFA leads in 5 of 7 categories, making it the strongest pick for growth and revenue expansion and valuation and capital efficiency. Redwood Trust, Inc. 9.125% Seni is the stronger pick specifically for capital preservation and lower volatility. MITT also leads in specific categories worth noting. As sector peers, any of these can serve as alternatives in the same allocation.
RWTN
Redwood Trust, Inc. 9.125% Seni
The Real Estate Income Play
RWTN is the #2 pick in this set and the best alternative if long-term compounding is your priority.
- 21.1% 10Y total return vs MFA's 7.8%
- Beta 0.59 vs GPMT's 1.44
Best for: long-term compounding
MITT
TPG Mortgage Investment Trust Inc
The Real Estate Income Play
MITT is the clearest fit if your priority is momentum.
- +29.0% vs GPMT's -19.7%
Best for: momentum
MFA
MFA Financial, Inc.
The Real Estate Income Play
MFA carries the broadest edge in this set and is the clearest fit for income & stability and growth exposure.
- Dividend streak 1 yrs, beta 0.77, yield 18.4%
- Rev growth 213.0%, EPS growth 104.9%
- Lower volatility, beta 0.77, current ratio 2.18x
- Beta 0.77, yield 18.4%, current ratio 2.18x
Best for: income & stability and growth exposure
GPMT
Granite Point Mortgage Trust Inc.
The REIT Holding
GPMT lags the leaders in this set but could rank higher in a more targeted comparison.
Best for: real estate exposure
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | MFA | 213.0% FFO/revenue growth vs RWTN's 13.3% |
| Value | MFA | Better valuation composite |
| Quality / Margins | MFA | 20.7% margin vs GPMT's -30.5% |
| Stability / Safety | RWTN | Beta 0.59 vs GPMT's 1.44 |
| Dividends | MFA | 18.4% yield, 1-year raise streak, vs RWTN's 3.4% |
| Momentum (1Y) | MITT | +29.0% vs GPMT's -19.7% |
| Efficiency (ROA) | MFA | 1.1% ROA vs GPMT's -2.3%, ROIC 4.4% vs 2.6% |
RWTN vs MITT vs MFA vs GPMT — Revenue Breakdown by Segment
How each company's revenue is distributed across its business units
Segment breakdown not available.
FY 2018
Segment breakdown not available.
Segment breakdown not available.
RWTN vs MITT vs MFA vs GPMT — Financial Metrics
Side-by-side numbers across 4 stocks — who leads on profitability, valuation, growth, and risk.
BEST OVERALLRWTNLAGGINGGPMT
Who Leads Where
RWTN leads in 2 of 6 categories
GPMT leads 1 • MITT leads 1 • MFA leads 1 • 1 tied
Explore the data ↓GPMTGranite Point Mortgag…
1leads
MFAMFA Financial, Inc.
1leads
MITTTPG Mortgage Investme…
1leads
RWTNRedwood Trust, Inc. 9…
2leads
6 Total Categories
CATEGORYLEADERvs MITTvs MFAMETRICS WON
Income & Cash FlowRevenue, margins, and cash flow strength
RWTN3/6
Valuation MetricsMultiples, price ratios, and targets
Tied
—
Profitability & EfficiencyROE, ROIC, leverage, and quality scores
GPMT4/9
Total Returns1Y, 3Y, 5Y total returns with dividends
MITT3/6
Risk & VolatilityBeta, volatility, and downside exposure
RWTN2/2
Analyst OutlookRatings, price targets, and dividends
MFA2/2
Income & Cash Flow (Last 12 Months)
RWTN leads this category, winning 3 of 6 comparable metrics.
