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SCCD vs GPMT vs TRTX vs SACH
Revenue, margins, valuation, and 5-year total return — side by side.
REIT - Mortgage
REIT - Mortgage
REIT - Mortgage
SCCD vs GPMT vs TRTX vs SACH — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | ||||
|---|---|---|---|---|
| Industry | REIT - Industrial | REIT - Mortgage | REIT - Mortgage | REIT - Mortgage |
| Market Cap | $1.18B | $74M | $656M | $53M |
| Revenue (TTM) | $-13M | $132M | $264M | $38M |
| Net Income (TTM) | $2M | $-40M | $61M | $6M |
| Gross Margin | — | 47.3% | 78.5% | 98.1% |
| Operating Margin | — | -4.3% | 51.0% | 42.0% |
| Forward P/E | 619.3x | — | 8.1x | 28.1x |
| Total Debt | $0.00 | $1.17B | $3.29B | $278M |
| Cash & Equiv. | $11M | $66M | $88M | $11M |
SCCD vs GPMT vs TRTX vs SACH — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
| Stock | Dec 21 | May 26 | Return |
|---|---|---|---|
| Sachem Capital Corp… (SCCD) | 100 | 98.5 | -1.5% |
| Granite Point Mortg… (GPMT) | 100 | 13.2 | -86.8% |
| TPG RE Finance Trus… (TRTX) | 100 | 68.9 | -31.1% |
| Sachem Capital Corp. (SACH) | 100 | 18.8 | -81.2% |
Price return only. Dividends and distributions are not included.
Quick Verdict: SCCD vs GPMT vs TRTX vs SACH
Each card shows where this stock fits in a portfolio — not just who wins on paper.
SCCD is the clearest fit if your priority is long-term compounding.
- 33.0% 10Y total return vs TRTX's -1.9%
GPMT is the clearest fit if your priority is growth exposure.
- Rev growth 187.8%, EPS growth 73.7%, 3Y rev CAGR 22.9%
- 187.8% FFO/revenue growth vs SACH's -18.2%
TRTX carries the broadest edge in this set and is the clearest fit for value and quality.
- Lower P/E (8.1x vs 28.1x)
- 23.2% margin vs GPMT's -30.5%
- 13.5% yield, 2-year raise streak, vs SACH's 18.4%
- 1.4% ROA vs GPMT's -2.3%, ROIC 4.7% vs 2.6%
SACH is the #2 pick in this set and the best alternative if income & stability and sleep-well-at-night is your priority.
- Dividend streak 0 yrs, beta 0.44, yield 18.4%
- Lower volatility, beta 0.44, current ratio 0.84x
- Beta 0.44, yield 18.4%, current ratio 0.84x
- Beta 0.44 vs GPMT's 1.44, lower leverage
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | 187.8% FFO/revenue growth vs SACH's -18.2% | |
| Value | Lower P/E (8.1x vs 28.1x) | |
| Quality / Margins | 23.2% margin vs GPMT's -30.5% | |
| Stability / Safety | Beta 0.44 vs GPMT's 1.44, lower leverage | |
| Dividends | 13.5% yield, 2-year raise streak, vs SACH's 18.4% | |
| Momentum (1Y) | +34.0% vs GPMT's -19.7% | |
| Efficiency (ROA) | 1.4% ROA vs GPMT's -2.3%, ROIC 4.7% vs 2.6% |
SCCD vs GPMT vs TRTX vs SACH — Financial Metrics
Side-by-side numbers across 4 stocks — who leads on profitability, valuation, growth, and risk.
Who Leads Where
TRTX leads in 2 of 6 categories
GPMT leads 1 • SCCD leads 0 • SACH leads 0 • 3 tied
Explore the data ↓Income & Cash Flow (Last 12 Months)
TRTX leads this category, winning 4 of 6 comparable metrics.
Income & Cash Flow (Last 12 Months)
TRTX and SCCD operate at a comparable scale, with $264M and -$13M in trailing revenue. TRTX is the more profitable business, keeping 23.2% of every revenue dollar as net income compared to GPMT's -30.5%. On growth, GPMT holds the edge at +157.8% YoY revenue growth, suggesting stronger near-term business momentum.
| Metric | ||||
|---|---|---|---|---|
| RevenueTrailing 12 months | -$13M | $132M | $264M | $38M |
| EBITDAEarnings before interest/tax | $551,999 | -$8M | $144M | $17M |
| Net IncomeAfter-tax profit | $2M | -$40M | $61M | $6M |
| Free Cash FlowCash after capex | $3M | $463,000 | $96M | $3M |
| Gross MarginGross profit ÷ Revenue | — | +47.3% | +78.5% | +98.1% |
| Operating MarginEBIT ÷ Revenue | — | -4.3% | +51.0% | +42.0% |
| Net MarginNet income ÷ Revenue | — | -30.5% | +23.2% | +16.7% |
| FCF MarginFCF ÷ Revenue | — | +0.4% | +36.4% | +6.6% |
| Rev. Growth (YoY)Latest quarter vs prior year | -2.6% | +157.8% | -4.4% | +145.2% |
| EPS Growth (YoY)Latest quarter vs prior year | -79.3% | +40.9% | +58.3% | -79.9% |
Valuation Metrics
GPMT leads this category, winning 3 of 5 comparable metrics.
