SCCG
Sachem Capital Corp. 8.00% Note
REIT - Mortgage
Market Cap$1.14B
5Y Perf.-3.9%
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Stock Comparison
SCCG vs LOAN
Revenue, margins, valuation, and 5-year total return — side by side.
LOAN
Manhattan Bridge Capital, Inc.
REIT - Mortgage
Market Cap$48M
5Y Perf.-25.0%
SCCG vs LOAN — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | SCCG | LOAN |
|---|---|---|
| Industry | REIT - Mortgage | REIT - Mortgage |
| Market Cap | $1.14B | $48M |
| Revenue (TTM) | $0.00 | $8M |
| Net Income (TTM) | $2M | $5M |
| Gross Margin | — | 99.9% |
| Operating Margin | — | 58.1% |
| Forward P/E | 397.8x | 8.6x |
| Total Debt | $0.00 | $23M |
| Cash & Equiv. | $11M | $178K |
SCCG vs LOAN — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
SCCG
LOAN
| Stock | Aug 22 | May 26 | Return |
|---|---|---|---|
| Sachem Capital Corp… (SCCG) | 100 | 96.1 | -3.9% |
| Manhattan Bridge Ca… (LOAN) | 100 | 75.0 | -25.0% |
Price return only. Dividends and distributions are not included.
Quick Verdict: SCCG vs LOAN
Each card shows where this stock fits in a portfolio — not just who wins on paper.
Bottom line: LOAN leads in 4 of 6 categories, making it the strongest pick for growth and revenue expansion and valuation and capital efficiency. Sachem Capital Corp. 8.00% Note is the stronger pick specifically for capital preservation and lower volatility and recent price momentum and sentiment. As sector peers, any of these can serve as alternatives in the same allocation.
SCCG
Sachem Capital Corp. 8.00% Note
The Real Estate Income Play
SCCG is the clearest fit if your priority is income & stability and sleep-well-at-night.
- Dividend streak 0 yrs, beta 0.09, yield 0.8%
- Lower volatility, beta 0.09
- Beta 0.09, yield 0.8%
Best for: income & stability and sleep-well-at-night
LOAN
Manhattan Bridge Capital, Inc.
The Real Estate Income Play
LOAN carries the broadest edge in this set and is the clearest fit for growth exposure and long-term compounding.
- Rev growth 32.7%, EPS growth 2.1%, 3Y rev CAGR 18.8%
- 102.8% 10Y total return vs SCCG's 24.3%
- 32.7% FFO/revenue growth vs SCCG's -100.0%
Best for: growth exposure and long-term compounding
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | LOAN | 32.7% FFO/revenue growth vs SCCG's -100.0% |
| Value | LOAN | Lower P/E (8.6x vs 397.8x) |
| Stability / Safety | SCCG | Beta 0.09 vs LOAN's 0.12 |
| Dividends | LOAN | 10.8% yield, vs SCCG's 0.8% |
| Momentum (1Y) | SCCG | +28.8% vs LOAN's -8.5% |
| Efficiency (ROA) | LOAN | 8.1% ROA vs SCCG's 0.4% |
SCCG vs LOAN — Financial Metrics
Side-by-side numbers across 2 stocks — who leads on profitability, valuation, growth, and risk.
BEST OVERALLLOANLAGGINGSCCG
SCCGSachem Capital Corp. …
2leads
LOANManhattan Bridge Capi…
3leads
6 Total Categories
CATEGORYLEADERvs SCCGMETRICS WON
Income & Cash FlowRevenue, margins, and cash flow strength
Tied
—
Valuation MetricsMultiples, price ratios, and targets
LOAN3/3
Profitability & EfficiencyROE, ROIC, leverage, and quality scores
LOAN3/5
Total Returns1Y, 3Y, 5Y total returns with dividends
SCCG5/6
Risk & VolatilityBeta, volatility, and downside exposure
SCCG2/2
Analyst OutlookRatings, price targets, and dividends
LOAN1/1
Income & Cash Flow (Last 12 Months)
Evenly matched — SCCG and LOAN each lead in 1 of 2 comparable metrics.