Income & Cash Flow (Last 12 Months)
RWTN is the larger business by revenue, generating $977M annually — 7.4x GPMT's $132M. MFA is the more profitable business, keeping 20.7% of every revenue dollar as net income compared to GPMT's -30.5%. On growth, RWTN holds the edge at +184.3% YoY revenue growth, suggesting stronger near-term business momentum.
| Metric | RWTNRedwood Trust, In… | MITTTPG Mortgage Inve… | MFAMFA Financial, In… | GPMTGranite Point Mor… |
|---|---|---|---|---|
| RevenueTrailing 12 months | $977M | $493M | $650M | $132M |
| EBITDAEarnings before interest/tax | $765M | $457M | $268M | -$8M |
| Net IncomeAfter-tax profit | -$70M | $34M | $135M | -$40M |
| Free Cash FlowCash after capex | $5.8B | $68M | $91M | $463,000 |
| Gross MarginGross profit ÷ Revenue | +95.5% | +94.2% | +59.3% | +47.3% |
| Operating MarginEBIT ÷ Revenue | +77.5% | +93.3% | +41.0% | -4.3% |
| Net MarginNet income ÷ Revenue | -7.2% | +6.8% | +20.7% | -30.5% |
| FCF MarginFCF ÷ Revenue | +5.9% | +13.8% | +14.0% | +0.4% |
| Rev. Growth (YoY)Latest quarter vs prior year | +184.3% | +20.9% | +118.9% | +157.8% |
| EPS Growth (YoY)Latest quarter vs prior year | -6.5% | -2.3% | -103.0% | +40.9% |
RWTN leads this category, winning 3 of 6 comparable metrics.
Valuation Metrics
Evenly matched — MFA and GPMT each lead in 2 of 6 comparable metrics.
Valuation Metrics
At 5.8x trailing earnings, MFA trades at a 33% valuation discount to MITT's 8.7x P/E. On an enterprise value basis, MFA's 17.1x EV/EBITDA is more attractive than GPMT's 20.8x.
| Metric | RWTNRedwood Trust, In… | MITTTPG Mortgage Inve… | MFAMFA Financial, In… | GPMTGranite Point Mor… |
|---|---|---|---|---|
| Market CapShares × price | $3.2B | $249M | $995M | $74M |
| Enterprise ValueMkt cap + debt − cash | $25.2B | $8.3B | $11.8B | $1.2B |
| Trailing P/EPrice ÷ TTM EPS | -41.10x | 8.71x | 5.80x | -1.34x |
| Forward P/EPrice ÷ next-FY EPS est. | 32.82x | 7.20x | 7.11x | — |
| PEG RatioP/E ÷ EPS growth rate | — | — | — | — |
| EV / EBITDAEnterprise value multiple | — | 18.25x | 17.07x | 20.75x |
| Price / SalesMarket cap ÷ Revenue | 11.59x | 0.53x | 1.14x | 0.51x |
| Price / BookPrice ÷ Book value/share | 2.93x | 0.43x | 0.56x | 0.13x |
| Price / FCFMarket cap ÷ FCF | — | 4.18x | 13.06x | 27.85x |
Evenly matched — MFA and GPMT each lead in 2 of 6 comparable metrics.
Profitability & Efficiency
GPMT leads this category, winning 4 of 9 comparable metrics.
Profitability & Efficiency
MFA delivers a 7.4% return on equity — every $100 of shareholder capital generates $7 in annual profit, vs $-7 for GPMT. GPMT carries lower financial leverage with a 2.12x debt-to-equity ratio, signaling a more conservative balance sheet compared to RWTN's 22.68x. On the Piotroski fundamental quality scale (0–9), GPMT scores 6/9 vs RWTN's 1/9, reflecting solid financial health.
| Metric | RWTNRedwood Trust, In… | MITTTPG Mortgage Inve… | MFAMFA Financial, In… | GPMTGranite Point Mor… |
|---|---|---|---|---|
| ROE (TTM)Return on equity | -6.6% | +6.1% | +7.4% | -7.1% |
| ROA (TTM)Return on assets | -0.3% | +0.4% | +1.1% | -2.3% |
| ROICReturn on invested capital | -0.1% | +4.5% | +4.4% | +2.6% |
| ROCEReturn on capital employed | -0.1% | +6.5% | +5.8% | +4.6% |
| Piotroski ScoreFundamental quality 0–9 | 1 | 3 | 5 | 6 |
| Debt / EquityFinancial leverage | 22.68x | 14.45x | 6.01x | 2.12x |
| Net DebtTotal debt minus cash | $22.0B | $8.0B | $10.8B | $1.1B |
| Cash & Equiv.Liquid assets | $256M | $76M | $213M | $66M |
| Total DebtShort + long-term debt | $22.3B | $8.1B | $11.0B | $1.2B |
| Interest CoverageEBIT ÷ Interest expense | -1.48x | 1.12x | 1.34x | 0.58x |
GPMT leads this category, winning 4 of 9 comparable metrics.