Valuation Metrics
At 14.9x trailing earnings, TRTX trades at a 98% valuation discount to SCCD's 619.3x P/E. On an enterprise value basis, SACH's 11.3x EV/EBITDA is more attractive than GPMT's 20.8x.
| Metric | ||||
|---|---|---|---|---|
| Market CapShares × price | $1.2B | $74M | $656M | $53M |
| Enterprise ValueMkt cap + debt − cash | $1.2B | $1.2B | $3.9B | $320M |
| Trailing P/EPrice ÷ TTM EPS | 619.25x | -1.34x | 14.89x | 28.06x |
| Forward P/EPrice ÷ next-FY EPS est. | — | — | 8.09x | — |
| PEG RatioP/E ÷ EPS growth rate | — | — | — | — |
| EV / EBITDAEnterprise value multiple | — | 20.75x | 15.10x | 11.33x |
| Price / SalesMarket cap ÷ Revenue | — | 0.51x | 1.97x | 1.12x |
| Price / BookPrice ÷ Book value/share | 6.64x | 0.13x | 0.63x | 0.29x |
| Price / FCFMarket cap ÷ FCF | 472.46x | 27.85x | 7.26x | 21.11x |
Profitability & Efficiency
TRTX leads this category, winning 5 of 9 comparable metrics.
Profitability & Efficiency
TRTX delivers a 5.7% return on equity — every $100 of shareholder capital generates $6 in annual profit, vs $-7 for GPMT. SACH carries lower financial leverage with a 1.59x debt-to-equity ratio, signaling a more conservative balance sheet compared to TRTX's 3.08x. On the Piotroski fundamental quality scale (0–9), GPMT scores 6/9 vs SCCD's 5/9, reflecting solid financial health.
| Metric | ||||
|---|---|---|---|---|
| ROE (TTM)Return on equity | +1.0% | -7.1% | +5.7% | +3.6% |
| ROA (TTM)Return on assets | +0.4% | -2.3% | +1.4% | +1.3% |
| ROICReturn on invested capital | — | +2.6% | +4.7% | +4.8% |
| ROCEReturn on capital employed | — | +4.6% | +7.1% | +6.2% |
| Piotroski ScoreFundamental quality 0–9 | 5 | 6 | 6 | 6 |
| Debt / EquityFinancial leverage | — | 2.12x | 3.08x | 1.59x |
| Net DebtTotal debt minus cash | -$11M | $1.1B | $3.2B | $267M |
| Cash & Equiv.Liquid assets | $11M | $66M | $88M | $11M |
| Total DebtShort + long-term debt | $0 | $1.2B | $3.3B | $278M |
| Interest CoverageEBIT ÷ Interest expense | — | 0.58x | 1.32x | 1.25x |
Total Returns (Dividends Reinvested)
Evenly matched — SCCD and TRTX and SACH each lead in 2 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in SCCD five years ago would be worth $13,304 today (with dividends reinvested), compared to $3,472 for GPMT. Over the past 12 months, SACH leads with a +34.0% total return vs GPMT's -19.7%. The 3-year compound annual growth rate (CAGR) favors TRTX at 26.7% vs SACH's -16.8% — a key indicator of consistent wealth creation.
| Metric | ||||
|---|---|---|---|---|
| YTD ReturnYear-to-date | +4.1% | -32.5% | -1.0% | +10.6% |
| 1-Year ReturnPast 12 months | +29.0% | -19.7% | +25.7% | +34.0% |
| 3-Year ReturnCumulative with dividends | +49.4% | -34.3% | +103.4% | -42.4% |
| 5-Year ReturnCumulative with dividends | +33.0% | -65.3% | +1.4% | -43.2% |
| 10-Year ReturnCumulative with dividends | +33.0% | -50.0% | -1.9% | -5.2% |
| CAGR (3Y)Annualised 3-year return | +14.3% | -13.1% | +26.7% | -16.8% |
Risk & Volatility
Evenly matched — SCCD and SACH each lead in 1 of 2 comparable metrics.
Risk & Volatility
SACH is the less volatile stock with a 0.44 beta — it tends to amplify market swings less than GPMT's 1.44 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. SCCD currently trades 99.9% from its 52-week high vs GPMT's 49.7% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | ||||
|---|---|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 0.62x | 1.44x | 0.78x | 0.44x |
| 52-Week HighHighest price in past year | $24.80 | $3.12 | $9.85 | $1.35 |
| 52-Week LowLowest price in past year | $7.97 | $1.24 | $7.44 | $0.80 |
| % of 52W HighCurrent price vs 52-week peak | +99.9% | +49.7% | +86.2% | +81.5% |
| RSI (14)Momentum oscillator 0–100 | 61.6 | 49.4 | 60.6 | 58.8 |
| Avg Volume (50D)Average daily shares traded | 4K | 154K | 655K | 157K |
Analyst Outlook
Evenly matched — TRTX and SACH each lead in 1 of 2 comparable metrics.