Income & Cash Flow (Last 12 Months)
LOAN and SCCG operate at a comparable scale, with $8M and $0 in trailing revenue. On growth, LOAN holds the edge at +14.6% YoY revenue growth, suggesting stronger near-term business momentum.
| Metric | SCCGSachem Capital Co… | LOANManhattan Bridge … |
|---|---|---|
| RevenueTrailing 12 months | $0 | $8M |
| EBITDAEarnings before interest/tax | $22M | $4M |
| Net IncomeAfter-tax profit | $2M | $5M |
| Free Cash FlowCash after capex | $3M | $5M |
| Gross MarginGross profit ÷ Revenue | — | +99.9% |
| Operating MarginEBIT ÷ Revenue | — | +58.1% |
| Net MarginNet income ÷ Revenue | — | +70.0% |
| FCF MarginFCF ÷ Revenue | — | +62.6% |
| Rev. Growth (YoY)Latest quarter vs prior year | -2.1% | +14.6% |
| EPS Growth (YoY)Latest quarter vs prior year | +103.4% | -8.3% |
Evenly matched — SCCG and LOAN each lead in 1 of 2 comparable metrics.
Valuation Metrics
LOAN leads this category, winning 3 of 3 comparable metrics.
Valuation Metrics
At 8.6x trailing earnings, LOAN trades at a 99% valuation discount to SCCG's 596.8x P/E.
| Metric | SCCGSachem Capital Co… | LOANManhattan Bridge … |
|---|---|---|
| Market CapShares × price | $1.1B | $48M |
| Enterprise ValueMkt cap + debt − cash | $1.1B | $71M |
| Trailing P/EPrice ÷ TTM EPS | 596.75x | 8.63x |
| Forward P/EPrice ÷ next-FY EPS est. | 397.83x | — |
| PEG RatioP/E ÷ EPS growth rate | — | — |
| EV / EBITDAEnterprise value multiple | — | 8.94x |
| Price / SalesMarket cap ÷ Revenue | — | 4.99x |
| Price / BookPrice ÷ Book value/share | 6.40x | 1.12x |
| Price / FCFMarket cap ÷ FCF | 455.30x | 9.82x |
LOAN leads this category, winning 3 of 3 comparable metrics.
Profitability & Efficiency
LOAN leads this category, winning 3 of 5 comparable metrics.
Profitability & Efficiency
LOAN delivers a 12.2% return on equity — every $100 of shareholder capital generates $12 in annual profit, vs $1 for SCCG. On the Piotroski fundamental quality scale (0–9), LOAN scores 7/9 vs SCCG's 5/9, reflecting strong financial health.
| Metric | SCCGSachem Capital Co… | LOANManhattan Bridge … |
|---|---|---|
| ROE (TTM)Return on equity | +1.0% | +12.2% |
| ROA (TTM)Return on assets | +0.4% | +8.1% |
| ROICReturn on invested capital | — | +8.5% |
| ROCEReturn on capital employed | — | +11.3% |
| Piotroski ScoreFundamental quality 0–9 | 5 | 7 |
| Debt / EquityFinancial leverage | — | 0.52x |
| Net DebtTotal debt minus cash | -$11M | $22M |
| Cash & Equiv.Liquid assets | $11M | $178,012 |
| Total DebtShort + long-term debt | $0 | $23M |
| Interest CoverageEBIT ÷ Interest expense | — | 3.38x |
LOAN leads this category, winning 3 of 5 comparable metrics.
Total Returns (Dividends Reinvested)
SCCG leads this category, winning 5 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in SCCG five years ago would be worth $12,430 today (with dividends reinvested), compared to $10,257 for LOAN. Over the past 12 months, SCCG leads with a +28.8% total return vs LOAN's -8.5%. The 3-year compound annual growth rate (CAGR) favors SCCG at 10.9% vs LOAN's 5.2% — a key indicator of consistent wealth creation.
| Metric | SCCGSachem Capital Co… | LOANManhattan Bridge … |
|---|---|---|
| YTD ReturnYear-to-date | +3.6% | -6.3% |
| 1-Year ReturnPast 12 months | +28.8% | -8.5% |
| 3-Year ReturnCumulative with dividends | +36.4% | +16.4% |
| 5-Year ReturnCumulative with dividends | +24.3% | +2.6% |
| 10-Year ReturnCumulative with dividends | +24.3% | +102.8% |
| CAGR (3Y)Annualised 3-year return | +10.9% | +5.2% |
SCCG leads this category, winning 5 of 6 comparable metrics.
Risk & Volatility
SCCG leads this category, winning 2 of 2 comparable metrics.
Risk & Volatility
SCCG is the less volatile stock with a 0.09 beta — it tends to amplify market swings less than LOAN's 0.12 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. SCCG currently trades 97.2% from its 52-week high vs LOAN's 72.3% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | SCCGSachem Capital Co… | LOANManhattan Bridge … |
|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 0.09x | 0.12x |
| 52-Week HighHighest price in past year | $24.55 | $5.85 |
| 52-Week LowLowest price in past year | $11.58 | $4.13 |
| % of 52W HighCurrent price vs 52-week peak | +97.2% | +72.3% |
| RSI (14)Momentum oscillator 0–100 | 59.4 | 36.6 |
| Avg Volume (50D)Average daily shares traded | 4K | 28K |
SCCG leads this category, winning 2 of 2 comparable metrics.