Total Returns (Dividends Reinvested)
MITT leads this category, winning 3 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in RWTN five years ago would be worth $12,106 today (with dividends reinvested), compared to $3,472 for GPMT. Over the past 12 months, MITT leads with a +29.0% total return vs GPMT's -19.7%. The 3-year compound annual growth rate (CAGR) favors MITT at 23.4% vs GPMT's -13.1% — a key indicator of consistent wealth creation.
| Metric | RWTNRedwood Trust, In… | MITTTPG Mortgage Inve… | MFAMFA Financial, In… | GPMTGranite Point Mor… |
|---|---|---|---|---|
| YTD ReturnYear-to-date | +4.4% | -5.6% | +6.1% | -32.5% |
| 1-Year ReturnPast 12 months | +12.7% | +29.0% | +19.2% | -19.7% |
| 3-Year ReturnCumulative with dividends | +21.1% | +87.9% | +34.1% | -34.3% |
| 5-Year ReturnCumulative with dividends | +21.1% | -3.5% | -0.6% | -65.3% |
| 10-Year ReturnCumulative with dividends | +21.1% | -16.9% | +7.8% | -50.0% |
| CAGR (3Y)Annualised 3-year return | +6.6% | +23.4% | +10.3% | -13.1% |
MITT leads this category, winning 3 of 6 comparable metrics.
Risk & Volatility
RWTN leads this category, winning 2 of 2 comparable metrics.
Risk & Volatility
RWTN is the less volatile stock with a 0.59 beta — it tends to amplify market swings less than GPMT's 1.44 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. RWTN currently trades 98.9% from its 52-week high vs GPMT's 49.7% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | RWTNRedwood Trust, In… | MITTTPG Mortgage Inve… | MFAMFA Financial, In… | GPMTGranite Point Mor… |
|---|---|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 0.59x | 0.90x | 0.77x | 1.44x |
| 52-Week HighHighest price in past year | $25.77 | $9.27 | $10.57 | $3.12 |
| 52-Week LowLowest price in past year | $8.97 | $6.52 | $8.78 | $1.24 |
| % of 52W HighCurrent price vs 52-week peak | +98.9% | +84.6% | +92.2% | +49.7% |
| RSI (14)Momentum oscillator 0–100 | 65.3 | 50.5 | 43.8 | 49.4 |
| Avg Volume (50D)Average daily shares traded | 8K | 277K | 1.4M | 154K |
RWTN leads this category, winning 2 of 2 comparable metrics.
Analyst Outlook
MFA leads this category, winning 2 of 2 comparable metrics.
Analyst Outlook
Analyst consensus: MITT as "Buy", MFA as "Hold", GPMT as "Hold". Consensus price targets imply 61.3% upside for GPMT (target: $3) vs 5.1% for MFA (target: $10). For income investors, MFA offers the higher dividend yield at 18.36% vs RWTN's 3.44%.
| Metric | RWTNRedwood Trust, In… | MITTTPG Mortgage Inve… | MFAMFA Financial, In… | GPMTGranite Point Mor… |
|---|---|---|---|---|
| Analyst RatingConsensus buy/hold/sell | — | Buy | Hold | Hold |
| Price TargetConsensus 12-month target | — | $9.63 | $10.25 | $2.50 |
| # AnalystsCovering analysts | — | 18 | 22 | 12 |
| Dividend YieldAnnual dividend ÷ price | +3.4% | +10.0% | +18.4% | +14.0% |
| Dividend StreakConsecutive years of raises | 1 | 1 | 1 | 0 |
| Dividend / ShareAnnual DPS | $0.88 | $0.79 | $1.79 | $0.22 |
| Buyback YieldShare repurchases ÷ mkt cap | +1.6% | 0.0% | +1.5% | +7.6% |
MFA leads this category, winning 2 of 2 comparable metrics.
Key Takeaway
RWTN leads in 2 of 6 categories (Income & Cash Flow, Risk & Volatility). GPMT leads in 1 (Profitability & Efficiency). 1 tied.