Analyst Outlook
Analyst consensus: GPMT as "Hold", TRTX as "Buy". Consensus price targets imply 61.3% upside for GPMT (target: $3) vs 17.8% for TRTX (target: $10). For income investors, SACH offers the higher dividend yield at 18.42% vs SCCD's 0.82%.
| Metric | ||||
|---|---|---|---|---|
| Analyst RatingConsensus buy/hold/sell | — | Hold | Buy | — |
| Price TargetConsensus 12-month target | — | $2.50 | $10.00 | — |
| # AnalystsCovering analysts | — | 12 | 11 | — |
| Dividend YieldAnnual dividend ÷ price | +0.8% | +14.0% | +13.5% | +18.4% |
| Dividend StreakConsecutive years of raises | 0 | 0 | 2 | 0 |
| Dividend / ShareAnnual DPS | $0.20 | $0.22 | $1.15 | $0.20 |
| Buyback YieldShare repurchases ÷ mkt cap | 0.0% | +7.6% | +3.9% | 0.0% |
TRTX leads in 2 of 6 categories (Income & Cash Flow, Profitability & Efficiency). GPMT leads in 1 (Valuation Metrics). 3 tied.
SCCD vs GPMT vs TRTX vs SACH: Key Questions Answered
10 questions · data-driven answers · updated daily
01Is SCCD or GPMT or TRTX or SACH a better buy right now?
For growth investors, Granite Point Mortgage Trust Inc.
(GPMT) is the stronger pick with 187. 8% revenue growth year-over-year, versus -18. 2% for Sachem Capital Corp. (SACH). TPG RE Finance Trust, Inc. (TRTX) offers the better valuation at 14. 9x trailing P/E (8. 1x forward), making it the more compelling value choice. Analysts rate TPG RE Finance Trust, Inc. (TRTX) a "Buy" — based on 11 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which has the better valuation — SCCD or GPMT or TRTX or SACH?
On trailing P/E, TPG RE Finance Trust, Inc.
(TRTX) is the cheapest at 14. 9x versus Sachem Capital Corp. 6. 00% Notes Due 2026 at 619. 3x.
03Which is the better long-term investment — SCCD or GPMT or TRTX or SACH?
Over the past 5 years, Sachem Capital Corp.
6. 00% Notes Due 2026 (SCCD) delivered a total return of +33. 0%, compared to -65. 3% for Granite Point Mortgage Trust Inc. (GPMT). Over 10 years, the gap is even starker: SCCD returned +33. 0% versus GPMT's -50. 0%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
04Which is safer — SCCD or GPMT or TRTX or SACH?
By beta (market sensitivity over 5 years), Sachem Capital Corp.
(SACH) is the lower-risk stock at 0. 44β versus Granite Point Mortgage Trust Inc. 's 1. 44β — meaning GPMT is approximately 226% more volatile than SACH relative to the S&P 500. On balance sheet safety, Sachem Capital Corp. (SACH) carries a lower debt/equity ratio of 159% versus 3% for TPG RE Finance Trust, Inc. — giving it more financial flexibility in a downturn.
05Which is growing faster — SCCD or GPMT or TRTX or SACH?
By revenue growth (latest reported year), Granite Point Mortgage Trust Inc.
(GPMT) is pulling ahead at 187. 8% versus -18. 2% for Sachem Capital Corp. (SACH). On earnings-per-share growth, the picture is similar: Sachem Capital Corp. 6. 00% Notes Due 2026 grew EPS 104. 3% year-over-year, compared to -26. 0% for TPG RE Finance Trust, Inc.. Over a 3-year CAGR, GPMT leads at 22. 9% annualised revenue growth. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
06Which has better profit margins — SCCD or GPMT or TRTX or SACH?
TPG RE Finance Trust, Inc.
(TRTX) is the more profitable company, earning 18. 1% net margin versus -28. 3% for Granite Point Mortgage Trust Inc. — meaning it keeps 18. 1% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: TRTX leads at 73. 0% versus 0. 0% for SCCD. At the gross margin level — before operating expenses — SACH leads at 97. 8%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
07Is SCCD or GPMT or TRTX or SACH more undervalued right now?
Analyst consensus price targets imply the most upside for GPMT: 61.
3% to $2. 50.
08Which pays a better dividend — SCCD or GPMT or TRTX or SACH?
All stocks in this comparison pay dividends.
Sachem Capital Corp. (SACH) offers the highest yield at 18. 4%, versus 0. 8% for Sachem Capital Corp. 6. 00% Notes Due 2026 (SCCD).
09Is SCCD or GPMT or TRTX or SACH better for a retirement portfolio?
For long-horizon retirement investors, Sachem Capital Corp.
(SACH) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0. 44), 18. 4% yield). Both have compounded well over 10 years (SACH: -5. 2%, GPMT: -50. 0%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
10What are the main differences between SCCD and GPMT and TRTX and SACH?
Both stocks operate in the Real Estate sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both.
In terms of investment character: SCCD is a small-cap high-growth stock; GPMT is a small-cap high-growth stock; TRTX is a small-cap high-growth stock; SACH is a small-cap income-oriented stock. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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