Analyst Outlook
LOAN leads this category, winning 1 of 1 comparable metric.
Analyst Outlook
For income investors, LOAN offers the higher dividend yield at 10.82% vs SCCG's 0.85%.
| Metric | SCCGSachem Capital Co… | LOANManhattan Bridge … |
|---|---|---|
| Analyst RatingConsensus buy/hold/sell | — | — |
| Price TargetConsensus 12-month target | — | — |
| # AnalystsCovering analysts | — | — |
| Dividend YieldAnnual dividend ÷ price | +0.8% | +10.8% |
| Dividend StreakConsecutive years of raises | 0 | 0 |
| Dividend / ShareAnnual DPS | $0.20 | $0.46 |
| Buyback YieldShare repurchases ÷ mkt cap | 0.0% | +0.0% |
LOAN leads this category, winning 1 of 1 comparable metric.
Key Takeaway
LOAN leads in 3 of 6 categories (Valuation Metrics, Profitability & Efficiency). SCCG leads in 2 (Total Returns, Risk & Volatility). 1 tied.
Best OverallManhattan Bridge Capital, I… (LOAN)Leads 3 of 6 categories
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SCCG vs LOAN: Frequently Asked Questions
9 questions · data-driven answers · updated daily
01Is SCCG or LOAN a better buy right now?
For growth investors, Manhattan Bridge Capital, Inc.
(LOAN) is the stronger pick with 32. 7% revenue growth year-over-year, versus -100. 0% for Sachem Capital Corp. 8. 00% Note (SCCG). Manhattan Bridge Capital, Inc. (LOAN) offers the better valuation at 8. 6x trailing P/E, making it the more compelling value choice. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which has the better valuation — SCCG or LOAN?
On trailing P/E, Manhattan Bridge Capital, Inc.
(LOAN) is the cheapest at 8. 6x versus Sachem Capital Corp. 8. 00% Note at 596. 8x.
03Which is the better long-term investment — SCCG or LOAN?
Over the past 5 years, Sachem Capital Corp.
8. 00% Note (SCCG) delivered a total return of +24. 3%, compared to +2. 6% for Manhattan Bridge Capital, Inc. (LOAN). Over 10 years, the gap is even starker: LOAN returned +102. 8% versus SCCG's +24. 3%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
04Which is safer — SCCG or LOAN?
By beta (market sensitivity over 5 years), Sachem Capital Corp.
8. 00% Note (SCCG) is the lower-risk stock at 0. 09β versus Manhattan Bridge Capital, Inc. 's 0. 12β — meaning LOAN is approximately 26% more volatile than SCCG relative to the S&P 500.
05Which is growing faster — SCCG or LOAN?
By revenue growth (latest reported year), Manhattan Bridge Capital, Inc.
(LOAN) is pulling ahead at 32. 7% versus -100. 0% for Sachem Capital Corp. 8. 00% Note (SCCG). On earnings-per-share growth, the picture is similar: Sachem Capital Corp. 8. 00% Note grew EPS 104. 3% year-over-year, compared to 2. 1% for Manhattan Bridge Capital, Inc.. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
06Which has better profit margins — SCCG or LOAN?
Manhattan Bridge Capital, Inc.
(LOAN) is the more profitable company, earning 57. 7% net margin versus 0. 0% for Sachem Capital Corp. 8. 00% Note — meaning it keeps 57. 7% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: LOAN leads at 81. 6% versus 0. 0% for SCCG. At the gross margin level — before operating expenses — LOAN leads at 76. 0%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
07Which pays a better dividend — SCCG or LOAN?
All stocks in this comparison pay dividends.
Manhattan Bridge Capital, Inc. (LOAN) offers the highest yield at 10. 8%, versus 0. 8% for Sachem Capital Corp. 8. 00% Note (SCCG).
08Is SCCG or LOAN better for a retirement portfolio?
For long-horizon retirement investors, Manhattan Bridge Capital, Inc.
(LOAN) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0. 12), 10. 8% yield, +102. 8% 10Y return). Both have compounded well over 10 years (LOAN: +102. 8%, SCCG: +24. 3%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
09What are the main differences between SCCG and LOAN?
Both stocks operate in the Real Estate sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both.
In terms of investment character: SCCG is a small-cap quality compounder stock; LOAN is a small-cap high-growth stock. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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