Best OverallRedwood Trust, Inc. 9.125% … (RWTN)Leads 2 of 6 categories
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RWTN vs MITT vs MFA vs GPMT: Key Questions Answered
10 questions · data-driven answers · updated daily
01Is RWTN or MITT or MFA or GPMT a better buy right now?
For growth investors, MFA Financial, Inc.
(MFA) is the stronger pick with 213. 0% revenue growth year-over-year, versus 13. 3% for Redwood Trust, Inc. 9. 125% Seni (RWTN). MFA Financial, Inc. (MFA) offers the better valuation at 5. 8x trailing P/E (7. 1x forward), making it the more compelling value choice. Analysts rate TPG Mortgage Investment Trust Inc (MITT) a "Buy" — based on 18 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which has the better valuation — RWTN or MITT or MFA or GPMT?
On trailing P/E, MFA Financial, Inc.
(MFA) is the cheapest at 5. 8x versus TPG Mortgage Investment Trust Inc at 8. 7x. On forward P/E, MFA Financial, Inc. is actually cheaper at 7. 1x.
03Which is the better long-term investment — RWTN or MITT or MFA or GPMT?
Over the past 5 years, Redwood Trust, Inc.
9. 125% Seni (RWTN) delivered a total return of +21. 1%, compared to -65. 3% for Granite Point Mortgage Trust Inc. (GPMT). Over 10 years, the gap is even starker: RWTN returned +21. 1% versus GPMT's -50. 0%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
04Which is safer — RWTN or MITT or MFA or GPMT?
By beta (market sensitivity over 5 years), Redwood Trust, Inc.
9. 125% Seni (RWTN) is the lower-risk stock at 0. 59β versus Granite Point Mortgage Trust Inc. 's 1. 44β — meaning GPMT is approximately 145% more volatile than RWTN relative to the S&P 500. On balance sheet safety, Granite Point Mortgage Trust Inc. (GPMT) carries a lower debt/equity ratio of 2% versus 23% for Redwood Trust, Inc. 9. 125% Seni — giving it more financial flexibility in a downturn.
05Which is growing faster — RWTN or MITT or MFA or GPMT?
By revenue growth (latest reported year), MFA Financial, Inc.
(MFA) is pulling ahead at 213. 0% versus 13. 3% for Redwood Trust, Inc. 9. 125% Seni (RWTN). On earnings-per-share growth, the picture is similar: MFA Financial, Inc. grew EPS 104. 9% year-over-year, compared to -293. 8% for Redwood Trust, Inc. 9. 125% Seni. Over a 3-year CAGR, GPMT leads at 22. 9% annualised revenue growth. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
06Which has better profit margins — RWTN or MITT or MFA or GPMT?
MFA Financial, Inc.
(MFA) is the more profitable company, earning 20. 2% net margin versus -28. 3% for Granite Point Mortgage Trust Inc. — meaning it keeps 20. 2% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: MITT leads at 96. 9% versus -9. 7% for RWTN. At the gross margin level — before operating expenses — MFA leads at 96. 2%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
07Is RWTN or MITT or MFA or GPMT more undervalued right now?
On forward earnings alone, MFA Financial, Inc.
(MFA) trades at 7. 1x forward P/E versus 32. 8x for Redwood Trust, Inc. 9. 125% Seni — 25. 7x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for GPMT: 61. 3% to $2. 50.
08Which pays a better dividend — RWTN or MITT or MFA or GPMT?
All stocks in this comparison pay dividends.
MFA Financial, Inc. (MFA) offers the highest yield at 18. 4%, versus 3. 4% for Redwood Trust, Inc. 9. 125% Seni (RWTN).
09Is RWTN or MITT or MFA or GPMT better for a retirement portfolio?
For long-horizon retirement investors, Redwood Trust, Inc.
9. 125% Seni (RWTN) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0. 59), 3. 4% yield). Both have compounded well over 10 years (RWTN: +21. 1%, GPMT: -50. 0%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
10What are the main differences between RWTN and MITT and MFA and GPMT?
Both stocks operate in the Real Estate sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both.
In terms of investment character: RWTN is a small-cap income-oriented stock; MITT is a small-cap deep-value stock; MFA is a small-cap high-growth stock; GPMT is a small-cap high-growth stock. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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